😐Monthly costs for one person with rent: $1,305 in Playa del Carmen versus $1,187 in Formosa.
😐Estimated couple costs with rent: $2,334 in Playa del Carmen versus $1,967 in Formosa.
😐Monthly costs for a family of three with rent: $3,362 in Playa del Carmen versus $2,747 in Formosa.
🌍Living in Playa del Carmen is roughly 10% more expensive than in Formosa, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Playa del Carmen5% lower, Formosa14% lower.
Currency
🍽 Eating Out
Playa del Carmen
Formosa
Difference
Meal at Budget Restaurant
$11.96MX$203
$15.52ARS 23.5K
-22.94%
Three-Course Dinner for Two, Mid-Range
$47.38MX$805
$53.1ARS 80.2K
-10.69%
Fast Food Meal(McDonalds, etc)
$11.75MX$200
$13.19ARS 20.0K
-10.92%
Cappuccino
$4.12MX$70.0
$3.74ARS 5,664
10.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.77
$2.13ARS 3,221
-34.27%
Water(0.33 liter bottle)
$0.91MX$15.50
$1.66ARS 2,508
-45.18%
Local Beer(0.5 liter draught)
$3.21MX$54.5
$3.72ARS 5,619
-13.71%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$3.75ARS 5,678
88.53%
🛒 Groceries & Markets
Playa del Carmen
Formosa
Difference
Milk(1 liter)
$1.68MX$28.48
$1.34ARS 2,021
25.37%
White Bread(500g)
$2.15MX$36.53
$2.12ARS 3,213
1.42%
Rice(white)(1kg)
$1.77MX$30.14
$1.58ARS 2,396
12.03%
Eggs
$2.82MX$47.82
$2.39ARS 3,620
17.99%
Local Cheese(1kg)
$9.20MX$156
$10.02ARS 15.2K
-8.18%
Chicken Fillets(1kg)
$9.23MX$157
$6.45ARS 9,763
43.10%
Beef Round Steak(1kg)
$12.64MX$215
$11.74ARS 17.8K
7.67%
Apples(1kg)
$2.95MX$50.1
$2.35ARS 3,554
25.53%
Banana(1kg)
$1.58MX$26.82
$2.24ARS 3,395
-29.46%
Oranges(1kg)
$2.22MX$37.76
$1.39ARS 2,096
59.71%
Tomato(1kg)
$2.36MX$40.14
$2.12ARS 3,202
11.32%
Potato(1kg)
$1.99MX$33.85
$1.05ARS 1,587
89.52%
Onion(1kg)
$1.98MX$33.62
$0.98ARS 1,487
102.04%
Lettuce(1 head)
$1.24MX$21.07
$1.58ARS 2,384
-21.52%
Water(1.5 liter bottle)
$1.21MX$20.58
$1.73ARS 2,618
-30.06%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.2
$3.27ARS 4,951
40.67%
Wine(Bottle)
$10.52MX$179
$5.10ARS 7,717
106.27%
Local Beer(0.5 liter bottle)
$1.69MX$28.74
$2.07ARS 3,125
-18.36%
Imported Beer(0.33 liter bottle)
$2.77MX$47.13
$2.82ARS 4,261
-1.77%
🚌 Getting Around
Playa del Carmen
Formosa
Difference
One-way Ticket(Public Transport)
$0.60MX$10.24
$0.99ARS 1,494
-39.39%
Public Transport Monthly Pass(Regular Price)
$29.70MX$505
-
-
Taxi Start(Normal Tariff)
$5.24MX$89.0
$1.57ARS 2,376
233.76%
Taxi(Normal Tariff)(1km)
$3.65MX$62.0
$1.01ARS 1,531
261.39%
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.3
$7.28ARS 11.0K
-20.60%
Gasoline(1 liter)
$1.54MX$26.13
$1.15ARS 1,745
33.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$387.3K
$27.4KARS 41.4M
-16.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$438.5K
$33.9KARS 51.3M
-23.90%
🧾 Monthly Utilities & Internet
Playa del Carmen
Formosa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,540
$84.7ARS 128.1K
7.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$428
$16.82ARS 25.4K
49.76%
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$27.20ARS 41.1K
16.73%
🎉 Sport & Entertainment
Playa del Carmen
Formosa
Difference
Gym Membership(Monthly)
$68.8MX$1,169
$29.86ARS 45.2K
130.38%
Tennis Court(1 Hour on Weekend)
$29.37MX$499
-
-
Cinema Ticket
$4.86MX$82.6
$8.43ARS 12.7K
-42.35%
🧸 Childcare & Education
Playa del Carmen
Formosa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,834
$304ARS 459.4K
-25.70%
International Primary School, 1 Child(Yearly)
$4,194MX$71.2K
$4,251ARS 6.4M
-1.34%
👕👟 Clothing & Footwear
Playa del Carmen
Formosa
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$805
$106ARS 161.1K
-55.50%
Summer Dress(H&M, Zara, etc)
$43.45MX$738
$74.7ARS 113.0K
-41.83%
Sport Shoes(Adidas, Nike)
$80.2MX$1,363
$118ARS 178.7K
-32.09%
Men's Leather Business Shoes
$91.4MX$1,552
$126ARS 190.9K
-27.60%
🏠 Accommodation & Living
Playa del Carmen
Formosa
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
$477ARS 721.4K
127.63%
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,942
$311ARS 470.6K
31.35%
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
$974ARS 1.5M
102.50%
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.8K
$770ARS 1.2M
66.43%
Buy Apartment in City Center(m2)
$4,046MX$68.7K
$2,412ARS 3.6M
67.77%
Buy Apartment Outside City Center(m2)
$6,704MX$113.9K
-
-
💵 Salaries & Financials
Playa del Carmen
Formosa
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
56.56
-79.76%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for Formosa: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,086 in Playa del Carmen and $477 in Formosa. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $47.00 in Playa del Carmen vs $53.0 in Formosa. Groceries flip the comparison at $278 vs $248, with Formosa cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Formosa: Cost of Living - Frequently Asked Questions
Is Formosa cheaper than Playa del Carmen?
Formosa is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 10% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,958 in Playa del Carmen and $1,780 in Formosa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Playa del Carmen and Formosa?
Rent for a central apartment: $1,086 in Playa del Carmen versus $477 in Formosa. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $226 in Playa del Carmen versus $304 in Formosa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Playa del Carmen or in Formosa?
Dining out is cheaper in Formosa – a meal for two runs $53.0 versus $47.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Playa del Carmen or in Formosa?
At $1,187 in Formosa versus $1,305 in Playa del Carmen, a $1,500 budget is realistic in Formosa but tight or insufficient in Playa del Carmen. The gap between the two cities makes Formosa the clear choice for anyone on this budget.
Is Playa del Carmen or Formosa more family-friendly?
For families, Formosa is more practical. Housing and childcare are both notably cheaper than in Playa del Carmen, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Formosa?
Safety-wise, Playa del Carmen and Formosa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Formosa gentler on the wallet – expenses run 10% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared