Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Setubal

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $1,626 in Setubal, rent and utilities included – about $5,100 less a year. Higher rent and utilities in Setubal outweigh lower spending on other living expenses.

Playa del Carmen, Mexico
Setubal, Portugal
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Setubal
🇵🇹 Portugal
$1,626
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Setubal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Setubal actually costs, broken down by who's living it.

A single person spends $1,204 per month in Playa del Carmen vs $1,626 in Setubal, rent included.

  • Playa del Carmen $1,204
  • Setubal $1,626

A couple spends around $2,082 per month in Playa del Carmen vs $2,344 in Setubal, rent included.

  • Playa del Carmen $2,082
  • Setubal $2,344

A family of three spends $2,959 per month in Playa del Carmen vs $3,062 in Setubal, rent included.

  • Playa del Carmen $2,959
  • Setubal $3,062

Playa del Carmen is about 26% cheaper than Setubal, and outside of rent the biggest gap is in transport.

Playa del Carmen sits 12% below the global median, while Setubal is 19% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Playa del Carmen
Setubal
Difference
Meal at Budget Restaurant
$10.92 MX$205
$12.12 €10.86
-9.90%
Three-Course Dinner for Two, Mid-Range
$43.37 MX$814
$47.89 €42.89
-9.44%
Fast Food Meal (McDonalds, etc)
$11.78 MX$221
$8.74 €7.82
34.78%
Cappuccino
$3.81 MX$71.5
$2.01 €1.80
89.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 MX$24.07
$1.98 €1.77
-35.35%
Water (0.33 liter bottle)
$0.78 MX$14.70
$1.53 €1.37
-49.02%
Local Beer (0.5 liter draught)
$3.17 MX$59.5
$2.29 €2.05
38.43%
Imported Beer (0.33 liter bottle)
$4.93 MX$92.7
$3.32 €2.97
48.49%
🛒 Groceries & Markets
Playa del Carmen
Setubal
Difference
Milk (1 liter)
$1.41 MX$26.40
$1.02 €0.92
38.24%
White Bread (500g)
$2.22 MX$41.62
$1.51 €1.35
47.02%
Rice (white) (1kg)
$1.42 MX$26.61
$1.75 €1.57
-18.86%
Eggs
$2.52 MX$47.36
$3.39 €3.04
-25.66%
Local Cheese (1kg)
$7.26 MX$136
$11.56 €10.36
-37.20%
Chicken Fillets (1kg)
$7.70 MX$144
$7.51 €6.72
2.53%
Beef Round Steak (1kg)
$12.69 MX$238
$14.55 €13.03
-12.78%
Apples (1kg)
$2.78 MX$52.3
$2.37 €2.13
17.30%
Banana (1kg)
$1.37 MX$25.68
$1.34 €1.20
2.24%
Oranges (1kg)
$2.55 MX$47.89
$1.84 €1.65
38.59%
Tomato (1kg)
$2.12 MX$39.86
$2.71 €2.42
-21.77%
Potato (1kg)
$1.94 MX$36.39
$1.65 €1.48
17.58%
Onion (1kg)
$1.89 MX$35.41
$1.99 €1.78
-5.03%
Lettuce (1 head)
$1.15 MX$21.53
$1.51 €1.35
-23.84%
Water (1.5 liter bottle)
$1.18 MX$22.13
$0.71 €0.64
66.20%
Cigarettes 20 Pack (Marlboro, Camel)
$4.30 MX$80.6
$5.90 €5.29
-27.12%
Wine (Bottle)
$9.95 MX$187
$4.54 €4.06
119.16%
Local Beer (0.5 liter bottle)
$1.58 MX$29.73
$0.93 €0.84
69.89%
Imported Beer (0.33 liter bottle)
$2.67 MX$50.1
$2.16 €1.93
23.61%
🚌 Getting Around
Playa del Carmen
Setubal
Difference
One-way Ticket (Public Transport)
$0.55 MX$10.39
$4.34 €3.89
-87.33%
Public Transport Monthly Pass (Regular Price)
$26.62 MX$500
$45.44 €40.69
-41.42%
Taxi Start (Normal Tariff)
$4.97 MX$93.3
$3.71 €3.32
33.96%
Taxi (Normal Tariff) (1km)
$3.33 MX$62.5
$1.42 €1.28
134.51%
Taxi 1hour Waiting (Normal Tariff)
$5.36 MX$101
$13.83 €12.38
-61.24%
Gasoline (1 liter)
$1.44 MX$27.11
$2.09 €1.87
-31.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K MX$388.0K
$33.0K €29.5K
-37.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$440.5K
$38.3K €34.3K
-38.79%
🧾 Monthly Utilities & Internet
Playa del Carmen
Setubal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.8 MX$1,592
$98.6 €88.3
-13.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.41 MX$439
$20.71 €18.55
13.04%
Internet (50+ Mbps, Unlimited Data)
$28.66 MX$538
$33.10 €29.64
-13.41%
🎉 Sport & Entertainment
Playa del Carmen
Setubal
Difference
Gym Membership (Monthly)
$57.1 MX$1,071
$30.86 €27.64
84.87%
Tennis Court (1 Hour on Weekend)
$28.91 MX$543
$15.87 €14.21
82.17%
Cinema Ticket
$5.14 MX$96.5
$7.65 €6.85
-32.81%
🧸 Childcare & Education
Playa del Carmen
Setubal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,878
$595 €533
-65.29%
International Primary School, 1 Child (Yearly)
$3,927 MX$73.7K
$10.9K €9,739
-63.88%
👕👟 Clothing & Footwear
Playa del Carmen
Setubal
Difference
Jeans (Levis 501 Or Similar)
$43.35 MX$814
$67.2 €60.2
-35.48%
Summer Dress (H&M, Zara, etc)
$41.44 MX$778
$37.07 €33.20
11.79%
Sport Shoes (Adidas, Nike)
$74.2 MX$1,393
$71.9 €64.4
3.21%
Men's Leather Business Shoes
$89.3 MX$1,676
$93.3 €83.6
-4.38%
🏠 Accommodation & Living
Playa del Carmen
Setubal
Difference
1-bedroom Apartment, City Center (Monthly)
$980 MX$18.4K
$985 €882
-0.51%
1-bedroom Apartment, Outside City Center (Monthly)
$381 MX$7,150
$809 €724
-52.91%
3-bedroom Apartment, City Center (Monthly)
$1,708 MX$32.1K
$1,590 €1,424
7.44%
3-bedroom Apartment, Outside City Center (Monthly)
$1,075 MX$20.2K
$1,171 €1,049
-8.18%
Buy Apartment in City Center (m2)
$3,943 MX$74.0K
$4,192 €3,755
-5.95%
Buy Apartment Outside City Center (m2)
$6,158 MX$115.6K
$2,341 €2,096
163.05%
💵 Salaries & Financials
Playa del Carmen
Setubal
Difference
Average Monthly Net Salary (After Tax)
$735 MX$13.8K
$1,296 €1,161
-43.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
3.85
197.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 25, 2026

Last update for Setubal: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$381
Setubal
$809 112% $428
Groceries & Markets
Playa del Carmen
$255
Setubal
$244 4.2% $11
Eating Out
Playa del Carmen
$202
Setubal
$179 11.3% $23
Monthly Utilities & Internet
Playa del Carmen
$137
Setubal
$152 11.3% $16
Clothing & Footwear
Playa del Carmen
$112
Setubal
$121 8.6% $9.6
Sport & Entertainment
Playa del Carmen
$67
Setubal
$46 31.4% $21
Getting Around
Playa del Carmen
$50
Setubal
$74 46% $23

Cost Breakdown

A central one-bedroom costs $980 in Playa del Carmen versus $985 in Setubal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 77% higher in Setubal. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Playa del Carmen versus $48 in Setubal. Groceries tell a different story – $255 in Playa del Carmen vs $244 in Setubal – so Setubal wins on supermarket bills even if dining out costs more.

Good to know
🇲🇽 Playa del Carmen
🇵🇹 Setubal
🕒 Local time
03:27 3:27 AM
08:27 8:27 AM
5 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
123,519
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 1, 2026: 1 USD = 18.77 MXN (100 MXN = 5.33 USD). 1 EUR = 20.96 MXN (100 MXN = 4.77 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Playa del Carmen Setubal 7,600 km ≈ 10 h nonstop flight
From you
  • Playa del Carmen
  • Setubal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Setubal: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Setubal?
Yes – Setubal is pricier by about 35%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $1,806 per month in Playa del Carmen and $2,439 in Setubal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What is the rent difference between Playa del Carmen and Setubal?
A central 1-bedroom goes for about $980 in Playa del Carmen and $985 in Setubal. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.
What are total monthly expenses in Playa del Carmen and in Setubal?
Monthly expenses with rent come to $1,204 in Playa del Carmen and $1,626 in Setubal. That makes Playa del Carmen about 26% cheaper.
Which city has cheaper public transport?
Public transport costs about 41% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Playa del Carmen or in Setubal?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Setubal at $1,626. In Playa del Carmen it covers expenses comfortably, while in Setubal it requires careful planning or may not stretch far enough.
Is it better to live in Playa del Carmen or in Setubal?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,204 in Playa del Carmen to $1,626 in Setubal. Climate, culture, job market, and personal taste all factor in.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Setubal makes more sense. Both are solid long-term options with distinct trade-offs.

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