Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Saratoga Springs, NY

For one person, living is cheaper in Playa del Carmen: $1,215 a month against $2,870 in Saratoga Springs, NY, rent and utilities included – about $19,900 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
140

Cost of Living Index in Saratoga Springs, NY
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Saratoga Springs, NY Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,215

/mo nomad

Saratoga Springs, NY

🇺🇸 United States

$2,870

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Saratoga Springs, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Saratoga Springs, NY actually costs, broken down by who's living it.

A single person spends $1,215 per month in Playa del Carmen vs $2,870 in Saratoga Springs, NY, rent included.

Playa del Carmen $1,215
Saratoga Springs, NY $2,870

A couple spends around $2,144 per month in Playa del Carmen vs $4,028 in Saratoga Springs, NY, rent included.

Playa del Carmen $2,144
Saratoga Springs, NY $4,028

A family of three spends $3,072 per month in Playa del Carmen vs $5,185 in Saratoga Springs, NY, rent included.

Playa del Carmen $3,072
Saratoga Springs, NY $5,185

Playa del Carmen is about 58% cheaper than Saratoga Springs, NY, and outside of rent the biggest gap is in groceries.

Playa del Carmen sits 9% below the global median, while Saratoga Springs, NY is 114% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.97 MX$201

$17.82 $17.82

-38.44%

Three-Course Dinner for Two, Mid-Range

$44.85 MX$823

$77.8 $77.8

-42.34%

Fast Food Meal (McDonalds, etc)

$11.92 MX$219

$8.23 $8.23

44.84%

Cappuccino

$3.80 MX$69.9

$5.33 $5.33

-28.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 MX$24.08

$2.65 $2.65

-50.57%

Water (0.33 liter bottle)

$0.86 MX$15.72

$1.93 $1.93

-55.44%

Local Beer (0.5 liter draught)

$3.21 MX$59.0

$6.68 $6.68

-51.95%

Imported Beer (0.33 liter bottle)

$5.01 MX$92.0

$7.35 $7.35

-31.84%

Milk (1 liter)

$1.46 MX$26.77

$0.88 $0.88

65.91%

White Bread (500g)

$2.33 MX$42.72

$3.36 $3.36

-30.65%

Rice (white) (1kg)

$1.44 MX$26.48

$4.50 $4.50

-68.00%

Eggs

$2.46 MX$45.20

$3.92 $3.92

-37.24%

Local Cheese (1kg)

$7.70 MX$141

$10.86 $10.86

-29.10%

Chicken Fillets (1kg)

$7.89 MX$145

$13.76 $13.76

-42.66%

Beef Round Steak (1kg)

$12.80 MX$235

$18.00 $18.00

-28.89%

Apples (1kg)

$2.92 MX$53.6

$6.48 $6.48

-54.94%

Banana (1kg)

$1.42 MX$26.11

$1.43 $1.43

-0.70%

Oranges (1kg)

$2.57 MX$47.10

$5.27 $5.27

-51.23%

Tomato (1kg)

$2.14 MX$39.24

$6.97 $6.97

-69.30%

Potato (1kg)

$1.95 MX$35.75

$3.00 $3.00

-35.00%

Onion (1kg)

$1.94 MX$35.55

$3.36 $3.36

-42.26%

Lettuce (1 head)

$1.15 MX$21.13

$2.42 $2.42

-52.48%

Water (1.5 liter bottle)

$1.22 MX$22.42

$2.74 $2.74

-55.47%

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 MX$80.3

$12.86 $12.86

-65.94%

Wine (Bottle)

$9.85 MX$181

$14.77 $14.77

-33.31%

Local Beer (0.5 liter bottle)

$1.54 MX$28.23

$2.95 $2.95

-47.80%

Imported Beer (0.33 liter bottle)

$2.72 MX$49.86

$4.79 $4.79

-43.22%

One-way Ticket (Public Transport)

$0.52 MX$9.64

Public Transport Monthly Pass (Regular Price)

$27.42 MX$503

Taxi Start (Normal Tariff)

$4.91 MX$90.2

$3.82 $3.82

28.53%

Taxi (Normal Tariff) (1km)

$3.52 MX$64.7

$2.17 $2.17

62.21%

Taxi 1hour Waiting (Normal Tariff)

$5.69 MX$104

$29.63 $29.63

-80.80%

Gasoline (1 liter)

$1.54 MX$28.27

$0.96 $0.96

60.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K MX$389.9K

$33.9K $33.9K

-37.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K MX$449.6K

$24.9K $24.9K

-1.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 MX$1,535

$236 $236

-64.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.03 MX$441

$52.4 $52.4

-54.15%

Internet (50+ Mbps, Unlimited Data)

$29.33 MX$539

$58.4 $58.4

-49.79%

Gym Membership (Monthly)

$64.9 MX$1,191

$59.6 $59.6

8.93%

Tennis Court (1 Hour on Weekend)

$29.46 MX$541

$20.12 $20.12

46.42%

Cinema Ticket

$5.09 MX$93.4

$14.95 $14.95

-65.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$208 MX$3,813

$1,387 $1,387

-85.03%

International Primary School, 1 Child (Yearly)

$4,045 MX$74.3K

$17.7K $17.7K

-77.16%

Jeans (Levis 501 Or Similar)

$44.55 MX$818

$53.8 $53.8

-17.15%

Summer Dress (H&M, Zara, etc)

$42.06 MX$772

$48.61 $48.61

-13.47%

Sport Shoes (Adidas, Nike)

$75.5 MX$1,387

$93.2 $93.2

-18.93%

Men's Leather Business Shoes

$91.4 MX$1,678

$101 $101

-9.94%

1-bedroom Apartment, City Center (Monthly)

$986 MX$18.1K

$2,517 $2,517

-60.80%

1-bedroom Apartment, Outside City Center (Monthly)

$385 MX$7,072

$1,543 $1,543

-75.04%

3-bedroom Apartment, City Center (Monthly)

$1,713 MX$31.5K

$3,051 $3,051

-43.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,108 MX$20.4K

$2,169 $2,169

-48.89%

Buy Apartment in City Center (m2)

$4,016 MX$73.7K

Buy Apartment Outside City Center (m2)

$6,247 MX$114.7K

Average Monthly Net Salary (After Tax)

$758 MX$13.9K

$4,942 $4,942

-84.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

6.66

71.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 4, 2026

Last update for Saratoga Springs, NY: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$385 31.4%

Saratoga Springs, NY

$1.5K 53.9% 301% $1.2K

Groceries & Markets

Playa del Carmen

$260 21.2%

Saratoga Springs, NY

$441 15.4% 69.2% $180

Eating Out

Playa del Carmen

$204 16.6%

Saratoga Springs, NY

$298 10.4% 46% $94

Monthly Utilities & Internet

Playa del Carmen

$137 11.2%

Saratoga Springs, NY

$346 12.1% 153% $209

Clothing & Footwear

Playa del Carmen

$114 9.3%

Saratoga Springs, NY

$134 4.7% 17.2% $20

Sport & Entertainment

Playa del Carmen

$75 6.1%

Saratoga Springs, NY

$89 3.1% 19.2% $14

Getting Around

Playa del Carmen

$52 4.2%

Saratoga Springs, NY

$15 * 0.5% 71.8% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $986 in Playa del Carmen versus $2,517 in Saratoga Springs, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 552% higher in Saratoga Springs, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Playa del Carmen versus $78.0 in Saratoga Springs, NY. Monthly groceries follow the same trend: $260 vs $441 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know

🇲🇽 Playa del Carmen

🇺🇸 Saratoga Springs, NY

🕒 Local time

03:29 3:29 AM

04:29 4:29 AM

1 h ahead of Playa del Carmen

🌤 Weather

👥 Population

149,923

28,491

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.45 USD

100 MXN = 4.86 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 11, 2026: 1 USD = 18.36 MXN (100 MXN = 5.45 USD). 1 EUR = 20.57 MXN (100 MXN = 4.86 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to MXN in detail →

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Between locations

Playa del Carmen Saratoga Springs, NY 2,790 km ≈ 4 h nonstop flight

From you

Playa del Carmen
Saratoga Springs, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Saratoga Springs, NY: Cost of Living - Frequently Asked Questions

Yes – Saratoga Springs, NY is pricier by about 136%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,823 per month in Playa del Carmen and $4,306 in Saratoga Springs, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,215 in Playa del Carmen and $2,870 in Saratoga Springs, NY. That's a gap of about 136%.

Kindergarten costs $208 per month in Playa del Carmen and $1,387 in Saratoga Springs, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,215, than in Saratoga Springs, NY at $2,870. In Playa del Carmen it covers expenses comfortably, while in Saratoga Springs, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Saratoga Springs, NY makes more sense. Both are solid long-term options with distinct trade-offs.