Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Hernando, FL

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,654 in Hernando, FL, rent and utilities included – about $17,400 less a year. Rent and utilities account for most of the difference.

Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Hernando, FL
🇺🇸 United States
$2,654
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Hernando, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Hernando, FL actually costs, broken down by who's living it.

A single person spends $1,204 per month in Playa del Carmen vs $2,654 in Hernando, FL, rent included.

  • Playa del Carmen $1,204
  • Hernando, FL $2,654

A couple spends around $2,102 per month in Playa del Carmen vs $3,827 in Hernando, FL, rent included.

  • Playa del Carmen $2,102
  • Hernando, FL $3,827

A family of three spends $3,000 per month in Playa del Carmen vs $4,999 in Hernando, FL, rent included.

  • Playa del Carmen $3,000
  • Hernando, FL $4,999

Playa del Carmen is about 55% cheaper than Hernando, FL, and outside of rent the biggest gap is in groceries.

Playa del Carmen sits 11% below the global median, while Hernando, FL is 96% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Playa del Carmen
Hernando, FL
Difference
Meal at Budget Restaurant
$10.86 MX$201
$19.63 $19.63
-44.68%
Three-Course Dinner for Two, Mid-Range
$44.21 MX$817
$81.5 $81.5
-45.75%
Fast Food Meal (McDonalds, etc)
$11.76 MX$217
$9.53 $9.53
23.40%
Cappuccino
$3.68 MX$68.0
$4.92 $4.92
-25.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 MX$24.79
$2.15 $2.15
-37.67%
Water (0.33 liter bottle)
$0.82 MX$15.24
$1.85 $1.85
-55.68%
Local Beer (0.5 liter draught)
$3.06 MX$56.6
$6.51 $6.51
-53.00%
Imported Beer (0.33 liter bottle)
$4.94 MX$91.2
$7.29 $7.29
-32.24%
🛒 Groceries & Markets
Playa del Carmen
Hernando, FL
Difference
Milk (1 liter)
$1.47 MX$27.17
$1.22 $1.22
20.49%
White Bread (500g)
$2.22 MX$40.95
$4.00 $4.00
-44.50%
Rice (white) (1kg)
$1.48 MX$27.32
$3.47 $3.47
-57.35%
Eggs
$2.49 MX$45.99
$4.52 $4.52
-44.91%
Local Cheese (1kg)
$7.52 MX$139
$15.71 $15.71
-52.13%
Chicken Fillets (1kg)
$7.96 MX$147
$15.35 $15.35
-48.14%
Beef Round Steak (1kg)
$12.57 MX$232
$14.47 $14.47
-13.13%
Apples (1kg)
$2.78 MX$51.3
$6.32 $6.32
-56.01%
Banana (1kg)
$1.43 MX$26.37
$1.53 $1.53
-6.54%
Oranges (1kg)
$2.62 MX$48.37
$5.72 $5.72
-54.20%
Tomato (1kg)
$2.14 MX$39.49
$5.94 $5.94
-63.97%
Potato (1kg)
$2.02 MX$37.38
$4.52 $4.52
-55.31%
Onion (1kg)
$1.99 MX$36.74
$3.68 $3.68
-45.92%
Lettuce (1 head)
$1.14 MX$21.01
$2.55 $2.55
-55.29%
Water (1.5 liter bottle)
$1.20 MX$22.18
$2.60 $2.60
-53.85%
Cigarettes 20 Pack (Marlboro, Camel)
$4.26 MX$78.7
$9.38 $9.38
-54.58%
Wine (Bottle)
$10.02 MX$185
$14.98 $14.98
-33.11%
Local Beer (0.5 liter bottle)
$1.54 MX$28.41
$1.72 $1.72
-10.47%
Imported Beer (0.33 liter bottle)
$2.66 MX$49.17
$6.06 $6.06
-56.11%
🚌 Getting Around
Playa del Carmen
Hernando, FL
Difference
One-way Ticket (Public Transport)
$0.53 MX$9.73
$1.72 $1.72
-69.19%
Public Transport Monthly Pass (Regular Price)
$27.51 MX$508
-
-
Taxi Start (Normal Tariff)
$4.90 MX$90.6
$3.39 $3.39
44.54%
Taxi (Normal Tariff) (1km)
$3.43 MX$63.5
$1.52 $1.52
125.66%
Taxi 1hour Waiting (Normal Tariff)
$5.38 MX$99.4
$58.9 $58.9
-90.87%
Gasoline (1 liter)
$1.45 MX$26.76
$1.03 $1.03
40.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$391.0K
$28.4K $28.4K
-25.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K MX$425.3K
$26.7K $26.7K
-13.76%
🧾 Monthly Utilities & Internet
Playa del Carmen
Hernando, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.4 MX$1,577
$248 $248
-65.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.46 MX$434
$45.87 $45.87
-48.86%
Internet (50+ Mbps, Unlimited Data)
$28.43 MX$525
$75.5 $75.5
-62.35%
🎉 Sport & Entertainment
Playa del Carmen
Hernando, FL
Difference
Gym Membership (Monthly)
$62.2 MX$1,149
$38.61 $38.61
61.07%
Tennis Court (1 Hour on Weekend)
$28.68 MX$530
-
-
Cinema Ticket
$5.10 MX$94.3
$15.39 $15.39
-66.86%
🧸 Childcare & Education
Playa del Carmen
Hernando, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 MX$3,715
$1,236 $1,236
-83.73%
International Primary School, 1 Child (Yearly)
$3,947 MX$72.9K
$25.5K $25.5K
-84.51%
👕👟 Clothing & Footwear
Playa del Carmen
Hernando, FL
Difference
Jeans (Levis 501 Or Similar)
$44.39 MX$820
$75.9 $75.9
-41.49%
Summer Dress (H&M, Zara, etc)
$41.35 MX$764
$41.99 $41.99
-1.52%
Sport Shoes (Adidas, Nike)
$72.7 MX$1,344
$72.8 $72.8
-0.12%
Men's Leather Business Shoes
$89.6 MX$1,656
$113 $113
-20.78%
🏠 Accommodation & Living
Playa del Carmen
Hernando, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$979 MX$18.1K
$1,563 $1,563
-37.34%
1-bedroom Apartment, Outside City Center (Monthly)
$373 MX$6,887
$1,295 $1,295
-71.22%
3-bedroom Apartment, City Center (Monthly)
$1,681 MX$31.1K
$2,203 $2,203
-23.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,095 MX$20.2K
$2,016 $2,016
-45.68%
Buy Apartment in City Center (m2)
$3,949 MX$73.0K
$2,950 $2,950
33.85%
Buy Apartment Outside City Center (m2)
$6,137 MX$113.4K
$2,126 $2,126
188.68%
💵 Salaries & Financials
Playa del Carmen
Hernando, FL
Difference
Average Monthly Net Salary (After Tax)
$738 MX$13.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
6.57
74.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 17, 2026

Last update for Hernando, FL: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$373
Hernando, FL
$1.3K 248% $922
Groceries & Markets
Playa del Carmen
$258
Hernando, FL
$458 77.1% $199
Eating Out
Playa del Carmen
$200
Hernando, FL
$308 53.8% $108
Monthly Utilities & Internet
Playa del Carmen
$137
Hernando, FL
$370 169% $232
Clothing & Footwear
Playa del Carmen
$112
Hernando, FL
$137 22.5% $25
Sport & Entertainment
Playa del Carmen
$72
Hernando, FL
$69 4.2% $3
Getting Around
Playa del Carmen
$52
Hernando, FL
$18 * 65.4% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $979 in Playa del Carmen versus $1,563 in Hernando, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44.00 in Playa del Carmen versus $81.0 in Hernando, FL. Monthly groceries follow the same trend: $258 vs $458 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇺🇸 Hernando, FL
🕒 Local time
09:53 9:53 AM
10:53 10:53 AM
1 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
10,580
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Playa del Carmen Hernando, FL 1,030 km ≈ 1 h 45 min nonstop flight
From you
  • Playa del Carmen
  • Hernando, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Hernando, FL: Cost of Living - Frequently Asked Questions
Is Hernando, FL cheaper than Playa del Carmen?
Yes – Hernando, FL is pricier by about 120%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,806 per month in Playa del Carmen and $3,982 in Hernando, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Playa del Carmen or in Hernando, FL?
A mid-range dinner for two costs $44.00 in Playa del Carmen and $81.0 in Hernando, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Playa del Carmen and in Hernando, FL?
Groceries cost about 77% more in Hernando, FL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,500 a realistic budget for living in Playa del Carmen or in Hernando, FL?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Hernando, FL at $2,654. In Playa del Carmen it covers expenses comfortably, while in Hernando, FL it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Hernando, FL more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hernando, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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