Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and St. Cloud, MN

For one person, living is cheaper in Playa del Carmen: $1,215 a month against $1,929 in St. Cloud, MN, rent and utilities included – about $8,600 less a year. Higher rent and utilities in St. Cloud, MN outweigh lower spending on other living expenses.

60

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
94

Cost of Living Index in St. Cloud, MN
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St. Cloud, MN Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,215

/mo nomad

St. Cloud, MN

🇺🇸 United States

$1,929

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in St. Cloud, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in St. Cloud, MN actually costs, broken down by who's living it.

A single person spends $1,215 per month in Playa del Carmen vs $1,929 in St. Cloud, MN, rent included.

Playa del Carmen $1,215
St. Cloud, MN $1,929

A couple spends around $2,144 per month in Playa del Carmen vs $3,044 in St. Cloud, MN, rent included.

Playa del Carmen $2,144
St. Cloud, MN $3,044

A family of three spends $3,072 per month in Playa del Carmen vs $4,158 in St. Cloud, MN, rent included.

Playa del Carmen $3,072
St. Cloud, MN $4,158

Playa del Carmen is about 37% cheaper than St. Cloud, MN, and outside of rent the biggest gap is in eating out.

Playa del Carmen sits 9% below the global median, while St. Cloud, MN is 44% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.97 MX$202

$20.17 $20.17

-45.61%

Three-Course Dinner for Two, Mid-Range

$44.85 MX$826

$74.1 $74.1

-39.48%

Fast Food Meal (McDonalds, etc)

$11.92 MX$220

$11.08 $11.08

7.58%

Cappuccino

$3.80 MX$70.1

$5.87 $5.87

-35.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 MX$24.16

$2.81 $2.81

-53.38%

Water (0.33 liter bottle)

$0.86 MX$15.77

$2.46 $2.46

-65.04%

Local Beer (0.5 liter draught)

$3.21 MX$59.2

$6.86 $6.86

-53.21%

Imported Beer (0.33 liter bottle)

$5.01 MX$92.3

$8.08 $8.08

-38.00%

Milk (1 liter)

$1.46 MX$26.86

$0.76 $0.76

92.11%

White Bread (500g)

$2.33 MX$42.86

$2.79 $2.79

-16.49%

Rice (white) (1kg)

$1.44 MX$26.57

$3.28 $3.28

-56.10%

Eggs

$2.46 MX$45.34

$2.31 $2.31

6.49%

Local Cheese (1kg)

$7.70 MX$142

$4.83 $4.83

59.42%

Chicken Fillets (1kg)

$7.89 MX$145

$9.61 $9.61

-17.90%

Beef Round Steak (1kg)

$12.80 MX$236

$17.95 $17.95

-28.69%

Apples (1kg)

$2.92 MX$53.7

$3.80 $3.80

-23.16%

Banana (1kg)

$1.42 MX$26.19

$1.29 $1.29

10.08%

Oranges (1kg)

$2.57 MX$47.25

$3.39 $3.39

-24.19%

Tomato (1kg)

$2.14 MX$39.37

$2.16 $2.16

-0.93%

Potato (1kg)

$1.95 MX$35.86

$0.79 $0.79

146.84%

Onion (1kg)

$1.94 MX$35.66

$1.67 $1.67

16.17%

Lettuce (1 head)

$1.15 MX$21.20

$2.03 $2.03

-43.35%

Water (1.5 liter bottle)

$1.22 MX$22.49

$1.83 $1.83

-33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 MX$80.6

$9.97 $9.97

-56.07%

Wine (Bottle)

$9.85 MX$182

$11.87 $11.87

-17.02%

Local Beer (0.5 liter bottle)

$1.54 MX$28.32

$1.78 $1.78

-13.48%

Imported Beer (0.33 liter bottle)

$2.72 MX$50.0

$3.27 $3.27

-16.82%

One-way Ticket (Public Transport)

$0.52 MX$9.67

$2.07 $2.07

-74.88%

Public Transport Monthly Pass (Regular Price)

$27.42 MX$505

Taxi Start (Normal Tariff)

$4.91 MX$90.5

$3.01 $3.01

63.12%

Taxi (Normal Tariff) (1km)

$3.52 MX$64.9

$1.93 $1.93

82.38%

Taxi 1hour Waiting (Normal Tariff)

$5.69 MX$105

$32.78 $32.78

-82.64%

Gasoline (1 liter)

$1.54 MX$28.37

$0.88 $0.88

75.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K MX$391.2K

$32.4K $32.4K

-34.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K MX$451.1K

$22.5K $22.5K

8.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 MX$1,540

$168 $168

-50.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.03 MX$443

$45.83 $45.83

-47.57%

Internet (50+ Mbps, Unlimited Data)

$29.33 MX$540

$44.18 $44.18

-33.61%

Gym Membership (Monthly)

$64.9 MX$1,195

$41.54 $41.54

56.16%

Tennis Court (1 Hour on Weekend)

$29.46 MX$543

Cinema Ticket

$5.09 MX$93.7

$14.03 $14.03

-63.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$208 MX$3,825

$1,697 $1,697

-87.76%

International Primary School, 1 Child (Yearly)

$4,045 MX$74.5K

$24.3K $24.3K

-83.39%

Jeans (Levis 501 Or Similar)

$44.55 MX$821

$62.6 $62.6

-28.79%

Summer Dress (H&M, Zara, etc)

$42.06 MX$775

$62.2 $62.2

-32.38%

Sport Shoes (Adidas, Nike)

$75.5 MX$1,391

$73.9 $73.9

2.25%

Men's Leather Business Shoes

$91.4 MX$1,683

$85.4 $85.4

7.05%

1-bedroom Apartment, City Center (Monthly)

$986 MX$18.2K

$992 $992

-0.61%

1-bedroom Apartment, Outside City Center (Monthly)

$385 MX$7,095

$819 $819

-52.97%

3-bedroom Apartment, City Center (Monthly)

$1,713 MX$31.6K

$1,892 $1,892

-9.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,108 MX$20.4K

$1,626 $1,626

-31.83%

Buy Apartment in City Center (m2)

$4,016 MX$74.0K

$2,638 $2,638

52.24%

Buy Apartment Outside City Center (m2)

$6,247 MX$115.1K

$2,594 $2,594

140.81%

Average Monthly Net Salary (After Tax)

$758 MX$14.0K

$6,096 $6,096

-87.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

6.61

73.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 4, 2026

Last update for St. Cloud, MN: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$385 31.4%

St. Cloud, MN

$819 42.4% 113% $434

Groceries & Markets

Playa del Carmen

$260 21.2%

St. Cloud, MN

$300 15.5% 15.4% $40

Eating Out

Playa del Carmen

$204 16.6%

St. Cloud, MN

$337 17.4% 65% $133

Monthly Utilities & Internet

Playa del Carmen

$137 11.2%

St. Cloud, MN

$258 13.4% 88.6% $121

Clothing & Footwear

Playa del Carmen

$114 9.3%

St. Cloud, MN

$128 6.6% 12% $14

Sport & Entertainment

Playa del Carmen

$75 6.1%

St. Cloud, MN

$70 3.6% 7.2% $5.4

Getting Around

Playa del Carmen

$52 4.2%

St. Cloud, MN

$21 * 1.1% 59.7% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $986 in Playa del Carmen versus $992 in St. Cloud, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 704% higher in St. Cloud, MN, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Playa del Carmen versus $74.0 in St. Cloud, MN. Monthly groceries follow the same trend: $260 vs $300 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know

🇲🇽 Playa del Carmen

🇺🇸 St. Cloud, MN

🕒 Local time

05:21 5:21 AM

Same time as Playa del Carmen

🌤 Weather

👥 Population

149,923

65,842

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.43 USD

100 MXN = 4.84 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 12, 2026: 1 USD = 18.42 MXN (100 MXN = 5.43 USD). 1 EUR = 20.64 MXN (100 MXN = 4.84 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to MXN in detail →

On the map

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Playa del Carmen St. Cloud, MN 2,850 km ≈ 4 h nonstop flight

From you

Playa del Carmen
St. Cloud, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs St. Cloud, MN: Cost of Living - Frequently Asked Questions

Yes – St. Cloud, MN is pricier by about 59%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,823 per month in Playa del Carmen and $2,893 in St. Cloud, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,215 in Playa del Carmen and $1,929 in St. Cloud, MN. That's a gap of about 59%.

Kindergarten costs $208 per month in Playa del Carmen and $1,697 in St. Cloud, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,215, than in St. Cloud, MN at $1,929. In Playa del Carmen it covers expenses comfortably, while in St. Cloud, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Cloud, MN makes more sense. Both are solid long-term options with distinct trade-offs.