πMonthly costs for one person with rent: $2,789 in Plano, TX versus $1,287 in Playa del Carmen.
πEstimated couple costs with rent: $4,342 in Plano, TX versus $2,184 in Playa del Carmen.
πMonthly costs for a family of three with rent: $5,895 in Plano, TX versus $3,082 in Playa del Carmen.
πLiving in Plano, TX is roughly 117% more expensive than Playa del Carmen, driven mainly by Groceries & Markets.
πThe two cities straddle the global median: Plano, TX is 108% above, Playa del Carmen is 4% below.
Currency
π½ Eating Out
Plano, TX
Playa del Carmen
Difference
Meal at Budget Restaurant
$17.84$17.84
$11.94MX$209
49.41%
Three-Course Dinner for Two, Mid-Range
$76.3$76.3
$42.75MX$748
78.41%
Fast Food Meal(McDonalds, etc)
$10.12$10.12
$10.59MX$185
-4.44%
Cappuccino
$4.70$4.70
$3.62MX$63.4
29.83%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.48$2.48
$1.47MX$25.69
68.71%
Water(0.33 liter bottle)
$1.97$1.97
$0.94MX$16.51
109.57%
Local Beer(0.5 liter draught)
$5.90$5.90
$3.09MX$54.1
90.94%
Imported Beer(0.33 liter bottle)
$7.15$7.15
$4.46MX$78.0
60.31%
π Groceries & Markets
Plano, TX
Playa del Carmen
Difference
Milk(1 liter)
$0.93$0.93
$1.43MX$24.94
-34.97%
White Bread(500g)
$3.08$3.08
$1.88MX$32.97
63.83%
Rice(white)(1kg)
$4.81$4.81
$1.63MX$28.50
195.09%
Eggs
$4.32$4.32
$2.64MX$46.26
63.64%
Local Cheese(1kg)
$13.45$13.45
$8.21MX$144
63.82%
Chicken Fillets(1kg)
$13.89$13.89
$8.29MX$145
67.55%
Beef Round Steak(1kg)
$17.83$17.83
$11.10MX$194
60.63%
Apples(1kg)
$6.06$6.06
$2.65MX$46.40
128.68%
Banana(1kg)
$1.43$1.43
$1.50MX$26.26
-4.67%
Oranges(1kg)
$4.34$4.34
$1.99MX$34.79
118.09%
Tomato(1kg)
$4.10$4.10
$2.08MX$36.33
97.12%
Potato(1kg)
$3.76$3.76
$1.79MX$31.29
110.06%
Onion(1kg)
$3.14$3.14
$2.18MX$38.09
44.04%
Lettuce(1 head)
$2.11$2.11
$1.08MX$18.84
95.37%
Water(1.5 liter bottle)
$2.37$2.37
$1.04MX$18.15
127.88%
Cigarettes 20 Pack(Marlboro, Camel)
$10.11$10.11
$3.97MX$69.5
154.66%
Wine(Bottle)
$15.29$15.29
$10.20MX$179
49.90%
Local Beer(0.5 liter bottle)
$1.69$1.69
$1.73MX$30.22
-2.31%
Imported Beer(0.33 liter bottle)
$3.37$3.37
$2.50MX$43.71
34.80%
π Getting Around
Plano, TX
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$5.04$5.04
$0.52MX$9.07
869.23%
Public Transport Monthly Pass(Regular Price)
$106$106
$26.97MX$472
294.85%
Taxi Start(Normal Tariff)
$3.02$3.02
$3.14MX$55.0
-3.82%
Taxi(Normal Tariff)(1km)
$1.76$1.76
$2.40MX$42.04
-26.67%
Taxi 1hour Waiting(Normal Tariff)
$23.59$23.59
$3.09MX$54.0
663.43%
Gasoline(1 liter)
$0.74$0.74
$1.27MX$22.28
-41.73%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K$35.4K
$30.9KMX$540.4K
14.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K$28.1K
$23.3KMX$408.0K
20.64%
π§Ύ Monthly Utilities & Internet
Plano, TX
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$186$186
$82.0MX$1,435
126.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$45.69$45.69
$22.45MX$393
103.52%
Internet(50+ Mbps, Unlimited Data)
$63.3$63.3
$29.66MX$519
113.32%
π Sport & Entertainment
Plano, TX
Playa del Carmen
Difference
Gym Membership(Monthly)
$79.4$79.4
$51.9MX$908
53.15%
Tennis Court(1 Hour on Weekend)
$50.0$50.0
$18.67MX$327
167.97%
Cinema Ticket
$12.68$12.68
$4.97MX$87.0
155.13%
π§Έ Childcare & Education
Plano, TX
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,153$1,153
$198MX$3,462
482.69%
International Primary School, 1 Child(Yearly)
$17.7K$17.7K
$5,273MX$92.3K
235.17%
ππ Clothing & Footwear
Plano, TX
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$54.0$54.0
$36.34MX$636
48.49%
Summer Dress(H&M, Zara, etc)
$37.88$37.88
$40.05MX$701
-5.42%
Sport Shoes(Adidas, Nike)
$104$104
$79.9MX$1,398
29.59%
Men's Leather Business Shoes
$132$132
$88.9MX$1,555
48.55%
π Accommodation & Living
Plano, TX
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,616$1,616
$963MX$16.9K
67.75%
1-bedroom Apartment, Outside City Center(Monthly)
$1,359$1,359
$465MX$8,133
192.40%
3-bedroom Apartment, City Center(Monthly)
$3,037$3,037
$1,596MX$27.9K
90.28%
3-bedroom Apartment, Outside City Center(Monthly)
$2,770$2,770
$1,209MX$21.2K
129.11%
Buy Apartment in City Center(m2)
$2,333$2,333
$3,942MX$69.0K
-40.80%
Buy Apartment Outside City Center(m2)
$2,397$2,397
$6,448MX$112.8K
-62.82%
π΅ Salaries & Financials
Plano, TX
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$5,725$5,725
$720MX$12.6K
694.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.36
11.42
-44.31%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for Plano, TX: April 28, 2026
Last update for Playa del Carmen: April 25, 2026
Cost Breakdown
π A one-bedroom apartment in the center runs $1,616 in Plano, TX and $963 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
π°Plano, TX pays 695% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
πDining out: $76.0 in Plano, TX vs $43.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $417 vs $251 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Plano, TX vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Plano, TX?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 117% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Plano, TX or Playa del Carmen?
Plano, TX pays 695% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Plano, TX and Playa del Carmen?
Rent for a central apartment: $1,616 in Plano, TX versus $963 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $1,153 in Plano, TX versus $198 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Plano, TX and Playa del Carmen?
Supermarket bills run roughly 66% higher in Plano, TX. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 a realistic budget for Plano, TX or Playa del Carmen?
At $1,287 in Playa del Carmen versus $2,789 in Plano, TX, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Plano, TX. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Plano, TX or Playa del Carmen more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Plano, TX, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet β expenses run 117% less than in Plano, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.