Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Podgorica

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $1,331 in Podgorica, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Podgorica outweigh lower spending on other living expenses.

Playa del Carmen, Mexico
Podgorica, Montenegro
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Podgorica
🇲🇪 Montenegro
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Podgorica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Podgorica actually costs, broken down by who's living it.

A single person spends $1,204 per month in Playa del Carmen vs $1,331 in Podgorica, rent included.

  • Playa del Carmen $1,204
  • Podgorica $1,331

A couple spends around $2,082 per month in Playa del Carmen vs $2,096 in Podgorica, rent included.

  • Playa del Carmen $2,082
  • Podgorica $2,096

A family of three spends $2,959 per month in Playa del Carmen vs $2,860 in Podgorica, rent included.

  • Playa del Carmen $2,959
  • Podgorica $2,860

Playa del Carmen is about 10% cheaper than Podgorica, and outside of rent the biggest gap is in clothing.

Both Playa del Carmen and Podgorica are more affordable than the global median – Playa del Carmen 12% lower, Podgorica 2% lower.

Currency
🍽 Eating Out
Playa del Carmen
Podgorica
Difference
Meal at Budget Restaurant
$10.92 MX$204
$11.27 €10.13
-3.11%
Three-Course Dinner for Two, Mid-Range
$43.37 MX$810
$44.27 €39.78
-2.03%
Fast Food Meal (McDonalds, etc)
$11.78 MX$220
$10.56 €9.49
11.55%
Cappuccino
$3.81 MX$71.2
$2.12 €1.91
79.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 MX$23.96
$2.48 €2.23
-48.39%
Water (0.33 liter bottle)
$0.78 MX$14.63
$1.45 €1.31
-46.21%
Local Beer (0.5 liter draught)
$3.17 MX$59.2
$3.15 €2.83
0.63%
Imported Beer (0.33 liter bottle)
$4.93 MX$92.2
$3.31 €2.98
48.94%
🛒 Groceries & Markets
Playa del Carmen
Podgorica
Difference
Milk (1 liter)
$1.41 MX$26.28
$1.26 €1.13
11.90%
White Bread (500g)
$2.22 MX$41.43
$0.99 €0.89
124.24%
Rice (white) (1kg)
$1.42 MX$26.48
$1.99 €1.78
-28.64%
Eggs
$2.52 MX$47.14
$3.59 €3.22
-29.81%
Local Cheese (1kg)
$7.26 MX$136
$8.85 €7.95
-17.97%
Chicken Fillets (1kg)
$7.70 MX$144
$8.08 €7.26
-4.70%
Beef Round Steak (1kg)
$12.69 MX$237
$12.07 €10.84
5.14%
Apples (1kg)
$2.78 MX$52.0
$1.63 €1.46
70.55%
Banana (1kg)
$1.37 MX$25.56
$1.72 €1.54
-20.35%
Oranges (1kg)
$2.55 MX$47.66
$1.80 €1.62
41.67%
Tomato (1kg)
$2.12 MX$39.67
$2.33 €2.09
-9.01%
Potato (1kg)
$1.94 MX$36.22
$0.95 €0.85
104.21%
Onion (1kg)
$1.89 MX$35.24
$1.07 €0.96
76.64%
Lettuce (1 head)
$1.15 MX$21.42
$1.50 €1.35
-23.33%
Water (1.5 liter bottle)
$1.18 MX$22.03
$0.83 €0.74
42.17%
Cigarettes 20 Pack (Marlboro, Camel)
$4.30 MX$80.3
$4.28 €3.85
0.47%
Wine (Bottle)
$9.95 MX$186
$5.72 €5.14
73.95%
Local Beer (0.5 liter bottle)
$1.58 MX$29.59
$1.07 €0.96
47.66%
Imported Beer (0.33 liter bottle)
$2.67 MX$49.91
$1.61 €1.45
65.84%
🚌 Getting Around
Playa del Carmen
Podgorica
Difference
One-way Ticket (Public Transport)
$0.55 MX$10.34
$1.03 €0.92
-46.60%
Public Transport Monthly Pass (Regular Price)
$26.62 MX$497
$32.90 €29.56
-19.09%
Taxi Start (Normal Tariff)
$4.97 MX$92.9
$0.76 €0.68
553.95%
Taxi (Normal Tariff) (1km)
$3.33 MX$62.2
$0.81 €0.73
311.11%
Taxi 1hour Waiting (Normal Tariff)
$5.36 MX$100
$11.08 €9.95
-51.62%
Gasoline (1 liter)
$1.44 MX$26.98
$1.89 €1.70
-23.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K MX$386.2K
$28.5K €25.6K
-27.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$438.5K
$23.8K €21.3K
-1.24%
🧾 Monthly Utilities & Internet
Playa del Carmen
Podgorica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.8 MX$1,584
$130 €117
-34.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.41 MX$437
$18.48 €16.61
26.68%
Internet (50+ Mbps, Unlimited Data)
$28.66 MX$535
$32.17 €28.90
-10.91%
🎉 Sport & Entertainment
Playa del Carmen
Podgorica
Difference
Gym Membership (Monthly)
$57.1 MX$1,066
$50.2 €45.14
13.55%
Tennis Court (1 Hour on Weekend)
$28.91 MX$540
$13.34 €11.98
116.72%
Cinema Ticket
$5.14 MX$96.0
$6.61 €5.94
-22.24%
🧸 Childcare & Education
Playa del Carmen
Podgorica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,860
$343 €308
-39.83%
International Primary School, 1 Child (Yearly)
$3,927 MX$73.4K
$7,326 €6,583
-46.39%
👕👟 Clothing & Footwear
Playa del Carmen
Podgorica
Difference
Jeans (Levis 501 Or Similar)
$43.35 MX$810
$85.9 €77.2
-49.53%
Summer Dress (H&M, Zara, etc)
$41.44 MX$774
$46.72 €41.98
-11.30%
Sport Shoes (Adidas, Nike)
$74.2 MX$1,386
$98.1 €88.1
-24.34%
Men's Leather Business Shoes
$89.3 MX$1,668
$105 €94.1
-14.76%
🏠 Accommodation & Living
Playa del Carmen
Podgorica
Difference
1-bedroom Apartment, City Center (Monthly)
$980 MX$18.3K
$663 €596
47.67%
1-bedroom Apartment, Outside City Center (Monthly)
$381 MX$7,116
$483 €434
-21.09%
3-bedroom Apartment, City Center (Monthly)
$1,708 MX$31.9K
$1,361 €1,223
25.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,075 MX$20.1K
$976 €877
10.14%
Buy Apartment in City Center (m2)
$3,943 MX$73.7K
$3,122 €2,805
26.28%
Buy Apartment Outside City Center (m2)
$6,158 MX$115.1K
$2,388 €2,146
157.86%
💵 Salaries & Financials
Playa del Carmen
Podgorica
Difference
Average Monthly Net Salary (After Tax)
$735 MX$13.7K
$1,152 €1,035
-36.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
5.22
119.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 25, 2026

Last update for Podgorica: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$381
Podgorica
$483 26.7% $102
Groceries & Markets
Playa del Carmen
$255
Podgorica
$226 11.3% $29
Eating Out
Playa del Carmen
$202
Podgorica
$186 8.3% $17
Monthly Utilities & Internet
Playa del Carmen
$137
Podgorica
$181 32.3% $44
Clothing & Footwear
Playa del Carmen
$112
Podgorica
$151 35.1% $39
Sport & Entertainment
Playa del Carmen
$67
Podgorica
$63 5.7% $3.8
Getting Around
Playa del Carmen
$50
Podgorica
$42 17.1% $8.6

Cost Breakdown

A central one-bedroom costs $980 in Playa del Carmen versus $663 in Podgorica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Podgorica. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Playa del Carmen versus $44 in Podgorica. Groceries tell a different story – $255 in Playa del Carmen vs $226 in Podgorica – so Podgorica wins on supermarket bills even if dining out costs more.

Good to know
🇲🇽 Playa del Carmen
🇲🇪 Podgorica
🕒 Local time
08:20 8:20 AM
14:20 2:20 PM
6 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
150,799 Capital
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.69 MXN (100 MXN = 5.35 USD). 1 EUR = 20.8 MXN (100 MXN = 4.81 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

On the map
Between locations
  • Playa del Carmen Podgorica 9,730 km ≈ 13 h nonstop flight
From you
  • Playa del Carmen
  • Podgorica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Podgorica: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Podgorica?
Yes – Podgorica is pricier by about 11%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $1,806 per month in Playa del Carmen and $1,997 in Podgorica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Podgorica, especially for central apartments: a one-bedroom in the center costs $663 there versus $980 in Playa del Carmen.
What are total monthly expenses in Playa del Carmen and in Podgorica?
Monthly expenses with rent come to $1,204 in Playa del Carmen and $1,331 in Podgorica. That’s a gap of about 11%.
Which city has cheaper kindergarten?
Kindergarten costs $207 per month in Playa del Carmen and $343 in Podgorica. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 enough for either Playa del Carmen or Podgorica?
$1,500 covers both cities comfortably – all-in costs are $1,204 in Playa del Carmen and $1,331 in Podgorica, leaving budget for savings and extras in both cases.
Is it better to live in Playa del Carmen or in Podgorica?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,204 in Playa del Carmen to $1,331 in Podgorica. Climate, culture, job market, and personal taste all factor in.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Podgorica makes more sense. Both are solid long-term options with distinct trade-offs.

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