😐A single person spends $1,305 per month in Playa del Carmen vs $776 in Tema, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $1,229 in Tema, rent included.
😐A family of three spends $3,362 per month in Playa del Carmen vs $1,682 in Tema, rent included.
😐Playa del Carmen costs about 68% more than Tema, driven mainly by Eating Out.
📊Both Playa del Carmen and Tema are more affordable than the global median – Playa del Carmen5% lower, Tema44% lower.
Currency
🍽 Eating Out
Playa del Carmen
Tema
Difference
Meal at Budget Restaurant
$11.96MX$203
$7.06GHS 80.6
69.41%
Three-Course Dinner for Two, Mid-Range
$47.38MX$804
$28.37GHS 324
67.01%
Fast Food Meal(McDonalds, etc)
$11.75MX$199
-
-
Cappuccino
$4.12MX$70.0
$5.36GHS 61.2
-23.13%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.74
$0.91GHS 10.43
53.85%
Water(0.33 liter bottle)
$0.91MX$15.48
$0.29GHS 3.28
213.79%
Local Beer(0.5 liter draught)
$3.21MX$54.4
$3.29GHS 37.60
-2.43%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$2.68GHS 30.61
163.81%
🛒 Groceries & Markets
Playa del Carmen
Tema
Difference
Milk(1 liter)
$1.68MX$28.44
$3.29GHS 37.53
-48.94%
White Bread(500g)
$2.15MX$36.48
$1.62GHS 18.49
32.72%
Rice(white)(1kg)
$1.77MX$30.10
$2.08GHS 23.70
-14.90%
Eggs
$2.82MX$47.76
$2.46GHS 28.09
14.63%
Local Cheese(1kg)
$9.20MX$156
$4.32GHS 49.38
112.96%
Chicken Fillets(1kg)
$9.23MX$157
$3.39GHS 38.74
172.27%
Beef Round Steak(1kg)
$12.64MX$214
$3.64GHS 41.54
247.25%
Apples(1kg)
$2.95MX$50.1
$2.61GHS 29.77
13.03%
Banana(1kg)
$1.58MX$26.79
$2.25GHS 25.64
-29.78%
Oranges(1kg)
$2.22MX$37.70
$2.24GHS 25.54
-0.89%
Tomato(1kg)
$2.36MX$40.09
$3.53GHS 40.36
-33.14%
Potato(1kg)
$1.99MX$33.81
$3.60GHS 41.07
-44.72%
Onion(1kg)
$1.98MX$33.58
$2.96GHS 33.84
-33.11%
Lettuce(1 head)
$1.24MX$21.04
$0.46GHS 5.23
169.57%
Water(1.5 liter bottle)
$1.21MX$20.55
$0.73GHS 8.37
65.75%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.1
$1.34GHS 15.31
243.28%
Wine(Bottle)
$10.52MX$178
$9.05GHS 103
16.24%
Local Beer(0.5 liter bottle)
$1.69MX$28.70
$2.15GHS 24.60
-21.40%
Imported Beer(0.33 liter bottle)
$2.77MX$47.06
$3.02GHS 34.51
-8.28%
🚌 Getting Around
Playa del Carmen
Tema
Difference
One-way Ticket(Public Transport)
$0.60MX$10.22
$1.82GHS 20.79
-67.03%
Public Transport Monthly Pass(Regular Price)
$29.70MX$504
$43.17GHS 493
-31.20%
Taxi Start(Normal Tariff)
$5.24MX$88.8
$2.16GHS 24.67
142.59%
Taxi(Normal Tariff)(1km)
$3.65MX$61.9
$0.43GHS 4.91
748.84%
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.1
-
-
Gasoline(1 liter)
$1.54MX$26.09
$1.17GHS 13.35
31.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$386.8K
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$437.9K
-
-
🧾 Monthly Utilities & Internet
Playa del Carmen
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,538
$78.6GHS 897
15.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$427
$15.52GHS 177
62.31%
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$84.3GHS 963
-62.34%
🎉 Sport & Entertainment
Playa del Carmen
Tema
Difference
Gym Membership(Monthly)
$68.8MX$1,167
$24.78GHS 283
177.60%
Tennis Court(1 Hour on Weekend)
$29.37MX$498
-
-
Cinema Ticket
$4.86MX$82.5
$8.72GHS 99.5
-44.27%
🧸 Childcare & Education
Playa del Carmen
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,828
$177GHS 2,022
27.47%
International Primary School, 1 Child(Yearly)
$4,194MX$71.1K
$2,633GHS 30.1K
59.27%
👕👟 Clothing & Footwear
Playa del Carmen
Tema
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$804
$13.25GHS 151
257.58%
Summer Dress(H&M, Zara, etc)
$43.45MX$737
$16.17GHS 185
168.71%
Sport Shoes(Adidas, Nike)
$80.2MX$1,361
$44.66GHS 510
79.62%
Men's Leather Business Shoes
$91.4MX$1,550
$33.62GHS 384
171.80%
🏠 Accommodation & Living
Playa del Carmen
Tema
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
$131GHS 1,493
730.24%
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,933
$74.7GHS 853
446.94%
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
$449GHS 5,132
338.84%
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.7K
$219GHS 2,496
486.28%
Buy Apartment in City Center(m2)
$4,046MX$68.6K
$10.1KGHS 114.8K
-59.76%
Buy Apartment Outside City Center(m2)
$6,704MX$113.7K
$5,994GHS 68.4K
11.85%
💵 Salaries & Financials
Playa del Carmen
Tema
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
$433GHS 4,947
78.53%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
35
-67.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for Tema: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,086 in Playa del Carmen versus $131 in Tema. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 79% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $28.00 in Tema. Monthly groceries follow the same trend: $278 vs $223 – making Tema the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Tema: Cost of Living - Frequently Asked Questions
Is Tema cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 68%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $1,165 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tema, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Tema?
Monthly expenses with rent come to $1,305 in Playa del Carmen and $776 in Tema. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 45% less in Tema. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Playa del Carmen or in Tema?
A $1,000 monthly budget goes further in Tema, where all-in costs run around $776, than in Playa del Carmen at $1,305. In Tema it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Tema more family-friendly?
Families tend to lean toward Tema – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Tema. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared