Last update: Oct 2026

Cost of Living Comparison Between Palazzo San Gervasio and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,876 in Palazzo San Gervasio, rent and utilities included – about $11,500 less a year. Other living expenses account for most of the difference.

91

Cost of Living Index in Palazzo San Gervasio
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Palazzo San Gervasio Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Palazzo San Gervasio

🇮🇹 Italy

$1,876

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Palazzo San Gervasio and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palazzo San Gervasio and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,876 in Palazzo San Gervasio versus $915 in Cebu.

Palazzo San Gervasio $1,876
Cebu $915

Estimated couple costs with rent: $2,837 in Palazzo San Gervasio versus $1,418 in Cebu.

Palazzo San Gervasio $2,837
Cebu $1,418

Monthly costs for a family of three with rent: $3,798 in Palazzo San Gervasio versus $1,921 in Cebu.

Palazzo San Gervasio $3,798
Cebu $1,921

Living in Palazzo San Gervasio is roughly 105% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Palazzo San Gervasio is 38% above, Cebu is 33% below.

Meal at Budget Restaurant

$21.93 €19.51

$3.05 ₱192

619.02%

Three-Course Dinner for Two, Mid-Range

$66.7 €59.3

$24.00 ₱1,511

177.83%

Fast Food Meal (McDonalds, etc)

$11.03 €9.81

$3.99 ₱251

176.44%

Cappuccino

$2.60 €2.31

$2.50 ₱157

4.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.08 €2.74

$1.54 ₱97.1

100.00%

Water (0.33 liter bottle)

$1.48 €1.32

$0.50 ₱31.37

196.00%

Local Beer (0.5 liter draught)

$5.47 €4.87

$1.78 ₱112

207.30%

Imported Beer (0.33 liter bottle)

$4.36 €3.87

$2.17 ₱136

100.92%

Milk (1 liter)

$1.76 €1.57

$2.00 ₱126

-12.00%

White Bread (500g)

$1.73 €1.54

$1.37 ₱86.2

26.28%

Rice (white) (1kg)

$2.81 €2.50

$1.03 ₱64.9

172.82%

Eggs

$5.31 €4.72

$2.03 ₱128

161.58%

Local Cheese (1kg)

$21.98 €19.55

$10.20 ₱642

115.49%

Chicken Fillets (1kg)

$16.59 €14.76

$4.45 ₱280

272.81%

Beef Round Steak (1kg)

$26.62 €23.68

$7.67 ₱483

247.07%

Apples (1kg)

$2.69 €2.39

$3.31 ₱208

-18.73%

Banana (1kg)

$2.24 €1.99

$1.46 ₱91.8

53.42%

Oranges (1kg)

$2.91 €2.59

$2.32 ₱146

25.43%

Tomato (1kg)

$3.02 €2.69

$1.49 ₱94.0

102.68%

Potato (1kg)

$2.00 €1.78

$2.34 ₱147

-14.53%

Onion (1kg)

$1.90 €1.69

$1.94 ₱122

-2.06%

Lettuce (1 head)

$2.94 €2.61

$1.16 ₱73.0

153.45%

Water (1.5 liter bottle)

$0.58 €0.51

$0.68 ₱42.89

-14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$6.53 €5.81

$2.99 ₱188

118.39%

Wine (Bottle)

$8.45 €7.52

$6.24 ₱393

35.42%

Local Beer (0.5 liter bottle)

$1.92 €1.71

$1.23 ₱77.3

56.10%

Imported Beer (0.33 liter bottle)

$2.51 €2.24

$1.73 ₱109

45.09%

One-way Ticket (Public Transport)

$1.71 €1.52

$0.23 ₱14.36

643.48%

Public Transport Monthly Pass (Regular Price)

$42.38 €37.69

$12.34 ₱777

243.44%

Taxi Start (Normal Tariff)

$6.51 €5.79

$0.79 ₱49.96

724.05%

Taxi (Normal Tariff) (1km)

$1.66 €1.48

$0.22 ₱13.86

654.55%

Taxi 1hour Waiting (Normal Tariff)

$22.06 €19.62

$4.54 ₱286

385.90%

Gasoline (1 liter)

$2.02 €1.80

$1.32 ₱82.9

53.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.5K

$21.0K ₱1.3M

63.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K €29.9K

$19.4K ₱1.2M

73.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 €216

$119 ₱7,464

105.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.86 €12.33

$14.22 ₱896

-2.53%

Internet (50+ Mbps, Unlimited Data)

$35.14 €31.26

$27.47 ₱1,730

27.92%

Gym Membership (Monthly)

$56.6 €50.3

$32.31 ₱2,034

75.15%

Tennis Court (1 Hour on Weekend)

$23.29 €20.72

$6.50 ₱409

258.31%

Cinema Ticket

$9.10 €8.09

$5.40 ₱340

68.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$567 €504

$276 ₱17.4K

105.42%

International Primary School, 1 Child (Yearly)

$10.1K €8,981

$7,866 ₱495.3K

28.36%

Jeans (Levis 501 Or Similar)

$108 €95.9

$49.37 ₱3,108

118.29%

Summer Dress (H&M, Zara, etc)

$36.99 €32.90

$24.58 ₱1,548

50.49%

Sport Shoes (Adidas, Nike)

$123 €110

$76.6 ₱4,825

61.13%

Men's Leather Business Shoes

$132 €118

$58.9 ₱3,706

124.43%

1-bedroom Apartment, City Center (Monthly)

$736 €654

$503 ₱31.7K

46.09%

1-bedroom Apartment, Outside City Center (Monthly)

$561 €499

$305 ₱19.2K

84.15%

3-bedroom Apartment, City Center (Monthly)

$1,152 €1,025

$1,075 ₱67.7K

7.17%

3-bedroom Apartment, Outside City Center (Monthly)

$878 €781

$632 ₱39.8K

38.89%

Buy Apartment in City Center (m2)

$2,921 €2,598

$2,870 ₱180.7K

1.79%

Buy Apartment Outside City Center (m2)

$2,000 €1,779

$1,877 ₱118.2K

6.52%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.13

7.2

-56.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palazzo San Gervasio: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Palazzo San Gervasio

$561 29.9%

Cebu

$305 33.3% 45.7% $256

Groceries & Markets

Palazzo San Gervasio

$410 21.9%

Cebu

$210 22.9% 48.9% $200

Eating Out

Palazzo San Gervasio

$294 15.7%

Cebu

$88 9.6% 70.2% $206

Monthly Utilities & Internet

Palazzo San Gervasio

$292 15.6%

Cebu

$160 17.5% 45.2% $132

Clothing & Footwear

Palazzo San Gervasio

$180 9.6%

Cebu

$94 10.3% 47.7% $86

Sport & Entertainment

Palazzo San Gervasio

$75 4%

Cebu

$43 4.7% 42.4% $32

Getting Around

Palazzo San Gervasio

$64 3.4%

Cebu

$15 1.7% 76.3% $49

Cost Breakdown

A one-bedroom apartment in the center runs $736 in Palazzo San Gervasio and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $67.0 in Palazzo San Gervasio vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $410 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Palazzo San Gervasio

🇵🇭 Cebu

🕒 Local time

23:10 11:10 PM

05:10 5:10 AM

6 h ahead of Palazzo San Gervasio

🌤 Weather

👥 Population

4,600

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Palazzo San Gervasio Cebu 10,720 km ≈ 14 h nonstop flight

From you

Palazzo San Gervasio
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Palazzo San Gervasio vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 105% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,814 in Palazzo San Gervasio and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $736 in Palazzo San Gervasio versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,876 per month in Palazzo San Gervasio versus $915 in Cebu – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 243% less than in Palazzo San Gervasio. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,876 in Palazzo San Gervasio, a $1,500 budget is realistic in Cebu but tight or insufficient in Palazzo San Gervasio. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Palazzo San Gervasio, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Palazzo San Gervasio and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 105% less than in Palazzo San Gervasio. Beyond cost, consider language, visa policies, and how big the international community is in each city.