Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Caguas

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $1,621 in Caguas, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

Playa del Carmen, Mexico
Caguas, Puerto Rico
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Caguas
🇵🇷 Puerto Rico
$1,621
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Caguas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Caguas actually costs, broken down by who's living it.

A single person spends $1,204 per month in Playa del Carmen vs $1,621 in Caguas, rent included.

  • Playa del Carmen $1,204
  • Caguas $1,621

A couple spends around $2,082 per month in Playa del Carmen vs $2,589 in Caguas, rent included.

  • Playa del Carmen $2,082
  • Caguas $2,589

A family of three spends $2,959 per month in Playa del Carmen vs $3,557 in Caguas, rent included.

  • Playa del Carmen $2,959
  • Caguas $3,557

Playa del Carmen is about 26% cheaper than Caguas, and outside of rent the biggest gap is in groceries.

Playa del Carmen sits 12% below the global median, while Caguas is 19% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Playa del Carmen
Caguas
Difference
Meal at Budget Restaurant
$10.92 MX$205
$14.71 $14.71
-25.76%
Three-Course Dinner for Two, Mid-Range
$43.37 MX$815
$82.9 $82.9
-47.67%
Fast Food Meal (McDonalds, etc)
$11.78 MX$221
$8.51 $8.51
38.43%
Cappuccino
$3.81 MX$71.6
$2.31 $2.31
64.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 MX$24.10
$1.15 $1.15
11.30%
Water (0.33 liter bottle)
$0.78 MX$14.71
$1.22 $1.22
-36.07%
Local Beer (0.5 liter draught)
$3.17 MX$59.5
$1.51 $1.51
109.93%
Imported Beer (0.33 liter bottle)
$4.93 MX$92.7
$4.05 $4.05
21.73%
🛒 Groceries & Markets
Playa del Carmen
Caguas
Difference
Milk (1 liter)
$1.41 MX$26.43
$2.21 $2.21
-36.20%
White Bread (500g)
$2.22 MX$41.66
$2.88 $2.88
-22.92%
Rice (white) (1kg)
$1.42 MX$26.64
$2.31 $2.31
-38.53%
Eggs
$2.52 MX$47.41
$5.07 $5.07
-50.30%
Local Cheese (1kg)
$7.26 MX$137
$6.73 $6.73
7.88%
Chicken Fillets (1kg)
$7.70 MX$145
$9.42 $9.42
-18.26%
Beef Round Steak (1kg)
$12.69 MX$239
$11.75 $11.75
8.00%
Apples (1kg)
$2.78 MX$52.3
$5.13 $5.13
-45.81%
Banana (1kg)
$1.37 MX$25.71
$2.58 $2.58
-46.90%
Oranges (1kg)
$2.55 MX$47.94
$2.47 $2.47
3.24%
Tomato (1kg)
$2.12 MX$39.90
$4.47 $4.47
-52.57%
Potato (1kg)
$1.94 MX$36.43
$2.44 $2.44
-20.49%
Onion (1kg)
$1.89 MX$35.44
$2.81 $2.81
-32.74%
Lettuce (1 head)
$1.15 MX$21.55
$2.34 $2.34
-50.85%
Water (1.5 liter bottle)
$1.18 MX$22.16
$1.67 $1.67
-29.34%
Cigarettes 20 Pack (Marlboro, Camel)
$4.30 MX$80.7
$10.57 $10.57
-59.32%
Wine (Bottle)
$9.95 MX$187
$13.94 $13.94
-28.62%
Local Beer (0.5 liter bottle)
$1.58 MX$29.76
$1.44 $1.44
9.72%
Imported Beer (0.33 liter bottle)
$2.67 MX$50.2
$2.19 $2.19
21.92%
🚌 Getting Around
Playa del Carmen
Caguas
Difference
One-way Ticket (Public Transport)
$0.55 MX$10.40
$1.95 $1.95
-71.79%
Public Transport Monthly Pass (Regular Price)
$26.62 MX$500
$68.4 $68.4
-61.08%
Taxi Start (Normal Tariff)
$4.97 MX$93.4
$2.56 $2.56
94.14%
Taxi (Normal Tariff) (1km)
$3.33 MX$62.6
$1.54 $1.54
116.23%
Taxi 1hour Waiting (Normal Tariff)
$5.36 MX$101
$42.25 $42.25
-87.31%
Gasoline (1 liter)
$1.44 MX$27.14
$0.92 $0.92
56.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K MX$388.4K
$29.6K $29.6K
-30.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$441.0K
$25.9K $25.9K
-9.55%
🧾 Monthly Utilities & Internet
Playa del Carmen
Caguas
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.8 MX$1,594
$190 $190
-55.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.41 MX$440
$59.9 $59.9
-60.89%
Internet (50+ Mbps, Unlimited Data)
$28.66 MX$539
$56.1 $56.1
-48.94%
🎉 Sport & Entertainment
Playa del Carmen
Caguas
Difference
Gym Membership (Monthly)
$57.1 MX$1,072
$34.24 $34.24
66.62%
Tennis Court (1 Hour on Weekend)
$28.91 MX$543
$51.0 $51.0
-43.30%
Cinema Ticket
$5.14 MX$96.6
$9.96 $9.96
-48.39%
🧸 Childcare & Education
Playa del Carmen
Caguas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,882
$297 $297
-30.52%
International Primary School, 1 Child (Yearly)
$3,927 MX$73.8K
$12.6K $12.6K
-68.82%
👕👟 Clothing & Footwear
Playa del Carmen
Caguas
Difference
Jeans (Levis 501 Or Similar)
$43.35 MX$815
$26.42 $26.42
64.08%
Summer Dress (H&M, Zara, etc)
$41.44 MX$779
$36.18 $36.18
14.54%
Sport Shoes (Adidas, Nike)
$74.2 MX$1,394
$81.3 $81.3
-8.68%
Men's Leather Business Shoes
$89.3 MX$1,677
$113 $113
-21.13%
🏠 Accommodation & Living
Playa del Carmen
Caguas
Difference
1-bedroom Apartment, City Center (Monthly)
$980 MX$18.4K
$748 $748
31.02%
1-bedroom Apartment, Outside City Center (Monthly)
$381 MX$7,157
$524 $524
-27.35%
3-bedroom Apartment, City Center (Monthly)
$1,708 MX$32.1K
$1,101 $1,101
55.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,075 MX$20.2K
$993 $993
8.23%
Buy Apartment in City Center (m2)
$3,943 MX$74.1K
$2,340 $2,340
68.48%
Buy Apartment Outside City Center (m2)
$6,158 MX$115.7K
$858 $858
617.41%
💵 Salaries & Financials
Playa del Carmen
Caguas
Difference
Average Monthly Net Salary (After Tax)
$735 MX$13.8K
$3,088 $3,088
-76.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
4.85
136.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 25, 2026

Last update for Caguas: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$381
Caguas
$524 37.6% $143
Groceries & Markets
Playa del Carmen
$255
Caguas
$338 32.7% $83
Eating Out
Playa del Carmen
$202
Caguas
$196 3.1% $6.3
Monthly Utilities & Internet
Playa del Carmen
$137
Caguas
$306 124% $169
Clothing & Footwear
Playa del Carmen
$112
Caguas
$116 3.5% $4
Sport & Entertainment
Playa del Carmen
$67
Caguas
$54 19.5% $13
Getting Around
Playa del Carmen
$50
Caguas
$86 71.3% $36

Cost Breakdown

A central one-bedroom costs $980 in Playa del Carmen versus $748 in Caguas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Caguas are about 4.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Playa del Carmen versus $83 in Caguas. Monthly groceries follow the same trend: $255 vs $338 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇵🇷 Caguas
🕒 Local time
04:21 4:21 AM
05:21 5:21 AM
1 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
70,318
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 2, 2026: 1 USD = 18.79 MXN (100 MXN = 5.32 USD). 1 EUR = 20.97 MXN (100 MXN = 4.77 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Playa del Carmen Caguas 2,220 km ≈ 3 h 15 min nonstop flight
From you
  • Playa del Carmen
  • Caguas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Caguas: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or Caguas?
Caguas costs about 35% more than Playa del Carmen, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen and in Caguas?
For a comfortable life, plan on about $1,806 per month in Playa del Carmen and $2,431 in Caguas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or Caguas?
Rent is clearly cheaper in Caguas, especially for central apartments: a one-bedroom in the center costs $748 there versus $980 in Playa del Carmen.
How do dining costs compare in Playa del Carmen and in Caguas?
A mid-range dinner for two costs $43 in Playa del Carmen and $83 in Caguas. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Playa del Carmen compared to Caguas?
Monthly expenses with rent come to $1,204 in Playa del Carmen and $1,621 in Caguas. That makes Playa del Carmen about 26% cheaper.
Can you live on $1,500/month in Playa del Carmen or in Caguas?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Caguas at $1,621. In Playa del Carmen it covers expenses comfortably, while in Caguas it requires careful planning or may not stretch far enough.
Which city offers a better quality of life: Playa del Carmen or Caguas?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,204 in Playa del Carmen to $1,621 in Caguas. Climate, culture, job market, and personal taste all factor in.
Should I move to Playa del Carmen or to Caguas?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Caguas makes more sense. Both are solid long-term options with distinct trade-offs.

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