Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Waihi

For one person, living is cheaper in Playa del Carmen: $1,210 a month against $1,911 in Waihi, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
90

Cost of Living Index in Waihi
Learn more

Waihi Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,210

/mo nomad

Waihi

🇳🇿 New Zealand

$1,911

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Waihi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Waihi actually costs, broken down by who's living it.

A single person spends $1,210 per month in Playa del Carmen vs $1,911 in Waihi, rent included.

Playa del Carmen $1,210
Waihi $1,911

A couple spends around $2,113 per month in Playa del Carmen vs $2,937 in Waihi, rent included.

Playa del Carmen $2,113
Waihi $2,937

A family of three spends $3,016 per month in Playa del Carmen vs $3,963 in Waihi, rent included.

Playa del Carmen $3,016
Waihi $3,963

Playa del Carmen is about 37% cheaper than Waihi, and outside of rent the biggest gap is in groceries.

Playa del Carmen sits 10% below the global median, while Waihi is 42% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.76 MX$199

$12.00 NZ$21.22

-10.33%

Three-Course Dinner for Two, Mid-Range

$43.03 MX$795

$59.7 NZ$105

-27.86%

Fast Food Meal (McDonalds, etc)

$11.79 MX$218

$8.35 NZ$14.77

41.20%

Cappuccino

$3.87 MX$71.4

$3.69 NZ$6.53

4.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 MX$25.29

$2.22 NZ$3.92

-38.29%

Water (0.33 liter bottle)

$0.84 MX$15.44

$2.04 NZ$3.61

-58.82%

Local Beer (0.5 liter draught)

$3.10 MX$57.3

$5.72 NZ$10.12

-45.80%

Imported Beer (0.33 liter bottle)

$5.07 MX$93.6

$6.49 NZ$11.47

-21.88%

Milk (1 liter)

$1.44 MX$26.55

$1.93 NZ$3.41

-25.39%

White Bread (500g)

$2.23 MX$41.23

$1.78 NZ$3.16

25.28%

Rice (white) (1kg)

$1.47 MX$27.17

$1.62 NZ$2.86

-9.26%

Eggs

$2.53 MX$46.71

$5.12 NZ$9.06

-50.59%

Local Cheese (1kg)

$7.30 MX$135

$9.35 NZ$16.53

-21.93%

Chicken Fillets (1kg)

$7.86 MX$145

$8.53 NZ$15.09

-7.85%

Beef Round Steak (1kg)

$12.79 MX$236

$12.78 NZ$22.60

0.08%

Apples (1kg)

$2.90 MX$53.6

$2.80 NZ$4.95

3.57%

Banana (1kg)

$1.44 MX$26.53

$2.25 NZ$3.98

-36.00%

Oranges (1kg)

$2.55 MX$47.07

$3.16 NZ$5.59

-19.30%

Tomato (1kg)

$2.06 MX$38.03

$5.86 NZ$10.36

-64.85%

Potato (1kg)

$2.00 MX$36.97

$1.97 NZ$3.49

1.52%

Onion (1kg)

$2.01 MX$37.07

$1.58 NZ$2.79

27.22%

Lettuce (1 head)

$1.19 MX$22.02

$2.32 NZ$4.10

-48.71%

Water (1.5 liter bottle)

$1.26 MX$23.23

$1.12 NZ$1.97

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.40 MX$81.4

$22.08 NZ$39.04

-80.07%

Wine (Bottle)

$9.59 MX$177

$9.83 NZ$17.38

-2.44%

Local Beer (0.5 liter bottle)

$1.59 MX$29.41

$3.03 NZ$5.35

-47.52%

Imported Beer (0.33 liter bottle)

$2.81 MX$51.9

$3.14 NZ$5.55

-10.51%

One-way Ticket (Public Transport)

$0.57 MX$10.47

$1.93 NZ$3.41

-70.47%

Public Transport Monthly Pass (Regular Price)

$27.82 MX$514

$85.1 NZ$151

-67.32%

Taxi Start (Normal Tariff)

$4.98 MX$92.1

$1.96 NZ$3.47

154.08%

Taxi (Normal Tariff) (1km)

$3.50 MX$64.6

$1.99 NZ$3.53

75.88%

Taxi 1hour Waiting (Normal Tariff)

$5.40 MX$99.8

$27.15 NZ$48.02

-80.11%

Gasoline (1 liter)

$1.47 MX$27.08

$1.72 NZ$3.04

-14.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K MX$387.8K

$21.9K NZ$38.7K

-4.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K MX$441.8K

$19.8K NZ$35.0K

20.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.2 MX$1,556

$117 NZ$206

-27.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.99 MX$443

$31.18 NZ$55.1

-23.06%

Internet (50+ Mbps, Unlimited Data)

$29.02 MX$536

$56.0 NZ$99.1

-48.19%

Gym Membership (Monthly)

$63.0 MX$1,164

$35.97 NZ$63.6

75.09%

Tennis Court (1 Hour on Weekend)

$29.14 MX$539

Cinema Ticket

$4.94 MX$91.3

$11.32 NZ$20.02

-56.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$204 MX$3,763

$647 NZ$1,144

-68.52%

International Primary School, 1 Child (Yearly)

$3,941 MX$72.8K

$16.8K NZ$29.6K

-76.48%

Jeans (Levis 501 Or Similar)

$43.60 MX$806

$56.9 NZ$101

-23.43%

Summer Dress (H&M, Zara, etc)

$43.12 MX$797

$38.94 NZ$68.9

10.73%

Sport Shoes (Adidas, Nike)

$75.8 MX$1,400

$106 NZ$187

-28.23%

Men's Leather Business Shoes

$88.6 MX$1,637

$108 NZ$190

-17.64%

1-bedroom Apartment, City Center (Monthly)

$1,008 MX$18.6K

$1,031 NZ$1,823

-2.21%

1-bedroom Apartment, Outside City Center (Monthly)

$374 MX$6,911

$865 NZ$1,530

-56.76%

3-bedroom Apartment, City Center (Monthly)

$1,708 MX$31.6K

$1,621 NZ$2,867

5.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,106 MX$20.4K

$1,616 NZ$2,858

-31.55%

Buy Apartment in City Center (m2)

$3,944 MX$72.9K

$4,404 NZ$7,789

-10.44%

Buy Apartment Outside City Center (m2)

$6,169 MX$114.0K

$3,353 NZ$5,929

84.01%

Average Monthly Net Salary (After Tax)

$754 MX$13.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

5.57

105.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 10, 2026

Last update for Waihi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$374 30.9%

Waihi

$865 45.3% 131% $491

Groceries & Markets

Playa del Carmen

$258 21.4%

Waihi

$315 16.5% 22% $57

Eating Out

Playa del Carmen

$202 16.7%

Waihi

$224 11.7% 10.8% $22

Monthly Utilities & Internet

Playa del Carmen

$137 11.3%

Waihi

$204 10.7% 48.5% $67

Clothing & Footwear

Playa del Carmen

$113 9.3%

Waihi

$139 7.3% 23.1% $26

Sport & Entertainment

Playa del Carmen

$73 6%

Waihi

$59 3.1% 19.6% $14

Getting Around

Playa del Carmen

$53 4.3%

Waihi

$105 5.5% 99.3% $52

Cost Breakdown

A central one-bedroom costs $1,008 in Playa del Carmen versus $1,031 in Waihi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in Playa del Carmen versus $60.0 in Waihi. Monthly groceries follow the same trend: $258 vs $315 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know

🇲🇽 Playa del Carmen

🇳🇿 Waihi

🕒 Local time

18:27 6:27 PM

12:27 12:27 PM

18 h ahead of Playa del Carmen

🌤 Weather

👥 Population

149,923

4,700

💱 Currency

Mexican Peso MXN $

New Zealand Dollar NZD $

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 18, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to MXN in detail →

On the map

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Between locations

Playa del Carmen Waihi 11,990 km ≈ 15 h nonstop flight

From you

Playa del Carmen
Waihi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Waihi: Cost of Living - Frequently Asked Questions

Yes – Waihi is pricier by about 58%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,816 per month in Playa del Carmen and $2,866 in Waihi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,210 in Playa del Carmen and $1,911 in Waihi. That's a gap of about 58%.

Public transport costs about 206% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,210, than in Waihi at $1,911. In Playa del Carmen it covers expenses comfortably, while in Waihi it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Waihi makes more sense. Both are solid long-term options with distinct trade-offs.