😐A single person spends $1,256 per month in Playa del Carmen vs $688 in An Najaf, rent included.
😐A couple spends around $2,137 per month in Playa del Carmen vs $1,013 in An Najaf, rent included.
😐A family of three spends $3,017 per month in Playa del Carmen vs $1,338 in An Najaf, rent included.
😐Playa del Carmen costs about 83% more than An Najaf, driven mainly by Eating Out.
📊Both Playa del Carmen and An Najaf are more affordable than the global median – Playa del Carmen6% lower, An Najaf49% lower.
Currency
🍽 Eating Out
Playa del Carmen
An Najaf
Difference
Meal at Budget Restaurant
$11.99MX$210
$4.06IQD 5,317
195.32%
Three-Course Dinner for Two, Mid-Range
$41.78MX$733
$23.20IQD 30.4K
80.09%
Fast Food Meal(McDonalds, etc)
$10.75MX$189
$4.88IQD 6,384
120.29%
Cappuccino
$3.50MX$61.3
$2.75IQD 3,600
27.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.45MX$25.41
$0.37IQD 484
291.89%
Water(0.33 liter bottle)
$0.88MX$15.52
$0.17IQD 226
417.65%
Local Beer(0.5 liter draught)
$2.95MX$51.7
$3.37IQD 4,411
-12.46%
Imported Beer(0.33 liter bottle)
$4.51MX$79.1
$2.86IQD 3,739
57.69%
🛒 Groceries & Markets
Playa del Carmen
An Najaf
Difference
Milk(1 liter)
$1.43MX$25.12
$1.31IQD 1,716
9.16%
White Bread(500g)
$1.84MX$32.23
$0.84IQD 1,103
119.05%
Rice(white)(1kg)
$1.57MX$27.51
$1.58IQD 2,071
-0.63%
Eggs
$2.51MX$44.06
$1.78IQD 2,337
41.01%
Local Cheese(1kg)
$8.28MX$145
$2.40IQD 3,140
245.00%
Chicken Fillets(1kg)
$8.43MX$148
$4.81IQD 6,300
75.26%
Beef Round Steak(1kg)
$10.68MX$187
$10.78IQD 14.1K
-0.93%
Apples(1kg)
$2.61MX$45.76
$1.27IQD 1,665
105.51%
Banana(1kg)
$1.44MX$25.22
$1.17IQD 1,528
23.08%
Oranges(1kg)
$1.96MX$34.41
$1.00IQD 1,313
96.00%
Tomato(1kg)
$2.09MX$36.74
$0.74IQD 966
182.43%
Potato(1kg)
$1.85MX$32.47
$0.64IQD 838
189.06%
Onion(1kg)
$2.17MX$38.02
$0.64IQD 832
239.06%
Lettuce(1 head)
$1.03MX$18.09
$0.66IQD 863
56.06%
Water(1.5 liter bottle)
$1.07MX$18.84
$0.40IQD 518
167.50%
Cigarettes 20 Pack(Marlboro, Camel)
$4.10MX$72.0
$1.49IQD 1,954
175.17%
Wine(Bottle)
$10.17MX$178
$13.54IQD 17.7K
-24.89%
Local Beer(0.5 liter bottle)
$1.68MX$29.38
$1.86IQD 2,437
-9.68%
Imported Beer(0.33 liter bottle)
$2.53MX$44.31
$2.19IQD 2,871
15.53%
🚌 Getting Around
Playa del Carmen
An Najaf
Difference
One-way Ticket(Public Transport)
$0.51MX$8.93
$0.37IQD 483
37.84%
Public Transport Monthly Pass(Regular Price)
$26.04MX$457
$34.61IQD 45.3K
-24.76%
Taxi Start(Normal Tariff)
$3.23MX$56.7
$1.97IQD 2,575
63.96%
Taxi(Normal Tariff)(1km)
$2.41MX$42.19
$1.52IQD 1,993
58.55%
Taxi 1hour Waiting(Normal Tariff)
$3.23MX$56.6
$4.92IQD 6,448
-34.35%
Gasoline(1 liter)
$1.32MX$23.17
$0.45IQD 586
193.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7KMX$520.9K
$11.5KIQD 15.1M
158.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KMX$415.0K
$19.7KIQD 25.8M
20.11%
🧾 Monthly Utilities & Internet
Playa del Carmen
An Najaf
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.0MX$1,439
$58.8IQD 77.0K
39.52%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.95MX$403
$23.18IQD 30.3K
-0.99%
Internet(50+ Mbps, Unlimited Data)
$30.11MX$528
$34.93IQD 45.7K
-13.80%
🎉 Sport & Entertainment
Playa del Carmen
An Najaf
Difference
Gym Membership(Monthly)
$52.0MX$912
$29.32IQD 38.4K
77.25%
Tennis Court(1 Hour on Weekend)
$18.53MX$325
$14.81IQD 19.4K
25.12%
Cinema Ticket
$4.98MX$87.3
$7.78IQD 10.2K
-35.99%
🧸 Childcare & Education
Playa del Carmen
An Najaf
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$197MX$3,463
$164IQD 214.2K
20.71%
International Primary School, 1 Child(Yearly)
$5,336MX$93.6K
$918IQD 1.2M
481.19%
👕👟 Clothing & Footwear
Playa del Carmen
An Najaf
Difference
Jeans(Levis 501 Or Similar)
$35.60MX$624
$16.28IQD 21.3K
118.67%
Summer Dress(H&M, Zara, etc)
$40.33MX$707
$24.95IQD 32.7K
61.64%
Sport Shoes(Adidas, Nike)
$78.8MX$1,381
$65.8IQD 86.2K
19.64%
Men's Leather Business Shoes
$88.9MX$1,560
$43.72IQD 57.2K
103.41%
🏠 Accommodation & Living
Playa del Carmen
An Najaf
Difference
1-bedroom Apartment, City Center(Monthly)
$947MX$16.6K
$243IQD 318.4K
289.46%
1-bedroom Apartment, Outside City Center(Monthly)
$474MX$8,314
$133IQD 173.9K
257.04%
3-bedroom Apartment, City Center(Monthly)
$1,644MX$28.8K
$388IQD 508.7K
323.17%
3-bedroom Apartment, Outside City Center(Monthly)
$1,211MX$21.2K
$152IQD 198.6K
698.38%
Buy Apartment in City Center(m2)
$4,056MX$71.1K
$1,274IQD 1.7M
218.30%
Buy Apartment Outside City Center(m2)
$6,470MX$113.5K
$479IQD 627.0K
1251.12%
💵 Salaries & Financials
Playa del Carmen
An Najaf
Difference
Average Monthly Net Salary(After Tax)
$654MX$11.5K
$736IQD 964.4K
-11.21%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
5.67
101.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: July 13, 2026
Last update for An Najaf: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $947 in Playa del Carmen versus $243 in An Najaf. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 13% higher in An Najaf, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $23.00 in An Najaf. Monthly groceries follow the same trend: $249 vs $171 – making An Najaf the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs An Najaf: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or An Najaf?
Playa del Carmen costs about 83% more than An Najaf, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Playa del Carmen and in An Najaf?
For a comfortable life, plan on about $1,884 per month in Playa del Carmen and $1,031 in An Najaf. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Playa del Carmen or An Najaf?
Rent is clearly cheaper in An Najaf, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Playa del Carmen compared to An Najaf?
Monthly expenses with rent come to $1,256 in Playa del Carmen and $688 in An Najaf. The difference isn't just one category – it shows up across housing, food, transport, and services.
How expensive is transport in Playa del Carmen compared to An Najaf?
Public transport costs about 33% less in An Najaf. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Playa del Carmen or in An Najaf?
A $1,000 monthly budget goes further in An Najaf, where all-in costs run around $688, than in Playa del Carmen at $1,256. In An Najaf it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Playa del Carmen or An Najaf?
For digital nomads, it depends on budget. An Najaf costs $688 versus $1,256 in Playa del Carmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Playa del Carmen compared to An Najaf?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Playa del Carmen or to An Najaf?
If budget matters most, go with An Najaf. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared