Cost of Living Comparison Between Owensboro, KY and Ubud Cost of Living Comparison Between Owensboro, KY and Ubud

😐 Solo nomad: Owensboro, KY is 65.4% more expensive than Ubud without rent, and 160.7% more expensive with rent.
😐 Family of 3: Owensboro, KY is 69.6% more expensive than Ubud without rent, and 126.4% more expensive with rent.
Currency
🍽 Eating Out
Owensboro, KY
Ubud
Difference
Meal at Budget Restaurant
$17.93 $17.93
$3 Rp 48.8K
497.67%
Three-Course Dinner for Two, Mid-Range
$60.6 $60.6
$12.52 Rp 203.2K
384.19%
Fast Food Meal (McDonalds, etc)
$10.13 $10.13
$3.18 Rp 51.6K
218.55%
Cappuccino
$5.98 $5.98
$2.21 Rp 35.9K
170.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.95 $1.95
$1.1 Rp 17.9K
77.27%
Water (0.33 liter bottle)
$1.3 $1.3
$0.26 Rp 4,217
400.00%
Local Beer (0.5 liter draught)
$4.08 $4.08
$2.5 Rp 40.5K
63.20%
Imported Beer (0.33 liter bottle)
$4.85 $4.85
$3.2 Rp 51.9K
51.56%
🛒 Groceries & Markets
Owensboro, KY
Ubud
Difference
Milk (1 liter)
$1.11 $1.11
$1.49 Rp 24.2K
-25.50%
White Bread (500g)
$3.34 $3.34
$1.67 Rp 27K
100.00%
Rice (white) (1kg)
$4.52 $4.52
$1.14 Rp 18.5K
296.49%
Eggs
$3.77 $3.77
$2.27 Rp 36.9K
66.08%
Local Cheese (1kg)
$6.47 $6.47
$13.94 Rp 226.3K
-53.59%
Chicken Fillets (1kg)
$11.24 $11.24
$4 Rp 64.8K
181.00%
Beef Round Steak (1kg)
$8.93 $8.93
$11.3 Rp 183.4K
-20.97%
Apples (1kg)
$4.43 $4.43
$3.6 Rp 58.4K
23.06%
Banana (1kg)
$1.35 $1.35
$1.53 Rp 24.8K
-11.76%
Oranges (1kg)
$2.65 $2.65
$2.65 Rp 43K
-
Tomato (1kg)
$3.56 $3.56
$1.38 Rp 22.4K
157.97%
Potato (1kg)
$2.19 $2.19
$1.58 Rp 25.6K
38.61%
Onion (1kg)
$2.17 $2.17
$2.16 Rp 35.1K
0.46%
Lettuce (1 head)
$2.05 $2.05
$1.04 Rp 16.9K
97.12%
Water (1.5 liter bottle)
$1.46 $1.46
$0.56 Rp 9,114
160.71%
Cigarettes 20 Pack (Marlboro, Camel)
$8.88 $8.88
$2.23 Rp 36.3K
298.21%
Wine (Bottle)
$8.1 $8.1
$14.98 Rp 243.2K
-45.93%
Local Beer (0.5 liter bottle)
$2.1 $2.1
$2.43 Rp 39.5K
-13.58%
Imported Beer (0.33 liter bottle)
$4.33 $4.33
$2.64 Rp 42.8K
64.02%
🚌 Getting Around
Owensboro, KY
Ubud
Difference
One-way Ticket (Public Transport)
$1.01 $1.01
$0.32 Rp 5,203
215.63%
Public Transport Monthly Pass (Regular Price)
$30.6 $30.6
$10.12 Rp 164.3K
202.37%
Taxi Start (Normal Tariff)
$4.89 $4.89
$0.49 Rp 7,888
897.96%
Taxi (Normal Tariff) (1km)
$1.53 $1.53
$0.34 Rp 5,573
350.00%
Taxi 1hour Waiting (Normal Tariff)
$20.77 $20.77
$6.04 Rp 98K
243.87%
Gasoline (1 liter)
$0.79 $0.79
$0.73 Rp 11.9K
8.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K $32.8K
$26.2K Rp 425.6M
25.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$31.9K Rp 518.5M
-15.99%
🧾 Monthly Utilities & Internet
Owensboro, KY
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 $171
$62.6 Rp 1M
172.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59 $59
$4.1 Rp 66.6K
1338.78%
Internet (50+ Mbps, Unlimited Data)
$60.8 $60.8
$24.32 Rp 394.7K
150.08%
🎉 Sport & Entertainment
Owensboro, KY
Ubud
Difference
Gym Membership (Monthly)
$49.59 $49.59
$22.6 Rp 366.9K
119.42%
Tennis Court (1 Hour on Weekend)
$9.81 $9.81
$6.26 Rp 101.5K
56.71%
Cinema Ticket
$13.21 $13.21
$3.29 Rp 53.4K
301.52%
🧸 Childcare & Education
Owensboro, KY
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,221 $1,221
$93.2 Rp 1.5M
1209.45%
International Primary School, 1 Child (Yearly)
$30.1K $30.1K
$6,098 Rp 99M
392.92%
👕👟 Clothing & Footwear
Owensboro, KY
Ubud
Difference
Jeans (Levis 501 Or Similar)
$61.4 $61.4
$52.8 Rp 857.4K
16.24%
Summer Dress (H&M, Zara, etc)
$47.81 $47.81
$24.84 Rp 403.3K
92.47%
Sport Shoes (Adidas, Nike)
$91.1 $91.1
$85.2 Rp 1.4M
6.87%
Men's Leather Business Shoes
$133 $133
$72.5 Rp 1.2M
83.36%
🏠 Accommodation & Living
Owensboro, KY
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$730 $730
$259 Rp 4.2M
181.87%
1-bedroom Apartment, Outside City Center (Monthly)
$786 $786
$159 Rp 2.6M
394.74%
3-bedroom Apartment, City Center (Monthly)
$1,083 $1,083
$578 Rp 9.4M
87.52%
3-bedroom Apartment, Outside City Center (Monthly)
$933 $933
$336 Rp 5.5M
177.65%
Buy Apartment in City Center (m2)
$1,607 $1,607
$1,000 Rp 16.2M
60.59%
Buy Apartment Outside City Center (m2)
$1,642 $1,642
$860 Rp 14M
90.78%
💵 Salaries & Financials
Owensboro, KY
Ubud
Difference
Average Monthly Net Salary (After Tax)
$3,600 $3,600
$182 Rp 3M
1873.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.47
13.28
-51.28%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: October 29, 2025

Last update for Ubud: October 29, 2025

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