Last update: Oct 2026

Cost of Living Comparison Between Oxford and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,210 in Oxford, rent and utilities included – about $22,300 less a year. Rent and utilities account for most of the difference.

153

Cost of Living Index in Oxford
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Oxford Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Oxford

🇬🇧 United Kingdom

$3,210

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxford and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxford and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,210 per month in Oxford vs $1,349 in Ubud, Bali, rent included.

Oxford $3,210
Ubud, Bali $1,349

A couple spends around $4,477 per month in Oxford vs $2,305 in Ubud, Bali, rent included.

Oxford $4,477
Ubud, Bali $2,305

A family of three spends $5,743 per month in Oxford vs $3,261 in Ubud, Bali, rent included.

Oxford $5,743
Ubud, Bali $3,261

Oxford costs about 138% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$24.95 £18.61

$3.32 Rp 60.3K

651.51%

Three-Course Dinner for Two, Mid-Range

$104 £77.5

$35.64 Rp 646.7K

191.64%

Fast Food Meal (McDonalds, etc)

$10.60 £7.90

$5.53 Rp 100.4K

91.68%

Cappuccino

$4.94 £3.68

$2.72 Rp 49.3K

81.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.46 £3.32

$1.70 Rp 30.9K

162.35%

Water (0.33 liter bottle)

$2.19 £1.64

$0.76 Rp 13.8K

188.16%

Local Beer (0.5 liter draught)

$9.04 £6.74

$2.65 Rp 48.2K

241.13%

Imported Beer (0.33 liter bottle)

$8.55 £6.38

$4.38 Rp 79.5K

95.21%

Milk (1 liter)

$1.69 £1.26

$1.49 Rp 27.1K

13.42%

White Bread (500g)

$1.70 £1.26

$2.28 Rp 41.3K

-25.44%

Rice (white) (1kg)

$1.97 £1.47

$1.19 Rp 21.6K

65.55%

Eggs

$4.06 £3.03

$2.04 Rp 36.9K

99.02%

Local Cheese (1kg)

$13.74 £10.25

$17.70 Rp 321.2K

-22.37%

Chicken Fillets (1kg)

$8.58 £6.40

$3.96 Rp 71.9K

116.67%

Beef Round Steak (1kg)

$14.83 £11.06

$12.19 Rp 221.2K

21.66%

Apples (1kg)

$3.33 £2.49

$3.66 Rp 66.3K

-9.02%

Banana (1kg)

$1.70 £1.26

$1.52 Rp 27.5K

11.84%

Oranges (1kg)

$3.01 £2.24

$2.23 Rp 40.4K

34.98%

Tomato (1kg)

$3.73 £2.78

$1.97 Rp 35.8K

89.34%

Potato (1kg)

$1.73 £1.29

$1.85 Rp 33.5K

-6.49%

Onion (1kg)

$1.76 £1.31

$2.42 Rp 44.0K

-27.27%

Lettuce (1 head)

$1.21 £0.90

$0.99 Rp 18.0K

22.22%

Water (1.5 liter bottle)

$1.61 £1.20

$0.51 Rp 9,316

215.69%

Cigarettes 20 Pack (Marlboro, Camel)

$23.70 £17.67

$2.22 Rp 40.3K

967.57%

Wine (Bottle)

$11.30 £8.43

$22.24 Rp 403.6K

-49.19%

Local Beer (0.5 liter bottle)

$3.26 £2.43

$2.26 Rp 41.0K

44.25%

Imported Beer (0.33 liter bottle)

$3.39 £2.53

$2.97 Rp 53.9K

14.14%

One-way Ticket (Public Transport)

$3.89 £2.90

$0.25 Rp 4,555

1456.00%

Public Transport Monthly Pass (Regular Price)

$110 £81.9

$7.82 Rp 142.0K

1304.09%

Taxi Start (Normal Tariff)

$4.98 £3.71

$0.44 Rp 7,975

1031.82%

Taxi (Normal Tariff) (1km)

$3.18 £2.37

$0.43 Rp 7,804

639.53%

Taxi 1hour Waiting (Normal Tariff)

$42.14 £31.42

$5.41 Rp 98.2K

678.93%

Gasoline (1 liter)

$2.11 £1.57

$0.82 Rp 15.0K

157.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K £28.7K

$23.8K Rp 432.6M

61.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £30.7K

$31.7K Rp 576.1M

29.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$361 £269

$79.1 Rp 1.4M

356.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.08 £13.48

$6.45 Rp 117.0K

180.31%

Internet (50+ Mbps, Unlimited Data)

$44.18 £32.94

$18.58 Rp 337.1K

137.78%

Gym Membership (Monthly)

$41.85 £31.20

$49.48 Rp 897.9K

-15.42%

Tennis Court (1 Hour on Weekend)

$11.49 £8.56

$17.65 Rp 320.2K

-34.90%

Cinema Ticket

$16.03 £11.95

$4.27 Rp 77.6K

275.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,254 £1,680

$491 Rp 8.9M

359.47%

International Primary School, 1 Child (Yearly)

$15.2K £11.4K

$5,674 Rp 103.0M

168.48%

Jeans (Levis 501 Or Similar)

$98.8 £73.7

$44.64 Rp 810.0K

121.35%

Summer Dress (H&M, Zara, etc)

$46.09 £34.36

$34.95 Rp 634.2K

31.87%

Sport Shoes (Adidas, Nike)

$102 £76.3

$79.9 Rp 1.4M

28.04%

Men's Leather Business Shoes

$104 £77.6

$79.4 Rp 1.4M

31.11%

1-bedroom Apartment, City Center (Monthly)

$2,187 £1,631

$1,125 Rp 20.4M

94.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,706 £1,272

$671 Rp 12.2M

154.06%

3-bedroom Apartment, City Center (Monthly)

$3,231 £2,409

$3,565 Rp 64.7M

-9.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,464 £1,837

$1,723 Rp 31.3M

42.98%

Buy Apartment in City Center (m2)

$8,794 £6,556

$2,732 Rp 49.6M

221.93%

Buy Apartment Outside City Center (m2)

$6,600 £4,921

$2,284 Rp 41.4M

188.98%

Average Monthly Net Salary (After Tax)

$4,032 £3,006

$164 Rp 3.0M

2360.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

13.78

-65.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxford

$1.7K 53.2%

Ubud, Bali

$672 49.8% 60.6% $1K

Monthly Utilities & Internet

Oxford

$423 13.2%

Ubud, Bali

$104 7.7% 75.4% $319

Eating Out

Oxford

$380 11.8%

Ubud, Bali

$108 8% 71.6% $272

Groceries & Markets

Oxford

$323 10.1%

Ubud, Bali

$288 21.4% 10.6% $34

Clothing & Footwear

Oxford

$158 4.9%

Ubud, Bali

$108 8% 32% $51

Getting Around

Oxford

$146 4.6%

Ubud, Bali

$11 0.9% 92.2% $135

Sport & Entertainment

Oxford

$74 2.3%

Ubud, Bali

$58 4.3% 21.5% $16

Cost Breakdown

A central one-bedroom costs $2,187 in Oxford versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Oxford are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in Oxford versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $323 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Oxford

🇮🇩 Ubud, Bali

🕒 Local time

21:53 9:53 PM

05:53 5:53 AM

8 h ahead of Oxford

🌤 Weather

👥 Population

165,000

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Oxford Ubud, Bali 12,560 km ≈ 16 h nonstop flight

From you

Oxford
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxford vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Oxford costs about 138% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,815 per month in Oxford and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,187 in Oxford.

A mid-range dinner for two costs $104 in Oxford and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,210 in Oxford and $1,349 in Ubud, Bali. That makes Ubud, Bali about 58% cheaper.

$1,000 is a stretch for both – monthly costs hit $3,210 in Oxford and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $3,210 in Oxford. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Oxford makes more sense. Both are solid long-term options with distinct trade-offs.