😐Monthly costs for one person with rent: $1,297 in Playa del Carmen versus $876 in Lusaka.
😐Estimated couple costs with rent: $2,181 in Playa del Carmen versus $1,489 in Lusaka.
😐Monthly costs for a family of three with rent: $3,065 in Playa del Carmen versus $2,103 in Lusaka.
😐Living in Playa del Carmen is roughly 48% more expensive than Lusaka, driven mainly by Monthly Utilities & Internet.
📊Both cities sit below the global median: Playa del Carmen3% lower, Lusaka35% lower.
Currency
🍽 Eating Out
Playa del Carmen
Lusaka
Difference
Meal at Budget Restaurant
$11.73MX$203
$7.11ZMW 127
64.98%
Three-Course Dinner for Two, Mid-Range
$41.62MX$720
$24.96ZMW 446
66.75%
Fast Food Meal(McDonalds, etc)
$10.64MX$184
$3.63ZMW 64.8
193.11%
Cappuccino
$3.52MX$60.9
$2.01ZMW 35.86
75.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.12
$0.73ZMW 13.05
106.85%
Water(0.33 liter bottle)
$0.97MX$16.84
$0.34ZMW 6.04
185.29%
Local Beer(0.5 liter draught)
$2.95MX$51.0
$0.96ZMW 17.05
207.29%
Imported Beer(0.33 liter bottle)
$4.45MX$77.0
$1.82ZMW 32.42
144.51%
🛒 Groceries & Markets
Playa del Carmen
Lusaka
Difference
Milk(1 liter)
$1.38MX$23.93
$1.26ZMW 22.53
9.52%
White Bread(500g)
$1.89MX$32.72
$0.74ZMW 13.16
155.41%
Rice(white)(1kg)
$1.64MX$28.32
$1.58ZMW 28.26
3.80%
Eggs
$2.51MX$43.34
$1.77ZMW 31.65
41.81%
Local Cheese(1kg)
$8.34MX$144
$7.86ZMW 140
6.11%
Chicken Fillets(1kg)
$8.34MX$144
$3.83ZMW 68.4
117.75%
Beef Round Steak(1kg)
$10.73MX$186
$4.57ZMW 81.6
134.79%
Apples(1kg)
$2.60MX$45.04
$2.50ZMW 44.69
4.00%
Banana(1kg)
$1.46MX$25.20
$1.58ZMW 28.28
-7.59%
Oranges(1kg)
$1.90MX$32.87
$2.69ZMW 47.96
-29.37%
Tomato(1kg)
$2.08MX$35.91
$1.17ZMW 20.91
77.78%
Potato(1kg)
$1.78MX$30.71
$1.87ZMW 33.43
-4.81%
Onion(1kg)
$2.19MX$37.80
$1.38ZMW 24.63
58.70%
Lettuce(1 head)
$1.04MX$17.99
$0.87ZMW 15.54
19.54%
Water(1.5 liter bottle)
$1.08MX$18.62
$0.52ZMW 9.30
107.69%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$70.6
$2.54ZMW 45.39
60.63%
Wine(Bottle)
$10.32MX$178
$10.95ZMW 195
-5.75%
Local Beer(0.5 liter bottle)
$1.71MX$29.61
$1.13ZMW 20.24
51.33%
Imported Beer(0.33 liter bottle)
$2.58MX$44.54
$1.50ZMW 26.75
72.00%
🚌 Getting Around
Playa del Carmen
Lusaka
Difference
One-way Ticket(Public Transport)
$0.51MX$8.81
$0.96ZMW 17.11
-46.87%
Public Transport Monthly Pass(Regular Price)
$26.46MX$458
$38.24ZMW 683
-30.81%
Taxi Start(Normal Tariff)
$3.26MX$56.4
$2.79ZMW 49.72
16.85%
Taxi(Normal Tariff)(1km)
$2.49MX$43.09
$1.15ZMW 20.50
116.52%
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.2
$8.92ZMW 159
-63.57%
Gasoline(1 liter)
$1.31MX$22.61
$1.19ZMW 21.29
10.08%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$523.7K
$7,968ZMW 142.2K
280.03%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$405.3K
$28.4KZMW 506.8K
-17.47%
🧾 Monthly Utilities & Internet
Playa del Carmen
Lusaka
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,433
$90.1ZMW 1,608
-8.00%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$384
$53.6ZMW 956
-58.51%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$507
$127ZMW 2,263
-76.85%
🎉 Sport & Entertainment
Playa del Carmen
Lusaka
Difference
Gym Membership(Monthly)
$51.6MX$893
$45.11ZMW 805
14.45%
Tennis Court(1 Hour on Weekend)
$18.32MX$317
$13.99ZMW 250
30.95%
Cinema Ticket
$5.07MX$87.6
$4.29ZMW 76.6
18.18%
🧸 Childcare & Education
Playa del Carmen
Lusaka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,473
$177ZMW 3,161
13.38%
International Primary School, 1 Child(Yearly)
$5,212MX$90.1K
$9,528ZMW 170.1K
-45.30%
👕👟 Clothing & Footwear
Playa del Carmen
Lusaka
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$639
$19.25ZMW 344
91.79%
Summer Dress(H&M, Zara, etc)
$39.79MX$688
$17.27ZMW 308
130.40%
Sport Shoes(Adidas, Nike)
$78.5MX$1,357
$86.0ZMW 1,535
-8.77%
Men's Leather Business Shoes
$87.1MX$1,506
$73.7ZMW 1,316
18.12%
🏠 Accommodation & Living
Playa del Carmen
Lusaka
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$16.8K
$224ZMW 4,007
333.22%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,090
$120ZMW 2,148
288.74%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.4K
$1,053ZMW 18.8K
55.83%
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.1K
$585ZMW 10.4K
108.75%
Buy Apartment in City Center(m2)
$3,946MX$68.3K
$1,973ZMW 35.2K
99.99%
Buy Apartment Outside City Center(m2)
$6,498MX$112.4K
$4,281ZMW 76.4K
51.79%
💵 Salaries & Financials
Playa del Carmen
Lusaka
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.5K
$296ZMW 5,286
124.19%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
25
-54.32%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Lusaka: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $973 in Playa del Carmen and $224 in Lusaka. Housing cost is often the main lever when comparing two cities.
💰Playa del Carmen pays 124% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $42.00 in Playa del Carmen vs $25.00 in Lusaka for a mid-range dinner for two. Groceries echo the gap at $249 vs $177 per month, with Lusaka cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Lusaka: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Playa del Carmen and Lusaka?
Playa del Carmen and Lusaka differ by about 48% in total monthly costs ($1,297 vs $876 including rent). Lusaka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Playa del Carmen or Lusaka?
Playa del Carmen pays 124% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Playa del Carmen and Lusaka?
Rent for a central apartment: $973 in Playa del Carmen versus $224 in Lusaka. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Playa del Carmen or Lusaka?
All in, you'll spend $1,297 per month in Playa del Carmen versus $876 in Lusaka – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Playa del Carmen and Lusaka?
A monthly transit pass in Lusaka runs roughly 45% less than in Playa del Carmen. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $876 in Lusaka versus $1,297 in Playa del Carmen, a $2,000 budget is realistic in Lusaka but tight or insufficient in Playa del Carmen. The gap between the two cities makes Lusaka the clear choice for anyone on this budget.
How does quality of life compare between Playa del Carmen and Lusaka?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Playa del Carmen or Lusaka?
Expats usually find Lusaka gentler on the wallet – expenses run 48% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared