Cost of Living Comparison Between Panama City, FL and Wellington Cost of Living Comparison Between Panama City, FL and Wellington

😐 Solo nomad: Panama City, FL is 11.8% more expensive than Wellington without rent, and 17.6% more expensive with rent.

🙂 Family of 3: Panama City, FL is 6.5% cheaper than Wellington without rent, and 3.7% cheaper with rent.

Meal at Budget Restaurant

$18.71 $18.71

$17.41 NZ$30.39

7.47%

Three-Course Dinner for Two, Mid-Range

$54.2 $54.2

$86 NZ$150

-37.01%

Fast Food Meal (McDonalds, etc)

$10.64 $10.64

$9.4 NZ$16.42

13.19%

Cappuccino

$4.97 $4.97

$3.62 NZ$6.32

37.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$2.49 NZ$4.35

10.84%

Water (0.33 liter bottle)

$2.05 $2.05

$2.2 NZ$3.85

-6.82%

Local Beer (0.5 liter draught)

$5.08 $5.08

$7.29 NZ$12.73

-30.32%

Imported Beer (0.33 liter bottle)

$6.78 $6.78

$7.38 NZ$12.89

-8.13%

Milk (1 liter)

$0.92 $0.92

$1.89 NZ$3.31

-51.32%

White Bread (500g)

$3.23 $3.23

$2.08 NZ$3.63

55.29%

Rice (white) (1kg)

$2.6 $2.6

$1.89 NZ$3.3

37.57%

Eggs

$3.26 $3.26

$7.2 NZ$12.57

-54.72%

Local Cheese (1kg)

$10.6 $10.6

$7.87 NZ$13.75

34.69%

Chicken Fillets (1kg)

$11.56 $11.56

$10.89 NZ$19.01

6.15%

Beef Round Steak (1kg)

$14.88 $14.88

$12.97 NZ$22.64

14.73%

Apples (1kg)

$3.44 $3.44

$3.16 NZ$5.52

8.86%

Banana (1kg)

$1.51 $1.51

$2.22 NZ$3.88

-31.98%

Oranges (1kg)

$2.82 $2.82

$3 NZ$5.23

-6.00%

Tomato (1kg)

$4.26 $4.26

$4.71 NZ$8.23

-9.55%

Potato (1kg)

$3.22 $3.22

$2.1 NZ$3.66

53.33%

Onion (1kg)

$2.75 $2.75

$1.59 NZ$2.78

72.96%

Lettuce (1 head)

$2.13 $2.13

$2.26 NZ$3.94

-5.75%

Water (1.5 liter bottle)

$1.93 $1.93

$1.25 NZ$2.18

54.40%

Cigarettes 20 Pack (Marlboro, Camel)

$7.92 $7.92

$26.91 NZ$46.99

-70.57%

Wine (Bottle)

$9 $9

$10.25 NZ$17.89

-12.20%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$3.55 NZ$6.21

-50.14%

Imported Beer (0.33 liter bottle)

$3.12 $3.12

$3.26 NZ$5.69

-4.29%

One-way Ticket (Public Transport)

$1.53 $1.53

$2.69 NZ$4.69

-43.12%

Public Transport Monthly Pass (Regular Price)

$132 $132

$108 NZ$189

22.46%

Taxi Start (Normal Tariff)

$2.55 $2.55

$2.78 NZ$4.85

-8.27%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$1.84 NZ$3.22

-13.59%

Taxi 1hour Waiting (Normal Tariff)

$25.97 $25.97

$59.3 NZ$104

-56.24%

Gasoline (1 liter)

$0.87 $0.87

$1.71 NZ$2.98

-49.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K $22.5K

$33.3K NZ$58.1K

-32.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$25.5K NZ$44.5K

-2.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$160 NZ$279

38.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.52 $42.52

$32.91 NZ$57.5

29.20%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$51.1 NZ$89.3

31.18%

Gym Membership (Monthly)

$39.79 $39.79

$36.08 NZ$63

10.28%

Tennis Court (1 Hour on Weekend)

$20.27 NZ$35.4

Cinema Ticket

$12.95 $12.95

$12.17 NZ$21.25

6.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$535 $535

$798 NZ$1,394

-33.00%

International Primary School, 1 Child (Yearly)

$7,925 $7,925

$12.6K NZ$22.1K

-37.28%

Jeans (Levis 501 Or Similar)

$38.86 $38.86

$72.3 NZ$126

-46.23%

Summer Dress (H&M, Zara, etc)

$42.65 $42.65

$52.5 NZ$91.7

-18.81%

Sport Shoes (Adidas, Nike)

$59.4 $59.4

$119 NZ$208

-50.23%

Men's Leather Business Shoes

$74.5 $74.5

$141 NZ$246

-47.22%

1-bedroom Apartment, City Center (Monthly)

$1,730 $1,730

$1,342 NZ$2,342

28.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,510 $1,510

$1,068 NZ$1,865

41.43%

3-bedroom Apartment, City Center (Monthly)

$2,283 $2,283

$2,095 NZ$3,658

9.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,797 $1,797

$1,932 NZ$3,373

-6.96%

Buy Apartment in City Center (m2)

$3,726 $3,726

$6,909 NZ$12.1K

-46.07%

Buy Apartment Outside City Center (m2)

$3,722 $3,722

$4,723 NZ$8,247

-21.20%

Average Monthly Net Salary (After Tax)

$4,062 $4,062

$3,108 NZ$5,427

30.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.94

-7.35%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: December 1, 2025

Last update for Wellington: November 29, 2025

Digital Nomad Cost of Living Index

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