Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and Zamboanga

For one person, living is cheaper in Zamboanga: $714 a month against $1,202 in Playa del Carmen, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

Playa del Carmen, Mexico
Zamboanga, Philippines
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Zamboanga
🇵🇭 Philippines
$714
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Zamboanga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Zamboanga actually costs, broken down by who's living it.

A single person spends $1,202 per month in Playa del Carmen vs $714 in Zamboanga, rent included.

  • Playa del Carmen $1,202
  • Zamboanga $714

A couple spends around $2,082 per month in Playa del Carmen vs $1,076 in Zamboanga, rent included.

  • Playa del Carmen $2,082
  • Zamboanga $1,076

A family of three spends $2,962 per month in Playa del Carmen vs $1,438 in Zamboanga, rent included.

  • Playa del Carmen $2,962
  • Zamboanga $1,438

Playa del Carmen costs about 68% more than Zamboanga, and outside of rent the biggest gap is in eating out.

Both Playa del Carmen and Zamboanga are more affordable than the global median – Playa del Carmen 11% lower, Zamboanga 47% lower.

Currency
🍽 Eating Out
Playa del Carmen
Zamboanga
Difference
Meal at Budget Restaurant
$10.67 MX$198
$1.31 ₱82.7
714.50%
Three-Course Dinner for Two, Mid-Range
$43.80 MX$813
$16.52 ₱1,047
165.13%
Fast Food Meal (McDonalds, etc)
$11.79 MX$219
$3.32 ₱210
255.12%
Cappuccino
$3.79 MX$70.3
$2.05 ₱130
84.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 MX$24.09
$0.91 ₱57.5
42.86%
Water (0.33 liter bottle)
$0.83 MX$15.48
$0.39 ₱24.93
112.82%
Local Beer (0.5 liter draught)
$3.15 MX$58.4
$1.45 ₱91.7
117.24%
Imported Beer (0.33 liter bottle)
$4.93 MX$91.6
$1.95 ₱123
152.82%
🛒 Groceries & Markets
Playa del Carmen
Zamboanga
Difference
Milk (1 liter)
$1.41 MX$26.16
$1.80 ₱114
-21.67%
White Bread (500g)
$2.20 MX$40.77
$1.38 ₱87.4
59.42%
Rice (white) (1kg)
$1.47 MX$27.35
$1.10 ₱69.9
33.64%
Eggs
$2.50 MX$46.37
$1.44 ₱91.1
73.61%
Local Cheese (1kg)
$7.29 MX$135
$4.69 ₱298
55.44%
Chicken Fillets (1kg)
$7.95 MX$148
$3.88 ₱246
104.90%
Beef Round Steak (1kg)
$12.86 MX$239
$3.13 ₱198
310.86%
Apples (1kg)
$2.90 MX$53.8
$3.00 ₱190
-3.33%
Banana (1kg)
$1.38 MX$25.69
$1.20 ₱75.9
15.00%
Oranges (1kg)
$2.49 MX$46.26
$3.78 ₱240
-34.13%
Tomato (1kg)
$2.03 MX$37.70
$1.15 ₱73.1
76.52%
Potato (1kg)
$2.02 MX$37.61
$1.18 ₱74.8
71.19%
Onion (1kg)
$1.90 MX$35.35
$2.40 ₱152
-20.83%
Lettuce (1 head)
$1.14 MX$21.25
$0.85 ₱53.8
34.12%
Water (1.5 liter bottle)
$1.24 MX$23.01
$0.49 ₱31.25
153.06%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 MX$79.3
$2.69 ₱170
58.74%
Wine (Bottle)
$9.81 MX$182
$4.22 ₱268
132.46%
Local Beer (0.5 liter bottle)
$1.59 MX$29.45
$1.30 ₱82.4
22.31%
Imported Beer (0.33 liter bottle)
$2.75 MX$51.0
$1.99 ₱126
38.19%
🚌 Getting Around
Playa del Carmen
Zamboanga
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.56
$0.17 ₱11.04
200.00%
Public Transport Monthly Pass (Regular Price)
$27.39 MX$509
$12.49 ₱791
119.30%
Taxi Start (Normal Tariff)
$4.76 MX$88.4
$0.74 ₱47.15
543.24%
Taxi (Normal Tariff) (1km)
$3.25 MX$60.3
$0.22 ₱13.92
1377.27%
Taxi 1hour Waiting (Normal Tariff)
$5.39 MX$100
$1.90 ₱121
183.68%
Gasoline (1 liter)
$1.53 MX$28.38
$0.97 ₱61.5
57.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$393.9K
$20.9K ₱1.3M
1.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$432.0K
$18.6K ₱1.2M
25.14%
🧾 Monthly Utilities & Internet
Playa del Carmen
Zamboanga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 MX$1,550
$118 ₱7,496
-29.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.19 MX$431
$15.47 ₱981
49.90%
Internet (50+ Mbps, Unlimited Data)
$27.61 MX$513
$47.75 ₱3,027
-42.18%
🎉 Sport & Entertainment
Playa del Carmen
Zamboanga
Difference
Gym Membership (Monthly)
$56.4 MX$1,048
$35.86 ₱2,273
57.36%
Tennis Court (1 Hour on Weekend)
$28.19 MX$524
$5.11 ₱324
451.66%
Cinema Ticket
$5.00 MX$92.9
$5.02 ₱318
-0.40%
🧸 Childcare & Education
Playa del Carmen
Zamboanga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,846
$131 ₱8,285
58.43%
International Primary School, 1 Child (Yearly)
$5,231 MX$97.1K
$7,774 ₱492.7K
-32.71%
👕👟 Clothing & Footwear
Playa del Carmen
Zamboanga
Difference
Jeans (Levis 501 Or Similar)
$43.45 MX$807
$32.15 ₱2,037
35.15%
Summer Dress (H&M, Zara, etc)
$42.54 MX$790
$19.42 ₱1,231
119.05%
Sport Shoes (Adidas, Nike)
$72.8 MX$1,351
$71.8 ₱4,548
1.39%
Men's Leather Business Shoes
$88.4 MX$1,641
$54.0 ₱3,422
63.73%
🏠 Accommodation & Living
Playa del Carmen
Zamboanga
Difference
1-bedroom Apartment, City Center (Monthly)
$995 MX$18.5K
$250 ₱15.8K
298.13%
1-bedroom Apartment, Outside City Center (Monthly)
$382 MX$7,102
$166 ₱10.5K
130.31%
3-bedroom Apartment, City Center (Monthly)
$1,674 MX$31.1K
$329 ₱20.8K
409.27%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 MX$20.1K
$353 ₱22.4K
206.39%
Buy Apartment in City Center (m2)
$3,909 MX$72.6K
$2,668 ₱169.1K
46.50%
Buy Apartment Outside City Center (m2)
$6,138 MX$114.0K
$1,111 ₱70.4K
452.36%
💵 Salaries & Financials
Playa del Carmen
Zamboanga
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.5K
$191 ₱12.1K
335.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
6.92
65.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for Zamboanga: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$382
Zamboanga
$166 56.6% $216
Groceries & Markets
Playa del Carmen
$257
Zamboanga
$165 36.1% $93
Eating Out
Playa del Carmen
$200
Zamboanga
$61 69.4% $139
Monthly Utilities & Internet
Playa del Carmen
$134
Zamboanga
$181 35.2% $47
Clothing & Footwear
Playa del Carmen
$111
Zamboanga
$80 28.3% $31
Sport & Entertainment
Playa del Carmen
$66
Zamboanga
$46 30.9% $21
Getting Around
Playa del Carmen
$50
Zamboanga
$15 70.2% $35

Cost Breakdown

A central one-bedroom costs $995 in Playa del Carmen versus $250 in Zamboanga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Playa del Carmen are about 4.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44 in Playa del Carmen versus $17 in Zamboanga. Monthly groceries follow the same trend: $257 vs $165 – making Zamboanga the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇵🇭 Zamboanga
🕒 Local time
09:15 9:15 AM
22:15 10:15 PM
13 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 3, 2026: 1 USD = 18.57 MXN (100 MXN = 5.38 USD). 1 EUR = 20.79 MXN (100 MXN = 4.81 EUR).

Philippine Peso exchange rates as of November 3, 2026: 1 USD = 63.38 PHP (100 PHP = 1.58 USD). 1 EUR = 70.96 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Playa del Carmen Zamboanga 15,600 km ≈ 20 h nonstop flight
From you
  • Playa del Carmen
  • Zamboanga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Zamboanga: Cost of Living - Frequently Asked Questions
Is Zamboanga cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 68%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,804 per month in Playa del Carmen and $1,071 in Zamboanga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Zamboanga, especially for central apartments: a one-bedroom in the center costs $250 there versus $995 in Playa del Carmen.
What are total monthly expenses in Playa del Carmen and in Zamboanga?
Monthly expenses with rent come to $1,202 in Playa del Carmen and $714 in Zamboanga. That makes Zamboanga about 41% cheaper.
Which city has cheaper public transport?
Public transport costs about 54% less in Zamboanga. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Playa del Carmen or in Zamboanga?
A $1,000 monthly budget goes further in Zamboanga, where all-in costs run around $714, than in Playa del Carmen at $1,202. In Zamboanga it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Zamboanga more family-friendly?
Families tend to lean toward Zamboanga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Zamboanga. If higher salaries or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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