Cost of Living Comparison Between Playa del Carmen and Tema Cost of Living Comparison Between Playa del Carmen and Tema

Monthly Cost of Living

A single person spends $1,297 per month in Playa del Carmen vs $611 in Tema, rent included.

A couple spends around $2,181 per month in Playa del Carmen vs $989 in Tema, rent included.

A family of three spends $3,065 per month in Playa del Carmen vs $1,367 in Tema, rent included.

Playa del Carmen costs about 112% more than Tema, driven mainly by Eating Out.

Both Playa del Carmen and Tema are more affordable than the global median – Playa del Carmen 3% lower, Tema 54% lower.

Currency
🍽 Eating Out
Playa del Carmen
Tema
Difference
Meal at Budget Restaurant
$11.73 MX$203
$7.50 GHS 88.0
56.40%
Three-Course Dinner for Two, Mid-Range
$41.62 MX$720
$27.73 GHS 326
50.09%
Fast Food Meal (McDonalds, etc)
$10.64 MX$184
$8.18 GHS 96.0
30.07%
Cappuccino
$3.52 MX$60.9
$1.46 GHS 17.14
141.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$26.12
$1.00 GHS 11.78
51.00%
Water (0.33 liter bottle)
$0.97 MX$16.84
$0.33 GHS 3.93
193.94%
Local Beer (0.5 liter draught)
$2.95 MX$51.0
$1.74 GHS 20.38
69.54%
Imported Beer (0.33 liter bottle)
$4.45 MX$77.0
$2.69 GHS 31.63
65.43%
🛒 Groceries & Markets
Playa del Carmen
Tema
Difference
Milk (1 liter)
$1.38 MX$23.93
$2.98 GHS 34.94
-53.69%
White Bread (500g)
$1.89 MX$32.72
$1.68 GHS 19.69
12.50%
Rice (white) (1kg)
$1.64 MX$28.32
$1.55 GHS 18.22
5.81%
Eggs
$2.51 MX$43.34
$2.18 GHS 25.64
15.14%
Local Cheese (1kg)
$8.34 MX$144
$3.72 GHS 43.73
124.19%
Chicken Fillets (1kg)
$8.34 MX$144
$2.73 GHS 32.08
205.49%
Beef Round Steak (1kg)
$10.73 MX$186
$2.44 GHS 28.63
339.75%
Apples (1kg)
$2.60 MX$45.04
$2.71 GHS 31.76
-4.06%
Banana (1kg)
$1.46 MX$25.20
$2.08 GHS 24.38
-29.81%
Oranges (1kg)
$1.90 MX$32.87
$2.07 GHS 24.27
-8.21%
Tomato (1kg)
$2.08 MX$35.91
$2.89 GHS 33.97
-28.03%
Potato (1kg)
$1.78 MX$30.71
$1.84 GHS 21.60
-3.26%
Onion (1kg)
$2.19 MX$37.80
$1.97 GHS 23.15
11.17%
Lettuce (1 head)
$1.04 MX$17.99
$0.61 GHS 7.16
70.49%
Water (1.5 liter bottle)
$1.08 MX$18.62
$0.82 GHS 9.63
31.71%
Cigarettes 20 Pack (Marlboro, Camel)
$4.08 MX$70.6
-
-
Wine (Bottle)
$10.32 MX$178
$7.21 GHS 84.7
43.13%
Local Beer (0.5 liter bottle)
$1.71 MX$29.61
$0.82 GHS 9.66
108.54%
Imported Beer (0.33 liter bottle)
$2.58 MX$44.54
-
-
🚌 Getting Around
Playa del Carmen
Tema
Difference
One-way Ticket (Public Transport)
$0.51 MX$8.81
$2.03 GHS 23.87
-74.88%
Public Transport Monthly Pass (Regular Price)
$26.46 MX$458
$39.80 GHS 467
-33.52%
Taxi Start (Normal Tariff)
$3.26 MX$56.4
$1.42 GHS 16.64
129.58%
Taxi (Normal Tariff) (1km)
$2.49 MX$43.09
$0.77 GHS 9.00
223.38%
Taxi 1hour Waiting (Normal Tariff)
$3.25 MX$56.2
-
-
Gasoline (1 liter)
$1.31 MX$22.61
$1.19 GHS 13.98
10.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K MX$523.7K
-
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K MX$405.3K
-
-
🧾 Monthly Utilities & Internet
Playa del Carmen
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.9 MX$1,433
$30.84 GHS 362
168.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.22 MX$384
$12.26 GHS 144
81.24%
Internet (50+ Mbps, Unlimited Data)
$29.34 MX$507
$64.6 GHS 759
-54.59%
🎉 Sport & Entertainment
Playa del Carmen
Tema
Difference
Gym Membership (Monthly)
$51.6 MX$893
$19.37 GHS 227
166.55%
Tennis Court (1 Hour on Weekend)
$18.32 MX$317
-
-
Cinema Ticket
$5.07 MX$87.6
-
-
🧸 Childcare & Education
Playa del Carmen
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 MX$3,473
$82.4 GHS 967
143.82%
International Primary School, 1 Child (Yearly)
$5,212 MX$90.1K
-
-
👕👟 Clothing & Footwear
Playa del Carmen
Tema
Difference
Jeans (Levis 501 Or Similar)
$36.92 MX$639
$25.07 GHS 294
47.27%
Summer Dress (H&M, Zara, etc)
$39.79 MX$688
$24.67 GHS 290
61.29%
Sport Shoes (Adidas, Nike)
$78.5 MX$1,357
$45.82 GHS 538
71.21%
Men's Leather Business Shoes
$87.1 MX$1,506
$60.6 GHS 712
43.67%
🏠 Accommodation & Living
Playa del Carmen
Tema
Difference
1-bedroom Apartment, City Center (Monthly)
$973 MX$16.8K
$117 GHS 1,371
732.86%
1-bedroom Apartment, Outside City Center (Monthly)
$468 MX$8,090
$66.6 GHS 782
601.98%
3-bedroom Apartment, City Center (Monthly)
$1,641 MX$28.4K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,221 MX$21.1K
$139 GHS 1,629
779.67%
Buy Apartment in City Center (m2)
$3,946 MX$68.3K
$10.0K GHS 117.6K
-60.60%
Buy Apartment Outside City Center (m2)
$6,498 MX$112.4K
$6,030 GHS 70.8K
7.76%
💵 Salaries & Financials
Playa del Carmen
Tema
Difference
Average Monthly Net Salary (After Tax)
$664 MX$11.5K
$390 GHS 4,576
70.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.42
32.5
-64.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: June 2, 2026

Last update for Tema: May 31, 2026

Cost Breakdown

A central one-bedroom costs $973 in Playa del Carmen versus $117 in Tema. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 70% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42.00 in Playa del Carmen versus $28.00 in Tema. Monthly groceries follow the same trend: $249 vs $183 – making Tema the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Tema: Cost of Living - Frequently Asked Questions
Is Tema cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 112%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,945 per month in Playa del Carmen and $916 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tema, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs Tema?
Monthly expenses with rent come to $1,297 in Playa del Carmen and $611 in Tema. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 50% less in Tema. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for Playa del Carmen or Tema?
A $1,000 monthly budget goes further in Tema, where all-in costs run around $611, than in Playa del Carmen at $1,297. In Tema it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Tema more family-friendly?
Families tend to lean toward Tema – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Tema. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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