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Cost of Living Comparison Between Penang and Ubud, Bali Cost of Living Comparison Between Penang and Ubud, Bali

😐 Solo nomad: Penang is 29.2% more expensive than Ubud, Bali without rent, and 12.6% more expensive with rent.
😐 Family of 3: Penang is 0.6% more expensive than Ubud, Bali without rent, and 20.9% more expensive with rent.
Currency
🍽 Eating Out
Penang
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.14 MYR 12.94
$2.85 Rp 47.5K
10.18%
Three-Course Dinner for Two, Mid-Range
$21.48 MYR 88.7
$12.26 Rp 204.3K
75.20%
Fast Food Meal (McDonalds, etc)
$4.31 MYR 17.8
$3.28 Rp 54.6K
31.40%
Cappuccino
$2.87 MYR 11.84
$2.3 Rp 38.3K
24.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.69 MYR 2.84
$1.11 Rp 18.5K
-37.84%
Water (0.33 liter bottle)
$0.37 MYR 1.51
$0.26 Rp 4,324
42.31%
Local Beer (0.5 liter draught)
$4.44 MYR 18.31
$2.4 Rp 40K
85.00%
Imported Beer (0.33 liter bottle)
$4.35 MYR 17.96
$3.15 Rp 52.5K
38.10%
🛒 Groceries & Markets
Penang
Ubud, Bali
Difference
Milk (1 liter)
$1.89 MYR 7.8
$1.49 Rp 24.9K
26.85%
White Bread (500g)
$1.02 MYR 4.22
$1.65 Rp 27.5K
-38.18%
Rice (white) (1kg)
$1.95 MYR 8.05
$1.13 Rp 18.9K
72.57%
Eggs
$2.07 MYR 8.56
$2.33 Rp 38.9K
-11.16%
Local Cheese (1kg)
$17.19 MYR 70.9
$13.7 Rp 228.3K
25.47%
Chicken Fillets (1kg)
$5.05 MYR 20.83
$3.97 Rp 66.2K
27.20%
Beef Round Steak (1kg)
$14.97 MYR 61.8
$11.22 Rp 187K
33.42%
Apples (1kg)
$2.78 MYR 11.46
$3.48 Rp 57.9K
-20.11%
Banana (1kg)
$1.45 MYR 5.96
$1.5 Rp 25K
-3.33%
Oranges (1kg)
$2.59 MYR 10.69
$2.68 Rp 44.6K
-3.36%
Tomato (1kg)
$2.09 MYR 8.63
$1.35 Rp 22.5K
54.81%
Potato (1kg)
$1.18 MYR 4.89
$1.57 Rp 26.2K
-24.84%
Onion (1kg)
$1.22 MYR 5.02
$2.1 Rp 34.9K
-41.90%
Lettuce (1 head)
$0.97 MYR 4.01
$1.03 Rp 17.1K
-5.83%
Water (1.5 liter bottle)
$0.45 MYR 1.86
$0.57 Rp 9,488
-21.05%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 MYR 17.1
$2.31 Rp 38.5K
79.22%
Wine (Bottle)
$16.71 MYR 69
$15.21 Rp 253.5K
9.86%
Local Beer (0.5 liter bottle)
$2.65 MYR 10.95
$2.49 Rp 41.5K
6.43%
Imported Beer (0.33 liter bottle)
$3.39 MYR 13.98
$2.66 Rp 44.3K
27.44%
🚌 Getting Around
Penang
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.49 MYR 2
$0.29 Rp 4,911
68.97%
Public Transport Monthly Pass (Regular Price)
$17.82 MYR 73.6
$10.03 Rp 167.1K
77.67%
Taxi Start (Normal Tariff)
$0.69 MYR 2.86
$0.45 Rp 7,480
53.33%
Taxi (Normal Tariff) (1km)
$0.5 MYR 2.07
$0.34 Rp 5,748
47.06%
Taxi 1hour Waiting (Normal Tariff)
$6.97 MYR 28.77
$5.97 Rp 99.4K
16.75%
Gasoline (1 liter)
$0.49 MYR 2.03
$0.75 Rp 12.4K
-34.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K MYR 138.5K
$25.8K Rp 430.2M
29.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27K MYR 111.6K
$31.7K Rp 528.9M
-14.82%
🧾 Monthly Utilities & Internet
Penang
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$38.25 MYR 158
$64.6 Rp 1.1M
-40.79%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.05 MYR 41.49
$4.14 Rp 69K
142.75%
Internet (50+ Mbps, Unlimited Data)
$30.73 MYR 127
$23.99 Rp 399.7K
28.10%
🎉 Sport & Entertainment
Penang
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.53 MYR 134
$23.29 Rp 388.1K
39.67%
Tennis Court (1 Hour on Weekend)
$5.65 MYR 23.32
$6.19 Rp 103.1K
-8.72%
Cinema Ticket
$5.04 MYR 20.78
$3.45 Rp 57.5K
46.09%
🧸 Childcare & Education
Penang
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 MYR 966
$91.9 Rp 1.5M
154.58%
International Primary School, 1 Child (Yearly)
$6,245 MYR 25.8K
$5,912 Rp 98.5M
5.63%
👕👟 Clothing & Footwear
Penang
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$55.4 MYR 228
$51.5 Rp 857.6K
7.54%
Summer Dress (H&M, Zara, etc)
$29.03 MYR 120
$24.45 Rp 407.3K
18.73%
Sport Shoes (Adidas, Nike)
$61.9 MYR 255
$84.4 Rp 1.4M
-26.66%
Men's Leather Business Shoes
$52.4 MYR 216
$74.3 Rp 1.2M
-29.52%
🏠 Accommodation & Living
Penang
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$380 MYR 1,569
$261 Rp 4.4M
45.50%
1-bedroom Apartment, Outside City Center (Monthly)
$222 MYR 918
$160 Rp 2.7M
39.43%
3-bedroom Apartment, City Center (Monthly)
$653 MYR 2,694
$585 Rp 9.7M
11.59%
3-bedroom Apartment, Outside City Center (Monthly)
$513 MYR 2,118
$328 Rp 5.5M
56.30%
Buy Apartment in City Center (m2)
$2,505 MYR 10.3K
$985 Rp 16.4M
154.31%
Buy Apartment Outside City Center (m2)
$1,311 MYR 5,412
$847 Rp 14.1M
54.84%
💵 Salaries & Financials
Penang
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,128 MYR 4,655
$178 Rp 3M
533.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.16
13.28
-68.67%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penang: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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