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Cost of Living Comparison Between Philadelphia, PA and Jersey City, NJ Cost of Living Comparison Between Philadelphia, PA and Jersey City, NJ

😐 Solo nomad: Philadelphia, PA is 2.3% more expensive than Jersey City, NJ without rent, and 24.3% cheaper with rent.
🙂 Family of 3: Philadelphia, PA is 1.1% cheaper than Jersey City, NJ without rent, and 19.8% cheaper with rent.
Currency
🍽 Eating Out
Philadelphia, PA
Jersey City, NJ
Difference
Meal at Budget Restaurant
$20.24 $20.24
$19.83 $19.83
2.07%
Three-Course Dinner for Two, Mid-Range
$91.5 $91.5
$101 $101
-9.51%
Fast Food Meal (McDonalds, etc)
$12.07 $12.07
$14.1 $14.1
-14.40%
Cappuccino
$4.95 $4.95
$5.48 $5.48
-9.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.64 $2.64
$2.37 $2.37
11.39%
Water (0.33 liter bottle)
$1.94 $1.94
$1.86 $1.86
4.30%
Local Beer (0.5 liter draught)
$6.07 $6.07
$6.92 $6.92
-12.28%
Imported Beer (0.33 liter bottle)
$6.9 $6.9
$8.93 $8.93
-22.73%
🛒 Groceries & Markets
Philadelphia, PA
Jersey City, NJ
Difference
Milk (1 liter)
$1.37 $1.37
$1.35 $1.35
1.48%
White Bread (500g)
$4.28 $4.28
$3.82 $3.82
12.04%
Rice (white) (1kg)
$10.21 $10.21
$5.24 $5.24
94.85%
Eggs
$4.36 $4.36
$4.87 $4.87
-10.47%
Local Cheese (1kg)
$15.23 $15.23
$21.57 $21.57
-29.39%
Chicken Fillets (1kg)
$13.92 $13.92
$11.94 $11.94
16.58%
Beef Round Steak (1kg)
$20.97 $20.97
$16.95 $16.95
23.72%
Apples (1kg)
$5.88 $5.88
$5 $5
17.60%
Banana (1kg)
$2.14 $2.14
$1.79 $1.79
19.55%
Oranges (1kg)
$5.17 $5.17
$3.87 $3.87
33.59%
Tomato (1kg)
$5.24 $5.24
$4.1 $4.1
27.80%
Potato (1kg)
$3.46 $3.46
$2.86 $2.86
20.98%
Onion (1kg)
$2.88 $2.88
$3.98 $3.98
-27.64%
Lettuce (1 head)
$3.09 $3.09
$2.45 $2.45
26.12%
Water (1.5 liter bottle)
$2.53 $2.53
$2.6 $2.6
-2.69%
Cigarettes 20 Pack (Marlboro, Camel)
$12.94 $12.94
$11.84 $11.84
9.29%
Wine (Bottle)
$15.13 $15.13
$14.84 $14.84
1.95%
Local Beer (0.5 liter bottle)
$2.04 $2.04
$1.7 $1.7
20.00%
Imported Beer (0.33 liter bottle)
$4.15 $4.15
$6.07 $6.07
-31.63%
🚌 Getting Around
Philadelphia, PA
Jersey City, NJ
Difference
One-way Ticket (Public Transport)
$2.43 $2.43
$2.69 $2.69
-9.67%
Public Transport Monthly Pass (Regular Price)
$96.6 $96.6
$94.3 $94.3
2.49%
Taxi Start (Normal Tariff)
$2.97 $2.97
$3.02 $3.02
-1.66%
Taxi (Normal Tariff) (1km)
$1.53 $1.53
$1.69 $1.69
-9.47%
Taxi 1hour Waiting (Normal Tariff)
$22.18 $22.18
$23.64 $23.64
-6.18%
Gasoline (1 liter)
$0.94 $0.94
$0.91 $0.91
3.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K $27.4K
$34.3K $34.3K
-20.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$24.9K $24.9K
5.32%
🧾 Monthly Utilities & Internet
Philadelphia, PA
Jersey City, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$264 $264
$124 $124
113.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$62.3 $62.3
$44.49 $44.49
40.12%
Internet (50+ Mbps, Unlimited Data)
$76.1 $76.1
$65.5 $65.5
16.15%
🎉 Sport & Entertainment
Philadelphia, PA
Jersey City, NJ
Difference
Gym Membership (Monthly)
$48.18 $48.18
$80 $80
-39.75%
Tennis Court (1 Hour on Weekend)
$32.02 $32.02
$42.47 $42.47
-24.61%
Cinema Ticket
$14.72 $14.72
$16.68 $16.68
-11.75%
🧸 Childcare & Education
Philadelphia, PA
Jersey City, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,086 $2,086
$2,235 $2,235
-6.67%
International Primary School, 1 Child (Yearly)
$43.4K $43.4K
$24K $24K
80.73%
👕👟 Clothing & Footwear
Philadelphia, PA
Jersey City, NJ
Difference
Jeans (Levis 501 Or Similar)
$51.9 $51.9
$74.8 $74.8
-30.55%
Summer Dress (H&M, Zara, etc)
$42.41 $42.41
$63.1 $63.1
-32.77%
Sport Shoes (Adidas, Nike)
$92.5 $92.5
$76.1 $76.1
21.54%
Men's Leather Business Shoes
$143 $143
$131 $131
9.07%
🏠 Accommodation & Living
Philadelphia, PA
Jersey City, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$1,747 $1,747
$3,286 $3,286
-46.85%
1-bedroom Apartment, Outside City Center (Monthly)
$1,343 $1,343
$2,430 $2,430
-44.74%
3-bedroom Apartment, City Center (Monthly)
$3,193 $3,193
$6,255 $6,255
-48.96%
3-bedroom Apartment, Outside City Center (Monthly)
$2,259 $2,259
$3,702 $3,702
-38.97%
Buy Apartment in City Center (m2)
$3,114 $3,114
$7,038 $7,038
-55.75%
Buy Apartment Outside City Center (m2)
$2,413 $2,413
$5,731 $5,731
-57.91%
💵 Salaries & Financials
Philadelphia, PA
Jersey City, NJ
Difference
Average Monthly Net Salary (After Tax)
$4,267 $4,267
$5,803 $5,803
-26.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
6.62
0.91%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philadelphia, PA: November 23, 2025

Last update for Jersey City, NJ: November 25, 2025

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