Cost of Living Comparison Between Panama City, FL and Chiang Mai Cost of Living Comparison Between Panama City, FL and Chiang Mai

😐 Solo nomad: Panama City, FL is 96.4% more expensive than Chiang Mai without rent, and 230% more expensive with rent.

😐 Family of 3: Panama City, FL is 73.4% more expensive than Chiang Mai without rent, and 147.9% more expensive with rent.

Meal at Budget Restaurant

$19.03 $19.03

$2.03 ฿64.2

837.44%

Three-Course Dinner for Two, Mid-Range

$54.9 $54.9

$18.59 ฿588

195.43%

Fast Food Meal (McDonalds, etc)

$10.62 $10.62

$7.48 ฿237

41.98%

Cappuccino

$4.92 $4.92

$2.00 ฿63.2

146.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 $2.63

$0.85 ฿26.81

209.41%

Water (0.33 liter bottle)

$2.12 $2.12

$0.35 ฿11.13

505.71%

Local Beer (0.5 liter draught)

$5.07 $5.07

$2.21 ฿70.0

129.41%

Imported Beer (0.33 liter bottle)

$6.63 $6.63

$3.76 ฿119

76.33%

Milk (1 liter)

$0.94 $0.94

$1.72 ฿54.4

-45.35%

White Bread (500g)

$3.30 $3.30

$1.63 ฿51.7

102.45%

Rice (white) (1kg)

$2.58 $2.58

$1.16 ฿36.66

122.41%

Eggs

$3.15 $3.15

$1.98 ฿62.6

59.09%

Local Cheese (1kg)

$10.89 $10.89

$15.93 ฿504

-31.64%

Chicken Fillets (1kg)

$11.43 $11.43

$3.17 ฿100

260.57%

Beef Round Steak (1kg)

$15.25 $15.25

$10.90 ฿345

39.91%

Apples (1kg)

$3.45 $3.45

$2.65 ฿83.7

30.19%

Banana (1kg)

$1.53 $1.53

$1.22 ฿38.70

25.41%

Oranges (1kg)

$2.85 $2.85

$1.70 ฿53.7

67.65%

Tomato (1kg)

$4.22 $4.22

$1.59 ฿50.3

165.41%

Potato (1kg)

$3.16 $3.16

$1.32 ฿41.90

139.39%

Onion (1kg)

$2.85 $2.85

$1.17 ฿36.99

143.59%

Lettuce (1 head)

$2.04 $2.04

$0.68 ฿21.46

200.00%

Water (1.5 liter bottle)

$1.93 $1.93

$0.56 ฿17.64

244.64%

Cigarettes 20 Pack (Marlboro, Camel)

$8.18 $8.18

$4.51 ฿143

81.37%

Wine (Bottle)

$13.52 $13.52

$19.07 ฿604

-29.10%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.77 ฿56.0

0.56%

Imported Beer (0.33 liter bottle)

$2.99 $2.99

$3.18 ฿101

-5.97%

One-way Ticket (Public Transport)

$1.47 $1.47

$0.96 ฿30.47

53.13%

Public Transport Monthly Pass (Regular Price)

$132 $132

$18.90 ฿598

600.11%

Taxi Start (Normal Tariff)

$2.56 $2.56

$1.36 ฿42.98

88.24%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.35 ฿42.80

17.04%

Taxi 1hour Waiting (Normal Tariff)

$26.24 $26.24

$8.03 ฿254

226.77%

Gasoline (1 liter)

$0.81 $0.81

$1.24 ฿39.34

-34.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K $23.4K

$21.2K ฿669.8K

10.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K $24.1K

$21.8K ฿688.5K

10.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$71.2 ฿2,255

211.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.46 $43.46

$14.09 ฿446

208.45%

Internet (50+ Mbps, Unlimited Data)

$67.3 $67.3

$17.47 ฿553

285.35%

Gym Membership (Monthly)

$40.41 $40.41

$42.07 ฿1,332

-3.95%

Tennis Court (1 Hour on Weekend)

$6.88 ฿218

Cinema Ticket

$12.87 $12.87

$5.94 ฿188

116.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$526 $526

$307 ฿9,728

71.03%

International Primary School, 1 Child (Yearly)

$8,046 $8,046

$14.8K ฿468.2K

-45.61%

Jeans (Levis 501 Or Similar)

$39.77 $39.77

$55.7 ฿1,762

-28.56%

Summer Dress (H&M, Zara, etc)

$42.79 $42.79

$26.79 ฿848

59.72%

Sport Shoes (Adidas, Nike)

$60.3 $60.3

$83.2 ฿2,634

-27.51%

Men's Leather Business Shoes

$75.5 $75.5

$70.1 ฿2,219

7.63%

1-bedroom Apartment, City Center (Monthly)

$1,734 $1,734

$427 ฿13.5K

305.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,503 $1,503

$237 ฿7,504

533.94%

3-bedroom Apartment, City Center (Monthly)

$2,322 $2,322

$802 ฿25.4K

189.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,764 $1,764

$503 ฿15.9K

250.35%

Buy Apartment in City Center (m2)

$3,589 $3,589

$2,061 ฿65.2K

74.18%

Buy Apartment Outside City Center (m2)

$3,618 $3,618

$1,533 ฿48.5K

136.10%

Average Monthly Net Salary (After Tax)

$4,042 $4,042

$654 ฿20.7K

518.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

28.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: February 28, 2026

Last update for Chiang Mai: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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