Cost of Living Comparison Between Playa del Carmen and Island Garden City of Samal Cost of Living Comparison Between Playa del Carmen and Island Garden City of Samal

Monthly Cost of Living

A single person spends $1,266 per month in Playa del Carmen vs $716 in Island Garden City of Samal, rent included.

A couple spends around $2,279 per month in Playa del Carmen vs $1,102 in Island Garden City of Samal, rent included.

A family of three spends $3,292 per month in Playa del Carmen vs $1,488 in Island Garden City of Samal, rent included.

Playa del Carmen costs about 77% more than Island Garden City of Samal, driven mainly by Eating Out.

Both Playa del Carmen and Island Garden City of Samal are more affordable than the global median – Playa del Carmen 7% lower, Island Garden City of Samal 48% lower.

Currency
🍽 Eating Out
Playa del Carmen
Island Garden City of Samal
Difference
Meal at Budget Restaurant
$11.60 MX$200
$1.22 ₱77.0
850.82%
Three-Course Dinner for Two, Mid-Range
$47.11 MX$811
$17.00 ₱1,068
177.12%
Fast Food Meal (McDonalds, etc)
$11.88 MX$205
$3.93 ₱247
202.29%
Cappuccino
$3.98 MX$68.5
$2.14 ₱134
85.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.43 MX$24.57
$1.04 ₱65.6
37.50%
Water (0.33 liter bottle)
$0.82 MX$14.20
$0.67 ₱42.37
22.39%
Local Beer (0.5 liter draught)
$3.19 MX$54.9
$1.12 ₱70.1
184.82%
Imported Beer (0.33 liter bottle)
$6.79 MX$117
$1.91 ₱120
255.50%
🛒 Groceries & Markets
Playa del Carmen
Island Garden City of Samal
Difference
Milk (1 liter)
$1.68 MX$28.85
$2.00 ₱126
-16.00%
White Bread (500g)
$2.20 MX$37.83
$1.09 ₱68.6
101.83%
Rice (white) (1kg)
$1.71 MX$29.41
$0.85 ₱53.2
101.18%
Eggs
$2.74 MX$47.20
$1.88 ₱118
45.74%
Local Cheese (1kg)
$9.58 MX$165
$6.61 ₱415
44.93%
Chicken Fillets (1kg)
$9.01 MX$155
$4.19 ₱263
115.04%
Beef Round Steak (1kg)
$12.81 MX$221
$8.39 ₱527
52.68%
Apples (1kg)
$2.89 MX$49.74
$2.67 ₱168
8.24%
Banana (1kg)
$1.50 MX$25.78
$1.11 ₱69.8
35.14%
Oranges (1kg)
$2.15 MX$36.98
$2.17 ₱137
-0.92%
Tomato (1kg)
$2.26 MX$38.91
$1.16 ₱72.6
94.83%
Potato (1kg)
$1.98 MX$34.10
$2.08 ₱131
-4.81%
Onion (1kg)
$1.99 MX$34.26
$3.56 ₱224
-44.10%
Lettuce (1 head)
$1.23 MX$21.25
$1.23 ₱77.1
-
Water (1.5 liter bottle)
$1.20 MX$20.60
$0.70 ₱44.27
71.43%
Cigarettes 20 Pack (Marlboro, Camel)
$4.55 MX$78.3
$2.53 ₱159
79.84%
Wine (Bottle)
$10.37 MX$179
$7.87 ₱495
31.77%
Local Beer (0.5 liter bottle)
$1.62 MX$27.88
$1.24 ₱78.1
30.65%
Imported Beer (0.33 liter bottle)
$2.88 MX$49.60
$1.57 ₱98.9
83.44%
🚌 Getting Around
Playa del Carmen
Island Garden City of Samal
Difference
One-way Ticket (Public Transport)
$0.60 MX$10.34
$0.29 ₱18.53
106.90%
Public Transport Monthly Pass (Regular Price)
$28.80 MX$496
$10.34 ₱649
178.53%
Taxi Start (Normal Tariff)
$5.39 MX$92.8
$0.78 ₱48.84
591.03%
Taxi (Normal Tariff) (1km)
$3.73 MX$64.2
$0.23 ₱14.35
1521.74%
Taxi 1hour Waiting (Normal Tariff)
$5.77 MX$99.3
$1.96 ₱123
194.39%
Gasoline (1 liter)
$1.54 MX$26.45
$1.17 ₱73.6
31.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.5K MX$388.3K
$21.4K ₱1.3M
5.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K MX$448.7K
$19.2K ₱1.2M
36.05%
🧾 Monthly Utilities & Internet
Playa del Carmen
Island Garden City of Samal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$91.4 MX$1,573
$101 ₱6,347
-9.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.20 MX$434
$19.15 ₱1,203
31.59%
Internet (50+ Mbps, Unlimited Data)
$31.24 MX$538
$31.83 ₱2,000
-1.85%
🎉 Sport & Entertainment
Playa del Carmen
Island Garden City of Samal
Difference
Gym Membership (Monthly)
$67.2 MX$1,157
$32.81 ₱2,061
104.82%
Tennis Court (1 Hour on Weekend)
$29.11 MX$501
$4.23 ₱266
588.18%
Cinema Ticket
$4.86 MX$83.7
$4.70 ₱295
3.40%
🧸 Childcare & Education
Playa del Carmen
Island Garden City of Samal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$224 MX$3,851
$109 ₱6,846
105.24%
International Primary School, 1 Child (Yearly)
$4,229 MX$72.8K
$7,658 ₱481.1K
-44.78%
👕👟 Clothing & Footwear
Playa del Carmen
Island Garden City of Samal
Difference
Jeans (Levis 501 Or Similar)
$47.10 MX$811
$31.98 ₱2,009
47.28%
Summer Dress (H&M, Zara, etc)
$44.29 MX$763
$19.21 ₱1,207
130.56%
Sport Shoes (Adidas, Nike)
$80.1 MX$1,379
$72.0 ₱4,524
11.25%
Men's Leather Business Shoes
$92.7 MX$1,596
$61.1 ₱3,840
51.60%
🏠 Accommodation & Living
Playa del Carmen
Island Garden City of Samal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,063 MX$18.3K
$252 ₱15.8K
322.00%
1-bedroom Apartment, Outside City Center (Monthly)
$390 MX$6,719
$155 ₱9,707
152.57%
3-bedroom Apartment, City Center (Monthly)
$2,149 MX$37.0K
$565 ₱35.5K
280.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,272 MX$21.9K
$300 ₱18.8K
324.08%
Buy Apartment in City Center (m2)
$4,001 MX$68.9K
$2,863 ₱179.9K
39.75%
Buy Apartment Outside City Center (m2)
$6,502 MX$112.0K
$1,092 ₱68.6K
495.36%
💵 Salaries & Financials
Playa del Carmen
Island Garden City of Samal
Difference
Average Monthly Net Salary (After Tax)
$758 MX$13.1K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
8.31
37.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: September 12, 2026

Last update for Island Garden City of Samal: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,063 in Playa del Carmen versus $252 in Island Garden City of Samal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47.00 in Playa del Carmen versus $17.00 in Island Garden City of Samal. Monthly groceries follow the same trend: $276 vs $194 – making Island Garden City of Samal the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Island Garden City of Samal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or Island Garden City of Samal?
Playa del Carmen costs about 77% more than Island Garden City of Samal, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen and in Island Garden City of Samal?
For a comfortable life, plan on about $1,899 per month in Playa del Carmen and $1,074 in Island Garden City of Samal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or Island Garden City of Samal?
Rent is clearly cheaper in Island Garden City of Samal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Playa del Carmen compared to Island Garden City of Samal?
Monthly expenses with rent come to $1,266 in Playa del Carmen and $716 in Island Garden City of Samal. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Playa del Carmen compared to Island Garden City of Samal?
Public transport costs about 179% less in Island Garden City of Samal. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Playa del Carmen or in Island Garden City of Samal?
A $1,000 monthly budget goes further in Island Garden City of Samal, where all-in costs run around $716, than in Playa del Carmen at $1,266. In Island Garden City of Samal it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Playa del Carmen or Island Garden City of Samal?
For digital nomads, it depends on budget. Island Garden City of Samal costs $716 versus $1,266 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Playa del Carmen compared to Island Garden City of Samal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Playa del Carmen or to Island Garden City of Samal?
If budget matters most, go with Island Garden City of Samal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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