Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Waco, TX

For one person, living is cheaper in Playa del Carmen: $1,215 a month against $2,447 in Waco, TX, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

Playa del Carmen
🇲🇽 Mexico
$1,215
/mo nomad
Waco, TX
🇺🇸 United States
$2,447
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Waco, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Waco, TX actually costs, broken down by who's living it.

A single person spends $1,215 per month in Playa del Carmen vs $2,447 in Waco, TX, rent included.

  • Playa del Carmen $1,215
  • Waco, TX $2,447

A couple spends around $2,144 per month in Playa del Carmen vs $3,090 in Waco, TX, rent included.

  • Playa del Carmen $2,144
  • Waco, TX $3,090

A family of three spends $3,072 per month in Playa del Carmen vs $3,734 in Waco, TX, rent included.

  • Playa del Carmen $3,072
  • Waco, TX $3,734

Playa del Carmen is about 50% cheaper than Waco, TX, and outside of rent the biggest gap is in eating out.

Playa del Carmen sits 9% below the global median, while Waco, TX is 83% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Playa del Carmen
Waco, TX
Difference
Meal at Budget Restaurant
$10.97 MX$202
$15.21 $15.21
-27.88%
Three-Course Dinner for Two, Mid-Range
$44.85 MX$826
$59.0 $59.0
-24.00%
Fast Food Meal (McDonalds, etc)
$11.92 MX$220
$12.18 $12.18
-2.13%
Cappuccino
$3.80 MX$70.1
$5.39 $5.39
-29.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.31 MX$24.16
$1.77 $1.77
-25.99%
Water (0.33 liter bottle)
$0.86 MX$15.77
$1.49 $1.49
-42.28%
Local Beer (0.5 liter draught)
$3.21 MX$59.2
$4.93 $4.93
-34.89%
Imported Beer (0.33 liter bottle)
$5.01 MX$92.3
$5.52 $5.52
-9.24%
🛒 Groceries & Markets
Playa del Carmen
Waco, TX
Difference
Milk (1 liter)
$1.46 MX$26.86
$0.76 $0.76
92.11%
White Bread (500g)
$2.33 MX$42.86
$3.16 $3.16
-26.27%
Rice (white) (1kg)
$1.44 MX$26.57
$2.03 $2.03
-29.06%
Eggs
$2.46 MX$45.34
$2.78 $2.78
-11.51%
Local Cheese (1kg)
$7.70 MX$142
$12.06 $12.06
-36.15%
Chicken Fillets (1kg)
$7.89 MX$145
$9.70 $9.70
-18.66%
Beef Round Steak (1kg)
$12.80 MX$236
$11.67 $11.67
9.68%
Apples (1kg)
$2.92 MX$53.7
$3.83 $3.83
-23.76%
Banana (1kg)
$1.42 MX$26.19
$1.12 $1.12
26.79%
Oranges (1kg)
$2.57 MX$47.25
$3.86 $3.86
-33.42%
Tomato (1kg)
$2.14 MX$39.37
$3.71 $3.71
-42.32%
Potato (1kg)
$1.95 MX$35.86
$2.27 $2.27
-14.10%
Onion (1kg)
$1.94 MX$35.66
$2.86 $2.86
-32.17%
Lettuce (1 head)
$1.15 MX$21.20
$1.76 $1.76
-34.66%
Water (1.5 liter bottle)
$1.22 MX$22.49
$0.99 $0.99
23.23%
Cigarettes 20 Pack (Marlboro, Camel)
$4.38 MX$80.6
$8.54 $8.54
-48.71%
Wine (Bottle)
$9.85 MX$182
$13.49 $13.49
-26.98%
Local Beer (0.5 liter bottle)
$1.54 MX$28.32
$1.68 $1.68
-8.33%
Imported Beer (0.33 liter bottle)
$2.72 MX$50.0
$3.81 $3.81
-28.61%
🚌 Getting Around
Playa del Carmen
Waco, TX
Difference
One-way Ticket (Public Transport)
$0.52 MX$9.67
$1.54 $1.54
-66.23%
Public Transport Monthly Pass (Regular Price)
$27.42 MX$505
$40.12 $40.12
-31.66%
Taxi Start (Normal Tariff)
$4.91 MX$90.5
$9.93 $9.93
-50.55%
Taxi (Normal Tariff) (1km)
$3.52 MX$64.9
$1.90 $1.90
85.26%
Taxi 1hour Waiting (Normal Tariff)
$5.69 MX$105
$59.4 $59.4
-90.42%
Gasoline (1 liter)
$1.54 MX$28.37
$0.89 $0.89
73.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$391.2K
$36.2K $36.2K
-41.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K MX$451.1K
$25.0K $25.0K
-2.11%
🧾 Monthly Utilities & Internet
Playa del Carmen
Waco, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 MX$1,540
$175 $175
-52.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.03 MX$443
$40.53 $40.53
-40.71%
Internet (50+ Mbps, Unlimited Data)
$29.33 MX$540
$54.7 $54.7
-46.41%
🎉 Sport & Entertainment
Playa del Carmen
Waco, TX
Difference
Gym Membership (Monthly)
$64.9 MX$1,195
$27.96 $27.96
132.01%
Tennis Court (1 Hour on Weekend)
$29.46 MX$543
-
-
Cinema Ticket
$5.09 MX$93.7
$9.07 $9.07
-43.88%
🧸 Childcare & Education
Playa del Carmen
Waco, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$208 MX$3,825
$747 $747
-72.19%
International Primary School, 1 Child (Yearly)
$4,045 MX$74.5K
$18.2K $18.2K
-77.74%
👕👟 Clothing & Footwear
Playa del Carmen
Waco, TX
Difference
Jeans (Levis 501 Or Similar)
$44.55 MX$821
$47.91 $47.91
-7.01%
Summer Dress (H&M, Zara, etc)
$42.06 MX$775
$38.27 $38.27
9.90%
Sport Shoes (Adidas, Nike)
$75.5 MX$1,391
$85.3 $85.3
-11.45%
Men's Leather Business Shoes
$91.4 MX$1,683
$95.4 $95.4
-4.23%
🏠 Accommodation & Living
Playa del Carmen
Waco, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$986 MX$18.2K
$1,244 $1,244
-20.68%
1-bedroom Apartment, Outside City Center (Monthly)
$385 MX$7,095
$1,328 $1,328
-71.00%
3-bedroom Apartment, City Center (Monthly)
$1,713 MX$31.6K
$1,541 $1,541
11.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,108 MX$20.4K
$1,374 $1,374
-19.33%
Buy Apartment in City Center (m2)
$4,016 MX$74.0K
$1,970 $1,970
103.90%
Buy Apartment Outside City Center (m2)
$6,247 MX$115.1K
$1,955 $1,955
219.52%
💵 Salaries & Financials
Playa del Carmen
Waco, TX
Difference
Average Monthly Net Salary (After Tax)
$758 MX$14.0K
$3,156 $3,156
-75.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
6.49
76.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 4, 2026

Last update for Waco, TX: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$385
Waco, TX
$1.3K 245% $943
Groceries & Markets
Playa del Carmen
$260
Waco, TX
$312 20% $52
Eating Out
Playa del Carmen
$204
Waco, TX
$272 33.2% $68
Monthly Utilities & Internet
Playa del Carmen
$137
Waco, TX
$271 97.6% $134
Clothing & Footwear
Playa del Carmen
$114
Waco, TX
$120 5.3% $6
Sport & Entertainment
Playa del Carmen
$75
Waco, TX
$46 38.6% $29
Getting Around
Playa del Carmen
$52
Waco, TX
$66 26.3% $14

Cost Breakdown

A central one-bedroom costs $986 in Playa del Carmen versus $1,244 in Waco, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 316% higher in Waco, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Playa del Carmen versus $59.0 in Waco, TX. Monthly groceries follow the same trend: $260 vs $312 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇺🇸 Waco, TX
🕒 Local time
09:43 9:43 AM
09:43 9:43 AM
Same time as Playa del Carmen
🌤 Weather
👥 Population
149,923
138,486
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 12, 2026: 1 USD = 18.42 MXN (100 MXN = 5.43 USD). 1 EUR = 20.64 MXN (100 MXN = 4.84 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Playa del Carmen Waco, TX 1,570 km ≈ 2 h 30 min nonstop flight
From you
  • Playa del Carmen
  • Waco, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Waco, TX: Cost of Living - Frequently Asked Questions
Is Waco, TX cheaper than Playa del Carmen?
Yes – Waco, TX is pricier by about 101%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,823 per month in Playa del Carmen and $3,670 in Waco, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Waco, TX?
Monthly expenses with rent come to $1,215 in Playa del Carmen and $2,447 in Waco, TX. That's a gap of about 101%.
Which city has cheaper public transport?
Public transport costs about 46% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Playa del Carmen or in Waco, TX?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,215, than in Waco, TX at $2,447. In Playa del Carmen it covers expenses comfortably, while in Waco, TX it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Waco, TX more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Waco, TX makes more sense. Both are solid long-term options with distinct trade-offs.

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