Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and Panglao

For one person, living is cheaper in Panglao: $795 a month against $1,202 in Playa del Carmen, rent and utilities included – about $4,900 less a year. Other living expenses account for most of the difference.

Playa del Carmen, Mexico
Panglao, Philippines
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Panglao
🇵🇭 Philippines
$795
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Panglao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Panglao actually costs, broken down by who's living it.

A single person spends $1,202 per month in Playa del Carmen vs $795 in Panglao, rent included.

  • Playa del Carmen $1,202
  • Panglao $795

A couple spends around $2,082 per month in Playa del Carmen vs $1,113 in Panglao, rent included.

  • Playa del Carmen $2,082
  • Panglao $1,113

A family of three spends $2,962 per month in Playa del Carmen vs $1,431 in Panglao, rent included.

  • Playa del Carmen $2,962
  • Panglao $1,431

Playa del Carmen costs about 51% more than Panglao, and outside of rent the biggest gap is in eating out.

Both Playa del Carmen and Panglao are more affordable than the global median – Playa del Carmen 11% lower, Panglao 41% lower.

Currency
🍽 Eating Out
Playa del Carmen
Panglao
Difference
Meal at Budget Restaurant
$10.67 MX$200
$3.89 ₱245
174.29%
Three-Course Dinner for Two, Mid-Range
$43.80 MX$823
$23.45 ₱1,476
86.78%
Fast Food Meal (McDonalds, etc)
$11.79 MX$221
$3.93 ₱247
200.00%
Cappuccino
$3.79 MX$71.1
$2.14 ₱135
77.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 MX$24.36
$0.69 ₱43.44
88.41%
Water (0.33 liter bottle)
$0.83 MX$15.65
$0.47 ₱29.59
76.60%
Local Beer (0.5 liter draught)
$3.15 MX$59.1
$1.54 ₱96.8
104.55%
Imported Beer (0.33 liter bottle)
$4.93 MX$92.7
$1.84 ₱116
167.93%
🛒 Groceries & Markets
Playa del Carmen
Panglao
Difference
Milk (1 liter)
$1.41 MX$26.46
$1.58 ₱99.4
-10.76%
White Bread (500g)
$2.20 MX$41.23
$1.09 ₱68.8
101.83%
Rice (white) (1kg)
$1.47 MX$27.66
$0.92 ₱58.0
59.78%
Eggs
$2.50 MX$46.89
$1.69 ₱106
47.93%
Local Cheese (1kg)
$7.29 MX$137
$4.73 ₱298
54.12%
Chicken Fillets (1kg)
$7.95 MX$149
$4.52 ₱284
75.88%
Beef Round Steak (1kg)
$12.86 MX$242
$7.65 ₱482
68.10%
Apples (1kg)
$2.90 MX$54.4
$1.90 ₱120
52.63%
Banana (1kg)
$1.38 MX$25.98
$1.31 ₱82.7
5.34%
Oranges (1kg)
$2.49 MX$46.78
$1.94 ₱122
28.35%
Tomato (1kg)
$2.03 MX$38.12
$1.49 ₱94.0
36.24%
Potato (1kg)
$2.02 MX$38.03
$2.30 ₱145
-12.17%
Onion (1kg)
$1.90 MX$35.74
$1.89 ₱119
0.53%
Lettuce (1 head)
$1.14 MX$21.49
$1.07 ₱67.3
6.54%
Water (1.5 liter bottle)
$1.24 MX$23.27
$0.46 ₱28.65
169.57%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 MX$80.2
$2.89 ₱182
47.75%
Wine (Bottle)
$9.81 MX$184
$5.73 ₱361
71.20%
Local Beer (0.5 liter bottle)
$1.59 MX$29.78
$0.80 ₱50.1
98.75%
Imported Beer (0.33 liter bottle)
$2.75 MX$51.6
$1.55 ₱97.4
77.42%
🚌 Getting Around
Playa del Carmen
Panglao
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.67
$0.22 ₱13.79
131.82%
Public Transport Monthly Pass (Regular Price)
$27.39 MX$514
$12.47 ₱785
119.65%
Taxi Start (Normal Tariff)
$4.76 MX$89.4
$0.74 ₱46.40
543.24%
Taxi (Normal Tariff) (1km)
$3.25 MX$61.0
$0.22 ₱13.88
1377.27%
Taxi 1hour Waiting (Normal Tariff)
$5.39 MX$101
$1.85 ₱117
191.35%
Gasoline (1 liter)
$1.53 MX$28.70
$0.94 ₱59.2
62.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$398.4K
$21.1K ₱1.3M
0.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$436.9K
$19.1K ₱1.2M
21.58%
🧾 Monthly Utilities & Internet
Playa del Carmen
Panglao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 MX$1,568
$58.2 ₱3,666
43.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.19 MX$435
$6.53 ₱411
255.13%
Internet (50+ Mbps, Unlimited Data)
$27.61 MX$519
$23.87 ₱1,503
15.67%
🎉 Sport & Entertainment
Playa del Carmen
Panglao
Difference
Gym Membership (Monthly)
$56.4 MX$1,060
$20.83 ₱1,312
170.91%
Tennis Court (1 Hour on Weekend)
$28.19 MX$529
$5.16 ₱325
446.32%
Cinema Ticket
$5.00 MX$93.9
$3.92 ₱247
27.55%
🧸 Childcare & Education
Playa del Carmen
Panglao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,889
$132 ₱8,317
56.77%
International Primary School, 1 Child (Yearly)
$5,231 MX$98.2K
$7,973 ₱502.0K
-34.39%
👕👟 Clothing & Footwear
Playa del Carmen
Panglao
Difference
Jeans (Levis 501 Or Similar)
$43.45 MX$816
$32.20 ₱2,027
34.94%
Summer Dress (H&M, Zara, etc)
$42.54 MX$799
$19.54 ₱1,231
117.71%
Sport Shoes (Adidas, Nike)
$72.8 MX$1,367
$66.0 ₱4,155
10.28%
Men's Leather Business Shoes
$88.4 MX$1,660
$46.55 ₱2,931
89.86%
🏠 Accommodation & Living
Playa del Carmen
Panglao
Difference
1-bedroom Apartment, City Center (Monthly)
$995 MX$18.7K
$279 ₱17.6K
256.82%
1-bedroom Apartment, Outside City Center (Monthly)
$382 MX$7,181
$336 ₱21.2K
13.82%
3-bedroom Apartment, City Center (Monthly)
$1,674 MX$31.4K
$541 ₱34.1K
209.55%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 MX$20.3K
$396 ₱25.0K
172.62%
Buy Apartment in City Center (m2)
$3,909 MX$73.4K
$933 ₱58.7K
319.13%
Buy Apartment Outside City Center (m2)
$6,138 MX$115.3K
$1,091 ₱68.7K
462.78%
💵 Salaries & Financials
Playa del Carmen
Panglao
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
7.2
59.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for Panglao: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$382
Panglao
$336 12.1% $46
Groceries & Markets
Playa del Carmen
$257
Panglao
$168 34.6% $89
Eating Out
Playa del Carmen
$200
Panglao
$85 57.7% $116
Monthly Utilities & Internet
Playa del Carmen
$134
Panglao
$89 34% $46
Clothing & Footwear
Playa del Carmen
$111
Panglao
$74 33.5% $37
Sport & Entertainment
Playa del Carmen
$66
Panglao
$29 56.8% $38
Getting Around
Playa del Carmen
$50
Panglao
$15 69.9% $35

Cost Breakdown

A central one-bedroom costs $995 in Playa del Carmen versus $279 in Panglao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44 in Playa del Carmen versus $23 in Panglao. Monthly groceries follow the same trend: $257 vs $168 – making Panglao the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇵🇭 Panglao
🕒 Local time
03:45 3:45 AM
16:45 4:45 PM
13 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
39,839
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.09 MXN (100 MXN = 4.74 EUR).

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.97 PHP (100 PHP = 1.59 USD). 1 EUR = 70.72 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Playa del Carmen Panglao 15,260 km ≈ 20 h nonstop flight
From you
  • Playa del Carmen
  • Panglao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Panglao: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or Panglao?
Playa del Carmen costs about 51% more than Panglao, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen and in Panglao?
For a comfortable life, plan on about $1,804 per month in Playa del Carmen and $1,193 in Panglao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or Panglao?
Rent is clearly cheaper in Panglao, especially for central apartments: a one-bedroom in the center costs $279 there versus $995 in Playa del Carmen.
Are groceries more expensive in Playa del Carmen or in Panglao?
Groceries cost about 53% more in Playa del Carmen, though the gap depends on what you buy.
How do dining costs compare in Playa del Carmen and in Panglao?
A mid-range dinner for two costs $44 in Playa del Carmen and $23 in Panglao. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is better for families?
Families tend to lean toward Panglao – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is more affordable for expats?
For expats, Panglao is the easier option financially – housing and daily costs are lower, and overall it costs about 34% less, which matters a lot on a fixed budget or early-career salary.

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