😐A single person spends $1,297 per month in Playa del Carmen vs $611 in Tema, rent included.
😐A couple spends around $2,181 per month in Playa del Carmen vs $989 in Tema, rent included.
😐A family of three spends $3,065 per month in Playa del Carmen vs $1,367 in Tema, rent included.
😐Playa del Carmen costs about 112% more than Tema, driven mainly by Eating Out.
📊Both Playa del Carmen and Tema are more affordable than the global median – Playa del Carmen3% lower, Tema54% lower.
Currency
🍽 Eating Out
Playa del Carmen
Tema
Difference
Meal at Budget Restaurant
$11.73MX$203
$7.50GHS 88.0
56.40%
Three-Course Dinner for Two, Mid-Range
$41.62MX$720
$27.73GHS 326
50.09%
Fast Food Meal(McDonalds, etc)
$10.64MX$184
$8.18GHS 96.0
30.07%
Cappuccino
$3.52MX$60.9
$1.46GHS 17.14
141.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.12
$1.00GHS 11.78
51.00%
Water(0.33 liter bottle)
$0.97MX$16.84
$0.33GHS 3.93
193.94%
Local Beer(0.5 liter draught)
$2.95MX$51.0
$1.74GHS 20.38
69.54%
Imported Beer(0.33 liter bottle)
$4.45MX$77.0
$2.69GHS 31.63
65.43%
🛒 Groceries & Markets
Playa del Carmen
Tema
Difference
Milk(1 liter)
$1.38MX$23.93
$2.98GHS 34.94
-53.69%
White Bread(500g)
$1.89MX$32.72
$1.68GHS 19.69
12.50%
Rice(white)(1kg)
$1.64MX$28.32
$1.55GHS 18.22
5.81%
Eggs
$2.51MX$43.34
$2.18GHS 25.64
15.14%
Local Cheese(1kg)
$8.34MX$144
$3.72GHS 43.73
124.19%
Chicken Fillets(1kg)
$8.34MX$144
$2.73GHS 32.08
205.49%
Beef Round Steak(1kg)
$10.73MX$186
$2.44GHS 28.63
339.75%
Apples(1kg)
$2.60MX$45.04
$2.71GHS 31.76
-4.06%
Banana(1kg)
$1.46MX$25.20
$2.08GHS 24.38
-29.81%
Oranges(1kg)
$1.90MX$32.87
$2.07GHS 24.27
-8.21%
Tomato(1kg)
$2.08MX$35.91
$2.89GHS 33.97
-28.03%
Potato(1kg)
$1.78MX$30.71
$1.84GHS 21.60
-3.26%
Onion(1kg)
$2.19MX$37.80
$1.97GHS 23.15
11.17%
Lettuce(1 head)
$1.04MX$17.99
$0.61GHS 7.16
70.49%
Water(1.5 liter bottle)
$1.08MX$18.62
$0.82GHS 9.63
31.71%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$70.6
-
-
Wine(Bottle)
$10.32MX$178
$7.21GHS 84.7
43.13%
Local Beer(0.5 liter bottle)
$1.71MX$29.61
$0.82GHS 9.66
108.54%
Imported Beer(0.33 liter bottle)
$2.58MX$44.54
-
-
🚌 Getting Around
Playa del Carmen
Tema
Difference
One-way Ticket(Public Transport)
$0.51MX$8.81
$2.03GHS 23.87
-74.88%
Public Transport Monthly Pass(Regular Price)
$26.46MX$458
$39.80GHS 467
-33.52%
Taxi Start(Normal Tariff)
$3.26MX$56.4
$1.42GHS 16.64
129.58%
Taxi(Normal Tariff)(1km)
$2.49MX$43.09
$0.77GHS 9.00
223.38%
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.2
-
-
Gasoline(1 liter)
$1.31MX$22.61
$1.19GHS 13.98
10.08%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$523.7K
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$405.3K
-
-
🧾 Monthly Utilities & Internet
Playa del Carmen
Tema
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,433
$30.84GHS 362
168.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$384
$12.26GHS 144
81.24%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$507
$64.6GHS 759
-54.59%
🎉 Sport & Entertainment
Playa del Carmen
Tema
Difference
Gym Membership(Monthly)
$51.6MX$893
$19.37GHS 227
166.55%
Tennis Court(1 Hour on Weekend)
$18.32MX$317
-
-
Cinema Ticket
$5.07MX$87.6
-
-
🧸 Childcare & Education
Playa del Carmen
Tema
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,473
$82.4GHS 967
143.82%
International Primary School, 1 Child(Yearly)
$5,212MX$90.1K
-
-
👕👟 Clothing & Footwear
Playa del Carmen
Tema
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$639
$25.07GHS 294
47.27%
Summer Dress(H&M, Zara, etc)
$39.79MX$688
$24.67GHS 290
61.29%
Sport Shoes(Adidas, Nike)
$78.5MX$1,357
$45.82GHS 538
71.21%
Men's Leather Business Shoes
$87.1MX$1,506
$60.6GHS 712
43.67%
🏠 Accommodation & Living
Playa del Carmen
Tema
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$16.8K
$117GHS 1,371
732.86%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,090
$66.6GHS 782
601.98%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.4K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.1K
$139GHS 1,629
779.67%
Buy Apartment in City Center(m2)
$3,946MX$68.3K
$10.0KGHS 117.6K
-60.60%
Buy Apartment Outside City Center(m2)
$6,498MX$112.4K
$6,030GHS 70.8K
7.76%
💵 Salaries & Financials
Playa del Carmen
Tema
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.5K
$390GHS 4,576
70.32%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
32.5
-64.86%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Tema: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $973 in Playa del Carmen versus $117 in Tema. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 70% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $28.00 in Tema. Monthly groceries follow the same trend: $249 vs $183 – making Tema the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Tema: Cost of Living - Frequently Asked Questions
Is Tema cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 112%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,945 per month in Playa del Carmen and $916 in Tema. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Tema, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs Tema?
Monthly expenses with rent come to $1,297 in Playa del Carmen and $611 in Tema. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 50% less in Tema. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for Playa del Carmen or Tema?
A $1,000 monthly budget goes further in Tema, where all-in costs run around $611, than in Playa del Carmen at $1,297. In Tema it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Tema more family-friendly?
Families tend to lean toward Tema – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Tema. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared