Cost of Living Comparison Between Playa del Carmen and San Fernando Cost of Living Comparison Between Playa del Carmen and San Fernando

Monthly Cost of Living

A single person spends $1,287 per month in Playa del Carmen vs $788 in San Fernando, rent included.

A couple spends around $2,184 per month in Playa del Carmen vs $1,177 in San Fernando, rent included.

A family of three spends $3,082 per month in Playa del Carmen vs $1,566 in San Fernando, rent included.

Playa del Carmen costs about 63% more than San Fernando, driven mainly by Eating Out.

Both Playa del Carmen and San Fernando are more affordable than the global median – Playa del Carmen 4% lower, San Fernando 41% lower.

Meal at Budget Restaurant

$11.94 MX$208

$3.65 ₱223

227.12%

Three-Course Dinner for Two, Mid-Range

$42.75 MX$744

$13.42 ₱821

218.55%

Fast Food Meal (McDonalds, etc)

$10.59 MX$184

$2.73 ₱167

287.91%

Cappuccino

$3.62 MX$63.0

$1.09 ₱66.6

232.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 MX$25.54

$0.45 ₱27.54

226.67%

Water (0.33 liter bottle)

$0.94 MX$16.41

$0.37 ₱22.39

154.05%

Local Beer (0.5 liter draught)

$3.09 MX$53.8

$1.35 ₱82.3

128.89%

Imported Beer (0.33 liter bottle)

$4.46 MX$77.6

$1.39 ₱85.3

220.86%

Milk (1 liter)

$1.43 MX$24.80

$1.82 ₱112

-21.43%

White Bread (500g)

$1.88 MX$32.79

$1.23 ₱75.5

52.85%

Rice (white) (1kg)

$1.63 MX$28.34

$0.97 ₱59.4

68.04%

Eggs

$2.64 MX$45.99

$2.26 ₱138

16.81%

Local Cheese (1kg)

$8.21 MX$143

$8.92 ₱546

-7.96%

Chicken Fillets (1kg)

$8.29 MX$144

$3.86 ₱236

114.77%

Beef Round Steak (1kg)

$11.10 MX$193

$7.70 ₱471

44.16%

Apples (1kg)

$2.65 MX$46.14

$2.62 ₱160

1.15%

Banana (1kg)

$1.50 MX$26.11

$1.82 ₱111

-17.58%

Oranges (1kg)

$1.99 MX$34.59

$2.30 ₱141

-13.48%

Tomato (1kg)

$2.08 MX$36.13

$1.21 ₱74.2

71.90%

Potato (1kg)

$1.79 MX$31.11

$1.84 ₱112

-2.72%

Onion (1kg)

$2.18 MX$37.87

$2.15 ₱131

1.40%

Lettuce (1 head)

$1.08 MX$18.73

$0.67 ₱40.87

61.19%

Water (1.5 liter bottle)

$1.04 MX$18.04

$0.61 ₱37.05

70.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.97 MX$69.1

$3.31 ₱202

19.94%

Wine (Bottle)

$10.20 MX$178

$8.38 ₱513

21.72%

Local Beer (0.5 liter bottle)

$1.73 MX$30.04

$1.08 ₱65.8

60.19%

Imported Beer (0.33 liter bottle)

$2.50 MX$43.46

$1.50 ₱91.7

66.67%

One-way Ticket (Public Transport)

$0.52 MX$9.02

$0.26 ₱15.90

100.00%

Public Transport Monthly Pass (Regular Price)

$26.97 MX$469

$20.91 ₱1,279

28.98%

Taxi Start (Normal Tariff)

$3.14 MX$54.7

$0.73 ₱44.84

330.14%

Taxi (Normal Tariff) (1km)

$2.40 MX$41.80

$0.22 ₱13.45

990.91%

Taxi 1hour Waiting (Normal Tariff)

$3.09 MX$53.7

$1.08 ₱66.3

186.11%

Gasoline (1 liter)

$1.27 MX$22.16

$1.15 ₱70.4

10.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K MX$537.3K

$28.5K ₱1.7M

8.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K MX$405.7K

$23.5K ₱1.4M

-0.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.0 MX$1,427

$107 ₱6,550

-23.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.45 MX$391

$17.45 ₱1,067

28.65%

Internet (50+ Mbps, Unlimited Data)

$29.66 MX$516

$26.29 ₱1,608

12.82%

Gym Membership (Monthly)

$51.9 MX$903

$30.92 ₱1,892

67.76%

Tennis Court (1 Hour on Weekend)

$18.67 MX$325

$4.35 ₱266

329.20%

Cinema Ticket

$4.97 MX$86.5

$4.41 ₱270

12.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$198 MX$3,442

$60.9 ₱3,723

225.08%

International Primary School, 1 Child (Yearly)

$5,273 MX$91.7K

$1,948 ₱119.2K

170.67%

Jeans (Levis 501 Or Similar)

$36.34 MX$632

$34.49 ₱2,110

5.36%

Summer Dress (H&M, Zara, etc)

$40.05 MX$697

$15.97 ₱977

150.78%

Sport Shoes (Adidas, Nike)

$79.9 MX$1,390

$52.3 ₱3,196

52.88%

Men's Leather Business Shoes

$88.9 MX$1,547

$47.28 ₱2,893

87.99%

1-bedroom Apartment, City Center (Monthly)

$963 MX$16.8K

$354 ₱21.6K

172.28%

1-bedroom Apartment, Outside City Center (Monthly)

$465 MX$8,086

$243 ₱14.8K

91.54%

3-bedroom Apartment, City Center (Monthly)

$1,596 MX$27.8K

$590 ₱36.1K

170.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,209 MX$21.0K

$479 ₱29.3K

152.20%

Buy Apartment in City Center (m2)

$3,942 MX$68.6K

$2,226 ₱136.2K

77.04%

Buy Apartment Outside City Center (m2)

$6,448 MX$112.2K

Average Monthly Net Salary (After Tax)

$720 MX$12.5K

$334 ₱20.4K

115.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.42

5.5

107.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: April 25, 2026

Last update for San Fernando: April 27, 2026

Cost Breakdown

A central one-bedroom costs $963 in Playa del Carmen versus $354 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 116% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Playa del Carmen versus $13.00 in San Fernando. Monthly groceries follow the same trend: $251 vs $197 – making San Fernando the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs San Fernando: Cost of Living - Frequently Asked Questions

Yes – Playa del Carmen is pricier by about 63%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,930 per month in Playa del Carmen and $1,182 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,287 in Playa del Carmen and $788 in San Fernando. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 29% less in San Fernando. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in San Fernando, where all-in costs run around $788, than in Playa del Carmen at $1,287. In San Fernando it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with San Fernando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.