Last update: Oct 2026

Cost of Living Comparison Between Oxford and Austin, TX

For one person, living is cheaper in Austin, TX: $2,704 a month against $3,140 in Oxford, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

154

Cost of Living Index in Oxford
Learn more

Oxford Living Index
129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Oxford

🇬🇧 United Kingdom

$3,140

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxford and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxford and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,140 in Oxford versus $2,704 in Austin, TX.

Oxford $3,140
Austin, TX $2,704

Estimated couple costs with rent: $4,486 in Oxford versus $4,133 in Austin, TX.

Oxford $4,486
Austin, TX $4,133

Monthly costs for a family of three with rent: $5,831 in Oxford versus $5,562 in Austin, TX.

Oxford $5,831
Austin, TX $5,562

Living in Oxford is roughly 16% more expensive than in Austin, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Oxford 134% above, Austin, TX 102% above.

Meal at Budget Restaurant

$24.41 £18.44

$20.22 $20.22

20.72%

Three-Course Dinner for Two, Mid-Range

$105 £79.5

$85.0 $85.0

23.70%

Fast Food Meal (McDonalds, etc)

$10.78 £8.15

$12.35 $12.35

-12.71%

Cappuccino

$5.00 £3.78

$5.47 $5.47

-8.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.41 £3.33

$3.82 $3.82

15.45%

Water (0.33 liter bottle)

$2.29 £1.73

$2.50 $2.50

-8.40%

Local Beer (0.5 liter draught)

$8.99 £6.79

$8.06 $8.06

11.54%

Imported Beer (0.33 liter bottle)

$8.39 £6.34

$8.99 $8.99

-6.67%

Milk (1 liter)

$1.67 £1.26

$1.13 $1.13

47.79%

White Bread (500g)

$1.61 £1.22

$3.78 $3.78

-57.41%

Rice (white) (1kg)

$1.92 £1.45

$3.25 $3.25

-40.92%

Eggs

$4.27 £3.23

$4.14 $4.14

3.14%

Local Cheese (1kg)

$14.46 £10.93

$13.08 $13.08

10.55%

Chicken Fillets (1kg)

$8.20 £6.20

$14.31 $14.31

-42.70%

Beef Round Steak (1kg)

$14.87 £11.24

$15.96 $15.96

-6.83%

Apples (1kg)

$3.44 £2.60

$4.38 $4.38

-21.46%

Banana (1kg)

$1.62 £1.22

$1.45 $1.45

11.72%

Oranges (1kg)

$3.03 £2.29

$4.54 $4.54

-33.26%

Tomato (1kg)

$3.50 £2.64

$4.19 $4.19

-16.47%

Potato (1kg)

$1.74 £1.31

$2.63 $2.63

-33.84%

Onion (1kg)

$1.73 £1.31

$2.36 $2.36

-26.69%

Lettuce (1 head)

$1.17 £0.88

$1.76 $1.76

-33.52%

Water (1.5 liter bottle)

$1.65 £1.25

$2.16 $2.16

-23.61%

Cigarettes 20 Pack (Marlboro, Camel)

$23.08 £17.44

$9.81 $9.81

135.27%

Wine (Bottle)

$11.15 £8.43

$14.72 $14.72

-24.25%

Local Beer (0.5 liter bottle)

$3.44 £2.60

$2.78 $2.78

23.74%

Imported Beer (0.33 liter bottle)

$3.57 £2.70

$3.48 $3.48

2.59%

One-way Ticket (Public Transport)

$4.04 £3.05

$1.49 $1.49

171.14%

Public Transport Monthly Pass (Regular Price)

$107 £80.7

$40.51 $40.51

163.64%

Taxi Start (Normal Tariff)

$4.95 £3.74

$2.67 $2.67

85.39%

Taxi (Normal Tariff) (1km)

$3.14 £2.37

$1.58 $1.58

98.73%

Taxi 1hour Waiting (Normal Tariff)

$41.40 £31.28

$35.29 $35.29

17.31%

Gasoline (1 liter)

$2.09 £1.58

$0.99 $0.99

111.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.4K

$35.8K $35.8K

8.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K £30.3K

$27.2K $27.2K

47.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$355 £268

$219 $219

61.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.88 £13.51

$58.0 $58.0

-69.17%

Internet (50+ Mbps, Unlimited Data)

$42.92 £32.44

$68.4 $68.4

-37.21%

Gym Membership (Monthly)

$44.70 £33.78

$57.9 $57.9

-22.80%

Tennis Court (1 Hour on Weekend)

$11.33 £8.56

$14.82 $14.82

-23.55%

Cinema Ticket

$14.51 £10.97

$14.13 $14.13

2.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,266 £1,713

$1,509 $1,509

50.17%

International Primary School, 1 Child (Yearly)

$15.4K £11.6K

$21.5K $21.5K

-28.36%

Jeans (Levis 501 Or Similar)

$95.3 £72.0

$51.7 $51.7

84.44%

Summer Dress (H&M, Zara, etc)

$45.69 £34.53

$44.05 $44.05

3.72%

Sport Shoes (Adidas, Nike)

$101 £76.4

$85.1 $85.1

18.86%

Men's Leather Business Shoes

$102 £77.1

$105 $105

-3.11%

1-bedroom Apartment, City Center (Monthly)

$2,279 £1,722

$1,932 $1,932

17.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,656 £1,252

$1,272 $1,272

30.16%

3-bedroom Apartment, City Center (Monthly)

$3,222 £2,435

$3,670 $3,670

-12.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,582 £1,951

$2,525 $2,525

2.26%

Buy Apartment in City Center (m2)

$7,976 £6,028

$7,617 $7,617

4.72%

Buy Apartment Outside City Center (m2)

$6,813 £5,148

$3,199 $3,199

112.94%

Average Monthly Net Salary (After Tax)

$3,924 £2,966

$5,105 $5,105

-23.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

6.79

-29.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxford: October 3, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxford

$1.7K 52.7%

Austin, TX

$1.3K 48.2% 23.2% $384

Monthly Utilities & Internet

Oxford

$415 13.2%

Austin, TX

$346 13.1% 16.8% $70

Eating Out

Oxford

$376 12%

Austin, TX

$348 13.2% 7.5% $28

Groceries & Markets

Oxford

$323 10.3%

Austin, TX

$403 15.3% 24.7% $80

Clothing & Footwear

Oxford

$155 4.9%

Austin, TX

$129 4.9% 16.9% $26

Getting Around

Oxford

$144 4.6%

Austin, TX

$57 2.2% 60.3% $87

Sport & Entertainment

Oxford

$74 2.4%

Austin, TX

$86 3.3% 16.9% $12

Cost Breakdown

A one-bedroom apartment in the center runs $2,279 in Oxford and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 30% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $105 in Oxford vs $85.0 in Austin, TX. Groceries flip the comparison at $323 vs $403, with Oxford cheaper for home cooking.

Good to know

🇬🇧 Oxford

🇺🇸 Austin, TX

🕒 Local time

13:11 1:11 PM

07:11 7:11 AM

6 h behind Oxford

🌤 Weather

👥 Population

165,000

974,447

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.847 GBP (1 GBP = 1.18 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Oxford Austin, TX 7,830 km ≈ 10 h nonstop flight

From you

Oxford
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxford vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 16% lower than in Oxford. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,279 in Oxford versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,140 per month in Oxford versus $2,704 in Austin, TX – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 164% less than in Oxford. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Austin, TX delivers better value – similar infrastructure at $2,704 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Austin, TX hard to pass up.

Safety-wise, Oxford and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 16% less than in Oxford. Beyond cost, consider language, visa policies, and how big the international community is in each city.