Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Monaco

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $10.4K in Monaco, rent and utilities included – about $110,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
504

Cost of Living Index in Monaco
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Monaco Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,204

/mo nomad

Monaco

🇲🇨 Monaco

$10.4K

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Monaco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Monaco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,204 in Playa del Carmen versus $10.4K in Monaco.

Playa del Carmen $1,204
Monaco $10.4K

Estimated couple costs with rent: $2,102 in Playa del Carmen versus $11.9K in Monaco.

Playa del Carmen $2,102
Monaco $11.9K

Monthly costs for a family of three with rent: $3,000 in Playa del Carmen versus $13.4K in Monaco.

Playa del Carmen $3,000
Monaco $13.4K

Living in Playa del Carmen costs roughly 88% less than in Monaco, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Playa del Carmen is 11% below, Monaco is 669% above.

Meal at Budget Restaurant

$10.86 MX$201

$19.81 €17.62

-45.18%

Three-Course Dinner for Two, Mid-Range

$44.21 MX$817

$166 €148

-73.38%

Fast Food Meal (McDonalds, etc)

$11.76 MX$217

$12.38 €11.01

-5.01%

Cappuccino

$3.68 MX$68.0

$3.61 €3.21

1.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 MX$24.79

$6.11 €5.43

-78.07%

Water (0.33 liter bottle)

$0.82 MX$15.24

$4.57 €4.07

-82.06%

Local Beer (0.5 liter draught)

$3.06 MX$56.6

$9.98 €8.87

-69.34%

Imported Beer (0.33 liter bottle)

$4.94 MX$91.2

$8.70 €7.74

-43.22%

Milk (1 liter)

$1.47 MX$27.17

$1.82 €1.62

-19.23%

White Bread (500g)

$2.22 MX$40.95

$3.24 €2.88

-31.48%

Rice (white) (1kg)

$1.48 MX$27.32

$4.08 €3.63

-63.73%

Eggs

$2.49 MX$45.99

$4.97 €4.42

-49.90%

Local Cheese (1kg)

$7.52 MX$139

$13.90 €12.36

-45.90%

Chicken Fillets (1kg)

$7.96 MX$147

$16.91 €15.04

-52.93%

Beef Round Steak (1kg)

$12.57 MX$232

$18.47 €16.43

-31.94%

Apples (1kg)

$2.78 MX$51.3

$3.25 €2.89

-14.46%

Banana (1kg)

$1.43 MX$26.37

$2.73 €2.43

-47.62%

Oranges (1kg)

$2.62 MX$48.37

$2.69 €2.39

-2.60%

Tomato (1kg)

$2.14 MX$39.49

$3.57 €3.17

-40.06%

Potato (1kg)

$2.02 MX$37.38

$2.37 €2.10

-14.77%

Onion (1kg)

$1.99 MX$36.74

$2.85 €2.54

-30.18%

Lettuce (1 head)

$1.14 MX$21.01

$1.89 €1.68

-39.68%

Water (1.5 liter bottle)

$1.20 MX$22.18

$7.79 €6.93

-84.60%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 MX$78.7

$14.26 €12.69

-70.13%

Wine (Bottle)

$10.02 MX$185

$6.61 €5.88

51.59%

Local Beer (0.5 liter bottle)

$1.54 MX$28.41

$1.56 €1.39

-1.28%

Imported Beer (0.33 liter bottle)

$2.66 MX$49.17

$4.40 €3.92

-39.55%

One-way Ticket (Public Transport)

$0.53 MX$9.73

$2.27 €2.02

-76.65%

Public Transport Monthly Pass (Regular Price)

$27.51 MX$508

$23.50 €20.90

17.06%

Taxi Start (Normal Tariff)

$4.90 MX$90.6

Taxi (Normal Tariff) (1km)

$3.43 MX$63.5

$1.61 €1.43

113.04%

Taxi 1hour Waiting (Normal Tariff)

$5.38 MX$99.4

$90.6 €80.6

-94.06%

Gasoline (1 liter)

$1.45 MX$26.76

$2.23 €1.98

-34.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K MX$391.0K

$48.8K €43.4K

-56.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K MX$425.3K

$38.4K €34.2K

-40.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.4 MX$1,577

$424 €377

-79.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.46 MX$434

$42.44 €37.75

-44.72%

Internet (50+ Mbps, Unlimited Data)

$28.43 MX$525

$62.7 €55.7

-54.62%

Gym Membership (Monthly)

$62.2 MX$1,149

$229 €204

-72.83%

Tennis Court (1 Hour on Weekend)

$28.68 MX$530

$52.6 €46.74

-45.42%

Cinema Ticket

$5.10 MX$94.3

$13.53 €12.03

-62.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 MX$3,715

$2,155 €1,917

-90.67%

International Primary School, 1 Child (Yearly)

$3,947 MX$72.9K

$44.4K €39.5K

-91.11%

Jeans (Levis 501 Or Similar)

$44.39 MX$820

$152 €136

-70.88%

Summer Dress (H&M, Zara, etc)

$41.35 MX$764

$82.0 €72.9

-49.57%

Sport Shoes (Adidas, Nike)

$72.7 MX$1,344

$170 €151

-57.25%

Men's Leather Business Shoes

$89.6 MX$1,656

$722 €642

-87.58%

1-bedroom Apartment, City Center (Monthly)

$979 MX$18.1K

$9,333 €8,302

-89.51%

1-bedroom Apartment, Outside City Center (Monthly)

$373 MX$6,887

$8,266 €7,353

-95.49%

3-bedroom Apartment, City Center (Monthly)

$1,681 MX$31.1K

$16.5K €14.7K

-89.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,095 MX$20.2K

$8,429 €7,498

-87.01%

Buy Apartment in City Center (m2)

$3,949 MX$73.0K

$72.1K €64.2K

-94.52%

Buy Apartment Outside City Center (m2)

$6,137 MX$113.4K

$55.0K €48.9K

-88.84%

Average Monthly Net Salary (After Tax)

$738 MX$13.6K

$8,751 €7,784

-91.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

3.25

252.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 17, 2026

Last update for Monaco: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$373 31%

Monaco

$8.3K 79.3% 2118% $7.9K

Groceries & Markets

Playa del Carmen

$258 21.5%

Monaco

$473 4.5% 83.2% $215

Eating Out

Playa del Carmen

$200 16.6%

Monaco

$349 3.4% 74.3% $149

Monthly Utilities & Internet

Playa del Carmen

$137 11.4%

Monaco

$529 5.1% 285% $391

Clothing & Footwear

Playa del Carmen

$112 9.3%

Monaco

$507 4.9% 354% $395

Sport & Entertainment

Playa del Carmen

$72 6%

Monaco

$256 2.5% 254% $184

Getting Around

Playa del Carmen

$52 4.3%

Monaco

$41 * 0.4% 21.3% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $979 in Playa del Carmen and $9,333 in Monaco. Housing cost is often the main lever when comparing two cities.

Monaco pays 1087% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Playa del Carmen vs $166 in Monaco for a mid-range dinner for two. Groceries echo the gap at $258 vs $473 per month, with Playa del Carmen cheaper across the board.

Good to know

🇲🇽 Playa del Carmen

🇲🇨 Monaco

🕒 Local time

07:33 7:33 AM

14:33 2:33 PM

7 h ahead of Playa del Carmen

🌤 Weather

👥 Population

149,923

39,050 Capital

💱 Currency

Mexican Peso MXN $

Euro EUR €

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to MXN in detail →

On the map

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Between locations

Playa del Carmen Monaco 8,790 km ≈ 11 h nonstop flight

From you

Playa del Carmen
Monaco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Monaco: Cost of Living - Frequently Asked Questions

Playa del Carmen and Monaco differ by about 765% in total monthly costs ($1,204 vs $10.4K including rent). Playa del Carmen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1087% lower in Monaco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $979 in Playa del Carmen versus $9,333 in Monaco. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Playa del Carmen – a meal for two runs $44.00 versus $166 in Monaco. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,204 per month in Playa del Carmen versus $10.4K in Monaco – a 765% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,204 in Playa del Carmen versus $10.4K in Monaco, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Monaco. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Playa del Carmen and Monaco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Playa del Carmen gentler on the wallet – expenses run 765% less than in Monaco. Beyond cost, consider language, visa policies, and how big the international community is in each city.