Last update: Oct 2026

Cost of Living Comparison Between Ourem and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,568 in Ourem, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Ourem
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Ourem Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Ourem

🇵🇹 Portugal

$1,568

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Ourem and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ourem and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,568 in Ourem versus $915 in Cebu.

Ourem $1,568
Cebu $915

Estimated couple costs with rent: $2,326 in Ourem versus $1,418 in Cebu.

Ourem $2,326
Cebu $1,418

Monthly costs for a family of three with rent: $3,084 in Ourem versus $1,921 in Cebu.

Ourem $3,084
Cebu $1,921

Living in Ourem is roughly 71% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ourem is 16% above, Cebu is 33% below.

Meal at Budget Restaurant

$13.00 €11.56

$3.05 ₱192

326.23%

Three-Course Dinner for Two, Mid-Range

$52.3 €46.52

$24.00 ₱1,511

117.88%

Fast Food Meal (McDonalds, etc)

$8.89 €7.91

$3.99 ₱251

122.81%

Cappuccino

$1.27 €1.13

$2.50 ₱157

-49.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 €1.44

$1.54 ₱97.1

5.19%

Water (0.33 liter bottle)

$1.22 €1.09

$0.50 ₱31.37

144.00%

Local Beer (0.5 liter draught)

$2.82 €2.51

$1.78 ₱112

58.43%

Imported Beer (0.33 liter bottle)

$2.82 €2.51

$2.17 ₱136

29.95%

Milk (1 liter)

$1.06 €0.94

$2.00 ₱126

-47.00%

White Bread (500g)

$2.41 €2.14

$1.37 ₱86.2

75.91%

Rice (white) (1kg)

$1.36 €1.21

$1.03 ₱64.9

32.04%

Eggs

$3.67 €3.26

$2.03 ₱128

80.79%

Local Cheese (1kg)

$9.09 €8.09

$10.20 ₱642

-10.88%

Chicken Fillets (1kg)

$7.62 €6.77

$4.45 ₱280

71.24%

Beef Round Steak (1kg)

$10.89 €9.69

$7.67 ₱483

41.98%

Apples (1kg)

$1.84 €1.64

$3.31 ₱208

-44.41%

Banana (1kg)

$1.23 €1.09

$1.46 ₱91.8

-15.75%

Oranges (1kg)

$1.11 €0.98

$2.32 ₱146

-52.16%

Tomato (1kg)

$1.69 €1.50

$1.49 ₱94.0

13.42%

Potato (1kg)

$1.97 €1.75

$2.34 ₱147

-15.81%

Onion (1kg)

$1.64 €1.46

$1.94 ₱122

-15.46%

Lettuce (1 head)

$1.64 €1.46

$1.16 ₱73.0

41.38%

Water (1.5 liter bottle)

$0.63 €0.56

$0.68 ₱42.89

-7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$6.29 €5.60

$2.99 ₱188

110.37%

Wine (Bottle)

$3.45 €3.07

$6.24 ₱393

-44.71%

Local Beer (0.5 liter bottle)

$1.25 €1.12

$1.23 ₱77.3

1.63%

Imported Beer (0.33 liter bottle)

$1.39 €1.24

$1.73 ₱109

-19.65%

One-way Ticket (Public Transport)

$2.24 €1.99

$0.23 ₱14.36

873.91%

Public Transport Monthly Pass (Regular Price)

$41.44 €36.86

$12.34 ₱777

235.82%

Taxi Start (Normal Tariff)

$3.98 €3.54

$0.79 ₱49.96

403.80%

Taxi (Normal Tariff) (1km)

$0.75 €0.67

$0.22 ₱13.86

240.91%

Taxi 1hour Waiting (Normal Tariff)

$16.62 €14.78

$4.54 ₱286

266.08%

Gasoline (1 liter)

$2.09 €1.86

$1.32 ₱82.9

58.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.3K

$21.0K ₱1.3M

62.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €33.4K

$19.4K ₱1.2M

93.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 €98.1

$119 ₱7,464

-7.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.60 €19.21

$14.22 ₱896

51.90%

Internet (50+ Mbps, Unlimited Data)

$35.43 €31.52

$27.47 ₱1,730

28.98%

Gym Membership (Monthly)

$40.72 €36.22

$32.31 ₱2,034

26.03%

Tennis Court (1 Hour on Weekend)

$16.43 €14.61

$6.50 ₱409

152.77%

Cinema Ticket

$8.74 €7.78

$5.40 ₱340

61.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$613 €545

$276 ₱17.4K

122.14%

International Primary School, 1 Child (Yearly)

$6,221 €5,534

$7,866 ₱495.3K

-20.91%

Jeans (Levis 501 Or Similar)

$75.9 €67.5

$49.37 ₱3,108

53.66%

Summer Dress (H&M, Zara, etc)

$44.79 €39.84

$24.58 ₱1,548

82.22%

Sport Shoes (Adidas, Nike)

$83.5 €74.3

$76.6 ₱4,825

8.98%

Men's Leather Business Shoes

$104 €92.6

$58.9 ₱3,706

76.95%

1-bedroom Apartment, City Center (Monthly)

$956 €850

$503 ₱31.7K

89.90%

1-bedroom Apartment, Outside City Center (Monthly)

$747 €664

$305 ₱19.2K

145.33%

3-bedroom Apartment, City Center (Monthly)

$1,509 €1,342

$1,075 ₱67.7K

40.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,188 €1,057

$632 ₱39.8K

87.96%

Buy Apartment in City Center (m2)

$2,958 €2,631

$2,870 ₱180.7K

3.07%

Buy Apartment Outside City Center (m2)

$2,243 €1,995

$1,877 ₱118.2K

19.47%

Average Monthly Net Salary (After Tax)

$1,352 €1,203

$336 ₱21.1K

302.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

7.2

-50.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ourem: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ourem

$747 47.6%

Cebu

$305 33.3% 59.2% $443

Groceries & Markets

Ourem

$221 14.1%

Cebu

$210 22.9% 5.4% $12

Eating Out

Ourem

$177 11.3%

Cebu

$88 9.6% 50.4% $89

Monthly Utilities & Internet

Ourem

$167 10.7%

Cebu

$160 17.5% 4.2% $7

Clothing & Footwear

Ourem

$139 8.9%

Cebu

$94 10.3% 32.1% $44

Getting Around

Ourem

$58 3.7%

Cebu

$15 1.7% 74% $43

Sport & Entertainment

Ourem

$58 3.7%

Cebu

$43 4.7% 25.9% $15

Cost Breakdown

A one-bedroom apartment in the center runs $956 in Ourem and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Ourem pays 303% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Ourem vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $221 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Ourem

🇵🇭 Cebu

🕒 Local time

22:23 10:23 PM

05:23 5:23 AM

7 h ahead of Ourem

🌤 Weather

👥 Population

44,538

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ourem Cebu 12,610 km ≈ 16 h nonstop flight

From you

Ourem
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ourem vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 71% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 303% higher in Ourem, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $956 in Ourem versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,568 per month in Ourem versus $915 in Cebu – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 236% less than in Ourem. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,568 in Ourem, a $1,500 budget is realistic in Cebu but tight or insufficient in Ourem. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ourem, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ourem and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 71% less than in Ourem. Beyond cost, consider language, visa policies, and how big the international community is in each city.