Cost of Living Comparison Between Palm Bay, FL and Chicago, IL Cost of Living Comparison Between Palm Bay, FL and Chicago, IL

🙂 Solo nomad: Palm Bay, FL is 16.5% cheaper than Chicago, IL without rent, and 25% cheaper with rent.
🙂 Family of 3: Palm Bay, FL is 5.8% cheaper than Chicago, IL without rent, and 23.2% cheaper with rent.
Currency
🍽 Eating Out
Palm Bay, FL
Chicago, IL
Difference
Meal at Budget Restaurant
$25.33 $25.33
$20.82 $20.82
21.66%
Three-Course Dinner for Two, Mid-Range
$73.6 $73.6
$100 $100
-26.70%
Fast Food Meal (McDonalds, etc)
$9.7 $9.7
$11.97 $11.97
-18.96%
Cappuccino
$5.38 $5.38
$5.56 $5.56
-3.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.89 $2.89
$3.11 $3.11
-7.07%
Water (0.33 liter bottle)
$2.07 $2.07
$2.42 $2.42
-14.46%
Local Beer (0.5 liter draught)
$6.13 $6.13
$6.86 $6.86
-10.64%
Imported Beer (0.33 liter bottle)
$5.07 $5.07
$8.45 $8.45
-40.00%
🛒 Groceries & Markets
Palm Bay, FL
Chicago, IL
Difference
Milk (1 liter)
$1.02 $1.02
$1.04 $1.04
-1.92%
White Bread (500g)
$3.72 $3.72
$4.15 $4.15
-10.36%
Rice (white) (1kg)
$4.56 $4.56
$5.52 $5.52
-17.39%
Eggs
$3.41 $3.41
$4.65 $4.65
-26.67%
Local Cheese (1kg)
$13.7 $13.7
$14.33 $14.33
-4.40%
Chicken Fillets (1kg)
$9.95 $9.95
$14.88 $14.88
-33.13%
Beef Round Steak (1kg)
$15.45 $15.45
$19.34 $19.34
-20.11%
Apples (1kg)
$4.76 $4.76
$5.17 $5.17
-7.93%
Banana (1kg)
$1.92 $1.92
$1.71 $1.71
12.28%
Oranges (1kg)
$5.53 $5.53
$4.41 $4.41
25.40%
Tomato (1kg)
$5.44 $5.44
$4.51 $4.51
20.62%
Potato (1kg)
$3.86 $3.86
$2.53 $2.53
52.57%
Onion (1kg)
$3.68 $3.68
$2.74 $2.74
34.31%
Lettuce (1 head)
$2.86 $2.86
$2.43 $2.43
17.70%
Water (1.5 liter bottle)
$2.62 $2.62
$2.7 $2.7
-2.96%
Cigarettes 20 Pack (Marlboro, Camel)
$8.69 $8.69
$15.19 $15.19
-42.79%
Wine (Bottle)
$12.83 $12.83
$16.42 $16.42
-21.86%
Local Beer (0.5 liter bottle)
$1.7 $1.7
$2.35 $2.35
-27.66%
Imported Beer (0.33 liter bottle)
$4.34 $4.34
$3.7 $3.7
17.30%
🚌 Getting Around
Palm Bay, FL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.02 $1.02
$2.53 $2.53
-59.68%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$2.46 $2.46
$3.34 $3.34
-26.35%
Taxi (Normal Tariff) (1km)
$1.26 $1.26
$1.42 $1.42
-11.27%
Taxi 1hour Waiting (Normal Tariff)
$29.31 $29.31
$25.42 $25.42
15.30%
Gasoline (1 liter)
$0.84 $0.84
$1.08 $1.08
-22.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$32.4K $32.4K
9.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K $24.2K
$26.2K $26.2K
-7.84%
🧾 Monthly Utilities & Internet
Palm Bay, FL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 $119
$188 $188
-36.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.9 $52.9
$63.7 $63.7
-17.02%
Internet (50+ Mbps, Unlimited Data)
$63.4 $63.4
$65.2 $65.2
-2.70%
🎉 Sport & Entertainment
Palm Bay, FL
Chicago, IL
Difference
Gym Membership (Monthly)
$34.19 $34.19
$76.7 $76.7
-55.44%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$8.83 $8.83
$14.93 $14.93
-40.86%
🧸 Childcare & Education
Palm Bay, FL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$891 $891
$2,063 $2,063
-56.79%
International Primary School, 1 Child (Yearly)
$6,948 $6,948
$39.2K $39.2K
-82.27%
👕👟 Clothing & Footwear
Palm Bay, FL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$53.1 $53.1
$64.3 $64.3
-17.37%
Summer Dress (H&M, Zara, etc)
$27.52 $27.52
$52.4 $52.4
-47.47%
Sport Shoes (Adidas, Nike)
$91 $91
$95.2 $95.2
-4.39%
Men's Leather Business Shoes
$110 $110
$145 $145
-24.22%
🏠 Accommodation & Living
Palm Bay, FL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,208 $1,208
$2,378 $2,378
-49.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,051 $1,051
$1,584 $1,584
-33.65%
3-bedroom Apartment, City Center (Monthly)
$2,027 $2,027
$4,763 $4,763
-57.45%
3-bedroom Apartment, Outside City Center (Monthly)
$1,997 $1,997
$2,815 $2,815
-29.05%
Buy Apartment in City Center (m2)
$2,493 $2,493
$3,588 $3,588
-30.53%
Buy Apartment Outside City Center (m2)
$2,475 $2,475
$2,490 $2,490
-0.60%
💵 Salaries & Financials
Palm Bay, FL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$3,610 $3,610
$5,275 $5,275
-31.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
6.6
-0.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palm Bay, FL: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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