Cost of Living Comparison Between Panama City, FL and Wellington Cost of Living Comparison Between Panama City, FL and Wellington

😐 Solo nomad: Panama City, FL is 6.8% more expensive than Wellington without rent, and 22.2% more expensive with rent.

🙂 Family of 3: Panama City, FL is 3% cheaper than Wellington without rent, and 6% cheaper with rent.

Meal at Budget Restaurant

$18.89 $18.89

$17.57 NZ$30.57

7.51%

Three-Course Dinner for Two, Mid-Range

$55.4 $55.4

$82.9 NZ$144

-33.13%

Fast Food Meal (McDonalds, etc)

$10.43 $10.43

$9.59 NZ$16.69

8.76%

Cappuccino

$4.97 $4.97

$3.61 NZ$6.28

37.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.62 NZ$4.55

5.73%

Water (0.33 liter bottle)

$2.12 $2.12

$2.14 NZ$3.72

-0.93%

Local Beer (0.5 liter draught)

$4.95 $4.95

$7.10 NZ$12.36

-30.28%

Imported Beer (0.33 liter bottle)

$6.84 $6.84

$7.13 NZ$12.41

-4.07%

Milk (1 liter)

$0.92 $0.92

$1.83 NZ$3.19

-49.73%

White Bread (500g)

$3.33 $3.33

$2.05 NZ$3.56

62.44%

Rice (white) (1kg)

$2.57 $2.57

$1.88 NZ$3.26

36.70%

Eggs

$3.26 $3.26

$6.96 NZ$12.10

-53.16%

Local Cheese (1kg)

$10.86 $10.86

$8.05 NZ$14.01

34.91%

Chicken Fillets (1kg)

$11.59 $11.59

$11.06 NZ$19.24

4.79%

Beef Round Steak (1kg)

$15.06 $15.06

$13.02 NZ$22.65

15.67%

Apples (1kg)

$3.57 $3.57

$3.03 NZ$5.27

17.82%

Banana (1kg)

$1.53 $1.53

$2.33 NZ$4.06

-34.33%

Oranges (1kg)

$2.81 $2.81

$2.97 NZ$5.17

-5.39%

Tomato (1kg)

$4.04 $4.04

$4.81 NZ$8.37

-16.01%

Potato (1kg)

$3.21 $3.21

$2.09 NZ$3.64

53.59%

Onion (1kg)

$2.73 $2.73

$1.59 NZ$2.77

71.70%

Lettuce (1 head)

$2.09 $2.09

$2.20 NZ$3.83

-5.00%

Water (1.5 liter bottle)

$2.02 $2.02

$1.30 NZ$2.26

55.38%

Cigarettes 20 Pack (Marlboro, Camel)

$7.94 $7.94

$26.98 NZ$46.94

-70.57%

Wine (Bottle)

$13.38 $13.38

$10.58 NZ$18.41

26.47%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$3.51 NZ$6.10

-49.29%

Imported Beer (0.33 liter bottle)

$3.06 $3.06

$3.23 NZ$5.62

-5.26%

One-way Ticket (Public Transport)

$1.48 $1.48

$2.63 NZ$4.58

-43.73%

Public Transport Monthly Pass (Regular Price)

$134 $134

$107 NZ$186

25.97%

Taxi Start (Normal Tariff)

$2.53 $2.53

$2.77 NZ$4.81

-8.66%

Taxi (Normal Tariff) (1km)

$1.50 $1.50

$1.77 NZ$3.09

-15.25%

Taxi 1hour Waiting (Normal Tariff)

$26.50 $26.50

$61.1 NZ$106

-56.59%

Gasoline (1 liter)

$0.86 $0.86

$1.67 NZ$2.90

-48.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K $22.9K

$33.2K NZ$57.8K

-31.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$24.7K NZ$43.0K

-1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$157 NZ$273

36.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.62 $42.62

$32.98 NZ$57.4

29.23%

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$52.5 NZ$91.4

25.74%

Gym Membership (Monthly)

$40.27 $40.27

$36.82 NZ$64.1

9.37%

Tennis Court (1 Hour on Weekend)

$20.35 NZ$35.42

Cinema Ticket

$12.86 $12.86

$11.85 NZ$20.62

8.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$517 $517

$814 NZ$1,416

-36.43%

International Primary School, 1 Child (Yearly)

$7,980 $7,980

$12.8K NZ$22.2K

-37.52%

Jeans (Levis 501 Or Similar)

$39.21 $39.21

$72.7 NZ$126

-46.04%

Summer Dress (H&M, Zara, etc)

$43.35 $43.35

$53.0 NZ$92.1

-18.13%

Sport Shoes (Adidas, Nike)

$58.9 $58.9

$121 NZ$210

-51.14%

Men's Leather Business Shoes

$74.3 $74.3

$141 NZ$245

-47.26%

1-bedroom Apartment, City Center (Monthly)

$1,706 $1,706

$1,297 NZ$2,257

31.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,500 $1,500

$1,106 NZ$1,924

35.64%

3-bedroom Apartment, City Center (Monthly)

$2,315 $2,315

$2,115 NZ$3,680

9.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,749 $1,749

$1,906 NZ$3,317

-8.22%

Buy Apartment in City Center (m2)

$3,649 $3,649

$6,842 NZ$11.9K

-46.67%

Buy Apartment Outside City Center (m2)

$3,699 $3,699

$3,920 NZ$6,821

-5.65%

Average Monthly Net Salary (After Tax)

$3,988 $3,988

$2,973 NZ$5,173

34.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.94

-7.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: January 11, 2026

Last update for Wellington: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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