😐A single person spends $1,293 per month in Playa del Carmen vs $751 in Ndola, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $1,768 in Ndola, rent included.
😐A family of three spends $3,374 per month in Playa del Carmen vs $2,784 in Ndola, rent included.
😐Playa del Carmen costs about 72% more than Ndola, driven mainly by Eating Out.
📊Both Playa del Carmen and Ndola are more affordable than the global median – Playa del Carmen6% lower, Ndola45% lower.
Currency
🍽 Eating Out
Playa del Carmen
Ndola
Difference
Meal at Budget Restaurant
$11.71MX$198
$5.75ZMW 110
103.65%
Three-Course Dinner for Two, Mid-Range
$46.59MX$786
$31.73ZMW 608
46.83%
Fast Food Meal(McDonalds, etc)
$11.65MX$197
$5.13ZMW 98.2
127.10%
Cappuccino
$4.09MX$69.1
$2.89ZMW 55.4
41.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37MX$23.20
$0.56ZMW 10.63
144.64%
Water(0.33 liter bottle)
$0.83MX$14.07
$0.25ZMW 4.75
232.00%
Local Beer(0.5 liter draught)
$3.35MX$56.6
$1.29ZMW 24.64
159.69%
Imported Beer(0.33 liter bottle)
$6.91MX$117
$2.35ZMW 45.02
194.04%
🛒 Groceries & Markets
Playa del Carmen
Ndola
Difference
Milk(1 liter)
$1.73MX$29.15
$1.74ZMW 33.29
-0.57%
White Bread(500g)
$2.26MX$38.15
$1.19ZMW 22.76
89.92%
Rice(white)(1kg)
$1.77MX$29.86
$2.14ZMW 41.01
-17.29%
Eggs
$2.73MX$46.12
$1.65ZMW 31.56
65.45%
Local Cheese(1kg)
$9.18MX$155
$10.73ZMW 205
-14.45%
Chicken Fillets(1kg)
$8.92MX$151
$6.47ZMW 124
37.87%
Beef Round Steak(1kg)
$12.60MX$213
$6.81ZMW 130
85.02%
Apples(1kg)
$3.02MX$51.0
$1.59ZMW 30.49
89.94%
Banana(1kg)
$1.57MX$26.51
$2.51ZMW 48.00
-37.45%
Oranges(1kg)
$2.13MX$35.88
$3.76ZMW 72.0
-43.35%
Tomato(1kg)
$2.26MX$38.22
$1.65ZMW 31.61
36.97%
Potato(1kg)
$2.00MX$33.82
$2.61ZMW 49.89
-23.37%
Onion(1kg)
$2.06MX$34.85
$1.95ZMW 37.32
5.64%
Lettuce(1 head)
$1.18MX$19.91
$1.16ZMW 22.22
1.72%
Water(1.5 liter bottle)
$1.20MX$20.32
$0.66ZMW 12.54
81.82%
Cigarettes 20 Pack(Marlboro, Camel)
$4.63MX$78.2
$3.12ZMW 59.7
48.40%
Wine(Bottle)
$10.69MX$180
$10.45ZMW 200
2.30%
Local Beer(0.5 liter bottle)
$1.62MX$27.33
$1.52ZMW 29.17
6.58%
Imported Beer(0.33 liter bottle)
$2.88MX$48.63
$2.42ZMW 46.43
19.01%
🚌 Getting Around
Playa del Carmen
Ndola
Difference
One-way Ticket(Public Transport)
$0.57MX$9.68
$0.75ZMW 14.41
-24.00%
Public Transport Monthly Pass(Regular Price)
$29.83MX$503
-
-
Taxi Start(Normal Tariff)
$5.45MX$91.9
$2.60ZMW 49.81
109.62%
Taxi(Normal Tariff)(1km)
$3.70MX$62.5
$1.56ZMW 29.85
137.18%
Taxi 1hour Waiting(Normal Tariff)
$5.98MX$101
$5.22ZMW 99.9
14.56%
Gasoline(1 liter)
$1.55MX$26.22
$1.47ZMW 28.20
5.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.3KMX$376.8K
$7,874ZMW 150.8K
183.58%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9KMX$438.0K
$27.2KZMW 520.4K
-4.51%
🧾 Monthly Utilities & Internet
Playa del Carmen
Ndola
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$89.1MX$1,504
$84.6ZMW 1,620
5.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.04MX$423
$10.89ZMW 209
129.94%
Internet(50+ Mbps, Unlimited Data)
$31.50MX$532
$57.9ZMW 1,109
-45.61%
🎉 Sport & Entertainment
Playa del Carmen
Ndola
Difference
Gym Membership(Monthly)
$67.8MX$1,144
-
-
Tennis Court(1 Hour on Weekend)
$28.92MX$488
-
-
Cinema Ticket
$5.05MX$85.2
$6.17ZMW 118
-18.15%
🧸 Childcare & Education
Playa del Carmen
Ndola
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$225MX$3,797
$143ZMW 2,732
57.65%
International Primary School, 1 Child(Yearly)
$4,222MX$71.3K
$16.7KZMW 320.4K
-74.76%
👕👟 Clothing & Footwear
Playa del Carmen
Ndola
Difference
Jeans(Levis 501 Or Similar)
$47.44MX$801
$24.07ZMW 461
97.09%
Summer Dress(H&M, Zara, etc)
$44.98MX$759
$16.45ZMW 315
173.43%
Sport Shoes(Adidas, Nike)
$82.0MX$1,384
$47.47ZMW 909
72.72%
Men's Leather Business Shoes
$92.1MX$1,555
$75.9ZMW 1,453
21.39%
🏠 Accommodation & Living
Playa del Carmen
Ndola
Difference
1-bedroom Apartment, City Center(Monthly)
$1,069MX$18.0K
$181ZMW 3,474
489.36%
1-bedroom Apartment, Outside City Center(Monthly)
$405MX$6,842
$157ZMW 3,009
157.99%
3-bedroom Apartment, City Center(Monthly)
$1,935MX$32.7K
$388ZMW 7,439
398.19%
3-bedroom Apartment, Outside City Center(Monthly)
$1,301MX$22.0K
$1,519ZMW 29.1K
-14.31%
Buy Apartment in City Center(m2)
$3,995MX$67.4K
-
-
Buy Apartment Outside City Center(m2)
$6,626MX$111.8K
-
-
💵 Salaries & Financials
Playa del Carmen
Ndola
Difference
Average Monthly Net Salary(After Tax)
$749MX$12.6K
$591ZMW 11.3K
26.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
29
-60.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: August 29, 2026
Last update for Ndola: September 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,069 in Playa del Carmen versus $181 in Ndola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 27% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $32.00 in Ndola. Monthly groceries follow the same trend: $277 vs $233 – making Ndola the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Ndola: Cost of Living - Frequently Asked Questions
Is Ndola cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 72%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,940 per month in Playa del Carmen and $1,127 in Ndola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ndola, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Playa del Carmen or in Ndola?
A mid-range dinner for two costs $47.00 in Playa del Carmen and $32.00 in Ndola. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Playa del Carmen and in Ndola?
Groceries cost about 19% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Playa del Carmen or in Ndola?
A $1,500 monthly budget goes further in Ndola, where all-in costs run around $751, than in Playa del Carmen at $1,293. In Ndola it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Ndola more family-friendly?
Families tend to lean toward Ndola – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Ndola. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared