Cost of Living Comparison Between Panama City, FL and Chiang Mai Cost of Living Comparison Between Panama City, FL and Chiang Mai

😐 Solo nomad: Panama City, FL is 122.8% more expensive than Chiang Mai without rent, and 219% more expensive with rent.
😐 Family of 3: Panama City, FL is 82.6% more expensive than Chiang Mai without rent, and 142.6% more expensive with rent.
Currency
🍽 Eating Out
Panama City, FL
Chiang Mai
Difference
Meal at Budget Restaurant
$18.66 $18.66
$2.02 ΰΈΏ65.3
823.76%
Three-Course Dinner for Two, Mid-Range
$54.1 $54.1
$18.78 ΰΈΏ608
188.13%
Fast Food Meal (McDonalds, etc)
$10.32 $10.32
$7.67 ΰΈΏ248
34.55%
Cappuccino
$4.9 $4.9
$1.98 ΰΈΏ64.2
147.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 $2.68
$0.82 ΰΈΏ26.64
226.83%
Water (0.33 liter bottle)
$2.12 $2.12
$0.33 ΰΈΏ10.58
542.42%
Local Beer (0.5 liter draught)
$5.11 $5.11
$2.12 ΰΈΏ68.6
141.04%
Imported Beer (0.33 liter bottle)
$6.65 $6.65
$3.73 ΰΈΏ121
78.28%
πŸ›’ Groceries & Markets
Panama City, FL
Chiang Mai
Difference
Milk (1 liter)
$0.93 $0.93
$1.64 ΰΈΏ53.2
-43.29%
White Bread (500g)
$3.19 $3.19
$1.57 ΰΈΏ50.9
103.18%
Rice (white) (1kg)
$2.59 $2.59
$1.19 ΰΈΏ38.62
117.65%
Eggs
$3.18 $3.18
$1.98 ΰΈΏ64.1
60.61%
Local Cheese (1kg)
$10.82 $10.82
$15.99 ΰΈΏ517
-32.33%
Chicken Fillets (1kg)
$11.6 $11.6
$3.12 ΰΈΏ101
271.79%
Beef Round Steak (1kg)
$14.9 $14.9
$11.16 ΰΈΏ361
33.51%
Apples (1kg)
$3.46 $3.46
$2.76 ΰΈΏ89.2
25.36%
Banana (1kg)
$1.57 $1.57
$1.22 ΰΈΏ39.5
28.69%
Oranges (1kg)
$2.88 $2.88
$1.71 ΰΈΏ55.4
68.42%
Tomato (1kg)
$4.17 $4.17
$1.55 ΰΈΏ50.2
169.03%
Potato (1kg)
$3.17 $3.17
$1.34 ΰΈΏ43.21
136.57%
Onion (1kg)
$2.74 $2.74
$1.21 ΰΈΏ39.23
126.45%
Lettuce (1 head)
$2.12 $2.12
$0.72 ΰΈΏ23.2
194.44%
Water (1.5 liter bottle)
$1.95 $1.95
$0.53 ΰΈΏ17.05
267.92%
Cigarettes 20 Pack (Marlboro, Camel)
$8.21 $8.21
$4.72 ΰΈΏ153
73.94%
Wine (Bottle)
$9.13 $9.13
$18.39 ΰΈΏ595
-50.35%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$1.79 ΰΈΏ57.9
-2.23%
Imported Beer (0.33 liter bottle)
$3.15 $3.15
$3.21 ΰΈΏ104
-1.87%
🚌 Getting Around
Panama City, FL
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.49 $1.49
$0.94 ΰΈΏ30.44
58.51%
Public Transport Monthly Pass (Regular Price)
$132 $132
$18.9 ΰΈΏ612
600.63%
Taxi Start (Normal Tariff)
$2.43 $2.43
$1.42 ΰΈΏ46.08
71.13%
Taxi (Normal Tariff) (1km)
$1.51 $1.51
$1.35 ΰΈΏ43.53
11.85%
Taxi 1hour Waiting (Normal Tariff)
$25.81 $25.81
$7.85 ΰΈΏ254
228.79%
Gasoline (1 liter)
$0.81 $0.81
$1.25 ΰΈΏ40.4
-35.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.6K $22.6K
$21.2K ΰΈΏ684.9K
6.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K $24.7K
$21.8K ΰΈΏ706.8K
13.06%
🧾 Monthly Utilities & Internet
Panama City, FL
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$221 $221
$70.6 ΰΈΏ2,285
213.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.87 $42.87
$13.72 ΰΈΏ444
212.46%
Internet (50+ Mbps, Unlimited Data)
$66.5 $66.5
$17.56 ΰΈΏ568
278.70%
πŸŽ‰ Sport & Entertainment
Panama City, FL
Chiang Mai
Difference
Gym Membership (Monthly)
$39.64 $39.64
$41.64 ΰΈΏ1,347
-4.80%
Tennis Court (1 Hour on Weekend)
-
$6.9 ΰΈΏ223
-
Cinema Ticket
$13.13 $13.13
$5.8 ΰΈΏ188
126.38%
🧸 Childcare & Education
Panama City, FL
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$529 $529
$308 ΰΈΏ9,963
71.70%
International Primary School, 1 Child (Yearly)
$8,103 $8,103
$14.7K ΰΈΏ475.8K
-44.89%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Panama City, FL
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$38.64 $38.64
$55.4 ΰΈΏ1,793
-30.25%
Summer Dress (H&M, Zara, etc)
$42.44 $42.44
$26.4 ΰΈΏ854
60.76%
Sport Shoes (Adidas, Nike)
$59.1 $59.1
$85.1 ΰΈΏ2,755
-30.60%
Men's Leather Business Shoes
$75 $75
$71.8 ΰΈΏ2,323
4.53%
🏠 Accommodation & Living
Panama City, FL
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,675 $1,675
$434 ΰΈΏ14K
285.80%
1-bedroom Apartment, Outside City Center (Monthly)
$1,492 $1,492
$235 ΰΈΏ7,610
534.51%
3-bedroom Apartment, City Center (Monthly)
$2,308 $2,308
$821 ΰΈΏ26.6K
181.06%
3-bedroom Apartment, Outside City Center (Monthly)
$1,783 $1,783
$498 ΰΈΏ16.1K
257.97%
Buy Apartment in City Center (m2)
$3,593 $3,593
$2,180 ΰΈΏ70.6K
64.82%
Buy Apartment Outside City Center (m2)
$3,594 $3,594
$1,543 ΰΈΏ49.9K
132.91%
πŸ’΅ Salaries & Financials
Panama City, FL
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$3,977 $3,977
$703 ΰΈΏ22.8K
465.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
5
28.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: October 27, 2025

Last update for Chiang Mai: October 29, 2025

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