Cost of Living Comparison Between Panipat and Ndola Cost of Living Comparison Between Panipat and Ndola

🙂 Solo nomad: Panipat is 56.1% cheaper than Ndola without rent, and 50.6% cheaper with rent.

🙂 Family of 3: Panipat is 41.8% cheaper than Ndola without rent, and 67.2% cheaper with rent.

Meal at Budget Restaurant

$3.26 ₹295

$7.42 ZMW 148

-56.06%

Three-Course Dinner for Two, Mid-Range

$8.92 ₹810

$24.86 ZMW 497

-64.12%

Fast Food Meal (McDonalds, etc)

$3.44 ₹312

$3.63 ZMW 72.4

-5.23%

Cappuccino

$2.13 ₹193

$2.03 ZMW 40.48

4.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 ₹28.57

$0.38 ZMW 7.50

-18.42%

Water (0.33 liter bottle)

$0.12 ₹11.20

$0.17 ZMW 3.38

-29.41%

Local Beer (0.5 liter draught)

$1.64 ₹149

$0.95 ZMW 18.89

72.63%

Imported Beer (0.33 liter bottle)

$1.85 ₹168

$1.84 ZMW 36.82

0.54%

Milk (1 liter)

$0.78 ₹71.2

$1.28 ZMW 25.61

-39.06%

White Bread (500g)

$0.59 ₹53.4

$0.75 ZMW 15.06

-21.33%

Rice (white) (1kg)

$0.80 ₹72.3

$1.60 ZMW 31.97

-50.00%

Eggs

$0.60 ₹54.4

$1.28 ZMW 25.50

-53.13%

Local Cheese (1kg)

$4.30 ₹390

$7.79 ZMW 156

-44.80%

Chicken Fillets (1kg)

$1.68 ₹152

$3.92 ZMW 78.3

-57.14%

Beef Round Steak (1kg)

$4.54 ZMW 90.7

Apples (1kg)

$1.79 ₹163

$1.30 ZMW 25.92

37.69%

Banana (1kg)

$0.70 ₹63.6

$1.61 ZMW 32.15

-56.52%

Oranges (1kg)

$0.75 ₹68.5

$2.76 ZMW 55.1

-72.83%

Tomato (1kg)

$0.64 ₹57.8

$1.16 ZMW 23.12

-44.83%

Potato (1kg)

$0.34 ₹31.24

$1.83 ZMW 36.57

-81.42%

Onion (1kg)

$0.40 ₹36.74

$1.39 ZMW 27.70

-71.22%

Lettuce (1 head)

$0.45 ₹40.81

$0.93 ZMW 18.59

-51.61%

Water (1.5 liter bottle)

$0.33 ₹30.18

$0.48 ZMW 9.65

-31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.89 ₹171

$2.44 ZMW 48.72

-22.54%

Wine (Bottle)

$3.76 ₹342

Local Beer (0.5 liter bottle)

$1.50 ₹136

$1.10 ZMW 21.90

36.36%

Imported Beer (0.33 liter bottle)

$2.03 ₹184

$1.55 ZMW 30.99

30.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.28 ₹207

One-way Ticket (Public Transport)

$0.92 ₹83.2

$0.53 ZMW 10.55

73.58%

Public Transport Monthly Pass (Regular Price)

$11.57 ₹1,050

Taxi Start (Normal Tariff)

$0.83 ₹75.7

$1.86 ZMW 37.07

-55.38%

Taxi 1hour Waiting (Normal Tariff)

$1.04 ₹93.9

$9.31 ZMW 186

-88.83%

Gasoline (1 liter)

$1.20 ₹109

$1.18 ZMW 23.58

1.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,345 ₹848.1K

$8,015 ZMW 160.1K

16.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₹2.1M

$29.1K ZMW 581.7K

-21.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.02 ₹2,089

$91.8 ZMW 1,835

-74.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.61 ₹327

$36.76 ZMW 734

-90.18%

Internet (50+ Mbps, Unlimited Data)

$5.46 ₹496

$124 ZMW 2,481

-95.60%

Gym Membership (Monthly)

$14.47 ₹1,313

Tennis Court (1 Hour on Weekend)

$16.13 ₹1,464

Cinema Ticket

$2.95 ₹268

$4.23 ZMW 84.5

-30.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$90.5 ₹8,213

$178 ZMW 3,549

-49.04%

International Primary School, 1 Child (Yearly)

$2,221 ₹201.5K

$9,602 ZMW 191.9K

-76.87%

Jeans (Levis 501 Or Similar)

$27.96 ₹2,537

$18.91 ZMW 378

47.86%

Summer Dress (H&M, Zara, etc)

$31.27 ₹2,837

$17.15 ZMW 343

82.33%

Sport Shoes (Adidas, Nike)

$41.41 ₹3,758

$85.8 ZMW 1,715

-51.76%

Men's Leather Business Shoes

$28.64 ₹2,599

$72.9 ZMW 1,457

-60.72%

1-bedroom Apartment, City Center (Monthly)

$133 ₹12.1K

$127 ZMW 2,535

4.92%

1-bedroom Apartment, Outside City Center (Monthly)

$64.9 ₹5,893

$107 ZMW 2,145

-39.50%

3-bedroom Apartment, City Center (Monthly)

$376 ₹34.1K

$275 ZMW 5,489

36.75%

3-bedroom Apartment, Outside City Center (Monthly)

$247 ₹22.4K

$1,528 ZMW 30.5K

-83.84%

Buy Apartment in City Center (m2)

$1,664 ₹151.1K

Buy Apartment Outside City Center (m2)

$949 ₹86.1K

Average Monthly Net Salary (After Tax)

$256 ₹23.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.75

-65.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panipat: January 12, 2026

Last update for Ndola: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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