Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and San Jose del Monte

For one person, living is cheaper in San Jose del Monte: $702 a month against $1,202 in Playa del Carmen, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

Playa del Carmen, Mexico
San Jose del Monte, Philippines
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
San Jose del Monte
🇵🇭 Philippines
$702
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in San Jose del Monte

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in San Jose del Monte actually costs, broken down by who's living it.

A single person spends $1,202 per month in Playa del Carmen vs $702 in San Jose del Monte, rent included.

  • Playa del Carmen $1,202
  • San Jose del Monte $702

A couple spends around $2,082 per month in Playa del Carmen vs $1,068 in San Jose del Monte, rent included.

  • Playa del Carmen $2,082
  • San Jose del Monte $1,068

A family of three spends $2,962 per month in Playa del Carmen vs $1,433 in San Jose del Monte, rent included.

  • Playa del Carmen $2,962
  • San Jose del Monte $1,433

Playa del Carmen costs about 71% more than San Jose del Monte, and outside of rent the biggest gap is in eating out.

Both Playa del Carmen and San Jose del Monte are more affordable than the global median – Playa del Carmen 11% lower, San Jose del Monte 48% lower.

Currency
🍽 Eating Out
Playa del Carmen
San Jose del Monte
Difference
Meal at Budget Restaurant
$10.67 MX$199
$3.87 ₱245
175.71%
Three-Course Dinner for Two, Mid-Range
$43.80 MX$815
$16.17 ₱1,025
170.87%
Fast Food Meal (McDonalds, etc)
$11.79 MX$219
$2.67 ₱169
341.57%
Cappuccino
$3.79 MX$70.5
$1.75 ₱111
116.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 MX$24.14
$0.59 ₱37.32
120.34%
Water (0.33 liter bottle)
$0.83 MX$15.51
$0.31 ₱19.62
167.74%
Local Beer (0.5 liter draught)
$3.15 MX$58.6
$0.94 ₱59.7
235.11%
Imported Beer (0.33 liter bottle)
$4.93 MX$91.8
$1.57 ₱99.8
214.01%
🛒 Groceries & Markets
Playa del Carmen
San Jose del Monte
Difference
Milk (1 liter)
$1.41 MX$26.22
$1.60 ₱102
-11.88%
White Bread (500g)
$2.20 MX$40.86
$1.10 ₱69.5
100.00%
Rice (white) (1kg)
$1.47 MX$27.40
$1.00 ₱63.2
47.00%
Eggs
$2.50 MX$46.46
$1.97 ₱125
26.90%
Local Cheese (1kg)
$7.29 MX$136
$4.82 ₱306
51.24%
Chicken Fillets (1kg)
$7.95 MX$148
$3.37 ₱214
135.91%
Beef Round Steak (1kg)
$12.86 MX$239
$6.78 ₱429
89.68%
Apples (1kg)
$2.90 MX$53.9
$2.27 ₱144
27.75%
Banana (1kg)
$1.38 MX$25.74
$1.51 ₱95.4
-8.61%
Oranges (1kg)
$2.49 MX$46.35
$2.34 ₱148
6.41%
Tomato (1kg)
$2.03 MX$37.77
$1.01 ₱63.9
100.99%
Potato (1kg)
$2.02 MX$37.68
$1.67 ₱106
20.96%
Onion (1kg)
$1.90 MX$35.42
$1.76 ₱112
7.95%
Lettuce (1 head)
$1.14 MX$21.30
$0.95 ₱60.0
20.00%
Water (1.5 liter bottle)
$1.24 MX$23.05
$0.48 ₱30.16
158.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 MX$79.5
$2.81 ₱178
51.96%
Wine (Bottle)
$9.81 MX$183
$8.81 ₱558
11.35%
Local Beer (0.5 liter bottle)
$1.59 MX$29.51
$0.90 ₱56.7
76.67%
Imported Beer (0.33 liter bottle)
$2.75 MX$51.1
$1.99 ₱126
38.19%
🚌 Getting Around
Playa del Carmen
San Jose del Monte
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.58
$0.22 ₱13.88
131.82%
Public Transport Monthly Pass (Regular Price)
$27.39 MX$510
$12.59 ₱798
117.55%
Taxi Start (Normal Tariff)
$4.76 MX$88.6
$0.73 ₱46.14
552.05%
Taxi (Normal Tariff) (1km)
$3.25 MX$60.5
$0.20 ₱12.65
1525.00%
Taxi 1hour Waiting (Normal Tariff)
$5.39 MX$100
$1.85 ₱117
191.35%
Gasoline (1 liter)
$1.53 MX$28.44
$1.22 ₱77.5
25.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$394.8K
$21.1K ₱1.3M
0.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$432.9K
$19.3K ₱1.2M
20.83%
🧾 Monthly Utilities & Internet
Playa del Carmen
San Jose del Monte
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 MX$1,554
$121 ₱7,641
-30.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.19 MX$431
$15.62 ₱990
48.46%
Internet (50+ Mbps, Unlimited Data)
$27.61 MX$514
$22.98 ₱1,456
20.15%
🎉 Sport & Entertainment
Playa del Carmen
San Jose del Monte
Difference
Gym Membership (Monthly)
$56.4 MX$1,050
$31.05 ₱1,968
81.74%
Tennis Court (1 Hour on Weekend)
$28.19 MX$525
$5.36 ₱339
425.93%
Cinema Ticket
$5.00 MX$93.1
$5.20 ₱329
-3.85%
🧸 Childcare & Education
Playa del Carmen
San Jose del Monte
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,854
$132 ₱8,382
56.53%
International Primary School, 1 Child (Yearly)
$5,231 MX$97.3K
$8,798 ₱557.4K
-40.54%
👕👟 Clothing & Footwear
Playa del Carmen
San Jose del Monte
Difference
Jeans (Levis 501 Or Similar)
$43.45 MX$809
$28.43 ₱1,801
52.83%
Summer Dress (H&M, Zara, etc)
$42.54 MX$792
$18.91 ₱1,198
124.96%
Sport Shoes (Adidas, Nike)
$72.8 MX$1,354
$70.5 ₱4,467
3.21%
Men's Leather Business Shoes
$88.4 MX$1,645
$55.3 ₱3,501
59.93%
🏠 Accommodation & Living
Playa del Carmen
San Jose del Monte
Difference
1-bedroom Apartment, City Center (Monthly)
$995 MX$18.5K
$250 ₱15.8K
298.10%
1-bedroom Apartment, Outside City Center (Monthly)
$382 MX$7,116
$167 ₱10.6K
128.41%
3-bedroom Apartment, City Center (Monthly)
$1,674 MX$31.2K
$493 ₱31.2K
239.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 MX$20.1K
$348 ₱22.0K
210.75%
Buy Apartment in City Center (m2)
$3,909 MX$72.7K
$2,582 ₱163.6K
51.37%
Buy Apartment Outside City Center (m2)
$6,138 MX$114.2K
$1,118 ₱70.8K
448.95%
💵 Salaries & Financials
Playa del Carmen
San Jose del Monte
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
6.75
69.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for San Jose del Monte: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$382
San Jose del Monte
$167 56.2% $215
Groceries & Markets
Playa del Carmen
$257
San Jose del Monte
$169 34.2% $88
Eating Out
Playa del Carmen
$200
San Jose del Monte
$71 64.3% $129
Monthly Utilities & Internet
Playa del Carmen
$134
San Jose del Monte
$159 18.6% $25
Clothing & Footwear
Playa del Carmen
$111
San Jose del Monte
$78 30% $33
Sport & Entertainment
Playa del Carmen
$66
San Jose del Monte
$41 37.6% $25
Getting Around
Playa del Carmen
$50
San Jose del Monte
$15 69.9% $35

Cost Breakdown

A central one-bedroom costs $995 in Playa del Carmen versus $250 in San Jose del Monte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44 in Playa del Carmen versus $16 in San Jose del Monte. Monthly groceries follow the same trend: $257 vs $169 – making San Jose del Monte the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇵🇭 San Jose del Monte
🕒 Local time
19:22 7:22 PM
08:22 8:22 AM
13 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
651,813
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 5, 2026: 1 USD = 18.61 MXN (100 MXN = 5.37 USD). 1 EUR = 20.95 MXN (100 MXN = 4.77 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.33 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Playa del Carmen San Jose del Monte 15,020 km ≈ 19 h nonstop flight
From you
  • Playa del Carmen
  • San Jose del Monte

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs San Jose del Monte: Cost of Living - Frequently Asked Questions
Is San Jose del Monte cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 71%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,804 per month in Playa del Carmen and $1,053 in San Jose del Monte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Jose del Monte, especially for central apartments: a one-bedroom in the center costs $250 there versus $995 in Playa del Carmen.
What are total monthly expenses in Playa del Carmen and in San Jose del Monte?
Monthly expenses with rent come to $1,202 in Playa del Carmen and $702 in San Jose del Monte. That makes San Jose del Monte about 42% cheaper.
Which city has cheaper public transport?
Public transport costs about 54% less in San Jose del Monte. For daily commuters, that gap adds up to noticeable savings over a year.
Is $800 a realistic budget for living in Playa del Carmen or in San Jose del Monte?
A $800 monthly budget goes further in San Jose del Monte, where all-in costs run around $702, than in Playa del Carmen at $1,202. In San Jose del Monte it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or San Jose del Monte more family-friendly?
Families tend to lean toward San Jose del Monte – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is easier to live in as a foreigner?
For expats, San Jose del Monte is the easier option financially – housing and daily costs are lower, and overall it costs about 42% less, which matters a lot on a fixed budget or early-career salary.

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