Last update: Oct 2026

Cost of Living Comparison Between Oxford and Manchester

For one person, living is cheaper in Manchester: $2,499 a month against $3,210 in Oxford, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

Oxford, United Kingdom
Manchester, United Kingdom
Oxford
🇬🇧 United Kingdom
$3,210
/mo nomad
Manchester
🇬🇧 United Kingdom
$2,499
/mo nomad
Monthly Cost of Living

How much you'll spend in Oxford and in Manchester

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxford and in Manchester actually costs, broken down by who's living it.

A single person spends $3,210 per month in Oxford vs $2,499 in Manchester, rent included.

  • Oxford $3,210
  • Manchester $2,499

A couple spends around $4,477 per month in Oxford vs $3,623 in Manchester, rent included.

  • Oxford $4,477
  • Manchester $3,623

A family of three spends $5,743 per month in Oxford vs $4,747 in Manchester, rent included.

  • Oxford $5,743
  • Manchester $4,747

Oxford costs about 28% more than Manchester, and outside of rent the biggest gap is in eating out.

Both Oxford and Manchester sit above the global median – Oxford by 136%, Manchester by 84%.

Currency
🍽 Eating Out
Oxford
Manchester
Difference
Meal at Budget Restaurant
$24.95 £18.61
$20.22 £15.08
23.39%
Three-Course Dinner for Two, Mid-Range
$104 £77.5
$86.0 £64.1
20.85%
Fast Food Meal (McDonalds, etc)
$10.60 £7.90
$10.74 £8.01
-1.30%
Cappuccino
$4.94 £3.68
$4.68 £3.49
5.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.46 £3.32
$2.44 £1.82
82.79%
Water (0.33 liter bottle)
$2.19 £1.64
$1.62 £1.21
35.19%
Local Beer (0.5 liter draught)
$9.04 £6.74
$7.78 £5.80
16.20%
Imported Beer (0.33 liter bottle)
$8.55 £6.38
$6.70 £5.00
27.61%
🛒 Groceries & Markets
Oxford
Manchester
Difference
Milk (1 liter)
$1.69 £1.26
$1.51 £1.12
11.92%
White Bread (500g)
$1.70 £1.26
$1.88 £1.40
-9.57%
Rice (white) (1kg)
$1.97 £1.47
$1.94 £1.45
1.55%
Eggs
$4.06 £3.03
$4.08 £3.04
-0.49%
Local Cheese (1kg)
$13.74 £10.25
$9.61 £7.16
42.98%
Chicken Fillets (1kg)
$8.58 £6.40
$8.98 £6.70
-4.45%
Beef Round Steak (1kg)
$14.83 £11.06
$15.41 £11.49
-3.76%
Apples (1kg)
$3.33 £2.49
$3.09 £2.30
7.77%
Banana (1kg)
$1.70 £1.26
$1.58 £1.18
7.59%
Oranges (1kg)
$3.01 £2.24
$2.95 £2.20
2.03%
Tomato (1kg)
$3.73 £2.78
$3.35 £2.50
11.34%
Potato (1kg)
$1.73 £1.29
$1.51 £1.13
14.57%
Onion (1kg)
$1.76 £1.31
$1.35 £1.00
30.37%
Lettuce (1 head)
$1.21 £0.90
$1.26 £0.94
-3.97%
Water (1.5 liter bottle)
$1.61 £1.20
$1.23 £0.92
30.89%
Cigarettes 20 Pack (Marlboro, Camel)
$23.70 £17.67
$24.05 £17.93
-1.46%
Wine (Bottle)
$11.30 £8.43
$10.88 £8.12
3.86%
Local Beer (0.5 liter bottle)
$3.26 £2.43
$2.43 £1.81
34.16%
Imported Beer (0.33 liter bottle)
$3.39 £2.53
$3.17 £2.36
6.94%
🚌 Getting Around
Oxford
Manchester
Difference
One-way Ticket (Public Transport)
$3.89 £2.90
$2.73 £2.04
42.49%
Public Transport Monthly Pass (Regular Price)
$110 £81.9
$108 £80.4
1.76%
Taxi Start (Normal Tariff)
$4.98 £3.71
$4.52 £3.37
10.18%
Taxi (Normal Tariff) (1km)
$3.18 £2.37
$2.22 £1.65
43.24%
Taxi 1hour Waiting (Normal Tariff)
$42.14 £31.42
$30.82 £22.98
36.73%
Gasoline (1 liter)
$2.11 £1.57
$2.14 £1.59
-1.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.4K £28.7K
$38.5K £28.7K
-0.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.1K £30.7K
$40.0K £29.9K
2.67%
🧾 Monthly Utilities & Internet
Oxford
Manchester
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$361 £269
$252 £188
42.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.08 £13.48
$16.23 £12.10
11.40%
Internet (50+ Mbps, Unlimited Data)
$44.18 £32.94
$39.58 £29.51
11.62%
🎉 Sport & Entertainment
Oxford
Manchester
Difference
Gym Membership (Monthly)
$41.85 £31.20
$42.67 £31.81
-1.92%
Tennis Court (1 Hour on Weekend)
$11.49 £8.56
$18.05 £13.46
-36.34%
Cinema Ticket
$16.03 £11.95
$13.44 £10.02
19.27%
🧸 Childcare & Education
Oxford
Manchester
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,254 £1,680
$1,494 £1,114
50.84%
International Primary School, 1 Child (Yearly)
$15.2K £11.4K
$19.7K £14.7K
-22.69%
👕👟 Clothing & Footwear
Oxford
Manchester
Difference
Jeans (Levis 501 Or Similar)
$98.8 £73.7
$83.5 £62.3
18.28%
Summer Dress (H&M, Zara, etc)
$46.09 £34.36
$42.97 £32.04
7.26%
Sport Shoes (Adidas, Nike)
$102 £76.3
$95.0 £70.8
7.67%
Men's Leather Business Shoes
$104 £77.6
$106 £79.0
-1.68%
🏠 Accommodation & Living
Oxford
Manchester
Difference
1-bedroom Apartment, City Center (Monthly)
$2,187 £1,631
$1,785 £1,331
22.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,706 £1,272
$1,222 £911
39.58%
3-bedroom Apartment, City Center (Monthly)
$3,231 £2,409
$2,930 £2,185
10.25%
3-bedroom Apartment, Outside City Center (Monthly)
$2,464 £1,837
$1,899 £1,416
29.76%
Buy Apartment in City Center (m2)
$8,794 £6,556
$4,668 £3,480
88.38%
Buy Apartment Outside City Center (m2)
$6,600 £4,921
$4,397 £3,278
50.10%
💵 Salaries & Financials
Oxford
Manchester
Difference
Average Monthly Net Salary (After Tax)
$4,032 £3,006
$3,395 £2,531
18.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.79
4.82
-0.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford: October 25, 2026

Last update for Manchester: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Oxford
$1.7K
Manchester
$1.2K 28.4% $484
Monthly Utilities & Internet
Oxford
$423
Manchester
$308 27.2% $115
Eating Out
Oxford
$380
Manchester
$319 16% $61
Groceries & Markets
Oxford
$323
Manchester
$299 7.4% $24
Clothing & Footwear
Oxford
$158
Manchester
$147 6.8% $11
Getting Around
Oxford
$146
Manchester
$134 8.1% $12
Sport & Entertainment
Oxford
$74
Manchester
$70 5.9% $4.4

Cost Breakdown

A central one-bedroom costs $2,187 in Oxford versus $1,785 in Manchester. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Oxford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in Oxford versus $86 in Manchester. Monthly groceries follow the same trend: $323 vs $299 – making Manchester the more affordable choice for daily food spending.

Good to know
🇬🇧 Oxford
🇬🇧 Manchester
🕒 Local time
21:16 9:16 PM
21:16 9:16 PM
Same time as Oxford
🌤 Weather
👥 Population
165,000
503,100
💱 Currency
Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 2, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.836 GBP (1 GBP = 1.2 EUR).

On the map
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Oxford vs Manchester: Cost of Living - Frequently Asked Questions
Is Manchester cheaper than Oxford?
Yes – Oxford is pricier by about 28%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $4,815 per month in Oxford and $3,749 in Manchester. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Manchester, especially for central apartments: a one-bedroom in the center costs $1,785 there versus $2,187 in Oxford.
What are total monthly expenses in Oxford and in Manchester?
Monthly expenses with rent come to $3,210 in Oxford and $2,499 in Manchester. That makes Manchester about 22% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $2,254 per month in Oxford and $1,494 in Manchester. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is Oxford or Manchester more family-friendly?
Families tend to lean toward Manchester – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Manchester. If higher salaries or specific career opportunities are the priority, Oxford makes more sense. Both are solid long-term options with distinct trade-offs.

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