Cost of Living Comparison Between Playa del Carmen and San Jose del Monte Cost of Living Comparison Between Playa del Carmen and San Jose del Monte

Monthly Cost of Living

A single person spends $1,271 per month in Playa del Carmen vs $791 in San Jose del Monte, rent included.

A couple spends around $2,126 per month in Playa del Carmen vs $1,248 in San Jose del Monte, rent included.

A family of three spends $2,980 per month in Playa del Carmen vs $1,705 in San Jose del Monte, rent included.

Playa del Carmen costs about 61% more than San Jose del Monte, driven mainly by Eating Out.

Both Playa del Carmen and San Jose del Monte are more affordable than the global median – Playa del Carmen 5% lower, San Jose del Monte 41% lower.

Currency
🍽 Eating Out
Playa del Carmen
San Jose del Monte
Difference
Meal at Budget Restaurant
$11.87 MX$204
$4.50 ₱273
163.78%
Three-Course Dinner for Two, Mid-Range
$42.90 MX$736
$26.23 ₱1,593
63.55%
Fast Food Meal (McDonalds, etc)
$10.65 MX$183
$3.50 ₱212
204.29%
Cappuccino
$3.45 MX$59.2
$2.73 ₱166
26.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.50 MX$25.81
$0.81 ₱49.25
85.19%
Water (0.33 liter bottle)
$0.95 MX$16.28
$0.45 ₱27.34
111.11%
Local Beer (0.5 liter draught)
$3.03 MX$51.9
$1.48 ₱89.7
104.73%
Imported Beer (0.33 liter bottle)
$4.61 MX$79.1
$2.60 ₱158
77.31%
🛒 Groceries & Markets
Playa del Carmen
San Jose del Monte
Difference
Milk (1 liter)
$1.38 MX$23.61
$1.90 ₱116
-27.37%
White Bread (500g)
$1.85 MX$31.70
$1.40 ₱85.1
32.14%
Rice (white) (1kg)
$1.61 MX$27.65
$1.00 ₱60.6
61.00%
Eggs
$2.59 MX$44.51
$2.07 ₱126
25.12%
Local Cheese (1kg)
$8.26 MX$142
$9.48 ₱575
-12.87%
Chicken Fillets (1kg)
$8.37 MX$144
$5.01 ₱304
67.07%
Beef Round Steak (1kg)
$10.66 MX$183
$8.63 ₱524
23.52%
Apples (1kg)
$2.63 MX$45.12
$0.70 ₱42.44
275.71%
Banana (1kg)
$1.49 MX$25.53
$1.80 ₱109
-17.22%
Oranges (1kg)
$1.92 MX$32.94
$0.55 ₱33.44
249.09%
Tomato (1kg)
$2.09 MX$35.81
$1.40 ₱85.0
49.29%
Potato (1kg)
$1.86 MX$31.88
$2.19 ₱133
-15.07%
Onion (1kg)
$2.26 MX$38.81
$1.40 ₱84.7
61.43%
Lettuce (1 head)
$1.06 MX$18.23
$1.05 ₱63.7
0.95%
Water (1.5 liter bottle)
$1.09 MX$18.67
$0.65 ₱39.43
67.69%
Cigarettes 20 Pack (Marlboro, Camel)
$4.15 MX$71.2
$3.42 ₱208
21.35%
Wine (Bottle)
$10.39 MX$178
$8.97 ₱545
15.83%
Local Beer (0.5 liter bottle)
$1.72 MX$29.59
$1.41 ₱85.6
21.99%
Imported Beer (0.33 liter bottle)
$2.61 MX$44.85
$2.22 ₱135
17.57%
🚌 Getting Around
Playa del Carmen
San Jose del Monte
Difference
One-way Ticket (Public Transport)
$0.54 MX$9.30
$0.28 ₱17.13
92.86%
Public Transport Monthly Pass (Regular Price)
$26.94 MX$462
-
-
Taxi Start (Normal Tariff)
$3.13 MX$53.7
$0.83 ₱50.6
277.11%
Taxi (Normal Tariff) (1km)
$2.51 MX$43.09
$0.22 ₱13.29
1040.91%
Taxi 1hour Waiting (Normal Tariff)
$3.15 MX$54.1
$2.07 ₱126
52.17%
Gasoline (1 liter)
$1.27 MX$21.88
$1.11 ₱67.3
14.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K MX$521.3K
$26.5K ₱1.6M
14.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K MX$404.5K
$17.7K ₱1.1M
33.09%
🧾 Monthly Utilities & Internet
Playa del Carmen
San Jose del Monte
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 MX$1,425
$127 ₱7,698
-34.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.71 MX$390
$21.94 ₱1,332
3.51%
Internet (50+ Mbps, Unlimited Data)
$29.46 MX$506
$26.22 ₱1,592
12.36%
🎉 Sport & Entertainment
Playa del Carmen
San Jose del Monte
Difference
Gym Membership (Monthly)
$51.0 MX$875
$34.40 ₱2,089
48.26%
Tennis Court (1 Hour on Weekend)
$18.33 MX$315
$4.41 ₱268
315.65%
Cinema Ticket
$4.93 MX$84.5
$6.61 ₱401
-25.42%
🧸 Childcare & Education
Playa del Carmen
San Jose del Monte
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$197 MX$3,386
$154 ₱9,324
28.48%
International Primary School, 1 Child (Yearly)
$5,280 MX$90.6K
$4,292 ₱260.6K
23.01%
👕👟 Clothing & Footwear
Playa del Carmen
San Jose del Monte
Difference
Jeans (Levis 501 Or Similar)
$36.90 MX$633
$46.62 ₱2,831
-20.85%
Summer Dress (H&M, Zara, etc)
$39.89 MX$685
$34.58 ₱2,100
15.36%
Sport Shoes (Adidas, Nike)
$80.0 MX$1,373
$68.3 ₱4,148
17.13%
Men's Leather Business Shoes
$89.5 MX$1,536
$47.11 ₱2,861
89.92%
🏠 Accommodation & Living
Playa del Carmen
San Jose del Monte
Difference
1-bedroom Apartment, City Center (Monthly)
$956 MX$16.4K
$266 ₱16.1K
259.77%
1-bedroom Apartment, Outside City Center (Monthly)
$477 MX$8,189
$177 ₱10.8K
169.37%
3-bedroom Apartment, City Center (Monthly)
$1,646 MX$28.3K
$592 ₱36.0K
177.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,225 MX$21.0K
$400 ₱24.3K
206.09%
Buy Apartment in City Center (m2)
$3,918 MX$67.2K
$2,402 ₱145.8K
63.15%
Buy Apartment Outside City Center (m2)
$6,459 MX$110.9K
$970 ₱58.9K
565.64%
💵 Salaries & Financials
Playa del Carmen
San Jose del Monte
Difference
Average Monthly Net Salary (After Tax)
$667 MX$11.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.42
6.17
85.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: June 7, 2026

Last update for San Jose del Monte: June 8, 2026

Cost Breakdown

A central one-bedroom costs $956 in Playa del Carmen versus $266 in San Jose del Monte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in Playa del Carmen versus $26.00 in San Jose del Monte. Monthly groceries follow the same trend: $250 vs $199 – making San Jose del Monte the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs San Jose del Monte: Cost of Living - Frequently Asked Questions
Is San Jose del Monte cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 61%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,906 per month in Playa del Carmen and $1,187 in San Jose del Monte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in San Jose del Monte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs San Jose del Monte?
Monthly expenses with rent come to $1,271 in Playa del Carmen and $791 in San Jose del Monte. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $197 per month in Playa del Carmen and $154 in San Jose del Monte. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for Playa del Carmen or San Jose del Monte?
A $1,000 monthly budget goes further in San Jose del Monte, where all-in costs run around $791, than in Playa del Carmen at $1,271. In San Jose del Monte it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or San Jose del Monte more family-friendly?
Families tend to lean toward San Jose del Monte – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with San Jose del Monte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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