😐A single person spends $1,305 per month in Playa del Carmen vs $645 in An Najaf, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $976 in An Najaf, rent included.
😐A family of three spends $3,362 per month in Playa del Carmen vs $1,306 in An Najaf, rent included.
😐Playa del Carmen costs about 102% more than An Najaf, driven mainly by Eating Out.
📊Both Playa del Carmen and An Najaf are more affordable than the global median – Playa del Carmen5% lower, An Najaf53% lower.
Currency
🍽 Eating Out
Playa del Carmen
An Najaf
Difference
Meal at Budget Restaurant
$11.96MX$203
$4.64IQD 6,078
157.76%
Three-Course Dinner for Two, Mid-Range
$47.38MX$804
$22.62IQD 29.6K
109.46%
Fast Food Meal(McDonalds, etc)
$11.75MX$199
$4.85IQD 6,350
142.27%
Cappuccino
$4.12MX$70.0
$2.48IQD 3,251
66.13%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.74
$0.37IQD 482
278.38%
Water(0.33 liter bottle)
$0.91MX$15.48
$0.26IQD 343
250.00%
Local Beer(0.5 liter draught)
$3.21MX$54.4
$3.91IQD 5,120
-17.90%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$1.97IQD 2,586
258.88%
🛒 Groceries & Markets
Playa del Carmen
An Najaf
Difference
Milk(1 liter)
$1.68MX$28.44
$1.03IQD 1,346
63.11%
White Bread(500g)
$2.15MX$36.48
$0.82IQD 1,077
162.20%
Rice(white)(1kg)
$1.77MX$30.10
$1.57IQD 2,052
12.74%
Eggs
$2.82MX$47.76
$1.65IQD 2,160
70.91%
Local Cheese(1kg)
$9.20MX$156
$3.71IQD 4,853
147.98%
Chicken Fillets(1kg)
$9.23MX$157
$4.73IQD 6,201
95.14%
Beef Round Steak(1kg)
$12.64MX$214
$10.73IQD 14.1K
17.80%
Apples(1kg)
$2.95MX$50.1
$1.18IQD 1,546
150.00%
Banana(1kg)
$1.58MX$26.79
$1.07IQD 1,399
47.66%
Oranges(1kg)
$2.22MX$37.70
$1.01IQD 1,324
119.80%
Tomato(1kg)
$2.36MX$40.09
$0.73IQD 963
223.29%
Potato(1kg)
$1.99MX$33.81
$0.65IQD 850
206.15%
Onion(1kg)
$1.98MX$33.58
$0.64IQD 835
209.37%
Lettuce(1 head)
$1.24MX$21.04
$0.67IQD 875
85.07%
Water(1.5 liter bottle)
$1.21MX$20.55
$0.53IQD 696
128.30%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.1
$1.69IQD 2,219
172.19%
Wine(Bottle)
$10.52MX$178
$13.64IQD 17.9K
-22.87%
Local Beer(0.5 liter bottle)
$1.69MX$28.70
$2.23IQD 2,924
-24.22%
Imported Beer(0.33 liter bottle)
$2.77MX$47.06
$2.25IQD 2,948
23.11%
🚌 Getting Around
Playa del Carmen
An Najaf
Difference
One-way Ticket(Public Transport)
$0.60MX$10.22
$0.33IQD 428
81.82%
Public Transport Monthly Pass(Regular Price)
$29.70MX$504
-
-
Taxi Start(Normal Tariff)
$5.24MX$88.8
$1.54IQD 2,018
240.26%
Taxi(Normal Tariff)(1km)
$3.65MX$61.9
$1.49IQD 1,951
144.97%
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.1
$5.31IQD 6,958
8.85%
Gasoline(1 liter)
$1.54MX$26.09
$0.45IQD 588
242.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$386.8K
$11.8KIQD 15.5M
92.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$437.9K
$18.0KIQD 23.6M
43.30%
🧾 Monthly Utilities & Internet
Playa del Carmen
An Najaf
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,538
$38.16IQD 50.0K
137.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$427
$16.66IQD 21.8K
51.20%
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$37.30IQD 48.8K
-14.88%
🎉 Sport & Entertainment
Playa del Carmen
An Najaf
Difference
Gym Membership(Monthly)
$68.8MX$1,167
$28.91IQD 37.9K
137.95%
Tennis Court(1 Hour on Weekend)
$29.37MX$498
-
-
Cinema Ticket
$4.86MX$82.5
$9.36IQD 12.3K
-48.08%
🧸 Childcare & Education
Playa del Carmen
An Najaf
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,828
$168IQD 219.9K
34.37%
International Primary School, 1 Child(Yearly)
$4,194MX$71.1K
$917IQD 1.2M
357.49%
👕👟 Clothing & Footwear
Playa del Carmen
An Najaf
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$804
$16.14IQD 21.1K
193.56%
Summer Dress(H&M, Zara, etc)
$43.45MX$737
$27.01IQD 35.4K
60.87%
Sport Shoes(Adidas, Nike)
$80.2MX$1,361
$71.2IQD 93.2K
12.73%
Men's Leather Business Shoes
$91.4MX$1,550
$47.90IQD 62.7K
90.77%
🏠 Accommodation & Living
Playa del Carmen
An Najaf
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
$258IQD 337.8K
320.80%
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,933
$140IQD 183.4K
191.74%
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
$335IQD 438.1K
489.48%
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.7K
$204IQD 266.7K
529.17%
Buy Apartment in City Center(m2)
$4,046MX$68.6K
$1,263IQD 1.7M
220.27%
Buy Apartment Outside City Center(m2)
$6,704MX$113.7K
$488IQD 638.5K
1274.93%
💵 Salaries & Financials
Playa del Carmen
An Najaf
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
$729IQD 954.1K
6.14%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
4.12
177.91%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for An Najaf: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,086 in Playa del Carmen versus $258 in An Najaf. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 6% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $23.00 in An Najaf. Monthly groceries follow the same trend: $278 vs $174 – making An Najaf the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs An Najaf: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or An Najaf?
Playa del Carmen costs about 102% more than An Najaf, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen and in An Najaf?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $968 in An Najaf. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or An Najaf?
Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Playa del Carmen compared to An Najaf?
Monthly expenses with rent come to $1,305 in Playa del Carmen and $645 in An Najaf. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Playa del Carmen and in An Najaf?
Kindergarten costs $226 per month in Playa del Carmen and $168 in An Najaf. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Playa del Carmen or in An Najaf?
A $1,000 monthly budget goes further in An Najaf, where all-in costs run around $645, than in Playa del Carmen at $1,305. In An Najaf it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Playa del Carmen or An Najaf?
For digital nomads, it depends on budget. An Najaf costs $645 versus $1,305 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Playa del Carmen compared to An Najaf?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Playa del Carmen or to An Najaf?
If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared