😐Monthly costs for one person with rent: $1,256 in Playa del Carmen versus $1,061 in Koh Phan Ghan.
😐Estimated couple costs with rent: $2,137 in Playa del Carmen versus $1,908 in Koh Phan Ghan.
😐Monthly costs for a family of three with rent: $3,017 in Playa del Carmen versus $2,754 in Koh Phan Ghan.
🌍Living in Playa del Carmen is roughly 18% more expensive than in Koh Phan Ghan, driven mainly by Eating Out.
📊Both cities sit below the global median: Playa del Carmen6% lower, Koh Phan Ghan21% lower.
Currency
🍽 Eating Out
Playa del Carmen
Koh Phan Ghan
Difference
Meal at Budget Restaurant
$11.99MX$210
$4.07฿137
194.59%
Three-Course Dinner for Two, Mid-Range
$41.78MX$731
$42.11฿1,414
-0.78%
Fast Food Meal(McDonalds, etc)
$10.75MX$188
$7.60฿255
41.45%
Cappuccino
$3.50MX$61.1
$2.63฿88.3
33.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.45MX$25.33
$0.62฿20.80
133.87%
Water(0.33 liter bottle)
$0.88MX$15.47
$0.35฿11.84
151.43%
Local Beer(0.5 liter draught)
$2.95MX$51.6
$2.27฿76.1
29.96%
Imported Beer(0.33 liter bottle)
$4.51MX$78.9
$3.26฿109
38.34%
🛒 Groceries & Markets
Playa del Carmen
Koh Phan Ghan
Difference
Milk(1 liter)
$1.43MX$25.04
$2.13฿71.4
-32.86%
White Bread(500g)
$1.84MX$32.13
$1.73฿58.0
6.36%
Rice(white)(1kg)
$1.57MX$27.42
$2.14฿71.7
-26.64%
Eggs
$2.51MX$43.92
$2.12฿71.3
18.40%
Local Cheese(1kg)
$8.28MX$145
$18.40฿618
-55.00%
Chicken Fillets(1kg)
$8.43MX$147
$3.57฿120
136.13%
Beef Round Steak(1kg)
$10.68MX$187
$12.48฿419
-14.42%
Apples(1kg)
$2.61MX$45.62
$3.23฿108
-19.20%
Banana(1kg)
$1.44MX$25.15
$1.61฿54.2
-10.56%
Oranges(1kg)
$1.96MX$34.31
$2.29฿76.7
-14.41%
Tomato(1kg)
$2.09MX$36.62
$1.92฿64.5
8.85%
Potato(1kg)
$1.85MX$32.37
$1.46฿48.91
26.71%
Onion(1kg)
$2.17MX$37.90
$1.39฿46.53
56.12%
Lettuce(1 head)
$1.03MX$18.04
$0.98฿32.75
5.10%
Water(1.5 liter bottle)
$1.07MX$18.78
$0.49฿16.55
118.37%
Cigarettes 20 Pack(Marlboro, Camel)
$4.10MX$71.7
$4.07฿137
0.74%
Wine(Bottle)
$10.17MX$178
$17.94฿602
-43.31%
Local Beer(0.5 liter bottle)
$1.68MX$29.29
$1.69฿56.7
-0.59%
Imported Beer(0.33 liter bottle)
$2.53MX$44.17
$2.61฿87.5
-3.07%
🚌 Getting Around
Playa del Carmen
Koh Phan Ghan
Difference
One-way Ticket(Public Transport)
$0.51MX$8.90
$1.28฿43.14
-60.16%
Public Transport Monthly Pass(Regular Price)
$26.04MX$455
-
-
Taxi Start(Normal Tariff)
$3.23MX$56.5
$2.70฿90.6
19.63%
Taxi(Normal Tariff)(1km)
$2.41MX$42.06
$0.93฿31.26
159.14%
Taxi 1hour Waiting(Normal Tariff)
$3.23MX$56.5
$12.52฿420
-74.20%
Gasoline(1 liter)
$1.32MX$23.10
$1.23฿41.19
7.32%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7KMX$519.2K
$24.8K฿831.8K
19.84%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KMX$413.7K
$29.7K฿997.7K
-20.38%
🧾 Monthly Utilities & Internet
Playa del Carmen
Koh Phan Ghan
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,434
$122฿4,087
-32.64%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.95MX$401
$13.51฿454
69.87%
Internet(50+ Mbps, Unlimited Data)
$30.11MX$527
$18.67฿627
61.27%
🎉 Sport & Entertainment
Playa del Carmen
Koh Phan Ghan
Difference
Gym Membership(Monthly)
$52.0MX$909
$61.8฿2,074
-15.89%
Tennis Court(1 Hour on Weekend)
$18.53MX$324
$17.15฿576
8.05%
Cinema Ticket
$4.98MX$87.0
$8.66฿291
-42.49%
🧸 Childcare & Education
Playa del Carmen
Koh Phan Ghan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,452
$700฿23.5K
-71.78%
International Primary School, 1 Child(Yearly)
$5,336MX$93.3K
$15.8K฿531.0K
-66.26%
👕👟 Clothing & Footwear
Playa del Carmen
Koh Phan Ghan
Difference
Jeans(Levis 501 Or Similar)
$35.60MX$622
$58.9฿1,976
-39.51%
Summer Dress(H&M, Zara, etc)
$40.33MX$705
$34.51฿1,158
16.86%
Sport Shoes(Adidas, Nike)
$78.8MX$1,377
$117฿3,925
-32.65%
Men's Leather Business Shoes
$88.9MX$1,555
$84.2฿2,825
5.67%
🏠 Accommodation & Living
Playa del Carmen
Koh Phan Ghan
Difference
1-bedroom Apartment, City Center(Monthly)
$947MX$16.6K
$438฿14.7K
116.01%
1-bedroom Apartment, Outside City Center(Monthly)
$474MX$8,288
$309฿10.4K
53.17%
3-bedroom Apartment, City Center(Monthly)
$1,644MX$28.7K
$1,438฿48.3K
14.30%
3-bedroom Apartment, Outside City Center(Monthly)
$1,211MX$21.2K
$1,043฿35.0K
16.08%
Buy Apartment in City Center(m2)
$4,056MX$70.9K
$2,510฿84.3K
61.58%
Buy Apartment Outside City Center(m2)
$6,470MX$113.1K
$1,776฿59.6K
264.20%
💵 Salaries & Financials
Playa del Carmen
Koh Phan Ghan
Difference
Average Monthly Net Salary(After Tax)
$654MX$11.4K
$721฿24.2K
-9.32%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
5.33
114.26%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 13, 2026
Last update for Koh Phan Ghan: July 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $947 in Playa del Carmen and $438 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.
💰Koh Phan Ghan pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $42.00 in Playa del Carmen vs $42.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $249 vs $277 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Playa del Carmen and in Koh Phan Ghan?
Playa del Carmen and Koh Phan Ghan differ by about 18% in total monthly costs ($1,256 vs $1,061 including rent). Koh Phan Ghan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 10% lower in Koh Phan Ghan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Playa del Carmen and in Koh Phan Ghan?
Rent for a central apartment: $947 in Playa del Carmen versus $438 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Playa del Carmen pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Playa del Carmen or Koh Phan Ghan?
All in, you'll spend $1,256 per month in Playa del Carmen versus $1,061 in Koh Phan Ghan – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,061 in Koh Phan Ghan versus $1,256 in Playa del Carmen, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Playa del Carmen. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.
How does quality of life compare between Playa del Carmen and Koh Phan Ghan?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Playa del Carmen or Koh Phan Ghan safer for residents?
Safety-wise, Playa del Carmen and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Playa del Carmen or Koh Phan Ghan?
Expats usually find Koh Phan Ghan gentler on the wallet – expenses run 18% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared