😐A single person spends $1,297 per month in Playa del Carmen vs $722 in Ndola, rent included.
😐A couple spends around $2,181 per month in Playa del Carmen vs $1,700 in Ndola, rent included.
😐A family of three spends $3,065 per month in Playa del Carmen vs $2,678 in Ndola, rent included.
😐Playa del Carmen costs about 80% more than Ndola, driven mainly by Monthly Utilities & Internet.
📊Both Playa del Carmen and Ndola are more affordable than the global median – Playa del Carmen3% lower, Ndola46% lower.
Currency
🍽 Eating Out
Playa del Carmen
Ndola
Difference
Meal at Budget Restaurant
$11.73MX$203
$7.10ZMW 127
65.21%
Three-Course Dinner for Two, Mid-Range
$41.62MX$720
$24.46ZMW 437
70.16%
Fast Food Meal(McDonalds, etc)
$10.64MX$184
$3.66ZMW 65.3
190.71%
Cappuccino
$3.52MX$60.9
$1.94ZMW 34.61
81.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.12
$0.38ZMW 6.70
297.37%
Water(0.33 liter bottle)
$0.97MX$16.84
$0.17ZMW 3.09
470.59%
Local Beer(0.5 liter draught)
$2.95MX$51.0
$0.94ZMW 16.76
213.83%
Imported Beer(0.33 liter bottle)
$4.45MX$77.0
$1.84ZMW 32.88
141.85%
🛒 Groceries & Markets
Playa del Carmen
Ndola
Difference
Milk(1 liter)
$1.38MX$23.93
$1.24ZMW 22.15
11.29%
White Bread(500g)
$1.89MX$32.72
$0.79ZMW 14.08
139.24%
Rice(white)(1kg)
$1.64MX$28.32
$1.57ZMW 28.09
4.46%
Eggs
$2.51MX$43.34
$1.26ZMW 22.58
99.21%
Local Cheese(1kg)
$8.34MX$144
$7.55ZMW 135
10.46%
Chicken Fillets(1kg)
$8.34MX$144
$3.95ZMW 70.5
111.14%
Beef Round Steak(1kg)
$10.73MX$186
$4.69ZMW 83.8
128.78%
Apples(1kg)
$2.60MX$45.04
$1.23ZMW 21.87
111.38%
Banana(1kg)
$1.46MX$25.20
$1.65ZMW 29.45
-11.52%
Oranges(1kg)
$1.90MX$32.87
$2.78ZMW 49.57
-31.65%
Tomato(1kg)
$2.08MX$35.91
$1.17ZMW 20.94
77.78%
Potato(1kg)
$1.78MX$30.71
$1.80ZMW 32.20
-1.11%
Onion(1kg)
$2.19MX$37.80
$1.32ZMW 23.49
65.91%
Lettuce(1 head)
$1.04MX$17.99
$0.92ZMW 16.36
13.04%
Water(1.5 liter bottle)
$1.08MX$18.62
$0.51ZMW 9.12
111.76%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$70.6
$2.50ZMW 44.66
63.20%
Wine(Bottle)
$10.32MX$178
$10.85ZMW 194
-4.88%
Local Beer(0.5 liter bottle)
$1.71MX$29.61
$1.14ZMW 20.36
50.00%
Imported Beer(0.33 liter bottle)
$2.58MX$44.54
$1.56ZMW 27.88
65.38%
🚌 Getting Around
Playa del Carmen
Ndola
Difference
One-way Ticket(Public Transport)
$0.51MX$8.81
$0.55ZMW 9.90
-7.27%
Public Transport Monthly Pass(Regular Price)
$26.46MX$458
-
-
Taxi Start(Normal Tariff)
$3.26MX$56.4
$1.83ZMW 32.63
78.14%
Taxi(Normal Tariff)(1km)
$2.49MX$43.09
-
-
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.2
$9.44ZMW 168
-65.57%
Gasoline(1 liter)
$1.31MX$22.61
$1.19ZMW 21.31
10.08%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$523.7K
$8,120ZMW 144.9K
272.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$405.3K
$28.0KZMW 500.4K
-16.42%
🧾 Monthly Utilities & Internet
Playa del Carmen
Ndola
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,433
$91.8ZMW 1,638
-9.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$384
$36.35ZMW 649
-38.87%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$507
$124ZMW 2,206
-76.25%
🎉 Sport & Entertainment
Playa del Carmen
Ndola
Difference
Gym Membership(Monthly)
$51.6MX$893
-
-
Tennis Court(1 Hour on Weekend)
$18.32MX$317
-
-
Cinema Ticket
$5.07MX$87.6
$4.06ZMW 72.5
24.88%
🧸 Childcare & Education
Playa del Carmen
Ndola
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,473
$173ZMW 3,095
15.82%
International Primary School, 1 Child(Yearly)
$5,212MX$90.1K
$9,711ZMW 173.3K
-46.33%
👕👟 Clothing & Footwear
Playa del Carmen
Ndola
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$639
$19.00ZMW 339
94.32%
Summer Dress(H&M, Zara, etc)
$39.79MX$688
$17.14ZMW 306
132.15%
Sport Shoes(Adidas, Nike)
$78.5MX$1,357
$84.6ZMW 1,510
-7.29%
Men's Leather Business Shoes
$87.1MX$1,506
$73.2ZMW 1,307
18.93%
🏠 Accommodation & Living
Playa del Carmen
Ndola
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$16.8K
$126ZMW 2,253
670.63%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,090
$109ZMW 1,953
327.38%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.4K
$266ZMW 4,753
516.40%
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.1K
$1,481ZMW 26.4K
-17.58%
Buy Apartment in City Center(m2)
$3,946MX$68.3K
-
-
Buy Apartment Outside City Center(m2)
$6,498MX$112.4K
-
-
💵 Salaries & Financials
Playa del Carmen
Ndola
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.5K
$610ZMW 10.9K
8.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
25
-54.32%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Ndola: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $973 in Playa del Carmen versus $126 in Ndola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 9% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $24.00 in Ndola. Monthly groceries follow the same trend: $249 vs $170 – making Ndola the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Ndola: Cost of Living - Frequently Asked Questions
Is Ndola cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 80%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,945 per month in Playa del Carmen and $1,083 in Ndola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ndola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Playa del Carmen or Ndola?
A mid-range dinner for two costs $42.00 in Playa del Carmen and $24.00 in Ndola. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Playa del Carmen and Ndola?
Groceries cost about 47% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for Playa del Carmen or Ndola?
A $1,500 monthly budget goes further in Ndola, where all-in costs run around $722, than in Playa del Carmen at $1,297. In Ndola it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Ndola more family-friendly?
Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Ndola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared