Cost of Living Comparison Between Penang and Ubud Cost of Living Comparison Between Penang and Ubud

😐 Solo nomad: Penang is 2.7% more expensive than Ubud without rent, and 12.9% more expensive with rent.
😐 Family of 3: Penang is 6.5% more expensive than Ubud without rent, and 22.4% more expensive with rent.
Currency
🍽 Eating Out
Penang
Ubud
Difference
Meal at Budget Restaurant
$2.97 MYR 12.54
$3 Rp 48.8K
-1.00%
Three-Course Dinner for Two, Mid-Range
$20.84 MYR 87.9
$12.52 Rp 203.2K
66.45%
Fast Food Meal (McDonalds, etc)
$4.34 MYR 18.32
$3.18 Rp 51.6K
36.48%
Cappuccino
$2.84 MYR 11.97
$2.21 Rp 35.9K
28.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.69 MYR 2.89
$1.1 Rp 17.9K
-37.27%
Water (0.33 liter bottle)
$0.36 MYR 1.52
$0.26 Rp 4,217
38.46%
Local Beer (0.5 liter draught)
$4.23 MYR 17.84
$2.5 Rp 40.5K
69.20%
Imported Beer (0.33 liter bottle)
$4.41 MYR 18.6
$3.2 Rp 51.9K
37.81%
🛒 Groceries & Markets
Penang
Ubud
Difference
Milk (1 liter)
$1.82 MYR 7.65
$1.49 Rp 24.2K
22.15%
White Bread (500g)
$0.99 MYR 4.18
$1.67 Rp 27K
-40.72%
Rice (white) (1kg)
$2.04 MYR 8.62
$1.14 Rp 18.5K
78.95%
Eggs
$2.05 MYR 8.63
$2.27 Rp 36.9K
-9.69%
Local Cheese (1kg)
$17.11 MYR 72.2
$13.94 Rp 226.3K
22.74%
Chicken Fillets (1kg)
$5.23 MYR 22.05
$4 Rp 64.8K
30.75%
Beef Round Steak (1kg)
$14.77 MYR 62.3
$11.3 Rp 183.4K
30.71%
Apples (1kg)
$2.91 MYR 12.25
$3.6 Rp 58.4K
-19.17%
Banana (1kg)
$1.46 MYR 6.18
$1.53 Rp 24.8K
-4.58%
Oranges (1kg)
$2.59 MYR 10.92
$2.65 Rp 43K
-2.26%
Tomato (1kg)
$2.11 MYR 8.88
$1.38 Rp 22.4K
52.90%
Potato (1kg)
$1.18 MYR 4.98
$1.58 Rp 25.6K
-25.32%
Onion (1kg)
$1.21 MYR 5.1
$2.16 Rp 35.1K
-43.98%
Lettuce (1 head)
$0.91 MYR 3.82
$1.04 Rp 16.9K
-12.50%
Water (1.5 liter bottle)
$0.45 MYR 1.91
$0.56 Rp 9,114
-19.64%
Cigarettes 20 Pack (Marlboro, Camel)
$4.2 MYR 17.73
$2.23 Rp 36.3K
88.34%
Wine (Bottle)
$14.1 MYR 59.5
$14.98 Rp 243.2K
-5.87%
Local Beer (0.5 liter bottle)
$2.71 MYR 11.44
$2.43 Rp 39.5K
11.52%
Imported Beer (0.33 liter bottle)
$3.47 MYR 14.65
$2.64 Rp 42.8K
31.44%
🚌 Getting Around
Penang
Ubud
Difference
One-way Ticket (Public Transport)
$0.49 MYR 2.05
$0.32 Rp 5,203
53.12%
Public Transport Monthly Pass (Regular Price)
$17.98 MYR 75.8
$10.12 Rp 164.3K
77.67%
Taxi Start (Normal Tariff)
$0.72 MYR 3.04
$0.49 Rp 7,888
46.94%
Taxi (Normal Tariff) (1km)
$0.5 MYR 2.1
$0.34 Rp 5,573
47.06%
Taxi 1hour Waiting (Normal Tariff)
$7 MYR 29.53
$6.04 Rp 98K
15.89%
Gasoline (1 liter)
$0.46 MYR 1.96
$0.73 Rp 11.9K
-36.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K MYR 141.7K
$26.2K Rp 425.6M
28.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K MYR 114.3K
$31.9K Rp 518.5M
-15.17%
🧾 Monthly Utilities & Internet
Penang
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$39.21 MYR 165
$62.6 Rp 1M
-37.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.33 MYR 43.55
$4.1 Rp 66.6K
151.95%
Internet (50+ Mbps, Unlimited Data)
$31.17 MYR 131
$24.32 Rp 394.7K
28.17%
🎉 Sport & Entertainment
Penang
Ubud
Difference
Gym Membership (Monthly)
$32.59 MYR 137
$22.6 Rp 366.9K
44.20%
Tennis Court (1 Hour on Weekend)
$5.59 MYR 23.59
$6.26 Rp 101.5K
-10.70%
Cinema Ticket
$5.01 MYR 21.15
$3.29 Rp 53.4K
52.28%
🧸 Childcare & Education
Penang
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$241 MYR 1,014
$93.2 Rp 1.5M
157.99%
International Primary School, 1 Child (Yearly)
$6,174 MYR 26K
$6,098 Rp 99M
1.25%
👕👟 Clothing & Footwear
Penang
Ubud
Difference
Jeans (Levis 501 Or Similar)
$55.3 MYR 233
$52.8 Rp 857.4K
4.71%
Summer Dress (H&M, Zara, etc)
$28.42 MYR 120
$24.84 Rp 403.3K
14.41%
Sport Shoes (Adidas, Nike)
$61.2 MYR 258
$85.2 Rp 1.4M
-28.17%
Men's Leather Business Shoes
$53.6 MYR 226
$72.5 Rp 1.2M
-26.01%
🏠 Accommodation & Living
Penang
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$388 MYR 1,637
$259 Rp 4.2M
50.01%
1-bedroom Apartment, Outside City Center (Monthly)
$230 MYR 968
$159 Rp 2.6M
44.56%
3-bedroom Apartment, City Center (Monthly)
$640 MYR 2,700
$578 Rp 9.4M
10.85%
3-bedroom Apartment, Outside City Center (Monthly)
$522 MYR 2,201
$336 Rp 5.5M
55.30%
Buy Apartment in City Center (m2)
$2,431 MYR 10.3K
$1,000 Rp 16.2M
143.02%
Buy Apartment Outside City Center (m2)
$1,481 MYR 6,247
$860 Rp 14M
72.15%
💵 Salaries & Financials
Penang
Ubud
Difference
Average Monthly Net Salary (After Tax)
$1,101 MYR 4,643
$182 Rp 3M
503.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.16
13.28
-68.67%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Penang: October 26, 2025

Last update for Ubud: October 29, 2025

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