😐Monthly costs for one person with rent: $1,256 in Playa del Carmen versus $968 in Formosa.
😐Estimated couple costs with rent: $2,137 in Playa del Carmen versus $1,567 in Formosa.
😐Monthly costs for a family of three with rent: $3,017 in Playa del Carmen versus $2,166 in Formosa.
🌍Living in Playa del Carmen is roughly 30% more expensive than in Formosa, driven mainly by Clothing & Footwear.
📊Both cities sit below the global median: Playa del Carmen6% lower, Formosa28% lower.
Currency
🍽 Eating Out
Playa del Carmen
Formosa
Difference
Meal at Budget Restaurant
$11.99MX$210
$10.62ARS 15.7K
12.90%
Three-Course Dinner for Two, Mid-Range
$41.78MX$733
$34.12ARS 50.4K
22.45%
Fast Food Meal(McDonalds, etc)
$10.75MX$189
$8.97ARS 13.3K
19.84%
Cappuccino
$3.50MX$61.3
$2.76ARS 4,076
26.81%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.45MX$25.41
$1.65ARS 2,437
-12.12%
Water(0.33 liter bottle)
$0.88MX$15.52
$1.55ARS 2,296
-43.23%
Local Beer(0.5 liter draught)
$2.95MX$51.7
$2.06ARS 3,047
43.20%
Imported Beer(0.33 liter bottle)
$4.51MX$79.1
$3.06ARS 4,520
47.39%
🛒 Groceries & Markets
Playa del Carmen
Formosa
Difference
Milk(1 liter)
$1.43MX$25.12
$1.26ARS 1,861
13.49%
White Bread(500g)
$1.84MX$32.23
$1.56ARS 2,303
17.95%
Rice(white)(1kg)
$1.57MX$27.51
$1.97ARS 2,910
-20.30%
Eggs
$2.51MX$44.06
$2.24ARS 3,313
12.05%
Local Cheese(1kg)
$8.28MX$145
$10.24ARS 15.1K
-19.14%
Chicken Fillets(1kg)
$8.43MX$148
$6.11ARS 9,026
37.97%
Beef Round Steak(1kg)
$10.68MX$187
$9.63ARS 14.2K
10.90%
Apples(1kg)
$2.61MX$45.76
$2.03ARS 3,000
28.57%
Banana(1kg)
$1.44MX$25.22
$2.05ARS 3,030
-29.76%
Oranges(1kg)
$1.96MX$34.41
$1.26ARS 1,856
55.56%
Tomato(1kg)
$2.09MX$36.74
$2.63ARS 3,881
-20.53%
Potato(1kg)
$1.85MX$32.47
$1.17ARS 1,735
58.12%
Onion(1kg)
$2.17MX$38.02
$1.19ARS 1,765
82.35%
Lettuce(1 head)
$1.03MX$18.09
$1.31ARS 1,938
-21.37%
Water(1.5 liter bottle)
$1.07MX$18.84
$1.47ARS 2,175
-27.21%
Cigarettes 20 Pack(Marlboro, Camel)
$4.10MX$72.0
$3.17ARS 4,688
29.34%
Wine(Bottle)
$10.17MX$178
$5.54ARS 8,185
83.57%
Local Beer(0.5 liter bottle)
$1.68MX$29.38
$2.05ARS 3,031
-18.05%
Imported Beer(0.33 liter bottle)
$2.53MX$44.31
$3.15ARS 4,658
-19.68%
🚌 Getting Around
Playa del Carmen
Formosa
Difference
One-way Ticket(Public Transport)
$0.51MX$8.93
$0.77ARS 1,136
-33.77%
Public Transport Monthly Pass(Regular Price)
$26.04MX$457
-
-
Taxi Start(Normal Tariff)
$3.23MX$56.7
$1.54ARS 2,277
109.74%
Taxi(Normal Tariff)(1km)
$2.41MX$42.19
$0.87ARS 1,291
177.01%
Taxi 1hour Waiting(Normal Tariff)
$3.23MX$56.6
$5.84ARS 8,639
-44.69%
Gasoline(1 liter)
$1.32MX$23.17
$1.10ARS 1,630
20.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7KMX$520.9K
$27.4KARS 40.4M
8.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KMX$415.0K
$30.1KARS 44.4M
-21.29%
🧾 Monthly Utilities & Internet
Playa del Carmen
Formosa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,439
$67.9ARS 100.3K
20.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.95MX$403
$16.82ARS 24.9K
36.44%
Internet(50+ Mbps, Unlimited Data)
$30.11MX$528
$22.35ARS 33.0K
34.72%
🎉 Sport & Entertainment
Playa del Carmen
Formosa
Difference
Gym Membership(Monthly)
$52.0MX$912
$26.31ARS 38.9K
97.53%
Tennis Court(1 Hour on Weekend)
$18.53MX$325
$13.65ARS 20.2K
35.75%
Cinema Ticket
$4.98MX$87.3
$6.34ARS 9,369
-21.45%
🧸 Childcare & Education
Playa del Carmen
Formosa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,463
$223ARS 329.5K
-11.43%
International Primary School, 1 Child(Yearly)
$5,336MX$93.6K
$2,679ARS 4.0M
99.20%
👕👟 Clothing & Footwear
Playa del Carmen
Formosa
Difference
Jeans(Levis 501 Or Similar)
$35.60MX$624
$74.3ARS 109.8K
-52.06%
Summer Dress(H&M, Zara, etc)
$40.33MX$707
$68.5ARS 101.3K
-41.13%
Sport Shoes(Adidas, Nike)
$78.8MX$1,381
$116ARS 171.0K
-31.93%
Men's Leather Business Shoes
$88.9MX$1,560
$113ARS 166.4K
-21.01%
🏠 Accommodation & Living
Playa del Carmen
Formosa
Difference
1-bedroom Apartment, City Center(Monthly)
$947MX$16.6K
$335ARS 494.6K
182.98%
1-bedroom Apartment, Outside City Center(Monthly)
$474MX$8,314
$240ARS 354.7K
97.48%
3-bedroom Apartment, City Center(Monthly)
$1,644MX$28.8K
$694ARS 1.0M
136.96%
3-bedroom Apartment, Outside City Center(Monthly)
$1,211MX$21.2K
$532ARS 785.6K
127.76%
Buy Apartment in City Center(m2)
$4,056MX$71.1K
$2,366ARS 3.5M
71.39%
Buy Apartment Outside City Center(m2)
$6,470MX$113.5K
$1,578ARS 2.3M
309.99%
💵 Salaries & Financials
Playa del Carmen
Formosa
Difference
Average Monthly Net Salary(After Tax)
$654MX$11.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
58.5
-80.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 13, 2026
Last update for Formosa: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $947 in Playa del Carmen and $335 in Formosa. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $42.00 in Playa del Carmen vs $34.00 in Formosa for a mid-range dinner for two. Groceries echo the gap at $249 vs $232 per month, with Formosa cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Formosa: Cost of Living - Frequently Asked Questions
Is Formosa cheaper than Playa del Carmen?
Formosa is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 30% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,884 in Playa del Carmen and $1,452 in Formosa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Playa del Carmen and Formosa?
Rent for a central apartment: $947 in Playa del Carmen versus $335 in Formosa. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $197 in Playa del Carmen versus $223 in Formosa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Playa del Carmen or in Formosa?
Dining out is cheaper in Formosa – a meal for two runs $34.00 versus $42.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Playa del Carmen or in Formosa?
At $968 in Formosa versus $1,256 in Playa del Carmen, a $1,500 budget is realistic in Formosa but tight or insufficient in Playa del Carmen. The gap between the two cities makes Formosa the clear choice for anyone on this budget.
Is Playa del Carmen or Formosa more family-friendly?
For families, Formosa is more practical. Housing and childcare are both notably cheaper than in Playa del Carmen, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Playa del Carmen or Formosa?
Safety-wise, Playa del Carmen and Formosa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Formosa gentler on the wallet – expenses run 30% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared