🙂Monthly costs for one person with rent: $1,297 in Playa del Carmen versus $1,464 in Olsztyn.
😐Estimated couple costs with rent: $2,181 in Playa del Carmen versus $1,997 in Olsztyn.
😐Monthly costs for a family of three with rent: $3,065 in Playa del Carmen versus $2,531 in Olsztyn.
🙂Living in Playa del Carmen costs roughly 11% less than in Olsztyn, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Playa del Carmen is 3% below, Olsztyn is 9% above.
Currency
🍽 Eating Out
Playa del Carmen
Olsztyn
Difference
Meal at Budget Restaurant
$11.73MX$203
$10.65zł 38.84
10.14%
Three-Course Dinner for Two, Mid-Range
$41.62MX$720
$46.46zł 169
-10.42%
Fast Food Meal(McDonalds, etc)
$10.64MX$184
$7.51zł 27.37
41.68%
Cappuccino
$3.52MX$60.9
$2.96zł 10.80
18.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.12
$1.69zł 6.16
-10.65%
Water(0.33 liter bottle)
$0.97MX$16.84
$1.84zł 6.69
-47.28%
Local Beer(0.5 liter draught)
$2.95MX$51.0
$3.27zł 11.94
-9.79%
Imported Beer(0.33 liter bottle)
$4.45MX$77.0
$3.82zł 13.93
16.49%
🛒 Groceries & Markets
Playa del Carmen
Olsztyn
Difference
Milk(1 liter)
$1.38MX$23.93
$1.10zł 4.03
25.45%
White Bread(500g)
$1.89MX$32.72
$1.32zł 4.82
43.18%
Rice(white)(1kg)
$1.64MX$28.32
$1.50zł 5.46
9.33%
Eggs
$2.51MX$43.34
$3.45zł 12.59
-27.25%
Local Cheese(1kg)
$8.34MX$144
$8.89zł 32.40
-6.19%
Chicken Fillets(1kg)
$8.34MX$144
$6.01zł 21.92
38.77%
Beef Round Steak(1kg)
$10.73MX$186
$10.06zł 36.69
6.66%
Apples(1kg)
$2.60MX$45.04
$1.10zł 4.00
136.36%
Banana(1kg)
$1.46MX$25.20
$1.58zł 5.75
-7.59%
Oranges(1kg)
$1.90MX$32.87
$2.04zł 7.43
-6.86%
Tomato(1kg)
$2.08MX$35.91
$2.78zł 10.14
-25.18%
Potato(1kg)
$1.78MX$30.71
$0.79zł 2.89
125.32%
Onion(1kg)
$2.19MX$37.80
$1.24zł 4.50
76.61%
Lettuce(1 head)
$1.04MX$17.99
$1.15zł 4.19
-9.57%
Water(1.5 liter bottle)
$1.08MX$18.62
$0.68zł 2.46
58.82%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$70.6
$5.57zł 20.30
-26.75%
Wine(Bottle)
$10.32MX$178
$8.14zł 29.68
26.78%
Local Beer(0.5 liter bottle)
$1.71MX$29.61
$1.02zł 3.71
67.65%
Imported Beer(0.33 liter bottle)
$2.58MX$44.54
$1.71zł 6.23
50.88%
🚌 Getting Around
Playa del Carmen
Olsztyn
Difference
One-way Ticket(Public Transport)
$0.51MX$8.81
$1.12zł 4.08
-54.46%
Public Transport Monthly Pass(Regular Price)
$26.46MX$458
$27.10zł 98.8
-2.36%
Taxi Start(Normal Tariff)
$3.26MX$56.4
$1.98zł 7.21
64.65%
Taxi(Normal Tariff)(1km)
$2.49MX$43.09
$0.74zł 2.69
236.49%
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.2
$13.79zł 50.3
-76.43%
Gasoline(1 liter)
$1.31MX$22.61
$1.78zł 6.48
-26.40%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$523.7K
$32.8Kzł 119.4K
-7.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$405.3K
$30.8Kzł 112.3K
-23.94%
🧾 Monthly Utilities & Internet
Playa del Carmen
Olsztyn
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,433
$271zł 989
-69.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$384
$9.10zł 33.18
144.18%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$507
$17.49zł 63.7
67.75%
🎉 Sport & Entertainment
Playa del Carmen
Olsztyn
Difference
Gym Membership(Monthly)
$51.6MX$893
$32.68zł 119
57.99%
Tennis Court(1 Hour on Weekend)
$18.32MX$317
$16.36zł 59.6
11.98%
Cinema Ticket
$5.07MX$87.6
$8.01zł 29.18
-36.70%
🧸 Childcare & Education
Playa del Carmen
Olsztyn
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,473
$133zł 486
50.53%
International Primary School, 1 Child(Yearly)
$5,212MX$90.1K
$15.6Kzł 56.8K
-66.54%
👕👟 Clothing & Footwear
Playa del Carmen
Olsztyn
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$639
$96.0zł 350
-61.54%
Summer Dress(H&M, Zara, etc)
$39.79MX$688
$46.72zł 170
-14.83%
Sport Shoes(Adidas, Nike)
$78.5MX$1,357
$82.9zł 302
-5.39%
Men's Leather Business Shoes
$87.1MX$1,506
$108zł 394
-19.33%
🏠 Accommodation & Living
Playa del Carmen
Olsztyn
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$16.8K
$640zł 2,332
52.04%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,090
$551zł 2,007
-15.05%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.4K
$979zł 3,568
67.67%
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.1K
$608zł 2,218
100.64%
Buy Apartment in City Center(m2)
$3,946MX$68.3K
$3,992zł 14.6K
-1.14%
Buy Apartment Outside City Center(m2)
$6,498MX$112.4K
$2,823zł 10.3K
130.19%
💵 Salaries & Financials
Playa del Carmen
Olsztyn
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.5K
$1,472zł 5,364
-54.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
5.81
96.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Olsztyn: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $973 in Playa del Carmen and $640 in Olsztyn. Housing cost is often the main lever when comparing two cities.
💰Olsztyn pays 122% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $42.00 in Playa del Carmen vs $46.00 in Olsztyn. Groceries flip the comparison at $249 vs $210, with Olsztyn cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Olsztyn: Cost of Living - Frequently Asked Questions
Is Olsztyn cheaper than Playa del Carmen?
Playa del Carmen is cheaper overall, especially in Clothing & Footwear. The 13% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Playa del Carmen or Olsztyn?
On paper, Olsztyn earns 122% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Playa del Carmen and Olsztyn?
Rent for a central apartment: $973 in Playa del Carmen versus $640 in Olsztyn. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Playa del Carmen and Olsztyn?
Shoppers in Olsztyn pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is eating out cheaper in Playa del Carmen or Olsztyn?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $46.00 in Olsztyn. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Playa del Carmen or Olsztyn?
At $1,297 in Playa del Carmen versus $1,464 in Olsztyn, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Olsztyn. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Playa del Carmen or Olsztyn more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Olsztyn, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Olsztyn?
Safety-wise, Playa del Carmen and Olsztyn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 13% less than in Olsztyn. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared