Cost of Living Comparison Between Panama City, FL and Chiang Mai Cost of Living Comparison Between Panama City, FL and Chiang Mai

😐 Solo nomad: Panama City, FL is 109.3% more expensive than Chiang Mai without rent, and 221.7% more expensive with rent.

😐 Family of 3: Panama City, FL is 105.5% more expensive than Chiang Mai without rent, and 142.9% more expensive with rent.

Meal at Budget Restaurant

$18.89 $18.89

$1.97 ฿62.0

858.88%

Three-Course Dinner for Two, Mid-Range

$55.4 $55.4

$18.68 ฿587

196.63%

Fast Food Meal (McDonalds, etc)

$10.43 $10.43

$7.92 ฿249

31.69%

Cappuccino

$4.97 $4.97

$2.02 ฿63.7

146.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$0.84 ฿26.45

229.76%

Water (0.33 liter bottle)

$2.12 $2.12

$0.35 ฿11.07

505.71%

Local Beer (0.5 liter draught)

$4.95 $4.95

$2.22 ฿69.9

122.97%

Imported Beer (0.33 liter bottle)

$6.84 $6.84

$3.59 ฿113

90.53%

Milk (1 liter)

$0.92 $0.92

$1.67 ฿52.4

-44.91%

White Bread (500g)

$3.33 $3.33

$1.62 ฿51.1

105.56%

Rice (white) (1kg)

$2.57 $2.57

$1.20 ฿37.83

114.17%

Eggs

$3.26 $3.26

$1.93 ฿60.8

68.91%

Local Cheese (1kg)

$10.86 $10.86

$16.00 ฿503

-32.13%

Chicken Fillets (1kg)

$11.59 $11.59

$3.16 ฿99.2

266.77%

Beef Round Steak (1kg)

$15.06 $15.06

$10.93 ฿344

37.79%

Apples (1kg)

$3.57 $3.57

$2.67 ฿83.8

33.71%

Banana (1kg)

$1.53 $1.53

$1.18 ฿36.99

29.66%

Oranges (1kg)

$2.81 $2.81

$1.64 ฿51.5

71.34%

Tomato (1kg)

$4.04 $4.04

$1.59 ฿49.83

154.09%

Potato (1kg)

$3.21 $3.21

$1.32 ฿41.64

143.18%

Onion (1kg)

$2.73 $2.73

$1.19 ฿37.49

129.41%

Lettuce (1 head)

$2.09 $2.09

$0.71 ฿22.20

194.37%

Water (1.5 liter bottle)

$2.02 $2.02

$0.56 ฿17.75

260.71%

Cigarettes 20 Pack (Marlboro, Camel)

$7.94 $7.94

$4.64 ฿146

71.12%

Wine (Bottle)

$13.38 $13.38

$18.96 ฿596

-29.43%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.77 ฿55.7

0.56%

Imported Beer (0.33 liter bottle)

$3.06 $3.06

$3.20 ฿101

-4.38%

One-way Ticket (Public Transport)

$1.48 $1.48

$0.90 ฿28.32

64.44%

Public Transport Monthly Pass (Regular Price)

$134 $134

$19.24 ฿605

598.39%

Taxi Start (Normal Tariff)

$2.53 $2.53

$1.36 ฿42.78

86.03%

Taxi (Normal Tariff) (1km)

$1.50 $1.50

$1.35 ฿42.37

11.11%

Taxi 1hour Waiting (Normal Tariff)

$26.50 $26.50

$8.15 ฿256

225.15%

Gasoline (1 liter)

$0.86 $0.86

$1.22 ฿38.43

-29.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.9K $22.9K

$21.4K ฿671.8K

7.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$21.7K ฿683.8K

12.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$70.3 ฿2,210

203.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.62 $42.62

$13.91 ฿437

206.40%

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$18.00 ฿566

266.89%

Gym Membership (Monthly)

$40.27 $40.27

$41.78 ฿1,314

-3.61%

Tennis Court (1 Hour on Weekend)

$6.80 ฿214

Cinema Ticket

$12.86 $12.86

$5.72 ฿180

124.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$517 $517

$308 ฿9,693

67.80%

International Primary School, 1 Child (Yearly)

$7,980 $7,980

$14.8K ฿465.7K

-46.13%

Jeans (Levis 501 Or Similar)

$39.21 $39.21

$55.9 ฿1,756

-29.79%

Summer Dress (H&M, Zara, etc)

$43.35 $43.35

$26.71 ฿840

62.30%

Sport Shoes (Adidas, Nike)

$58.9 $58.9

$84.5 ฿2,658

-30.32%

Men's Leather Business Shoes

$74.3 $74.3

$70.8 ฿2,227

4.93%

1-bedroom Apartment, City Center (Monthly)

$1,706 $1,706

$431 ฿13.5K

296.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,500 $1,500

$237 ฿7,439

533.75%

3-bedroom Apartment, City Center (Monthly)

$2,315 $2,315

$811 ฿25.5K

185.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,749 $1,749

$501 ฿15.7K

249.39%

Buy Apartment in City Center (m2)

$3,649 $3,649

$2,202 ฿69.2K

65.70%

Buy Apartment Outside City Center (m2)

$3,699 $3,699

$1,600 ฿50.3K

131.13%

Average Monthly Net Salary (After Tax)

$3,988 $3,988

$684 ฿21.5K

482.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

28.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: January 11, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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