Cost of Living Comparison Between Playa del Carmen and Elgin Cost of Living Comparison Between Playa del Carmen and Elgin

Monthly Cost of Living

Monthly costs for one person with rent: $1,297 in Playa del Carmen versus $1,753 in Elgin.

Estimated couple costs with rent: $2,181 in Playa del Carmen versus $2,825 in Elgin.

Monthly costs for a family of three with rent: $3,065 in Playa del Carmen versus $3,897 in Elgin.

Living in Playa del Carmen costs roughly 26% less than in Elgin, driven mainly by Getting Around.

The two cities straddle the global median: Playa del Carmen is 3% below, Elgin is 31% above.

Meal at Budget Restaurant

$11.73 MX$203

$18.63 £13.87

-37.04%

Three-Course Dinner for Two, Mid-Range

$41.62 MX$721

$80.7 £60.1

-48.41%

Fast Food Meal (McDonalds, etc)

$10.64 MX$184

$6.59 £4.91

61.46%

Cappuccino

$3.52 MX$61.0

$4.03 £3.00

-12.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$26.17

$1.35 £1.00

11.85%

Water (0.33 liter bottle)

$0.97 MX$16.87

$1.37 £1.02

-29.20%

Local Beer (0.5 liter draught)

$2.95 MX$51.1

$4.86 £3.62

-39.30%

Imported Beer (0.33 liter bottle)

$4.45 MX$77.2

$5.58 £4.16

-20.25%

Milk (1 liter)

$1.38 MX$23.97

$1.77 £1.32

-22.03%

White Bread (500g)

$1.89 MX$32.78

$1.74 £1.30

8.62%

Rice (white) (1kg)

$1.64 MX$28.37

$2.74 £2.04

-40.15%

Eggs

$2.51 MX$43.42

$4.00 £2.98

-37.25%

Local Cheese (1kg)

$8.34 MX$145

$9.72 £7.24

-14.20%

Chicken Fillets (1kg)

$8.34 MX$145

$9.48 £7.06

-12.03%

Beef Round Steak (1kg)

$10.73 MX$186

$13.65 £10.17

-21.39%

Apples (1kg)

$2.60 MX$45.12

$3.43 £2.56

-24.20%

Banana (1kg)

$1.46 MX$25.25

$1.07 £0.80

36.45%

Oranges (1kg)

$1.90 MX$32.94

$2.02 £1.51

-5.94%

Tomato (1kg)

$2.08 MX$35.98

$3.70 £2.76

-43.78%

Potato (1kg)

$1.78 MX$30.77

$0.70 £0.52

154.29%

Onion (1kg)

$2.19 MX$37.87

$1.18 £0.88

85.59%

Lettuce (1 head)

$1.04 MX$18.02

$0.61 £0.46

70.49%

Water (1.5 liter bottle)

$1.08 MX$18.66

$0.99 £0.74

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 MX$70.7

$21.26 £15.84

-80.81%

Wine (Bottle)

$10.32 MX$179

$11.33 £8.44

-8.91%

Local Beer (0.5 liter bottle)

$1.71 MX$29.67

$2.98 £2.22

-42.62%

Imported Beer (0.33 liter bottle)

$2.58 MX$44.63

$3.40 £2.53

-24.12%

One-way Ticket (Public Transport)

$0.51 MX$8.83

$4.66 £3.47

-89.06%

Public Transport Monthly Pass (Regular Price)

$26.46 MX$459

$127 £94.3

-79.09%

Taxi Start (Normal Tariff)

$3.26 MX$56.5

$5.35 £3.99

-39.07%

Taxi (Normal Tariff) (1km)

$2.49 MX$43.17

$2.26 £1.68

10.18%

Taxi 1hour Waiting (Normal Tariff)

$3.25 MX$56.3

$27.01 £20.11

-87.97%

Gasoline (1 liter)

$1.31 MX$22.65

$1.99 £1.48

-34.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K MX$524.7K

$38.1K £28.4K

-20.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K MX$406.0K

$39.4K £29.3K

-40.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.9 MX$1,436

$205 £153

-59.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.22 MX$385

$17.43 £12.98

27.48%

Internet (50+ Mbps, Unlimited Data)

$29.34 MX$508

$40.62 £30.25

-27.77%

Gym Membership (Monthly)

$51.6 MX$895

$31.25 £23.28

65.22%

Tennis Court (1 Hour on Weekend)

$18.32 MX$317

$12.16 £9.06

50.66%

Cinema Ticket

$5.07 MX$87.8

$10.74 £8.00

-52.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 MX$3,480

$1,157 £862

-82.65%

International Primary School, 1 Child (Yearly)

$5,212 MX$90.3K

$18.1K £13.5K

-71.20%

Jeans (Levis 501 Or Similar)

$36.92 MX$640

$36.35 £27.07

1.57%

Summer Dress (H&M, Zara, etc)

$39.79 MX$689

$26.70 £19.88

49.03%

Sport Shoes (Adidas, Nike)

$78.5 MX$1,360

$95.0 £70.7

-17.38%

Men's Leather Business Shoes

$87.1 MX$1,509

$106 £78.9

-17.80%

1-bedroom Apartment, City Center (Monthly)

$973 MX$16.9K

$934 £695

4.17%

1-bedroom Apartment, Outside City Center (Monthly)

$468 MX$8,105

$622 £463

-24.80%

3-bedroom Apartment, City Center (Monthly)

$1,641 MX$28.4K

$1,848 £1,376

-11.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,221 MX$21.2K

$1,216 £905

0.43%

Buy Apartment in City Center (m2)

$3,946 MX$68.4K

$2,618 £1,950

50.75%

Buy Apartment Outside City Center (m2)

$6,498 MX$112.6K

$2,192 £1,633

196.38%

Average Monthly Net Salary (After Tax)

$664 MX$11.5K

$1,995 £1,486

-66.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.42

5.32

114.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: June 2, 2026

Last update for Elgin: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $973 in Playa del Carmen and $934 in Elgin. Housing cost is often the main lever when comparing two cities.

Elgin pays 200% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $42.00 in Playa del Carmen vs $81.0 in Elgin for a mid-range dinner for two. Groceries echo the gap at $249 vs $293 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Elgin: Cost of Living - Frequently Asked Questions

Playa del Carmen and Elgin differ by about 35% in total monthly costs ($1,297 vs $1,753 including rent). Playa del Carmen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Elgin earns 200% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $973 in Playa del Carmen versus $934 in Elgin. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Playa del Carmen runs roughly 378% less than in Elgin. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $201 in Playa del Carmen versus $1,157 in Elgin. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,297 in Playa del Carmen versus $1,753 in Elgin, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Elgin. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Playa del Carmen and Elgin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Playa del Carmen gentler on the wallet – expenses run 35% less than in Elgin. Beyond cost, consider language, visa policies, and how big the international community is in each city.