🙂Monthly costs for one person with rent: $1,297 in Playa del Carmen versus $2,569 in Oyster Bay, NY.
🙂Estimated couple costs with rent: $2,181 in Playa del Carmen versus $3,818 in Oyster Bay, NY.
🙂Monthly costs for a family of three with rent: $3,065 in Playa del Carmen versus $5,067 in Oyster Bay, NY.
🙂Living in Playa del Carmen costs roughly 50% less than in Oyster Bay, NY, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Playa del Carmen is 3% below, Oyster Bay, NY is 92% above.
Currency
🍽 Eating Out
Playa del Carmen
Oyster Bay, NY
Difference
Meal at Budget Restaurant
$11.73MX$205
$17.06$17.06
-31.24%
Three-Course Dinner for Two, Mid-Range
$41.62MX$727
$99.0$99.0
-57.94%
Fast Food Meal(McDonalds, etc)
$10.64MX$186
$11.91$11.91
-10.66%
Cappuccino
$3.52MX$61.5
$5.45$5.45
-35.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.37
$2.37$2.37
-36.29%
Water(0.33 liter bottle)
$0.97MX$17.00
$1.61$1.61
-39.75%
Local Beer(0.5 liter draught)
$2.95MX$51.5
$6.79$6.79
-56.55%
Imported Beer(0.33 liter bottle)
$4.45MX$77.8
$6.98$6.98
-36.25%
🛒 Groceries & Markets
Playa del Carmen
Oyster Bay, NY
Difference
Milk(1 liter)
$1.38MX$24.16
$1.27$1.27
8.66%
White Bread(500g)
$1.89MX$33.04
$3.74$3.74
-49.47%
Rice(white)(1kg)
$1.64MX$28.59
$5.13$5.13
-68.03%
Eggs
$2.51MX$43.76
$4.78$4.78
-47.49%
Local Cheese(1kg)
$8.34MX$146
$13.93$13.93
-40.13%
Chicken Fillets(1kg)
$8.34MX$146
$10.19$10.19
-18.16%
Beef Round Steak(1kg)
$10.73MX$187
$17.15$17.15
-37.43%
Apples(1kg)
$2.60MX$45.48
$4.85$4.85
-46.39%
Banana(1kg)
$1.46MX$25.45
$1.73$1.73
-15.61%
Oranges(1kg)
$1.90MX$33.19
$3.85$3.85
-50.65%
Tomato(1kg)
$2.08MX$36.26
$4.17$4.17
-50.12%
Potato(1kg)
$1.78MX$31.01
$2.89$2.89
-38.41%
Onion(1kg)
$2.19MX$38.16
$2.54$2.54
-13.78%
Lettuce(1 head)
$1.04MX$18.16
$2.40$2.40
-56.67%
Water(1.5 liter bottle)
$1.08MX$18.80
$2.70$2.70
-60.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$71.3
$11.75$11.75
-65.28%
Wine(Bottle)
$10.32MX$180
$15.18$15.18
-32.02%
Local Beer(0.5 liter bottle)
$1.71MX$29.90
$1.69$1.69
1.18%
Imported Beer(0.33 liter bottle)
$2.58MX$44.98
$4.49$4.49
-42.54%
🚌 Getting Around
Playa del Carmen
Oyster Bay, NY
Difference
One-way Ticket(Public Transport)
$0.51MX$8.90
$2.06$2.06
-75.24%
Public Transport Monthly Pass(Regular Price)
$26.46MX$462
-
-
Taxi Start(Normal Tariff)
$3.26MX$57.0
$3.06$3.06
6.54%
Taxi(Normal Tariff)(1km)
$2.49MX$43.51
$2.01$2.01
23.88%
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.7
$23.83$23.83
-86.36%
Gasoline(1 liter)
$1.31MX$22.83
$0.92$0.92
42.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$528.8K
$23.7K$23.7K
27.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$409.2K
$25.0K$25.0K
-6.17%
🧾 Monthly Utilities & Internet
Playa del Carmen
Oyster Bay, NY
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,447
$126$126
-34.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$388
$44.48$44.48
-50.04%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$512
$57.5$57.5
-49.00%
🎉 Sport & Entertainment
Playa del Carmen
Oyster Bay, NY
Difference
Gym Membership(Monthly)
$51.6MX$902
$43.33$43.33
19.16%
Tennis Court(1 Hour on Weekend)
$18.32MX$320
-
-
Cinema Ticket
$5.07MX$88.5
$16.87$16.87
-69.95%
🧸 Childcare & Education
Playa del Carmen
Oyster Bay, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,507
$1,762$1,762
-88.60%
International Primary School, 1 Child(Yearly)
$5,212MX$91.0K
$15.7K$15.7K
-66.88%
👕👟 Clothing & Footwear
Playa del Carmen
Oyster Bay, NY
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$645
$50.1$50.1
-26.31%
Summer Dress(H&M, Zara, etc)
$39.79MX$695
$64.2$64.2
-37.97%
Sport Shoes(Adidas, Nike)
$78.5MX$1,370
$75.5$75.5
3.96%
Men's Leather Business Shoes
$87.1MX$1,521
$96.6$96.6
-9.81%
🏠 Accommodation & Living
Playa del Carmen
Oyster Bay, NY
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$17.0K
$1,631$1,631
-40.36%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,169
$1,372$1,372
-65.92%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.7K
$2,630$2,630
-37.59%
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.3K
$2,257$2,257
-45.90%
Buy Apartment in City Center(m2)
$3,946MX$68.9K
$2,292$2,292
72.13%
Buy Apartment Outside City Center(m2)
$6,498MX$113.5K
$2,298$2,298
182.76%
💵 Salaries & Financials
Playa del Carmen
Oyster Bay, NY
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.6K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
6.62
72.51%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Oyster Bay, NY: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $973 in Playa del Carmen and $1,631 in Oyster Bay, NY. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $42.00 in Playa del Carmen vs $99.0 in Oyster Bay, NY for a mid-range dinner for two. Groceries echo the gap at $249 vs $408 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Oyster Bay, NY: Cost of Living - Frequently Asked Questions
Is Oyster Bay, NY cheaper than Playa del Carmen?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 98% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,945 in Playa del Carmen and $3,854 in Oyster Bay, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Playa del Carmen and Oyster Bay, NY?
Rent for a central apartment: $973 in Playa del Carmen versus $1,631 in Oyster Bay, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $201 in Playa del Carmen versus $1,762 in Oyster Bay, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Playa del Carmen or Oyster Bay, NY?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $99.0 in Oyster Bay, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Playa del Carmen or Oyster Bay, NY?
At $1,297 in Playa del Carmen versus $2,569 in Oyster Bay, NY, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Oyster Bay, NY. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Playa del Carmen or Oyster Bay, NY more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Oyster Bay, NY, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Oyster Bay, NY?
Safety-wise, Playa del Carmen and Oyster Bay, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 98% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared