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Cost of Living Comparison Between Pernik and Ubud, Bali Cost of Living Comparison Between Pernik and Ubud, Bali

😐 Solo nomad: Pernik is 1% more expensive than Ubud, Bali without rent, and 19.5% more expensive with rent.
🙂 Family of 3: Pernik is 3.7% cheaper than Ubud, Bali without rent, and 10.8% more expensive with rent.
Currency
🍽 Eating Out
Pernik
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.74 BGN 14.67
$2.85 Rp 47.5K
206.67%
Three-Course Dinner for Two, Mid-Range
$24.69 BGN 41.46
$12.26 Rp 204.3K
101.39%
Fast Food Meal (McDonalds, etc)
$9.01 BGN 15.14
$3.28 Rp 54.6K
174.70%
Cappuccino
$1.55 BGN 2.6
$2.3 Rp 38.3K
-32.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.99 BGN 1.66
$1.11 Rp 18.5K
-10.81%
Water (0.33 liter bottle)
$0.54 BGN 0.9
$0.26 Rp 4,324
107.69%
Local Beer (0.5 liter draught)
$1.16 BGN 1.95
$2.4 Rp 40K
-51.67%
Imported Beer (0.33 liter bottle)
$2.05 BGN 3.44
$3.15 Rp 52.5K
-34.92%
🛒 Groceries & Markets
Pernik
Ubud, Bali
Difference
Milk (1 liter)
$1.48 BGN 2.48
$1.49 Rp 24.9K
-0.67%
White Bread (500g)
$0.72 BGN 1.2
$1.65 Rp 27.5K
-56.36%
Rice (white) (1kg)
$1.48 BGN 2.49
$1.13 Rp 18.9K
30.97%
Eggs
$2.26 BGN 3.8
$2.33 Rp 38.9K
-3.00%
Local Cheese (1kg)
$8.9 BGN 14.95
$13.7 Rp 228.3K
-35.04%
Chicken Fillets (1kg)
$7.19 BGN 12.08
$3.97 Rp 66.2K
81.11%
Beef Round Steak (1kg)
$8.8 BGN 14.78
$11.22 Rp 187K
-21.57%
Apples (1kg)
$1.14 BGN 1.92
$3.48 Rp 57.9K
-67.24%
Banana (1kg)
$1.65 BGN 2.76
$1.5 Rp 25K
10.00%
Oranges (1kg)
$1.44 BGN 2.42
$2.68 Rp 44.6K
-46.27%
Tomato (1kg)
$2.2 BGN 3.69
$1.35 Rp 22.5K
62.96%
Potato (1kg)
$0.9 BGN 1.51
$1.57 Rp 26.2K
-42.68%
Onion (1kg)
$0.75 BGN 1.25
$2.1 Rp 34.9K
-64.29%
Lettuce (1 head)
$0.6 BGN 1.01
$1.03 Rp 17.1K
-41.75%
Water (1.5 liter bottle)
$0.71 BGN 1.19
$0.57 Rp 9,488
24.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.64 BGN 6.12
$2.31 Rp 38.5K
57.58%
Wine (Bottle)
$6.07 BGN 10.2
$15.21 Rp 253.5K
-60.09%
Local Beer (0.5 liter bottle)
$0.76 BGN 1.27
$2.49 Rp 41.5K
-69.48%
Imported Beer (0.33 liter bottle)
$2.17 BGN 3.65
$2.66 Rp 44.3K
-18.42%
🚌 Getting Around
Pernik
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.85 BGN 1.43
$0.29 Rp 4,911
193.10%
Public Transport Monthly Pass (Regular Price)
$11.85 BGN 19.9
$10.03 Rp 167.1K
18.15%
Taxi Start (Normal Tariff)
$1.38 BGN 2.32
$0.45 Rp 7,480
206.67%
Taxi (Normal Tariff) (1km)
$0.6 BGN 1.01
$0.34 Rp 5,748
76.47%
Taxi 1hour Waiting (Normal Tariff)
$11.75 BGN 19.74
$5.97 Rp 99.4K
96.82%
Gasoline (1 liter)
$1.52 BGN 2.56
$0.75 Rp 12.4K
102.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K BGN 41.5K
$25.8K Rp 430.2M
-4.32%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.5K BGN 29.4K
$31.7K Rp 528.9M
-44.86%
🧾 Monthly Utilities & Internet
Pernik
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 BGN 169
$64.6 Rp 1.1M
55.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.82 BGN 24.89
$4.14 Rp 69K
257.97%
Internet (50+ Mbps, Unlimited Data)
$11.06 BGN 18.58
$23.99 Rp 399.7K
-53.90%
🎉 Sport & Entertainment
Pernik
Ubud, Bali
Difference
Gym Membership (Monthly)
$35.24 BGN 59.2
$23.29 Rp 388.1K
51.31%
Tennis Court (1 Hour on Weekend)
$14.82 BGN 24.89
$6.19 Rp 103.1K
139.42%
Cinema Ticket
$5.99 BGN 10.06
$3.45 Rp 57.5K
73.62%
🧸 Childcare & Education
Pernik
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$232 BGN 389
$91.9 Rp 1.5M
152.17%
International Primary School, 1 Child (Yearly)
$2,322 BGN 3,899
$5,912 Rp 98.5M
-60.73%
👕👟 Clothing & Footwear
Pernik
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$38.34 BGN 64.4
$51.5 Rp 857.6K
-25.51%
Summer Dress (H&M, Zara, etc)
$19.26 BGN 32.35
$24.45 Rp 407.3K
-21.23%
Sport Shoes (Adidas, Nike)
$75.7 BGN 127
$84.4 Rp 1.4M
-10.28%
Men's Leather Business Shoes
$73.1 BGN 123
$74.3 Rp 1.2M
-1.60%
🏠 Accommodation & Living
Pernik
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$292 BGN 490
$261 Rp 4.4M
11.60%
1-bedroom Apartment, Outside City Center (Monthly)
$265 BGN 445
$160 Rp 2.7M
66.24%
3-bedroom Apartment, City Center (Monthly)
$477 BGN 802
$585 Rp 9.7M
-18.39%
3-bedroom Apartment, Outside City Center (Monthly)
$351 BGN 590
$328 Rp 5.5M
6.98%
Buy Apartment in City Center (m2)
$1,211 BGN 2,033
$985 Rp 16.4M
22.89%
Buy Apartment Outside City Center (m2)
$1,080 BGN 1,813
$847 Rp 14.1M
27.49%
💵 Salaries & Financials
Pernik
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,665 BGN 2,795
$178 Rp 3M
835.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.4
13.28
-74.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pernik: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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