Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and Oyster Bay, NY

For one person, living is cheaper in Playa del Carmen: $1,202 a month against $2,789 in Oyster Bay, NY, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

Playa del Carmen, Mexico
Oyster Bay, NY, United States
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Oyster Bay, NY
🇺🇸 United States
$2,789
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Oyster Bay, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Oyster Bay, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,202 in Playa del Carmen versus $2,789 in Oyster Bay, NY.

  • Playa del Carmen $1,202
  • Oyster Bay, NY $2,789

Estimated couple costs with rent: $2,082 in Playa del Carmen versus $4,148 in Oyster Bay, NY.

  • Playa del Carmen $2,082
  • Oyster Bay, NY $4,148

Monthly costs for a family of three with rent: $2,962 in Playa del Carmen versus $5,507 in Oyster Bay, NY.

  • Playa del Carmen $2,962
  • Oyster Bay, NY $5,507

Living in Playa del Carmen costs roughly 57% less than in Oyster Bay, NY, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Playa del Carmen is 11% below, Oyster Bay, NY is 106% above.

Currency
🍽 Eating Out
Playa del Carmen
Oyster Bay, NY
Difference
Meal at Budget Restaurant
$10.67 MX$198
$24.67 $24.67
-56.75%
Three-Course Dinner for Two, Mid-Range
$43.80 MX$813
$101 $101
-56.82%
Fast Food Meal (McDonalds, etc)
$11.79 MX$219
$13.09 $13.09
-9.93%
Cappuccino
$3.79 MX$70.3
$5.43 $5.43
-30.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 MX$24.07
$2.24 $2.24
-41.96%
Water (0.33 liter bottle)
$0.83 MX$15.47
$1.58 $1.58
-47.47%
Local Beer (0.5 liter draught)
$3.15 MX$58.4
$9.14 $9.14
-65.54%
Imported Beer (0.33 liter bottle)
$4.93 MX$91.6
$8.11 $8.11
-39.21%
🛒 Groceries & Markets
Playa del Carmen
Oyster Bay, NY
Difference
Milk (1 liter)
$1.41 MX$26.14
$1.30 $1.30
8.46%
White Bread (500g)
$2.20 MX$40.75
$4.25 $4.25
-48.24%
Rice (white) (1kg)
$1.47 MX$27.33
$6.05 $6.05
-75.70%
Eggs
$2.50 MX$46.34
$5.98 $5.98
-58.19%
Local Cheese (1kg)
$7.29 MX$135
$14.16 $14.16
-48.52%
Chicken Fillets (1kg)
$7.95 MX$148
$10.24 $10.24
-22.36%
Beef Round Steak (1kg)
$12.86 MX$239
$20.11 $20.11
-36.05%
Apples (1kg)
$2.90 MX$53.8
$5.45 $5.45
-46.79%
Banana (1kg)
$1.38 MX$25.67
$1.74 $1.74
-20.69%
Oranges (1kg)
$2.49 MX$46.23
$4.24 $4.24
-41.27%
Tomato (1kg)
$2.03 MX$37.67
$5.26 $5.26
-61.41%
Potato (1kg)
$2.02 MX$37.58
$2.98 $2.98
-32.21%
Onion (1kg)
$1.90 MX$35.32
$3.36 $3.36
-43.45%
Lettuce (1 head)
$1.14 MX$21.24
$2.92 $2.92
-60.96%
Water (1.5 liter bottle)
$1.24 MX$22.99
$2.93 $2.93
-57.68%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 MX$79.3
$11.67 $11.67
-63.41%
Wine (Bottle)
$9.81 MX$182
$15.13 $15.13
-35.16%
Local Beer (0.5 liter bottle)
$1.59 MX$29.43
$1.77 $1.77
-10.17%
Imported Beer (0.33 liter bottle)
$2.75 MX$51.0
$3.56 $3.56
-22.75%
🚌 Getting Around
Playa del Carmen
Oyster Bay, NY
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.56
$2.29 $2.29
-77.73%
Public Transport Monthly Pass (Regular Price)
$27.39 MX$508
$66.8 $66.8
-58.97%
Taxi Start (Normal Tariff)
$4.76 MX$88.4
$2.95 $2.95
61.36%
Taxi (Normal Tariff) (1km)
$3.25 MX$60.3
$2.10 $2.10
54.76%
Taxi 1hour Waiting (Normal Tariff)
$5.39 MX$100
$23.60 $23.60
-77.16%
Gasoline (1 liter)
$1.53 MX$28.36
$1.16 $1.16
31.90%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$393.7K
$27.8K $27.8K
-23.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$431.7K
$26.5K $26.5K
-12.13%
🧾 Monthly Utilities & Internet
Playa del Carmen
Oyster Bay, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 MX$1,549
$216 $216
-61.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.19 MX$430
$74.3 $74.3
-68.79%
Internet (50+ Mbps, Unlimited Data)
$27.61 MX$512
$66.1 $66.1
-58.21%
🎉 Sport & Entertainment
Playa del Carmen
Oyster Bay, NY
Difference
Gym Membership (Monthly)
$56.4 MX$1,047
$39.46 $39.46
43.01%
Tennis Court (1 Hour on Weekend)
$28.19 MX$523
-
-
Cinema Ticket
$5.00 MX$92.8
$15.24 $15.24
-67.19%
🧸 Childcare & Education
Playa del Carmen
Oyster Bay, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,843
$1,732 $1,732
-88.04%
International Primary School, 1 Child (Yearly)
$5,231 MX$97.1K
$20.5K $20.5K
-74.48%
👕👟 Clothing & Footwear
Playa del Carmen
Oyster Bay, NY
Difference
Jeans (Levis 501 Or Similar)
$43.45 MX$806
$49.05 $49.05
-11.42%
Summer Dress (H&M, Zara, etc)
$42.54 MX$789
$58.5 $58.5
-27.27%
Sport Shoes (Adidas, Nike)
$72.8 MX$1,350
$88.2 $88.2
-17.52%
Men's Leather Business Shoes
$88.4 MX$1,640
$148 $148
-40.30%
🏠 Accommodation & Living
Playa del Carmen
Oyster Bay, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$995 MX$18.5K
$1,588 $1,588
-37.34%
1-bedroom Apartment, Outside City Center (Monthly)
$382 MX$7,097
$1,292 $1,292
-70.41%
3-bedroom Apartment, City Center (Monthly)
$1,674 MX$31.1K
$2,544 $2,544
-34.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 MX$20.1K
$2,107 $2,107
-48.71%
Buy Apartment in City Center (m2)
$3,909 MX$72.5K
$2,751 $2,751
42.08%
Buy Apartment Outside City Center (m2)
$6,138 MX$113.9K
$2,351 $2,351
161.11%
💵 Salaries & Financials
Playa del Carmen
Oyster Bay, NY
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.4K
$6,945 $6,945
-88.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
6.72
70.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for Oyster Bay, NY: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$382
Oyster Bay, NY
$1.3K 238% $910
Groceries & Markets
Playa del Carmen
$257
Oyster Bay, NY
$447 73.8% $190
Eating Out
Playa del Carmen
$200
Oyster Bay, NY
$379 89.2% $179
Monthly Utilities & Internet
Playa del Carmen
$134
Oyster Bay, NY
$357 166% $223
Clothing & Footwear
Playa del Carmen
$111
Oyster Bay, NY
$155 39.1% $43
Sport & Entertainment
Playa del Carmen
$66
Oyster Bay, NY
$70 5.3% $3.5
Getting Around
Playa del Carmen
$50
Oyster Bay, NY
$89 77.1% $39

Cost Breakdown

A one-bedroom apartment in the center runs $995 in Playa del Carmen and $1,588 in Oyster Bay, NY. Housing cost is often the main lever when comparing two cities.

Oyster Bay, NY pays about 8.3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $44 in Playa del Carmen vs $101 in Oyster Bay, NY for a mid-range dinner for two. Groceries echo the gap at $257 vs $447 per month, with Playa del Carmen cheaper across the board.

Good to know
🇲🇽 Playa del Carmen
🇺🇸 Oyster Bay, NY
🕒 Local time
09:56 9:56 AM
09:56 9:56 AM
Same time as Playa del Carmen
🌤 Weather
👥 Population
149,923
301,332
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 5, 2026: 1 USD = 18.56 MXN (100 MXN = 5.39 USD). 1 EUR = 20.85 MXN (100 MXN = 4.8 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Playa del Carmen Oyster Bay, NY 2,580 km ≈ 3 h 45 min nonstop flight
From you
  • Playa del Carmen
  • Oyster Bay, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Oyster Bay, NY: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Oyster Bay, NY?
Playa del Carmen is about 57% cheaper overall, especially in groceries, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Playa del Carmen or Oyster Bay, NY?
On paper, salaries run 88% lower in Playa del Carmen. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Playa del Carmen and Oyster Bay, NY?
Rent for a central apartment: $995 in Playa del Carmen versus $1,588 in Oyster Bay, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Playa del Carmen and in Oyster Bay, NY?
All in, you’ll spend $1,202 per month in Playa del Carmen versus $2,789 in Oyster Bay, NY – Playa del Carmen is about 57% cheaper, which adds up to real savings over time.
Which city has cheaper public transport?
A monthly transit pass in Playa del Carmen runs roughly 59% less than in Oyster Bay, NY. The price difference matters if you commute daily and watch your budget.
Is $1,500 a realistic budget for living in Playa del Carmen or in Oyster Bay, NY?
At $1,202 in Playa del Carmen versus $2,789 in Oyster Bay, NY, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Oyster Bay, NY. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is it better to live in Playa del Carmen or in Oyster Bay, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 57% less than in Oyster Bay, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Playa del Carmen vs other spots: cost of living compared

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