Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Tracy, CA

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,326 in Tracy, CA, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

58

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
112

Cost of Living Index in Tracy, CA
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Tracy, CA Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,204

/mo nomad

Tracy, CA

🇺🇸 United States

$2,326

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Tracy, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Tracy, CA actually costs, broken down by who's living it.

A single person spends $1,204 per month in Playa del Carmen vs $2,326 in Tracy, CA, rent included.

Playa del Carmen $1,204
Tracy, CA $2,326

A couple spends around $2,082 per month in Playa del Carmen vs $2,588 in Tracy, CA, rent included.

Playa del Carmen $2,082
Tracy, CA $2,588

A family of three spends $2,959 per month in Playa del Carmen vs $2,850 in Tracy, CA, rent included.

Playa del Carmen $2,959
Tracy, CA $2,850

Playa del Carmen is about 48% cheaper than Tracy, CA, and outside of rent the biggest gap is in groceries.

Playa del Carmen sits 12% below the global median, while Tracy, CA is 71% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.92 MX$205

$19.79 $19.79

-44.82%

Three-Course Dinner for Two, Mid-Range

$43.37 MX$815

$50.6 $50.6

-14.32%

Fast Food Meal (McDonalds, etc)

$11.78 MX$221

$10.14 $10.14

16.17%

Cappuccino

$3.81 MX$71.6

$4.54 $4.54

-16.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.28 MX$24.10

$2.94 $2.94

-56.46%

Water (0.33 liter bottle)

$0.78 MX$14.71

$1.87 $1.87

-58.29%

Local Beer (0.5 liter draught)

$3.17 MX$59.5

$6.08 $6.08

-47.86%

Imported Beer (0.33 liter bottle)

$4.93 MX$92.7

$7.39 $7.39

-33.29%

Milk (1 liter)

$1.41 MX$26.43

$1.31 $1.31

7.63%

White Bread (500g)

$2.22 MX$41.66

$4.34 $4.34

-48.85%

Rice (white) (1kg)

$1.42 MX$26.64

$5.48 $5.48

-74.09%

Eggs

$2.52 MX$47.41

$3.48 $3.48

-27.59%

Local Cheese (1kg)

$7.26 MX$137

$16.48 $16.48

-55.95%

Chicken Fillets (1kg)

$7.70 MX$145

$10.96 $10.96

-29.74%

Beef Round Steak (1kg)

$12.69 MX$239

$15.32 $15.32

-17.17%

Apples (1kg)

$2.78 MX$52.3

$4.46 $4.46

-37.67%

Banana (1kg)

$1.37 MX$25.71

$2.26 $2.26

-39.38%

Oranges (1kg)

$2.55 MX$47.94

$4.37 $4.37

-41.65%

Tomato (1kg)

$2.12 MX$39.90

$4.52 $4.52

-53.10%

Potato (1kg)

$1.94 MX$36.43

$2.16 $2.16

-10.19%

Onion (1kg)

$1.89 MX$35.44

$3.38 $3.38

-44.08%

Lettuce (1 head)

$1.15 MX$21.55

$2.03 $2.03

-43.35%

Water (1.5 liter bottle)

$1.18 MX$22.16

$1.97 $1.97

-40.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.30 MX$80.7

$11.98 $11.98

-64.11%

Wine (Bottle)

$9.95 MX$187

$13.24 $13.24

-24.85%

Local Beer (0.5 liter bottle)

$1.58 MX$29.76

$2.01 $2.01

-21.39%

Imported Beer (0.33 liter bottle)

$2.67 MX$50.2

$2.90 $2.90

-7.93%

One-way Ticket (Public Transport)

$0.55 MX$10.40

Public Transport Monthly Pass (Regular Price)

$26.62 MX$500

$66.0 $66.0

-59.66%

Taxi Start (Normal Tariff)

$4.97 MX$93.4

$2.44 $2.44

103.69%

Taxi (Normal Tariff) (1km)

$3.33 MX$62.6

$1.87 $1.87

78.07%

Taxi 1hour Waiting (Normal Tariff)

$5.36 MX$101

$29.55 $29.55

-81.86%

Gasoline (1 liter)

$1.44 MX$27.14

$1.51 $1.51

-4.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K MX$388.4K

$27.6K $27.6K

-25.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$441.0K

$26.5K $26.5K

-11.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.8 MX$1,594

$181 $181

-53.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.41 MX$440

$49.27 $49.27

-52.49%

Internet (50+ Mbps, Unlimited Data)

$28.66 MX$539

$76.7 $76.7

-62.65%

Gym Membership (Monthly)

$57.1 MX$1,072

Tennis Court (1 Hour on Weekend)

$28.91 MX$543

Cinema Ticket

$5.14 MX$96.6

$15.26 $15.26

-66.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$207 MX$3,882

$2,566 $2,566

-91.95%

International Primary School, 1 Child (Yearly)

$3,927 MX$73.8K

$35.6K $35.6K

-88.98%

Jeans (Levis 501 Or Similar)

$43.35 MX$815

$71.2 $71.2

-39.15%

Summer Dress (H&M, Zara, etc)

$41.44 MX$779

$69.9 $69.9

-40.72%

Sport Shoes (Adidas, Nike)

$74.2 MX$1,394

$94.5 $94.5

-21.47%

Men's Leather Business Shoes

$89.3 MX$1,677

$236 $236

-62.20%

1-bedroom Apartment, City Center (Monthly)

$980 MX$18.4K

$1,818 $1,818

-46.13%

1-bedroom Apartment, Outside City Center (Monthly)

$381 MX$7,157

$986 $986

-61.36%

3-bedroom Apartment, City Center (Monthly)

$1,708 MX$32.1K

3-bedroom Apartment, Outside City Center (Monthly)

$1,075 MX$20.2K

Buy Apartment in City Center (m2)

$3,943 MX$74.1K

$3,718 $3,718

6.05%

Buy Apartment Outside City Center (m2)

$6,158 MX$115.7K

Average Monthly Net Salary (After Tax)

$735 MX$13.8K

$5,588 $5,588

-86.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

6.62

72.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 25, 2026

Last update for Tracy, CA: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$381 31.6%

Tracy, CA

$986 42.4% 159% $605

Groceries & Markets

Playa del Carmen

$255 21.2%

Tracy, CA

$406 17.4% 59.3% $151

Eating Out

Playa del Carmen

$202 16.8%

Tracy, CA

$308 13.2% 52% $105

Monthly Utilities & Internet

Playa del Carmen

$137 11.4%

Tracy, CA

$307 13.2% 124% $170

Clothing & Footwear

Playa del Carmen

$112 9.3%

Tracy, CA

$212 9.1% 90% $101

Sport & Entertainment

Playa del Carmen

$67 5.6%

Tracy, CA

$31 * 1.3% 54.7% $37

Getting Around

Playa del Carmen

$50 4.2%

Tracy, CA

$78 * 3.3% 54.2% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $980 in Playa del Carmen versus $1,818 in Tracy, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Tracy, CA are about 7.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Playa del Carmen versus $51 in Tracy, CA. Monthly groceries follow the same trend: $255 vs $406 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know

🇲🇽 Playa del Carmen

🇺🇸 Tracy, CA

🕒 Local time

07:09 7:09 AM

04:09 4:09 AM

3 h behind Playa del Carmen

🌤 Weather

👥 Population

149,923

98,337

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.32 USD

100 MXN = 4.77 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.79 MXN (100 MXN = 5.32 USD). 1 EUR = 20.97 MXN (100 MXN = 4.77 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to MXN in detail →

On the map

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Between locations

Playa del Carmen Tracy, CA 3,810 km ≈ 5 h nonstop flight

From you

Playa del Carmen
Tracy, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Tracy, CA: Cost of Living - Frequently Asked Questions

Yes – Tracy, CA is pricier by about 93%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,806 per month in Playa del Carmen and $3,490 in Tracy, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments: a one-bedroom in the center costs $980 there versus $1,818 in Tracy, CA.

Monthly expenses with rent come to $1,204 in Playa del Carmen and $2,326 in Tracy, CA. That makes Playa del Carmen about 48% cheaper.

Public transport costs about 60% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Tracy, CA at $2,326. In Playa del Carmen it covers expenses comfortably, while in Tracy, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Tracy, CA makes more sense. Both are solid long-term options with distinct trade-offs.