Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Santa Fe, NM

For one person, living is cheaper in Playa del Carmen: $1,215 a month against $2,916 in Santa Fe, NM, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
142

Cost of Living Index in Santa Fe, NM
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Santa Fe, NM Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,215

/mo nomad

Santa Fe, NM

🇺🇸 United States

$2,916

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Santa Fe, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Santa Fe, NM actually costs, broken down by who's living it.

A single person spends $1,215 per month in Playa del Carmen vs $2,916 in Santa Fe, NM, rent included.

Playa del Carmen $1,215
Santa Fe, NM $2,916

A couple spends around $2,144 per month in Playa del Carmen vs $3,885 in Santa Fe, NM, rent included.

Playa del Carmen $2,144
Santa Fe, NM $3,885

A family of three spends $3,072 per month in Playa del Carmen vs $4,854 in Santa Fe, NM, rent included.

Playa del Carmen $3,072
Santa Fe, NM $4,854

Playa del Carmen is about 58% cheaper than Santa Fe, NM, and outside of rent the biggest gap is in groceries.

Playa del Carmen sits 9% below the global median, while Santa Fe, NM is 118% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.97 MX$202

$16.87 $16.87

-34.97%

Three-Course Dinner for Two, Mid-Range

$44.85 MX$826

$69.1 $69.1

-35.11%

Fast Food Meal (McDonalds, etc)

$11.92 MX$220

$10.05 $10.05

18.61%

Cappuccino

$3.80 MX$70.1

$4.91 $4.91

-22.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 MX$24.16

$2.94 $2.94

-55.44%

Water (0.33 liter bottle)

$0.86 MX$15.77

$2.33 $2.33

-63.09%

Local Beer (0.5 liter draught)

$3.21 MX$59.2

$5.91 $5.91

-45.69%

Imported Beer (0.33 liter bottle)

$5.01 MX$92.3

$6.91 $6.91

-27.50%

Milk (1 liter)

$1.46 MX$26.86

$0.92 $0.92

58.70%

White Bread (500g)

$2.33 MX$42.86

$3.25 $3.25

-28.31%

Rice (white) (1kg)

$1.44 MX$26.57

$4.40 $4.40

-67.27%

Eggs

$2.46 MX$45.34

$4.31 $4.31

-42.92%

Local Cheese (1kg)

$7.70 MX$142

$11.88 $11.88

-35.19%

Chicken Fillets (1kg)

$7.89 MX$145

$9.42 $9.42

-16.24%

Beef Round Steak (1kg)

$12.80 MX$236

$16.87 $16.87

-24.13%

Apples (1kg)

$2.92 MX$53.7

$4.74 $4.74

-38.40%

Banana (1kg)

$1.42 MX$26.19

$1.47 $1.47

-3.40%

Oranges (1kg)

$2.57 MX$47.25

$3.95 $3.95

-34.94%

Tomato (1kg)

$2.14 MX$39.37

$4.27 $4.27

-49.88%

Potato (1kg)

$1.95 MX$35.86

$3.10 $3.10

-37.10%

Onion (1kg)

$1.94 MX$35.66

$2.05 $2.05

-5.37%

Lettuce (1 head)

$1.15 MX$21.20

$1.95 $1.95

-41.03%

Water (1.5 liter bottle)

$1.22 MX$22.49

$2.56 $2.56

-52.34%

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 MX$80.6

$10.37 $10.37

-57.76%

Wine (Bottle)

$9.85 MX$182

$15.89 $15.89

-38.01%

Local Beer (0.5 liter bottle)

$1.54 MX$28.32

$2.04 $2.04

-24.51%

Imported Beer (0.33 liter bottle)

$2.72 MX$50.0

$3.65 $3.65

-25.48%

One-way Ticket (Public Transport)

$0.52 MX$9.67

Public Transport Monthly Pass (Regular Price)

$27.42 MX$505

Taxi Start (Normal Tariff)

$4.91 MX$90.5

$3.54 $3.54

38.70%

Taxi (Normal Tariff) (1km)

$3.52 MX$64.9

$2.03 $2.03

73.40%

Taxi 1hour Waiting (Normal Tariff)

$5.69 MX$105

$32.54 $32.54

-82.51%

Gasoline (1 liter)

$1.54 MX$28.37

$0.96 $0.96

60.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K MX$391.2K

$31.0K $31.0K

-31.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K MX$451.1K

$24.8K $24.8K

-1.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 MX$1,540

$158 $158

-47.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.03 MX$443

$44.76 $44.76

-46.31%

Internet (50+ Mbps, Unlimited Data)

$29.33 MX$540

$73.8 $73.8

-60.24%

Gym Membership (Monthly)

$64.9 MX$1,195

$87.9 $87.9

-26.20%

Tennis Court (1 Hour on Weekend)

$29.46 MX$543

Cinema Ticket

$5.09 MX$93.7

$13.17 $13.17

-61.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$208 MX$3,825

$1,326 $1,326

-84.34%

International Primary School, 1 Child (Yearly)

$4,045 MX$74.5K

$15.2K $15.2K

-73.30%

Jeans (Levis 501 Or Similar)

$44.55 MX$821

$54.5 $54.5

-18.32%

Summer Dress (H&M, Zara, etc)

$42.06 MX$775

$43.46 $43.46

-3.22%

Sport Shoes (Adidas, Nike)

$75.5 MX$1,391

$78.9 $78.9

-4.23%

Men's Leather Business Shoes

$91.4 MX$1,683

$120 $120

-24.07%

1-bedroom Apartment, City Center (Monthly)

$986 MX$18.2K

$2,307 $2,307

-57.24%

1-bedroom Apartment, Outside City Center (Monthly)

$385 MX$7,095

$1,700 $1,700

-77.34%

3-bedroom Apartment, City Center (Monthly)

$1,713 MX$31.6K

$3,584 $3,584

-52.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,108 MX$20.4K

$2,241 $2,241

-50.53%

Buy Apartment in City Center (m2)

$4,016 MX$74.0K

$6,631 $6,631

-39.44%

Buy Apartment Outside City Center (m2)

$6,247 MX$115.1K

$4,202 $4,202

48.68%

Average Monthly Net Salary (After Tax)

$758 MX$14.0K

$3,757 $3,757

-79.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

6.57

74.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 4, 2026

Last update for Santa Fe, NM: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$385 31.4%

Santa Fe, NM

$1.7K 58.5% 341% $1.3K

Groceries & Markets

Playa del Carmen

$260 21.2%

Santa Fe, NM

$381 13.1% 46.3% $120

Eating Out

Playa del Carmen

$204 16.6%

Santa Fe, NM

$289 9.9% 41.5% $85

Monthly Utilities & Internet

Playa del Carmen

$137 11.2%

Santa Fe, NM

$276 9.5% 102% $139

Clothing & Footwear

Playa del Carmen

$114 9.3%

Santa Fe, NM

$134 4.6% 17.2% $20

Sport & Entertainment

Playa del Carmen

$75 6.1%

Santa Fe, NM

$114 3.9% 52.2% $39

Getting Around

Playa del Carmen

$52 4.2%

Santa Fe, NM

$14 * 0.5% 73.7% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $986 in Playa del Carmen versus $2,307 in Santa Fe, NM. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 396% higher in Santa Fe, NM, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Playa del Carmen versus $69.0 in Santa Fe, NM. Monthly groceries follow the same trend: $260 vs $381 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know

🇲🇽 Playa del Carmen

🇺🇸 Santa Fe, NM

🕒 Local time

23:50 11:50 PM

22:50 10:50 PM

1 h behind Playa del Carmen

🌤 Weather

👥 Population

149,923

87,505

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.43 USD

100 MXN = 4.84 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 12, 2026: 1 USD = 18.42 MXN (100 MXN = 5.43 USD). 1 EUR = 20.64 MXN (100 MXN = 4.84 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to MXN in detail →

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Playa del Carmen Santa Fe, NM 2,490 km ≈ 3 h 30 min nonstop flight

From you

Playa del Carmen
Santa Fe, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Santa Fe, NM: Cost of Living - Frequently Asked Questions

Yes – Santa Fe, NM is pricier by about 140%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,823 per month in Playa del Carmen and $4,375 in Santa Fe, NM. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,215 in Playa del Carmen and $2,916 in Santa Fe, NM. That's a gap of about 140%.

Kindergarten costs $208 per month in Playa del Carmen and $1,326 in Santa Fe, NM. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,215, than in Santa Fe, NM at $2,916. In Playa del Carmen it covers expenses comfortably, while in Santa Fe, NM it requires careful planning or may not stretch far enough.

Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Fe, NM makes more sense. Both are solid long-term options with distinct trade-offs.