Cost of Living Comparison Between Paterson, NJ and Chicago, IL Cost of Living Comparison Between Paterson, NJ and Chicago, IL

๐Ÿ™‚ Solo nomad: Paterson, NJ is 10.6% cheaper than Chicago, IL without rent, and 11.5% cheaper with rent.
๐Ÿ™‚ Family of 3: Paterson, NJ is 14.2% cheaper than Chicago, IL without rent, and 1.8% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Paterson, NJ
Chicago, IL
Difference
Meal at Budget Restaurant
$16.74 $16.74
$20.82 $20.82
-19.60%
Three-Course Dinner for Two, Mid-Range
$102 $102
$100 $100
1.47%
Fast Food Meal (McDonalds, etc)
$11.82 $11.82
$11.97 $11.97
-1.25%
Cappuccino
$6.02 $6.02
$5.56 $5.56
8.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.3 $2.3
$3.11 $3.11
-26.05%
Water (0.33 liter bottle)
$1.56 $1.56
$2.42 $2.42
-35.54%
Local Beer (0.5 liter draught)
$7.06 $7.06
$6.86 $6.86
2.92%
Imported Beer (0.33 liter bottle)
$6.98 $6.98
$8.45 $8.45
-17.40%
๐Ÿ›’ Groceries & Markets
Paterson, NJ
Chicago, IL
Difference
Milk (1 liter)
$1.32 $1.32
$1.04 $1.04
26.92%
White Bread (500g)
$4.35 $4.35
$4.15 $4.15
4.82%
Rice (white) (1kg)
$5.67 $5.67
$5.52 $5.52
2.72%
Eggs
$6.44 $6.44
$4.65 $4.65
38.49%
Local Cheese (1kg)
$15.26 $15.26
$14.33 $14.33
6.49%
Chicken Fillets (1kg)
$10.32 $10.32
$14.88 $14.88
-30.65%
Beef Round Steak (1kg)
$19.75 $19.75
$19.34 $19.34
2.12%
Apples (1kg)
$7.62 $7.62
$5.17 $5.17
47.39%
Banana (1kg)
$2.44 $2.44
$1.71 $1.71
42.69%
Oranges (1kg)
$4.29 $4.29
$4.41 $4.41
-2.72%
Tomato (1kg)
$4.12 $4.12
$4.51 $4.51
-8.65%
Potato (1kg)
$3.01 $3.01
$2.53 $2.53
18.97%
Onion (1kg)
$2.62 $2.62
$2.74 $2.74
-4.38%
Lettuce (1 head)
$2.74 $2.74
$2.43 $2.43
12.76%
Water (1.5 liter bottle)
$2.56 $2.56
$2.7 $2.7
-5.19%
Cigarettes 20 Pack (Marlboro, Camel)
$17.48 $17.48
$15.19 $15.19
15.08%
Wine (Bottle)
$17.75 $17.75
$16.42 $16.42
8.10%
Local Beer (0.5 liter bottle)
$1.85 $1.85
$2.35 $2.35
-21.28%
Imported Beer (0.33 liter bottle)
$4.51 $4.51
$3.7 $3.7
21.89%
๐ŸšŒ Getting Around
Paterson, NJ
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.98 $1.98
$2.53 $2.53
-21.74%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$4.95 $4.95
$3.34 $3.34
48.20%
Taxi (Normal Tariff) (1km)
$2.18 $2.18
$1.42 $1.42
53.52%
Taxi 1hour Waiting (Normal Tariff)
$42.67 $42.67
$25.42 $25.42
67.86%
Gasoline (1 liter)
$0.93 $0.93
$1.08 $1.08
-13.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24K $24K
$32.4K $32.4K
-26.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$26.2K $26.2K
-1.04%
๐Ÿงพ Monthly Utilities & Internet
Paterson, NJ
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 $183
$188 $188
-3.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.6 $53.6
$63.7 $63.7
-15.81%
Internet (50+ Mbps, Unlimited Data)
$62.1 $62.1
$65.2 $65.2
-4.77%
๐ŸŽ‰ Sport & Entertainment
Paterson, NJ
Chicago, IL
Difference
Gym Membership (Monthly)
$42.53 $42.53
$76.7 $76.7
-44.56%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$20.31 $20.31
$14.93 $14.93
36.03%
๐Ÿงธ Childcare & Education
Paterson, NJ
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,726 $1,726
$2,063 $2,063
-16.33%
International Primary School, 1 Child (Yearly)
$15.8K $15.8K
$39.2K $39.2K
-59.71%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Paterson, NJ
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$67.4 $67.4
$64.3 $64.3
4.73%
Summer Dress (H&M, Zara, etc)
$48.04 $48.04
$52.4 $52.4
-8.30%
Sport Shoes (Adidas, Nike)
$107 $107
$95.2 $95.2
11.91%
Men's Leather Business Shoes
$173 $173
$145 $145
19.67%
๐Ÿ  Accommodation & Living
Paterson, NJ
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,721 $2,721
$2,378 $2,378
14.43%
1-bedroom Apartment, Outside City Center (Monthly)
$1,346 $1,346
$1,584 $1,584
-15.03%
3-bedroom Apartment, City Center (Monthly)
$2,678 $2,678
$4,763 $4,763
-43.77%
3-bedroom Apartment, Outside City Center (Monthly)
$3,111 $3,111
$2,815 $2,815
10.52%
Buy Apartment in City Center (m2)
$2,398 $2,398
$3,588 $3,588
-33.18%
Buy Apartment Outside City Center (m2)
$2,092 $2,092
$2,490 $2,490
-15.99%
๐Ÿ’ต Salaries & Financials
Paterson, NJ
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,264 $3,264
$5,275 $5,275
-38.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.6
-2.42%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Paterson, NJ: October 27, 2025

Last update for Chicago, IL: October 29, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.