Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and Francisco Morato

For one person, living is cheaper in Francisco Morato: $877 a month against $1,202 in Playa del Carmen, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

Playa del Carmen, Mexico
Francisco Morato, Brazil
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Francisco Morato
🇧🇷 Brazil
$877
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Francisco Morato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Francisco Morato actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,202 in Playa del Carmen versus $877 in Francisco Morato.

  • Playa del Carmen $1,202
  • Francisco Morato $877

Estimated couple costs with rent: $2,082 in Playa del Carmen versus $1,424 in Francisco Morato.

  • Playa del Carmen $2,082
  • Francisco Morato $1,424

Monthly costs for a family of three with rent: $2,962 in Playa del Carmen versus $1,971 in Francisco Morato.

  • Playa del Carmen $2,962
  • Francisco Morato $1,971

Living in Playa del Carmen is roughly 37% more expensive than in Francisco Morato, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Playa del Carmen 11% lower, Francisco Morato 35% lower.

Currency
🍽 Eating Out
Playa del Carmen
Francisco Morato
Difference
Meal at Budget Restaurant
$10.67 MX$201
$6.60 R$36.21
61.67%
Three-Course Dinner for Two, Mid-Range
$43.80 MX$824
$37.12 R$204
18.00%
Fast Food Meal (McDonalds, etc)
$11.79 MX$222
$8.48 R$46.56
39.03%
Cappuccino
$3.79 MX$71.2
$2.04 R$11.21
85.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 MX$24.41
$1.56 R$8.56
-16.67%
Water (0.33 liter bottle)
$0.83 MX$15.69
$1.06 R$5.84
-21.70%
Local Beer (0.5 liter draught)
$3.15 MX$59.2
$2.58 R$14.18
22.09%
Imported Beer (0.33 liter bottle)
$4.93 MX$92.9
$4.17 R$22.89
18.23%
🛒 Groceries & Markets
Playa del Carmen
Francisco Morato
Difference
Milk (1 liter)
$1.41 MX$26.51
$1.12 R$6.16
25.89%
White Bread (500g)
$2.20 MX$41.32
$1.82 R$9.96
20.88%
Rice (white) (1kg)
$1.47 MX$27.71
$1.06 R$5.83
38.68%
Eggs
$2.50 MX$46.99
$2.56 R$14.03
-2.34%
Local Cheese (1kg)
$7.29 MX$137
$8.39 R$46.04
-13.11%
Chicken Fillets (1kg)
$7.95 MX$150
$4.23 R$23.20
87.94%
Beef Round Steak (1kg)
$12.86 MX$242
$9.99 R$54.8
28.73%
Apples (1kg)
$2.90 MX$54.5
$2.56 R$14.06
13.28%
Banana (1kg)
$1.38 MX$26.03
$1.67 R$9.15
-17.37%
Oranges (1kg)
$2.49 MX$46.88
$1.71 R$9.36
45.61%
Tomato (1kg)
$2.03 MX$38.20
$1.69 R$9.27
20.12%
Potato (1kg)
$2.02 MX$38.11
$1.31 R$7.18
54.20%
Onion (1kg)
$1.90 MX$35.82
$1.30 R$7.14
46.15%
Lettuce (1 head)
$1.14 MX$21.54
$0.87 R$4.80
31.03%
Water (1.5 liter bottle)
$1.24 MX$23.32
$0.69 R$3.78
79.71%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 MX$80.4
$2.62 R$14.37
62.98%
Wine (Bottle)
$9.81 MX$185
$8.41 R$46.18
16.65%
Local Beer (0.5 liter bottle)
$1.59 MX$29.85
$1.51 R$8.30
5.30%
Imported Beer (0.33 liter bottle)
$2.75 MX$51.7
$4.20 R$23.06
-34.52%
🚌 Getting Around
Playa del Carmen
Francisco Morato
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.69
$0.94 R$5.15
-45.74%
Public Transport Monthly Pass (Regular Price)
$27.39 MX$515
$42.23 R$232
-35.14%
Taxi Start (Normal Tariff)
$4.76 MX$89.6
$1.11 R$6.08
328.83%
Taxi (Normal Tariff) (1km)
$3.25 MX$61.1
$1.18 R$6.48
175.42%
Taxi 1hour Waiting (Normal Tariff)
$5.39 MX$101
$6.50 R$35.65
-17.08%
Gasoline (1 liter)
$1.53 MX$28.76
$1.17 R$6.42
30.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$399.2K
$22.2K R$121.6K
-4.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$437.8K
$32.0K R$175.9K
-27.40%
🧾 Monthly Utilities & Internet
Playa del Carmen
Francisco Morato
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 MX$1,571
$44.88 R$246
86.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.19 MX$436
$14.20 R$77.9
63.31%
Internet (50+ Mbps, Unlimited Data)
$27.61 MX$520
$17.29 R$94.9
59.69%
🎉 Sport & Entertainment
Playa del Carmen
Francisco Morato
Difference
Gym Membership (Monthly)
$56.4 MX$1,062
$27.09 R$149
108.31%
Tennis Court (1 Hour on Weekend)
$28.19 MX$531
$27.85 R$153
1.22%
Cinema Ticket
$5.00 MX$94.1
$7.56 R$41.50
-33.86%
🧸 Childcare & Education
Playa del Carmen
Francisco Morato
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,897
$400 R$2,197
-48.28%
International Primary School, 1 Child (Yearly)
$5,231 MX$98.4K
$6,923 R$38.0K
-24.44%
👕👟 Clothing & Footwear
Playa del Carmen
Francisco Morato
Difference
Jeans (Levis 501 Or Similar)
$43.45 MX$818
$51.5 R$282
-15.55%
Summer Dress (H&M, Zara, etc)
$42.54 MX$801
$54.8 R$301
-22.36%
Sport Shoes (Adidas, Nike)
$72.8 MX$1,369
$89.8 R$493
-19.00%
Men's Leather Business Shoes
$88.4 MX$1,663
$78.4 R$430
12.69%
🏠 Accommodation & Living
Playa del Carmen
Francisco Morato
Difference
1-bedroom Apartment, City Center (Monthly)
$995 MX$18.7K
$334 R$1,835
197.46%
1-bedroom Apartment, Outside City Center (Monthly)
$382 MX$7,197
$238 R$1,307
60.54%
3-bedroom Apartment, City Center (Monthly)
$1,674 MX$31.5K
$636 R$3,491
163.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 MX$20.3K
$453 R$2,489
138.29%
Buy Apartment in City Center (m2)
$3,909 MX$73.6K
$1,641 R$9,007
138.16%
Buy Apartment Outside City Center (m2)
$6,138 MX$115.5K
$1,018 R$5,586
503.06%
💵 Salaries & Financials
Playa del Carmen
Francisco Morato
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.7K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
11.12
2.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for Francisco Morato: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$382
Francisco Morato
$238 37.7% $144
Groceries & Markets
Playa del Carmen
$257
Francisco Morato
$209 18.7% $48
Eating Out
Playa del Carmen
$200
Francisco Morato
$134 32.8% $66
Monthly Utilities & Internet
Playa del Carmen
$134
Francisco Morato
$76 43.1% $58
Clothing & Footwear
Playa del Carmen
$111
Francisco Morato
$124 11.1% $12
Sport & Entertainment
Playa del Carmen
$66
Francisco Morato
$42 36.5% $24
Getting Around
Playa del Carmen
$50
Francisco Morato
$53 5.1% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $995 in Playa del Carmen and $334 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $44 in Playa del Carmen vs $37 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $257 vs $209 per month, with Francisco Morato cheaper across the board.

Good to know
🇲🇽 Playa del Carmen
🇧🇷 Francisco Morato
🕒 Local time
04:37 4:37 AM
06:37 6:37 AM
2 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
165,139
💱 Currency
Exchange rates and currency converter

BRL, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 4, 2026: 1 USD = 18.82 MXN (100 MXN = 5.31 USD). 1 EUR = 21.1 MXN (100 MXN = 4.74 EUR).

Brazilian Real exchange rates as of November 4, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.15 BRL (1 BRL = 0.163 EUR).

On the map
Between locations
  • Playa del Carmen Francisco Morato 6,550 km ≈ 9 h nonstop flight
From you
  • Playa del Carmen
  • Francisco Morato

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Francisco Morato: Cost of Living - Frequently Asked Questions
Is Francisco Morato cheaper than Playa del Carmen?
Francisco Morato is about 27% cheaper overall, especially in eating out, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $1,804 in Playa del Carmen and $1,316 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Playa del Carmen and Francisco Morato?
Rent for a central apartment: $995 in Playa del Carmen versus $334 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Playa del Carmen or in Francisco Morato?
Dining out is cheaper in Francisco Morato – a meal for two runs $37 versus $44 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Playa del Carmen and in Francisco Morato?
All in, you’ll spend $1,202 per month in Playa del Carmen versus $877 in Francisco Morato – Francisco Morato is about 27% cheaper, which adds up to real savings over time.
Is $1,000 a realistic budget for living in Playa del Carmen or in Francisco Morato?
At $877 in Francisco Morato versus $1,202 in Playa del Carmen, a $1,000 budget is realistic in Francisco Morato but tight or insufficient in Playa del Carmen. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.
Is it better to live in Playa del Carmen or in Francisco Morato?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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