😐Monthly costs for one person with rent: $1,297 in Playa del Carmen versus $922 in Cha-am.
😐Estimated couple costs with rent: $2,181 in Playa del Carmen versus $1,416 in Cha-am.
😐Monthly costs for a family of three with rent: $3,065 in Playa del Carmen versus $1,909 in Cha-am.
😐Living in Playa del Carmen is roughly 41% more expensive than Cha-am, driven mainly by Eating Out.
📊Both cities sit below the global median: Playa del Carmen3% lower, Cha-am31% lower.
Currency
🍽 Eating Out
Playa del Carmen
Cha-am
Difference
Meal at Budget Restaurant
$11.73MX$203
$3.00฿98.0
291.00%
Three-Course Dinner for Two, Mid-Range
$41.62MX$720
$21.36฿698
94.85%
Fast Food Meal(McDonalds, etc)
$10.64MX$184
$9.02฿294
17.96%
Cappuccino
$3.52MX$60.9
$2.03฿66.2
73.40%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.12
$0.64฿20.95
135.94%
Water(0.33 liter bottle)
$0.97MX$16.84
$0.45฿14.70
115.56%
Local Beer(0.5 liter draught)
$2.95MX$51.0
$2.53฿82.5
16.60%
Imported Beer(0.33 liter bottle)
$4.45MX$77.0
$3.80฿124
17.11%
🛒 Groceries & Markets
Playa del Carmen
Cha-am
Difference
Milk(1 liter)
$1.38MX$23.93
$1.75฿57.3
-21.14%
White Bread(500g)
$1.89MX$32.72
$1.39฿45.41
35.97%
Rice(white)(1kg)
$1.64MX$28.32
$1.26฿41.22
30.16%
Eggs
$2.51MX$43.34
$1.83฿59.6
37.16%
Local Cheese(1kg)
$8.34MX$144
$13.48฿440
-38.13%
Chicken Fillets(1kg)
$8.34MX$144
$3.26฿107
155.83%
Beef Round Steak(1kg)
$10.73MX$186
$11.00฿359
-2.45%
Apples(1kg)
$2.60MX$45.04
$3.16฿103
-17.72%
Banana(1kg)
$1.46MX$25.20
$1.34฿43.88
8.96%
Oranges(1kg)
$1.90MX$32.87
$1.89฿61.8
0.53%
Tomato(1kg)
$2.08MX$35.91
$1.51฿49.40
37.75%
Potato(1kg)
$1.78MX$30.71
$1.68฿54.9
5.95%
Onion(1kg)
$2.19MX$37.80
$1.27฿41.40
72.44%
Lettuce(1 head)
$1.04MX$17.99
$1.22฿39.76
-14.75%
Water(1.5 liter bottle)
$1.08MX$18.62
$0.46฿14.86
134.78%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$70.6
$4.64฿152
-12.07%
Wine(Bottle)
$10.32MX$178
$16.61฿543
-37.87%
Local Beer(0.5 liter bottle)
$1.71MX$29.61
$1.81฿59.0
-5.52%
Imported Beer(0.33 liter bottle)
$2.58MX$44.54
$3.53฿115
-26.91%
🚌 Getting Around
Playa del Carmen
Cha-am
Difference
One-way Ticket(Public Transport)
$0.51MX$8.81
$0.88฿28.72
-42.05%
Public Transport Monthly Pass(Regular Price)
$26.46MX$458
-
-
Taxi Start(Normal Tariff)
$3.26MX$56.4
$1.05฿34.44
210.48%
Taxi(Normal Tariff)(1km)
$2.49MX$43.09
$0.75฿24.59
232.00%
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.2
$3.37฿110
-3.56%
Gasoline(1 liter)
$1.31MX$22.61
$1.32฿43.14
-0.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$523.7K
$20.0K฿653.8K
51.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$405.3K
$20.7K฿675.5K
13.29%
🧾 Monthly Utilities & Internet
Playa del Carmen
Cha-am
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,433
$73.3฿2,394
13.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$384
$13.18฿430
68.59%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$507
$18.40฿601
59.46%
🎉 Sport & Entertainment
Playa del Carmen
Cha-am
Difference
Gym Membership(Monthly)
$51.6MX$893
$24.52฿801
110.56%
Tennis Court(1 Hour on Weekend)
$18.32MX$317
$12.42฿406
47.50%
Cinema Ticket
$5.07MX$87.6
$7.81฿255
-35.08%
🧸 Childcare & Education
Playa del Carmen
Cha-am
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,473
$141฿4,591
42.85%
International Primary School, 1 Child(Yearly)
$5,212MX$90.1K
$9,354฿305.5K
-44.29%
👕👟 Clothing & Footwear
Playa del Carmen
Cha-am
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$639
$29.97฿979
23.19%
Summer Dress(H&M, Zara, etc)
$39.79MX$688
$19.69฿643
102.08%
Sport Shoes(Adidas, Nike)
$78.5MX$1,357
$61.9฿2,023
26.68%
Men's Leather Business Shoes
$87.1MX$1,506
$43.07฿1,407
102.21%
🏠 Accommodation & Living
Playa del Carmen
Cha-am
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$16.8K
$455฿14.8K
113.97%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,090
$368฿12.0K
27.23%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.4K
$783฿25.6K
109.59%
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.1K
$689฿22.5K
77.13%
Buy Apartment in City Center(m2)
$3,946MX$68.3K
-
-
Buy Apartment Outside City Center(m2)
$6,498MX$112.4K
-
-
💵 Salaries & Financials
Playa del Carmen
Cha-am
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.5K
$368฿12.0K
80.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
5.45
109.54%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Cha-am: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $973 in Playa del Carmen and $455 in Cha-am. Housing cost is often the main lever when comparing two cities.
💰Playa del Carmen pays 80% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $42.00 in Playa del Carmen vs $21.00 in Cha-am for a mid-range dinner for two. Groceries echo the gap at $249 vs $240 per month, with Cha-am cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Cha-am: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Playa del Carmen and Cha-am?
Playa del Carmen and Cha-am differ by about 41% in total monthly costs ($1,297 vs $922 including rent). Cha-am is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Playa del Carmen or Cha-am?
Playa del Carmen pays 80% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Playa del Carmen and Cha-am?
Rent for a central apartment: $973 in Playa del Carmen versus $455 in Cha-am. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Playa del Carmen and Cha-am?
Childcare runs $201 in Playa del Carmen versus $141 in Cha-am. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Cha-am – a meal for two runs $21.00 versus $42.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $922 in Cha-am versus $1,297 in Playa del Carmen, a $2,000 budget is realistic in Cha-am but tight or insufficient in Playa del Carmen. The gap between the two cities makes Cha-am the clear choice for anyone on this budget.
How does quality of life compare between Playa del Carmen and Cha-am?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Playa del Carmen or Cha-am safer for residents?
Safety-wise, Playa del Carmen and Cha-am are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Playa del Carmen or Cha-am?
Expats usually find Cha-am gentler on the wallet – expenses run 41% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Playa del Carmen vs other spots: cost of living compared