Cost of Living Comparison Between Playa del Carmen and Loja Cost of Living Comparison Between Playa del Carmen and Loja

Monthly Cost of Living

A single person spends $1,294 per month in Playa del Carmen vs $734 in Loja, rent included.

A couple spends around $2,189 per month in Playa del Carmen vs $1,115 in Loja, rent included.

A family of three spends $3,084 per month in Playa del Carmen vs $1,496 in Loja, rent included.

Playa del Carmen costs about 76% more than Loja, driven mainly by Eating Out.

Both Playa del Carmen and Loja are more affordable than the global median – Playa del Carmen 3% lower, Loja 45% lower.

Meal at Budget Restaurant

$11.73 MX$202

$2.91 $2.91

303.09%

Three-Course Dinner for Two, Mid-Range

$41.78 MX$719

$19.77 $19.77

111.33%

Fast Food Meal (McDonalds, etc)

$10.41 MX$179

$6.97 $6.97

49.35%

Cappuccino

$3.61 MX$62.1

$1.87 $1.87

93.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.46 MX$25.06

$0.63 $0.63

131.75%

Water (0.33 liter bottle)

$0.97 MX$16.70

$0.49 $0.49

97.96%

Local Beer (0.5 liter draught)

$2.92 MX$50.3

$0.98 $0.98

197.96%

Imported Beer (0.33 liter bottle)

$4.62 MX$79.5

$2.03 $2.03

127.59%

Milk (1 liter)

$1.43 MX$24.59

$1.03 $1.03

38.83%

White Bread (500g)

$1.90 MX$32.70

$1.34 $1.34

41.79%

Rice (white) (1kg)

$1.57 MX$26.95

$1.57 $1.57

Eggs

$2.64 MX$45.34

$1.95 $1.95

35.38%

Local Cheese (1kg)

$8.44 MX$145

$5.56 $5.56

51.80%

Chicken Fillets (1kg)

$8.58 MX$148

$4.53 $4.53

89.40%

Beef Round Steak (1kg)

$11.00 MX$189

$5.92 $5.92

85.81%

Apples (1kg)

$2.70 MX$46.51

$1.34 $1.34

101.49%

Banana (1kg)

$1.51 MX$25.92

$0.88 $0.88

71.59%

Oranges (1kg)

$1.91 MX$32.93

$1.01 $1.01

89.11%

Tomato (1kg)

$2.17 MX$37.37

$1.03 $1.03

110.68%

Potato (1kg)

$1.87 MX$32.25

$0.75 $0.75

149.33%

Onion (1kg)

$2.23 MX$38.43

$0.85 $0.85

162.35%

Lettuce (1 head)

$1.08 MX$18.60

$0.49 $0.49

120.41%

Water (1.5 liter bottle)

$1.07 MX$18.47

$1.07 $1.07

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 MX$71.6

$5.67 $5.67

-26.63%

Wine (Bottle)

$10.29 MX$177

$7.03 $7.03

46.37%

Local Beer (0.5 liter bottle)

$1.68 MX$28.95

$1.43 $1.43

17.48%

Imported Beer (0.33 liter bottle)

$2.53 MX$43.59

$2.85 $2.85

-11.23%

One-way Ticket (Public Transport)

$0.55 MX$9.53

$0.29 $0.29

89.66%

Public Transport Monthly Pass (Regular Price)

$26.29 MX$452

$40.73 $40.73

-35.45%

Taxi Start (Normal Tariff)

$3.20 MX$55.0

$0.63 $0.63

407.94%

Taxi (Normal Tariff) (1km)

$2.46 MX$42.37

$0.97 $0.97

153.61%

Taxi 1hour Waiting (Normal Tariff)

$3.20 MX$55.0

$13.52 $13.52

-76.33%

Gasoline (1 liter)

$1.32 MX$22.72

$0.67 $0.67

97.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K MX$518.8K

$14.9K $14.9K

102.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K MX$402.5K

$28.3K $28.3K

-17.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.4 MX$1,400

$20.26 $20.26

301.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.41 MX$386

$10.77 $10.77

108.08%

Internet (50+ Mbps, Unlimited Data)

$29.97 MX$516

$28.49 $28.49

5.19%

Gym Membership (Monthly)

$51.6 MX$887

$34.07 $34.07

51.34%

Tennis Court (1 Hour on Weekend)

$18.39 MX$316

$14.15 $14.15

29.96%

Cinema Ticket

$5.16 MX$88.9

$7.31 $7.31

-29.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$202 MX$3,471

$181 $181

11.67%

International Primary School, 1 Child (Yearly)

$5,311 MX$91.4K

$2,028 $2,028

161.85%

Jeans (Levis 501 Or Similar)

$35.61 MX$613

$56.7 $56.7

-37.14%

Summer Dress (H&M, Zara, etc)

$40.37 MX$695

$50.1 $50.1

-19.37%

Sport Shoes (Adidas, Nike)

$78.6 MX$1,353

$84.5 $84.5

-6.96%

Men's Leather Business Shoes

$86.9 MX$1,495

$66.7 $66.7

30.28%

1-bedroom Apartment, City Center (Monthly)

$950 MX$16.3K

$285 $285

233.53%

1-bedroom Apartment, Outside City Center (Monthly)

$478 MX$8,227

$230 $230

107.72%

3-bedroom Apartment, City Center (Monthly)

$1,621 MX$27.9K

$419 $419

286.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,223 MX$21.0K

$327 $327

274.13%

Buy Apartment in City Center (m2)

$4,009 MX$69.0K

$546 $546

633.64%

Buy Apartment Outside City Center (m2)

$6,473 MX$111.4K

$331 $331

1854.66%

Average Monthly Net Salary (After Tax)

$673 MX$11.6K

$489 $489

37.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.42

14.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: June 15, 2026

Last update for Loja: June 16, 2026

Cost Breakdown

A central one-bedroom costs $950 in Playa del Carmen versus $285 in Loja. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42.00 in Playa del Carmen versus $20.00 in Loja. Monthly groceries follow the same trend: $254 vs $162 – making Loja the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Loja: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,294 in Playa del Carmen, $734 in Loja – roughly 76% apart. Playa del Carmen costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $1,941 per month in Playa del Carmen and $1,100 in Loja. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 55% less in Loja. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $202 per month in Playa del Carmen and $181 in Loja. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Loja, where all-in costs run around $734, than in Playa del Carmen at $1,294. In Loja it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.

It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $734 in Loja to $1,294 in Playa del Carmen. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.