🙂Monthly costs for one person with rent: $1,260 in Playa del Carmen versus $1,850 in Hamilton.
🙂Estimated couple costs with rent: $2,125 in Playa del Carmen versus $2,919 in Hamilton.
🙂Monthly costs for a family of three with rent: $2,990 in Playa del Carmen versus $3,988 in Hamilton.
🌍Living in Playa del Carmen costs roughly 32% less than in Hamilton, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Playa del Carmen is 5% below, Hamilton is 39% above.
Currency
🍽 Eating Out
Playa del Carmen
Hamilton
Difference
Meal at Budget Restaurant
$11.72MX$204
$13.94NZ$24.02
-15.93%
Three-Course Dinner for Two, Mid-Range
$41.89MX$731
$84.0NZ$145
-50.14%
Fast Food Meal(McDonalds, etc)
$10.51MX$183
$8.97NZ$15.46
17.17%
Cappuccino
$3.59MX$62.5
$3.54NZ$6.09
1.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.31
$2.37NZ$4.08
-36.29%
Water(0.33 liter bottle)
$0.92MX$15.96
$2.94NZ$5.06
-68.71%
Local Beer(0.5 liter draught)
$2.96MX$51.6
$6.84NZ$11.79
-56.73%
Imported Beer(0.33 liter bottle)
$4.41MX$76.9
$6.24NZ$10.75
-29.33%
🛒 Groceries & Markets
Playa del Carmen
Hamilton
Difference
Milk(1 liter)
$1.40MX$24.35
$1.61NZ$2.77
-13.04%
White Bread(500g)
$1.88MX$32.87
$1.32NZ$2.28
42.42%
Rice(white)(1kg)
$1.56MX$27.19
$1.93NZ$3.33
-19.17%
Eggs
$2.61MX$45.50
$5.95NZ$10.26
-56.13%
Local Cheese(1kg)
$8.32MX$145
$5.81NZ$10.00
43.20%
Chicken Fillets(1kg)
$8.35MX$146
$8.14NZ$14.03
2.58%
Beef Round Steak(1kg)
$10.86MX$189
$10.86NZ$18.72
-
Apples(1kg)
$2.71MX$47.31
$2.75NZ$4.74
-1.45%
Banana(1kg)
$1.51MX$26.25
$2.89NZ$4.97
-47.75%
Oranges(1kg)
$1.87MX$32.67
$3.09NZ$5.32
-39.48%
Tomato(1kg)
$2.19MX$38.19
$6.52NZ$11.23
-66.41%
Potato(1kg)
$1.86MX$32.40
$2.23NZ$3.84
-16.59%
Onion(1kg)
$2.23MX$38.90
$2.02NZ$3.48
10.40%
Lettuce(1 head)
$1.07MX$18.63
$2.59NZ$4.46
-58.69%
Water(1.5 liter bottle)
$1.09MX$18.94
$1.06NZ$1.83
2.83%
Cigarettes 20 Pack(Marlboro, Camel)
$4.19MX$73.0
$25.43NZ$43.81
-83.52%
Wine(Bottle)
$10.43MX$182
$10.90NZ$18.79
-4.31%
Local Beer(0.5 liter bottle)
$1.66MX$28.91
$3.43NZ$5.91
-51.60%
Imported Beer(0.33 liter bottle)
$2.61MX$45.56
$4.44NZ$7.65
-41.22%
🚌 Getting Around
Playa del Carmen
Hamilton
Difference
One-way Ticket(Public Transport)
$0.54MX$9.45
$1.62NZ$2.78
-66.67%
Public Transport Monthly Pass(Regular Price)
$26.16MX$456
$48.05NZ$82.8
-45.56%
Taxi Start(Normal Tariff)
$3.08MX$53.7
$4.25NZ$7.32
-27.53%
Taxi(Normal Tariff)(1km)
$2.40MX$41.94
$1.95NZ$3.36
23.08%
Taxi 1hour Waiting(Normal Tariff)
$3.13MX$54.5
$42.19NZ$72.7
-92.58%
Gasoline(1 liter)
$1.31MX$22.87
$1.72NZ$2.97
-23.84%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8KMX$519.9K
$23.5KNZ$40.5K
26.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3KMX$406.8K
$23.1KNZ$39.7K
1.10%
🧾 Monthly Utilities & Internet
Playa del Carmen
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.3MX$1,418
$92.1NZ$159
-11.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.56MX$393
$39.33NZ$67.8
-42.64%
Internet(50+ Mbps, Unlimited Data)
$30.05MX$524
$53.2NZ$91.6
-43.48%
🎉 Sport & Entertainment
Playa del Carmen
Hamilton
Difference
Gym Membership(Monthly)
$52.9MX$923
$31.88NZ$54.9
65.97%
Tennis Court(1 Hour on Weekend)
$18.39MX$321
$16.96NZ$29.23
8.43%
Cinema Ticket
$4.92MX$85.8
$13.36NZ$23.01
-63.17%
🧸 Childcare & Education
Playa del Carmen
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,502
$847NZ$1,459
-76.28%
International Primary School, 1 Child(Yearly)
$5,175MX$90.2K
$18.1KNZ$31.2K
-71.41%
👕👟 Clothing & Footwear
Playa del Carmen
Hamilton
Difference
Jeans(Levis 501 Or Similar)
$35.92MX$627
$63.0NZ$108
-42.94%
Summer Dress(H&M, Zara, etc)
$40.13MX$700
$40.53NZ$69.8
-0.99%
Sport Shoes(Adidas, Nike)
$79.7MX$1,390
$87.2NZ$150
-8.64%
Men's Leather Business Shoes
$86.5MX$1,508
$117NZ$202
-26.41%
🏠 Accommodation & Living
Playa del Carmen
Hamilton
Difference
1-bedroom Apartment, City Center(Monthly)
$978MX$17.1K
$985NZ$1,697
-0.68%
1-bedroom Apartment, Outside City Center(Monthly)
$470MX$8,206
$851NZ$1,467
-44.73%
3-bedroom Apartment, City Center(Monthly)
$1,651MX$28.8K
$1,244NZ$2,144
32.71%
3-bedroom Apartment, Outside City Center(Monthly)
$1,203MX$21.0K
$1,591NZ$2,741
-24.35%
Buy Apartment in City Center(m2)
$3,953MX$69.0K
$4,119NZ$7,097
-4.01%
Buy Apartment Outside City Center(m2)
$6,607MX$115.2K
$4,634NZ$7,985
42.59%
💵 Salaries & Financials
Playa del Carmen
Hamilton
Difference
Average Monthly Net Salary(After Tax)
$677MX$11.8K
$2,718NZ$4,684
-75.11%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
6.83
67.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 27, 2026
Last update for Hamilton: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $978 in Playa del Carmen and $985 in Hamilton. Housing cost is often the main lever when comparing two cities.
💰Hamilton pays 302% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $42.00 in Playa del Carmen vs $84.0 in Hamilton for a mid-range dinner for two. Groceries echo the gap at $252 vs $309 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Hamilton: Cost of Living - Frequently Asked Questions
Is Hamilton cheaper than Playa del Carmen?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 47% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Playa del Carmen or Hamilton?
On paper, salaries run 302% lower in Hamilton. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Playa del Carmen and Hamilton?
Rent for a central apartment: $978 in Playa del Carmen versus $985 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Playa del Carmen or in Hamilton?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $84.0 in Hamilton. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Playa del Carmen and in Hamilton?
All in, you'll spend $1,260 per month in Playa del Carmen versus $1,850 in Hamilton – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Playa del Carmen or in Hamilton?
At $1,260 in Playa del Carmen versus $1,850 in Hamilton, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Hamilton. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Playa del Carmen or Hamilton more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Hamilton?
Safety-wise, Playa del Carmen and Hamilton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 47% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared