Cost of Living Comparison Between Panama City, FL and Ubud, Bali Cost of Living Comparison Between Panama City, FL and Ubud, Bali

😐 Solo nomad: Panama City, FL is 163.6% more expensive than Ubud, Bali without rent, and 270% more expensive with rent.

😐 Family of 3: Panama City, FL is 92.4% more expensive than Ubud, Bali without rent, and 190.1% more expensive with rent.

Meal at Budget Restaurant

$18.71 $18.71

$2.85 Rp 47.5K

556.49%

Three-Course Dinner for Two, Mid-Range

$54.2 $54.2

$12.26 Rp 204.3K

341.68%

Fast Food Meal (McDonalds, etc)

$10.64 $10.64

$3.28 Rp 54.6K

224.39%

Cappuccino

$4.97 $4.97

$2.3 Rp 38.3K

116.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$1.11 Rp 18.5K

148.65%

Water (0.33 liter bottle)

$2.05 $2.05

$0.26 Rp 4,324

688.46%

Local Beer (0.5 liter draught)

$5.08 $5.08

$2.4 Rp 40K

111.67%

Imported Beer (0.33 liter bottle)

$6.78 $6.78

$3.15 Rp 52.5K

115.24%

Milk (1 liter)

$0.92 $0.92

$1.49 Rp 24.9K

-38.26%

White Bread (500g)

$3.23 $3.23

$1.65 Rp 27.5K

95.76%

Rice (white) (1kg)

$2.6 $2.6

$1.13 Rp 18.9K

130.09%

Eggs

$3.26 $3.26

$2.33 Rp 38.9K

39.91%

Local Cheese (1kg)

$10.6 $10.6

$13.7 Rp 228.3K

-22.63%

Chicken Fillets (1kg)

$11.56 $11.56

$3.97 Rp 66.2K

191.18%

Beef Round Steak (1kg)

$14.88 $14.88

$11.22 Rp 187K

32.62%

Apples (1kg)

$3.44 $3.44

$3.48 Rp 57.9K

-1.15%

Banana (1kg)

$1.51 $1.51

$1.5 Rp 25K

0.67%

Oranges (1kg)

$2.82 $2.82

$2.68 Rp 44.6K

5.22%

Tomato (1kg)

$4.26 $4.26

$1.35 Rp 22.5K

215.56%

Potato (1kg)

$3.22 $3.22

$1.57 Rp 26.2K

105.10%

Onion (1kg)

$2.75 $2.75

$2.1 Rp 34.9K

30.95%

Lettuce (1 head)

$2.13 $2.13

$1.03 Rp 17.1K

106.80%

Water (1.5 liter bottle)

$1.93 $1.93

$0.57 Rp 9,488

238.60%

Cigarettes 20 Pack (Marlboro, Camel)

$7.92 $7.92

$2.31 Rp 38.5K

242.86%

Wine (Bottle)

$9 $9

$15.21 Rp 253.5K

-40.83%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.49 Rp 41.5K

-28.92%

Imported Beer (0.33 liter bottle)

$3.12 $3.12

$2.66 Rp 44.3K

17.29%

One-way Ticket (Public Transport)

$1.53 $1.53

$0.29 Rp 4,911

427.59%

Public Transport Monthly Pass (Regular Price)

$132 $132

$10.03 Rp 167.1K

1219.94%

Taxi Start (Normal Tariff)

$2.55 $2.55

$0.45 Rp 7,480

466.67%

Taxi (Normal Tariff) (1km)

$1.59 $1.59

$0.34 Rp 5,748

367.65%

Taxi 1hour Waiting (Normal Tariff)

$25.97 $25.97

$5.97 Rp 99.4K

335.01%

Gasoline (1 liter)

$0.87 $0.87

$0.75 Rp 12.4K

16.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K $22.5K

$25.8K Rp 430.2M

-12.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$31.7K Rp 528.9M

-21.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$64.6 Rp 1.1M

242.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.52 $42.52

$4.14 Rp 69K

927.05%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$23.99 Rp 399.7K

179.57%

Gym Membership (Monthly)

$39.79 $39.79

$23.29 Rp 388.1K

70.85%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$12.95 $12.95

$3.45 Rp 57.5K

275.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$535 $535

$91.9 Rp 1.5M

482.11%

International Primary School, 1 Child (Yearly)

$7,925 $7,925

$5,912 Rp 98.5M

34.04%

Jeans (Levis 501 Or Similar)

$38.86 $38.86

$51.5 Rp 857.6K

-24.50%

Summer Dress (H&M, Zara, etc)

$42.65 $42.65

$24.45 Rp 407.3K

74.44%

Sport Shoes (Adidas, Nike)

$59.4 $59.4

$84.4 Rp 1.4M

-29.62%

Men's Leather Business Shoes

$74.5 $74.5

$74.3 Rp 1.2M

0.19%

1-bedroom Apartment, City Center (Monthly)

$1,730 $1,730

$261 Rp 4.4M

561.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,510 $1,510

$160 Rp 2.7M

846.83%

3-bedroom Apartment, City Center (Monthly)

$2,283 $2,283

$585 Rp 9.7M

290.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,797 $1,797

$328 Rp 5.5M

447.44%

Buy Apartment in City Center (m2)

$3,726 $3,726

$985 Rp 16.4M

278.20%

Buy Apartment Outside City Center (m2)

$3,722 $3,722

$847 Rp 14.1M

339.47%

Average Monthly Net Salary (After Tax)

$4,062 $4,062

$178 Rp 3M

2182.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

13.28

-51.58%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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