😐A single person spends $1,261 per month in Playa del Carmen vs $1,151 in Toluca, rent included.
😐A couple spends around $2,130 per month in Playa del Carmen vs $1,873 in Toluca, rent included.
😐A family of three spends $2,999 per month in Playa del Carmen vs $2,594 in Toluca, rent included.
😐Playa del Carmen costs about 10% more than Toluca, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and Toluca are more affordable than the global median – Playa del Carmen6% lower, Toluca14% lower.
Currency
🍽 Eating Out
Playa del Carmen
Toluca
Difference
Meal at Budget Restaurant
$11.67MX$202
$9.53MX$165
22.46%
Three-Course Dinner for Two, Mid-Range
$41.88MX$726
$42.84MX$742
-2.24%
Fast Food Meal(McDonalds, etc)
$10.40MX$180
$8.09MX$140
28.55%
Cappuccino
$3.61MX$62.6
$2.92MX$50.6
23.63%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.47MX$25.45
$1.16MX$20.02
26.72%
Water(0.33 liter bottle)
$0.91MX$15.80
$0.80MX$13.93
13.75%
Local Beer(0.5 liter draught)
$3.03MX$52.6
$2.07MX$35.82
46.38%
Imported Beer(0.33 liter bottle)
$4.47MX$77.4
$3.39MX$58.8
31.86%
🛒 Groceries & Markets
Playa del Carmen
Toluca
Difference
Milk(1 liter)
$1.38MX$23.83
$1.37MX$23.75
0.73%
White Bread(500g)
$1.84MX$31.93
$3.42MX$59.2
-46.20%
Rice(white)(1kg)
$1.61MX$27.82
$1.94MX$33.54
-17.01%
Eggs
$2.57MX$44.52
$2.62MX$45.43
-1.91%
Local Cheese(1kg)
$8.49MX$147
$5.77MX$99.9
47.14%
Chicken Fillets(1kg)
$8.49MX$147
$9.90MX$172
-14.24%
Beef Round Steak(1kg)
$10.99MX$190
$11.86MX$205
-7.34%
Apples(1kg)
$2.73MX$47.25
$4.24MX$73.5
-35.61%
Banana(1kg)
$1.50MX$25.92
$1.71MX$29.60
-12.28%
Oranges(1kg)
$1.96MX$33.93
$1.95MX$33.73
0.51%
Tomato(1kg)
$2.12MX$36.70
$2.17MX$37.62
-2.30%
Potato(1kg)
$1.86MX$32.30
$2.46MX$42.59
-24.39%
Onion(1kg)
$2.17MX$37.67
$2.39MX$41.35
-9.21%
Lettuce(1 head)
$1.07MX$18.59
$1.89MX$32.74
-43.39%
Water(1.5 liter bottle)
$1.05MX$18.18
$1.03MX$17.78
1.94%
Cigarettes 20 Pack(Marlboro, Camel)
$4.19MX$72.6
$4.79MX$83.0
-12.53%
Wine(Bottle)
$10.28MX$178
$13.33MX$231
-22.88%
Local Beer(0.5 liter bottle)
$1.67MX$28.87
$1.92MX$33.30
-13.02%
Imported Beer(0.33 liter bottle)
$2.49MX$43.12
$3.38MX$58.6
-26.33%
🚌 Getting Around
Playa del Carmen
Toluca
Difference
One-way Ticket(Public Transport)
$0.54MX$9.37
$0.66MX$11.39
-18.18%
Public Transport Monthly Pass(Regular Price)
$26.27MX$455
-
-
Taxi Start(Normal Tariff)
$3.10MX$53.8
$3.19MX$55.3
-2.82%
Taxi(Normal Tariff)(1km)
$2.46MX$42.66
$2.23MX$38.68
10.31%
Taxi 1hour Waiting(Normal Tariff)
$3.24MX$56.1
$7.97MX$138
-59.35%
Gasoline(1 liter)
$1.26MX$21.83
$1.25MX$21.58
0.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2KMX$522.8K
$27.7KMX$479.3K
9.07%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$406.3K
$28.6KMX$496.1K
-18.11%
🧾 Monthly Utilities & Internet
Playa del Carmen
Toluca
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$84.0MX$1,456
$46.78MX$811
79.54%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.21MX$385
$21.78MX$377
1.97%
Internet(50+ Mbps, Unlimited Data)
$29.65MX$514
$34.22MX$593
-13.35%
🎉 Sport & Entertainment
Playa del Carmen
Toluca
Difference
Gym Membership(Monthly)
$52.6MX$912
$50.3MX$872
4.63%
Tennis Court(1 Hour on Weekend)
$18.34MX$318
$22.93MX$397
-20.02%
Cinema Ticket
$4.95MX$85.7
$7.00MX$121
-29.29%
🧸 Childcare & Education
Playa del Carmen
Toluca
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$198MX$3,438
$167MX$2,893
18.84%
International Primary School, 1 Child(Yearly)
$5,322MX$92.2K
$5,102MX$88.4K
4.31%
👕👟 Clothing & Footwear
Playa del Carmen
Toluca
Difference
Jeans(Levis 501 Or Similar)
$35.95MX$623
$55.9MX$968
-35.67%
Summer Dress(H&M, Zara, etc)
$40.06MX$694
$60.4MX$1,047
-33.72%
Sport Shoes(Adidas, Nike)
$78.8MX$1,365
$94.0MX$1,629
-16.19%
Men's Leather Business Shoes
$86.5MX$1,499
$103MX$1,787
-16.12%
🏠 Accommodation & Living
Playa del Carmen
Toluca
Difference
1-bedroom Apartment, City Center(Monthly)
$977MX$16.9K
$643MX$11.1K
51.95%
1-bedroom Apartment, Outside City Center(Monthly)
$471MX$8,158
$386MX$6,684
22.05%
3-bedroom Apartment, City Center(Monthly)
$1,595MX$27.6K
$941MX$16.3K
69.52%
3-bedroom Apartment, Outside City Center(Monthly)
$1,215MX$21.1K
$764MX$13.2K
59.01%
Buy Apartment in City Center(m2)
$4,032MX$69.9K
$1,351MX$23.4K
198.53%
Buy Apartment Outside City Center(m2)
$6,579MX$114.0K
$957MX$16.6K
587.78%
💵 Salaries & Financials
Playa del Carmen
Toluca
Difference
Average Monthly Net Salary(After Tax)
$714MX$12.4K
$1,366MX$23.7K
-47.71%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
11.12
2.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: April 19, 2026
Last update for Toluca: April 22, 2026
Cost Breakdown
🏠A central one-bedroom costs $977 in Playa del Carmen versus $643 in Toluca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 91% higher in Toluca, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $42 in Playa del Carmen versus $43 in Toluca. Monthly groceries follow the same trend: $252 vs $294 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Toluca: Cost of Living - Frequently Asked Questions
Is Toluca cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 10%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,891 per month in Playa del Carmen and $1,727 in Toluca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Toluca, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs Toluca?
Monthly expenses with rent come to $1,261 in Playa del Carmen and $1,151 in Toluca. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $198 per month in Playa del Carmen and $167 in Toluca. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Playa del Carmen or Toluca?
A $1,500 monthly budget goes further in Toluca, where all-in costs run around $1,151, than in Playa del Carmen at $1,261. In Toluca it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Toluca more family-friendly?
Families tend to lean toward Toluca – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Toluca. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared