😐A single person spends $1,271 per month in Playa del Carmen vs $730 in Island Garden City of Samal, rent included.
😐A couple spends around $2,126 per month in Playa del Carmen vs $1,115 in Island Garden City of Samal, rent included.
😐A family of three spends $2,980 per month in Playa del Carmen vs $1,500 in Island Garden City of Samal, rent included.
😐Playa del Carmen costs about 74% more than Island Garden City of Samal, driven mainly by Eating Out.
📊Both Playa del Carmen and Island Garden City of Samal are more affordable than the global median – Playa del Carmen5% lower, Island Garden City of Samal46% lower.
Currency
🍽 Eating Out
Playa del Carmen
Island Garden City of Samal
Difference
Meal at Budget Restaurant
$11.87MX$204
$1.31₱79.7
806.11%
Three-Course Dinner for Two, Mid-Range
$42.90MX$736
$12.47₱757
244.03%
Fast Food Meal(McDonalds, etc)
$10.65MX$183
$4.62₱281
130.52%
Cappuccino
$3.45MX$59.2
$2.10₱128
64.29%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.50MX$25.81
$0.86₱52.5
74.42%
Water(0.33 liter bottle)
$0.95MX$16.28
$0.53₱31.97
79.25%
Local Beer(0.5 liter draught)
$3.03MX$51.9
$1.44₱87.7
110.42%
Imported Beer(0.33 liter bottle)
$4.61MX$79.1
$1.75₱107
163.43%
🛒 Groceries & Markets
Playa del Carmen
Island Garden City of Samal
Difference
Milk(1 liter)
$1.38MX$23.61
$1.27₱76.9
8.66%
White Bread(500g)
$1.85MX$31.70
$0.56₱33.90
230.36%
Rice(white)(1kg)
$1.61MX$27.65
$0.73₱44.25
120.55%
Eggs
$2.59MX$44.51
$2.05₱125
26.34%
Local Cheese(1kg)
$8.26MX$142
$6.16₱374
34.09%
Chicken Fillets(1kg)
$8.37MX$144
$3.23₱196
159.13%
Beef Round Steak(1kg)
$10.66MX$183
$5.07₱308
110.26%
Apples(1kg)
$2.63MX$45.12
$3.00₱182
-12.33%
Banana(1kg)
$1.49MX$25.53
$1.19₱72.0
25.21%
Oranges(1kg)
$1.92MX$32.94
$2.40₱146
-20.00%
Tomato(1kg)
$2.09MX$35.81
$1.21₱73.5
72.73%
Potato(1kg)
$1.86MX$31.88
$2.30₱140
-19.13%
Onion(1kg)
$2.26MX$38.81
$1.57₱95.5
43.95%
Lettuce(1 head)
$1.06MX$18.23
$0.86₱52.3
23.26%
Water(1.5 liter bottle)
$1.09MX$18.67
$0.46₱28.21
136.96%
Cigarettes 20 Pack(Marlboro, Camel)
$4.15MX$71.2
$2.72₱165
52.57%
Wine(Bottle)
$10.39MX$178
$8.05₱489
29.07%
Local Beer(0.5 liter bottle)
$1.72MX$29.59
$1.29₱78.5
33.33%
Imported Beer(0.33 liter bottle)
$2.61MX$44.85
$1.22₱73.9
113.93%
🚌 Getting Around
Playa del Carmen
Island Garden City of Samal
Difference
One-way Ticket(Public Transport)
$0.54MX$9.30
$0.26₱15.75
107.69%
Public Transport Monthly Pass(Regular Price)
$26.94MX$462
-
-
Taxi Start(Normal Tariff)
$3.13MX$53.7
$0.74₱45.17
322.97%
Taxi(Normal Tariff)(1km)
$2.51MX$43.09
$0.09₱5.32
2688.89%
Taxi 1hour Waiting(Normal Tariff)
$3.15MX$54.1
$2.15₱130
46.51%
Gasoline(1 liter)
$1.27MX$21.88
$1.13₱68.7
12.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4KMX$521.3K
$22.4K₱1.4M
35.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6KMX$404.5K
$20.8K₱1.3M
13.30%
🧾 Monthly Utilities & Internet
Playa del Carmen
Island Garden City of Samal
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.0MX$1,425
$98.6₱5,988
-15.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.71MX$390
$34.44₱2,091
-34.06%
Internet(50+ Mbps, Unlimited Data)
$29.46MX$506
$35.79₱2,173
-17.69%
🎉 Sport & Entertainment
Playa del Carmen
Island Garden City of Samal
Difference
Gym Membership(Monthly)
$51.0MX$875
$34.45₱2,092
48.04%
Tennis Court(1 Hour on Weekend)
$18.33MX$315
$4.41₱268
315.65%
Cinema Ticket
$4.93MX$84.5
$4.49₱273
9.80%
🧸 Childcare & Education
Playa del Carmen
Island Garden City of Samal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,386
$120₱7,290
64.33%
International Primary School, 1 Child(Yearly)
$5,280MX$90.6K
$4,293₱260.7K
22.98%
👕👟 Clothing & Footwear
Playa del Carmen
Island Garden City of Samal
Difference
Jeans(Levis 501 Or Similar)
$36.90MX$633
$46.46₱2,821
-20.58%
Summer Dress(H&M, Zara, etc)
$39.89MX$685
$30.34₱1,842
31.48%
Sport Shoes(Adidas, Nike)
$80.0MX$1,373
$78.1₱4,744
2.41%
Men's Leather Business Shoes
$89.5MX$1,536
$68.5₱4,160
30.59%
🏠 Accommodation & Living
Playa del Carmen
Island Garden City of Samal
Difference
1-bedroom Apartment, City Center(Monthly)
$956MX$16.4K
$269₱16.3K
256.04%
1-bedroom Apartment, Outside City Center(Monthly)
$477MX$8,189
$177₱10.7K
170.02%
3-bedroom Apartment, City Center(Monthly)
$1,646MX$28.3K
$598₱36.3K
175.16%
3-bedroom Apartment, Outside City Center(Monthly)
$1,225MX$21.0K
$400₱24.3K
205.92%
Buy Apartment in City Center(m2)
$3,918MX$67.2K
$2,192₱133.1K
78.77%
Buy Apartment Outside City Center(m2)
$6,459MX$110.9K
$964₱58.5K
570.07%
💵 Salaries & Financials
Playa del Carmen
Island Garden City of Samal
Difference
Average Monthly Net Salary(After Tax)
$667MX$11.4K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
9.56
19.46%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 7, 2026
Last update for Island Garden City of Samal: June 9, 2026
Cost Breakdown
🏠A central one-bedroom costs $956 in Playa del Carmen versus $269 in Island Garden City of Samal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $43.00 in Playa del Carmen versus $12.00 in Island Garden City of Samal. Monthly groceries follow the same trend: $250 vs $161 – making Island Garden City of Samal the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Island Garden City of Samal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or Island Garden City of Samal?
Playa del Carmen costs about 74% more than Island Garden City of Samal, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen vs Island Garden City of Samal?
For a comfortable life, plan on about $1,906 per month in Playa del Carmen and $1,095 in Island Garden City of Samal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or Island Garden City of Samal?
Rent is clearly cheaper in Island Garden City of Samal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Playa del Carmen vs Island Garden City of Samal?
A mid-range dinner for two costs $43.00 in Playa del Carmen and $12.00 in Island Garden City of Samal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Playa del Carmen or Island Garden City of Samal?
Groceries cost about 55% more in Playa del Carmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Playa del Carmen or Island Garden City of Samal?
A $1,000 monthly budget goes further in Island Garden City of Samal, where all-in costs run around $730, than in Playa del Carmen at $1,271. In Island Garden City of Samal it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Playa del Carmen or Island Garden City of Samal?
For digital nomads, it depends on budget. Island Garden City of Samal costs $730 versus $1,271 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Playa del Carmen compared to Island Garden City of Samal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Playa del Carmen or Island Garden City of Samal?
If budget matters most, go with Island Garden City of Samal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared