Last update: Oct 2026

Cost of Living Comparison Between Philipsburg and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $3,149 in Philipsburg, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

Philipsburg
🇸🇽 Sint Maarten
$3,149
/mo nomad
Montevideo
🇺🇾 Uruguay
$1,813
/mo nomad
Monthly Cost of Living

How much you'll spend in Philipsburg and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Philipsburg and in Montevideo actually costs, broken down by who's living it.

A single person spends $3,149 per month in Philipsburg vs $1,813 in Montevideo, rent included.

  • Philipsburg $3,149
  • Montevideo $1,813

A couple spends around $6,004 per month in Philipsburg vs $2,782 in Montevideo, rent included.

  • Philipsburg $6,004
  • Montevideo $2,782

A family of three spends $8,859 per month in Philipsburg vs $3,750 in Montevideo, rent included.

  • Philipsburg $8,859
  • Montevideo $3,750

Philipsburg costs about 74% more than Montevideo, and outside of rent the biggest gap is in clothing.

Both Philipsburg and Montevideo sit above the global median – Philipsburg by 135%, Montevideo by 35%.

Currency
🍽 Eating Out
Philipsburg
Montevideo
Difference
Meal at Budget Restaurant
$15.49 ANG 27.73
$15.26 UYU 613
1.51%
Three-Course Dinner for Two, Mid-Range
$70.8 ANG 127
$67.4 UYU 2,711
5.03%
Fast Food Meal (McDonalds, etc)
$8.04 ANG 14.39
$14.37 UYU 578
-44.05%
Cappuccino
$4.38 ANG 7.83
$4.64 UYU 187
-5.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.90 ANG 5.19
$2.73 UYU 110
6.23%
Water (0.33 liter bottle)
$4.11 ANG 7.35
$2.09 UYU 84.0
96.65%
Local Beer (0.5 liter draught)
$2.97 ANG 5.31
$4.75 UYU 191
-37.47%
Imported Beer (0.33 liter bottle)
$6.55 ANG 11.72
$3.67 UYU 147
78.47%
🛒 Groceries & Markets
Philipsburg
Montevideo
Difference
Milk (1 liter)
$3.06 ANG 5.48
$1.38 UYU 55.5
121.74%
White Bread (500g)
$2.64 ANG 4.72
$2.77 UYU 112
-4.69%
Rice (white) (1kg)
$2.53 ANG 4.53
$1.69 UYU 67.8
49.70%
Eggs
$6.54 ANG 11.70
$4.52 UYU 182
44.69%
Local Cheese (1kg)
$18.69 ANG 33.46
$14.17 UYU 570
31.90%
Chicken Fillets (1kg)
$13.75 ANG 24.61
$12.07 UYU 485
13.92%
Beef Round Steak (1kg)
$14.89 ANG 26.66
$12.16 UYU 489
22.45%
Apples (1kg)
$5.07 ANG 9.07
$2.87 UYU 116
76.66%
Banana (1kg)
$5.07 ANG 9.08
$2.75 UYU 110
84.36%
Oranges (1kg)
$9.20 ANG 16.46
$1.73 UYU 69.5
431.79%
Tomato (1kg)
$7.58 ANG 13.57
$3.24 UYU 130
133.95%
Potato (1kg)
$4.06 ANG 7.27
$2.07 UYU 83.1
96.14%
Onion (1kg)
$4.04 ANG 7.22
$2.07 UYU 83.1
95.17%
Lettuce (1 head)
$4.88 ANG 8.74
$1.38 UYU 55.4
253.62%
Water (1.5 liter bottle)
$1.34 ANG 2.40
$1.85 UYU 74.5
-27.57%
Cigarettes 20 Pack (Marlboro, Camel)
$8.16 ANG 14.61
$5.57 UYU 224
46.50%
Wine (Bottle)
$10.82 ANG 19.37
$8.89 UYU 357
21.71%
Local Beer (0.5 liter bottle)
$5.13 ANG 9.19
$2.29 UYU 92.2
124.02%
Imported Beer (0.33 liter bottle)
-
$2.70 UYU 109
-
🚌 Getting Around
Philipsburg
Montevideo
Difference
One-way Ticket (Public Transport)
$2.26 ANG 4.05
$1.52 UYU 61.3
48.68%
Public Transport Monthly Pass (Regular Price)
$1.47 ANG 2.63
$73.7 UYU 2,962
-98.00%
Taxi Start (Normal Tariff)
$15.04 ANG 26.92
$1.82 UYU 73.4
726.37%
Taxi (Normal Tariff) (1km)
-
$0.40 UYU 16.05
-
Taxi 1hour Waiting (Normal Tariff)
-
$10.66 UYU 429
-
Gasoline (1 liter)
-
$2.22 UYU 89.2
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$26.7K UYU 1.1M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$36.7K UYU 1.5M
-
🧾 Monthly Utilities & Internet
Philipsburg
Montevideo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$152 ANG 271
$191 UYU 7,674
-20.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.40 ANG 58.0
$20.40 UYU 820
58.82%
Internet (50+ Mbps, Unlimited Data)
$65.8 ANG 118
$44.14 UYU 1,775
49.07%
🎉 Sport & Entertainment
Philipsburg
Montevideo
Difference
Gym Membership (Monthly)
$62.7 ANG 112
$54.1 UYU 2,177
15.81%
Tennis Court (1 Hour on Weekend)
-
$19.68 UYU 791
-
Cinema Ticket
$10.92 ANG 19.54
$12.33 UYU 496
-11.44%
🧸 Childcare & Education
Philipsburg
Montevideo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$248 ANG 443
$613 UYU 24.7K
-59.59%
International Primary School, 1 Child (Yearly)
$12.0K ANG 21.4K
$11.0K UYU 444.3K
8.45%
👕👟 Clothing & Footwear
Philipsburg
Montevideo
Difference
Jeans (Levis 501 Or Similar)
-
$103 UYU 4,134
-
Summer Dress (H&M, Zara, etc)
-
$56.1 UYU 2,255
-
Sport Shoes (Adidas, Nike)
-
$124 UYU 5,000
-
Men's Leather Business Shoes
-
$130 UYU 5,214
-
🏠 Accommodation & Living
Philipsburg
Montevideo
Difference
1-bedroom Apartment, City Center (Monthly)
$2,145 ANG 3,840
$705 UYU 28.4K
204.18%
1-bedroom Apartment, Outside City Center (Monthly)
$1,994 ANG 3,570
$575 UYU 23.1K
246.60%
3-bedroom Apartment, City Center (Monthly)
$6,614 ANG 11.8K
$1,139 UYU 45.8K
480.91%
3-bedroom Apartment, Outside City Center (Monthly)
$6,466 ANG 11.6K
$1,016 UYU 40.8K
536.62%
Buy Apartment in City Center (m2)
-
$3,349 UYU 134.6K
-
Buy Apartment Outside City Center (m2)
-
$1,942 UYU 78.1K
-
💵 Salaries & Financials
Philipsburg
Montevideo
Difference
Average Monthly Net Salary (After Tax)
$1,132 ANG 2,026
$1,229 UYU 49.4K
-7.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
5.74
-12.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philipsburg: October 5, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Philipsburg
$2K
Montevideo
$575 71.1% $1.4K
Groceries & Markets
Philipsburg
$496 *
Montevideo
$332 33% $164
Eating Out
Philipsburg
$256
Montevideo
$271 5.7% $15
Monthly Utilities & Internet
Philipsburg
$250
Montevideo
$255 2.3% $5.7
Sport & Entertainment
Philipsburg
$85
Montevideo
$79 6.8% $5.7
Getting Around
Philipsburg
$26 *
Montevideo
$84 227% $58
Clothing & Footwear
Philipsburg
- *
Montevideo
$186

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,145 in Philipsburg versus $705 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Montevideo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $71.0 in Philipsburg versus $67.0 in Montevideo. Monthly groceries follow the same trend: $496 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know
🇸🇽 Philipsburg
🇺🇾 Montevideo
🕒 Local time
06:08 6:08 AM
07:08 7:08 AM
1 h ahead of Philipsburg
🌤 Weather
👥 Population
1,900 Capital
1,319,108 Capital
Exchange rates and currency converter

UYU, USD, EUR to ANG – Netherlands Antillean Guilder Converter

Netherlands Antillean Guilder exchange rates as of October 10, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.499 EUR).

Uruguayan Peso exchange rates as of October 10, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • Philipsburg Montevideo 5,930 km ≈ 8 h nonstop flight
From you
  • Philipsburg
  • Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Philipsburg vs Montevideo: Cost of Living - Frequently Asked Questions
Is Montevideo cheaper than Philipsburg?
Yes – Philipsburg is pricier by about 74%, and outside of rent the gap shows up most in clothing.
What income do you need for each city?
For a comfortable life, plan on about $4,723 per month in Philipsburg and $2,720 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $248 per month in Philipsburg and $613 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Philipsburg and in Montevideo?
Groceries cost about 49% more in Philipsburg, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,500 a realistic budget for living in Philipsburg or in Montevideo?
A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Philipsburg at $3,149. In Montevideo it covers expenses comfortably, while in Philipsburg it requires careful planning or may not stretch far enough.
Is Philipsburg or Montevideo more family-friendly?
Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Philipsburg or Montevideo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Philipsburg makes more sense. Both are solid long-term options with distinct trade-offs.

Philipsburg vs other spots: cost of living compared

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