Last update: Oct 2026

Cost of Living Comparison Between Philadelphia, PA and Helena, MT

For one person, living is cheaper in Philadelphia, PA: $2,823 a month against $3,125 in Helena, MT, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Helena, MT outweigh lower spending on other living expenses.

136

Cost of Living Index in Philadelphia, PA
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Philadelphia, PA Living Index
151

Cost of Living Index in Helena, MT
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Helena, MT Living Index

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Philadelphia, PA

🇺🇸 United States

$2,823

/mo nomad

Helena, MT

🇺🇸 United States

$3,125

/mo nomad

Monthly Cost of Living

How much you'll spend in Philadelphia, PA and in Helena, MT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Philadelphia, PA and in Helena, MT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,823 in Philadelphia, PA versus $3,125 in Helena, MT.

Philadelphia, PA $2,823
Helena, MT $3,125

Estimated couple costs with rent: $4,218 in Philadelphia, PA versus $4,583 in Helena, MT.

Philadelphia, PA $4,218
Helena, MT $4,583

Monthly costs for a family of three with rent: $5,612 in Philadelphia, PA versus $6,041 in Helena, MT.

Philadelphia, PA $5,612
Helena, MT $6,041

Living in Philadelphia, PA costs roughly 10% less than in Helena, MT, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Philadelphia, PA 107% above, Helena, MT 130% above.

Meal at Budget Restaurant

$23.40 $23.40

$21.55 $21.55

8.58%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$109 $109

-21.68%

Fast Food Meal (McDonalds, etc)

$12.73 $12.73

$18.11 $18.11

-29.71%

Cappuccino

$5.32 $5.32

$5.24 $5.24

1.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 $3.00

$2.21 $2.21

35.75%

Water (0.33 liter bottle)

$2.23 $2.23

$1.73 $1.73

28.90%

Local Beer (0.5 liter draught)

$5.83 $5.83

$4.96 $4.96

17.54%

Imported Beer (0.33 liter bottle)

$8.14 $8.14

$6.83 $6.83

19.18%

Milk (1 liter)

$1.45 $1.45

$1.04 $1.04

39.42%

White Bread (500g)

$4.34 $4.34

$3.88 $3.88

11.86%

Rice (white) (1kg)

$7.04 $7.04

$4.59 $4.59

53.38%

Eggs

$4.93 $4.93

$3.59 $3.59

37.33%

Local Cheese (1kg)

$11.93 $11.93

$18.05 $18.05

-33.91%

Chicken Fillets (1kg)

$12.45 $12.45

$8.87 $8.87

40.36%

Beef Round Steak (1kg)

$17.21 $17.21

$20.02 $20.02

-14.04%

Apples (1kg)

$5.59 $5.59

$4.67 $4.67

19.70%

Banana (1kg)

$1.60 $1.60

$1.74 $1.74

-8.05%

Oranges (1kg)

$5.56 $5.56

$4.60 $4.60

20.87%

Tomato (1kg)

$5.57 $5.57

$4.13 $4.13

34.87%

Potato (1kg)

$2.88 $2.88

$2.16 $2.16

33.33%

Onion (1kg)

$3.18 $3.18

$1.48 $1.48

114.86%

Lettuce (1 head)

$2.57 $2.57

$1.71 $1.71

50.29%

Water (1.5 liter bottle)

$2.53 $2.53

$1.61 $1.61

57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$12.03 $12.03

$10.45 $10.45

15.12%

Wine (Bottle)

$15.25 $15.25

$12.98 $12.98

17.49%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$1.73 $1.73

34.68%

Imported Beer (0.33 liter bottle)

$4.37 $4.37

$2.58 $2.58

69.38%

One-way Ticket (Public Transport)

$2.98 $2.98

$3.53 $3.53

-15.58%

Public Transport Monthly Pass (Regular Price)

$117 $117

$59.8 $59.8

95.24%

Taxi Start (Normal Tariff)

$2.83 $2.83

$10.13 $10.13

-72.06%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$3.51 $3.51

-54.99%

Taxi 1hour Waiting (Normal Tariff)

$23.53 $23.53

$44.22 $44.22

-46.79%

Gasoline (1 liter)

$1.10 $1.10

$0.98 $0.98

12.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$35.4K $35.4K

-10.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$30.0K $30.0K

-13.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$224 $224

$375 $375

-40.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.9 $64.9

$68.2 $68.2

-4.77%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$85.3 $85.3

-20.92%

Gym Membership (Monthly)

$71.1 $71.1

$51.6 $51.6

37.61%

Tennis Court (1 Hour on Weekend)

$88.9 $88.9

$15.28 $15.28

481.61%

Cinema Ticket

$15.13 $15.13

$12.11 $12.11

24.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,117 $2,117

$1,930 $1,930

9.72%

International Primary School, 1 Child (Yearly)

$41.8K $41.8K

$27.8K $27.8K

50.12%

Jeans (Levis 501 Or Similar)

$50.2 $50.2

$65.1 $65.1

-22.89%

Summer Dress (H&M, Zara, etc)

$43.91 $43.91

$120 $120

-63.26%

Sport Shoes (Adidas, Nike)

$103 $103

$81.9 $81.9

25.44%

Men's Leather Business Shoes

$142 $142

$124 $124

14.49%

1-bedroom Apartment, City Center (Monthly)

$2,069 $2,069

$1,768 $1,768

17.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$1,511 $1,511

-16.05%

3-bedroom Apartment, City Center (Monthly)

$4,571 $4,571

$2,837 $2,837

61.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,103 $2,103

$2,543 $2,543

-17.30%

Buy Apartment in City Center (m2)

$4,141 $4,141

$3,528 $3,528

17.36%

Buy Apartment Outside City Center (m2)

$1,890 $1,890

$3,009 $3,009

-37.20%

Average Monthly Net Salary (After Tax)

$4,139 $4,139

$6,363 $6,363

-34.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

6.51

2.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philadelphia, PA: October 25, 2026

Last update for Helena, MT: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Philadelphia, PA

$1.3K 44.9%

Helena, MT

$1.5K 48.4% 19.1% $243

Groceries & Markets

Philadelphia, PA

$450 15.9%

Helena, MT

$389 12.4% 13.6% $61

Monthly Utilities & Internet

Philadelphia, PA

$356 12.6%

Helena, MT

$528 16.9% 48.4% $172

Eating Out

Philadelphia, PA

$356 12.6%

Helena, MT

$344 11% 3.3% $12

Clothing & Footwear

Philadelphia, PA

$152 5.4%

Helena, MT

$176 5.6% 15.3% $23

Getting Around

Philadelphia, PA

$139 4.9%

Helena, MT

$102 3.3% 27.1% $38

Sport & Entertainment

Philadelphia, PA

$101 3.6%

Helena, MT

$76 2.4% 25.1% $25

Cost Breakdown

A one-bedroom apartment in the center runs $2,069 in Philadelphia, PA and $1,768 in Helena, MT. Housing cost is often the main lever when comparing two cities.

Helena, MT pays 54% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Philadelphia, PA vs $109 in Helena, MT. Groceries flip the comparison at $450 vs $389, with Helena, MT cheaper for home cooking.

Good to know

🇺🇸 Philadelphia, PA

🇺🇸 Helena, MT

🕒 Local time

17:51 5:51 PM

15:51 3:51 PM

2 h behind Philadelphia, PA

🌤 Weather

👥 Population

1,573,916

32,091

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Philadelphia, PA Helena, MT 3,050 km ≈ 4 h 15 min nonstop flight

From you

Philadelphia, PA
Helena, MT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Philadelphia, PA vs Helena, MT: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,823 in Philadelphia, PA and $3,125 in Helena, MT, so Philadelphia, PA is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 35% lower in Philadelphia, PA. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,069 in Philadelphia, PA versus $1,768 in Helena, MT. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,117 in Philadelphia, PA versus $1,930 in Helena, MT. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Helena, MT pay roughly 14% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,500. Philadelphia, PA is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Philadelphia, PA wins on affordability, Helena, MT on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.