Cost of Living Comparison Between Panama City, FL and Austin, TX Cost of Living Comparison Between Panama City, FL and Austin, TX

😐 Solo nomad: Panama City, FL is 9.8% more expensive than Austin, TX without rent, and 3.2% more expensive with rent.

🙂 Family of 3: Panama City, FL is 15.5% cheaper than Austin, TX without rent, and 17.3% cheaper with rent.

Meal at Budget Restaurant

$18.66 $18.66

$19.64 $19.64

-4.99%

Three-Course Dinner for Two, Mid-Range

$54.1 $54.1

$76.2 $76.2

-29.03%

Fast Food Meal (McDonalds, etc)

$10.32 $10.32

$9.95 $9.95

3.72%

Cappuccino

$4.9 $4.9

$5.61 $5.61

-12.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 $2.68

$2.64 $2.64

1.52%

Water (0.33 liter bottle)

$2.12 $2.12

$2.19 $2.19

-3.20%

Local Beer (0.5 liter draught)

$5.11 $5.11

$5.84 $5.84

-12.50%

Imported Beer (0.33 liter bottle)

$6.65 $6.65

$7.92 $7.92

-16.04%

Milk (1 liter)

$0.93 $0.93

$1.13 $1.13

-17.70%

White Bread (500g)

$3.19 $3.19

$3.3 $3.3

-3.33%

Rice (white) (1kg)

$2.59 $2.59

$3.5 $3.5

-26.00%

Eggs

$3.18 $3.18

$4.4 $4.4

-27.73%

Local Cheese (1kg)

$10.82 $10.82

$12 $12

-9.83%

Chicken Fillets (1kg)

$11.6 $11.6

$10.68 $10.68

8.61%

Beef Round Steak (1kg)

$14.9 $14.9

$14.73 $14.73

1.15%

Apples (1kg)

$3.46 $3.46

$4.88 $4.88

-29.10%

Banana (1kg)

$1.57 $1.57

$1.52 $1.52

3.29%

Oranges (1kg)

$2.88 $2.88

$4.53 $4.53

-36.42%

Tomato (1kg)

$4.17 $4.17

$3.92 $3.92

6.38%

Potato (1kg)

$3.17 $3.17

$2.72 $2.72

16.54%

Onion (1kg)

$2.74 $2.74

$2.76 $2.76

-0.72%

Lettuce (1 head)

$2.12 $2.12

$2.01 $2.01

5.47%

Water (1.5 liter bottle)

$1.95 $1.95

$2.18 $2.18

-10.55%

Cigarettes 20 Pack (Marlboro, Camel)

$8.21 $8.21

$8.86 $8.86

-7.34%

Wine (Bottle)

$9.13 $9.13

$14.96 $14.96

-38.97%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.34 $2.34

-25.21%

Imported Beer (0.33 liter bottle)

$3.15 $3.15

$3.44 $3.44

-8.43%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.48 $1.48

0.68%

Public Transport Monthly Pass (Regular Price)

$132 $132

$42.82 $42.82

209.25%

Taxi Start (Normal Tariff)

$2.43 $2.43

$4.3 $4.3

-43.49%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$1.82 $1.82

-17.03%

Taxi 1hour Waiting (Normal Tariff)

$25.81 $25.81

$34.63 $34.63

-25.47%

Gasoline (1 liter)

$0.81 $0.81

$0.73 $0.73

10.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.6K $22.6K

$25.5K $25.5K

-11.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$26.3K $26.3K

-6.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 $221

$177 $177

25.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.87 $42.87

$58.9 $58.9

-27.25%

Internet (50+ Mbps, Unlimited Data)

$66.5 $66.5

$64.8 $64.8

2.56%

Gym Membership (Monthly)

$39.64 $39.64

$62.6 $62.6

-36.67%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$13.13 $13.13

$14.72 $14.72

-10.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$529 $529

$1,378 $1,378

-61.65%

International Primary School, 1 Child (Yearly)

$8,103 $8,103

$22.4K $22.4K

-63.81%

Jeans (Levis 501 Or Similar)

$38.64 $38.64

$56.3 $56.3

-31.36%

Summer Dress (H&M, Zara, etc)

$42.44 $42.44

$46.46 $46.46

-8.65%

Sport Shoes (Adidas, Nike)

$59.1 $59.1

$86.7 $86.7

-31.83%

Men's Leather Business Shoes

$75 $75

$119 $119

-36.88%

1-bedroom Apartment, City Center (Monthly)

$1,675 $1,675

$2,188 $2,188

-23.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,492 $1,492

$1,395 $1,395

6.95%

3-bedroom Apartment, City Center (Monthly)

$2,308 $2,308

$3,896 $3,896

-40.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,783 $1,783

$2,689 $2,689

-33.68%

Buy Apartment in City Center (m2)

$3,593 $3,593

$4,414 $4,414

-18.59%

Buy Apartment Outside City Center (m2)

$3,594 $3,594

$3,161 $3,161

13.68%

Average Monthly Net Salary (After Tax)

$3,977 $3,977

$4,871 $4,871

-18.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.45

-0.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City, FL: October 27, 2025

Last update for Austin, TX: October 28, 2025

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